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Revolut Megathread.

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Comments

  • Registered Users, Registered Users 2 Posts: 2,516 ✭✭✭NinjaTruncs


    Have many of your mortgage payments come out?

    I found revolut needs a number of payments to leave before it realises the payment is recurring.

    4.3kWp South facing PV System. South Dublin



  • Registered Users, Registered Users 2 Posts: 11,906 ✭✭✭✭the_amazing_raisin


    I've been wondering about this too, everything shows as recurring except GoMo

    I think it's because the GoMo bill is paid by card, although so are my other subscriptions and they're showing as recurring

    It's been paying out every month for nearly a year, so Revolut really should have figured it out

    EDIT: I found when I went into one of the payments I could mark it as recurring. However it's still now showing as a subscription for the Pocket

    "The internet never fails to misremember" - Sebastian Ruiz, aka Frost



  • Registered Users Posts: 968 ✭✭✭Str8outtaWuhan


    2 so far just switched, pity you can't nominate them as recurring instead of waiting for the algorithm to do it. Strange the Vodafone only has 2 payments but it's flagged as recurring.



  • Registered Users, Registered Users 2 Posts: 2,451 ✭✭✭apache


    I can't seem to top up instantly anymore. It's been like this since I got a new device.

    I go in and enter and confirm my pin BOI and it just brings me to my balance. I can't confirm in the Revolut app.



  • Registered Users, Registered Users 2 Posts: 2,777 ✭✭✭beachhead


    Personally I would have thought bringing 50% or whatever of your estimated spend while there in cash and trade it to whomever offers the highest exchange.I have found on travels in countries with a dodgy exchange rate that cash works much better.I do not go to corner hangers to exchange.Each to his own though.



  • Registered Users, Registered Users 2 Posts: 11,906 ✭✭✭✭the_amazing_raisin


    True, it does sound like a fair bit of work though, I'd prefer to be sunning myself on a beach than hunting around for a decent currency exchange

    I do agree that a lot of places would probably be cash only operations where the currency is unstable

    "The internet never fails to misremember" - Sebastian Ruiz, aka Frost



  • Registered Users, Registered Users 2 Posts: 3,036 ✭✭✭gipi


    I went to use my Revolut card online, and decided to use the one-use disposable card number. ( I've used the feature before). The option has gone from my app. The only option I can see in "cards" tab is my regular Revolut card.

    Just me, or has there been a change?



  • Registered Users, Registered Users 2 Posts: 1,860 ✭✭✭Bummer1234


    Disposable card is still there for me anyway on the cards tab.



  • Registered Users, Registered Users 2 Posts: 2,777 ✭✭✭beachhead


    I can see my regular card and a virtual card-multiple use.The one off virtual card has "disappeared".Maybe your multi use gone by "mistake"



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  • Registered Users, Registered Users 2 Posts: 3,036 ✭✭✭gipi


    Thanks for the reply.

    I found that I had to request a disposable card, it used to display automatically for me.

    All good now, thanks!



  • Registered Users, Registered Users 2 Posts: 269 ✭✭CoffeeImpala


    Disposable card not showing for me on the cards tab but it looks like I can generate a new one by going into add card.



  • Registered Users, Registered Users 2 Posts: 11,906 ✭✭✭✭the_amazing_raisin


    My disposable card disappeared, but I still have the option to create a new one. Maybe they have a short expiry time for extra security

    "The internet never fails to misremember" - Sebastian Ruiz, aka Frost



  • Registered Users, Registered Users 2 Posts: 2,777 ✭✭✭beachhead


    First cash I bring is usually a float or a judgement about how cash I will need in the first few days or hours.I will look up sites for exchange rates then shop for better rate in 2/3 places every 2 weeks or 1 month.



  • Registered Users, Registered Users 2 Posts: 2,777 ✭✭✭beachhead


    Tapped on "get cards".The virtual disposable is there.



  • Registered Users, Registered Users 2 Posts: 622 ✭✭✭feargantae


    Not to derail the thread but imo once their dictator is inevitably re-elected the Lira will likely take another dip as it's done when he polled well the first time. That'd be a good time to buy some Lira, imo.

    I wouldn't even bother with cash since they're very card friendly over there, in my experience anyway!



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  • Moderators, Business & Finance Moderators Posts: 6,548 Mod ✭✭✭✭Sheep Shagger


    Set up a mortgage DD from new joint account, is showing as a one off?

    I actually need to cancel it and pay by standing order instead (**** PTSB system). When I try to hit the manage direct debit button it doesn't do anything....is that because it's a one off (even though it shouldn't have been?)

    Will watch a few more of the so called one off DDs to see if they go through for a second month before the next mortgage repayment is due. The only DD to show as recurring is Revenue for property tax?



  • Registered Users, Registered Users 2 Posts: 11,906 ✭✭✭✭the_amazing_raisin


    I have a similar issue, only the internet is showing as a recurring payment

    I wonder if a few payments have to go through for it to be counted as recurring

    "The internet never fails to misremember" - Sebastian Ruiz, aka Frost



  • Moderators, Business & Finance Moderators Posts: 6,548 Mod ✭✭✭✭Sheep Shagger


    So how do you cancel it until the 'manage direct debit' option works I wonder?

    Am actually trying to access help via the app but can only seem to do so whole in my personal account (not joint?)



  • Registered Users, Registered Users 2 Posts: 11,906 ✭✭✭✭the_amazing_raisin


    Yeah the manage direct debit button doesn't work for me for the payments that think they're a one off

    The recurring one has the cancel button available

    If you've cancelled the direct debit with PTSB then it shouldn't take any money from your account. Direct debit isn't like a fixed transfer every month, it's an authorisation for someone to take money once a month. So if they take nothing the direct debit it still there, it'll just be inactive

    "The internet never fails to misremember" - Sebastian Ruiz, aka Frost



  • Moderators, Business & Finance Moderators Posts: 6,548 Mod ✭✭✭✭Sheep Shagger


    Yeah the property tax one is recurring and the manage button works (that takes you s screen where you can cancel it). Not sure I trust PTSB to actually not take money again using the DD!

    Might try the Revolut help and see if they can cancel it. Do you know how to use the help function on a joint account as I can only access from my sole and when I try to select a transaction it only shows them from my sole account (not joint).



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  • Registered Users Posts: 48 apm0003


    I am still waiting to be switched to an Irish IBAN. I still have the Lithuanian one LTxxx. I have a personal account and tax residency shows as Ireland in my account details. I have supplied any required ID docs plus PPS no. in the past confirming I am an Irish citizen with an address here.

    I keep seeing statements from Revolut in the media announcing all their personal customers have been migrated to Irish IBANs. When I ask Revolut support I just get told I'll receive an email notifying me when the change will happen if I am eligible.

    Anyone else in this position ?



  • Registered Users, Registered Users 2 Posts: 1,114 ✭✭✭Davexirl




  • Registered Users, Registered Users 2 Posts: 11,906 ✭✭✭✭the_amazing_raisin


    Bit of an update to this, I think after marking as a subscription payment then Revolut will need to see 3 payments of the same amount around the same time to count it as a payment that can be included in a pocket

    One of my recurring payments just hit that threshold and I can now add it to a pocket where I couldn't before

    Another one only has 2 payments of the same amount so it isn't showing up when I try adding stuff to the pocket. When it comes out later this month it should be at 3 payments and can be added

    Some merchants are obviously known to Revolut (e.g. Amazon prime or Spotify) so it seems to automatically include them as subscriptions

    "The internet never fails to misremember" - Sebastian Ruiz, aka Frost



  • Moderators, Business & Finance Moderators Posts: 6,548 Mod ✭✭✭✭Sheep Shagger


    On the direct debit thing, some of my so called 'one off"' payments have gone through a second time and are now classed as 'monthly' although with the exception of Revenue still can't send any (not that I need too).

    Bit disappointed the app treats these so strangely....

    For the one I need cancelled, got it done via in the app help.



  • Registered Users Posts: 2,014 ✭✭✭tylercheribini


    Still no joy with the credit card payment account unfortunately.



  • Registered Users Posts: 849 ✭✭✭Connavar


    In the same boat. Even asked if my account was eligible and they said it was. I wish they would at least give some form of timeline for when they would be finished



  • Moderators, Business & Finance Moderators Posts: 6,548 Mod ✭✭✭✭Sheep Shagger


    Would it be a hassel to close your account then the next day open a new one (with IE IBAN).



  • Registered Users Posts: 849 ✭✭✭Connavar


    Between shared vaults and group bills it would be a pain yeah. I did think about doing it but more hassle than it's worth



  • Registered Users, Registered Users 2 Posts: 8,408 ✭✭✭Gadgetman496


    Deleted

    "Everybody is a genius. But if you judge a fish by its ability to climb a tree, it will live its whole life believing that it is stupid."



  • Registered Users, Registered Users 2 Posts: 622 ✭✭✭feargantae


    Anyone any experience claiming off Revolut insurance? In particular the travel insurance? Wondering what the experience was like.



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  • Moderators, Business & Finance Moderators Posts: 6,548 Mod ✭✭✭✭Sheep Shagger


    Presumably you deal with the underwriters claims team and not Revolut (like all banks who sell insurance)?



  • Moderators, Business & Finance Moderators Posts: 6,548 Mod ✭✭✭✭Sheep Shagger


    Another Monday, another price watch article from Conor Pope bashing Revolut (they don't have any phone support you see).

    I'm no cheerleader for them but in this case the customer got tricked into authorizing a transfer from someone on the phone pretending to be from Revolut (and that's after she clicked on a link and by her own admission couldn't be arsed logging into the proper Electric Ireland portal to check).

    Jesus Christ

    "The headline reads...A €10,000 Revolut scam: He had an Irish accent and said his name was Andrew"

    Why is this specifically a Revolut scam, they didn't do it? Would it be the same if the customers bank was AIB?

    Is Conor Pope yet again bashing newcomers to the market so people are too scared to moved away from the legacy banks who have lots of advertising in the Irish Times ?!?

    https://www.irishtimes.com/your-money/2023/06/05/sinister-scam-sees-10000-stolen-in-minutes-as-criminal-chats-casually-to-victim/



  • Registered Users, Registered Users 2 Posts: 13,253 ✭✭✭✭flazio


    I don't see any agenda against Revolut here. It's the now standard warning to take a breath after getting a shock message, not to click links and go about your day.



  • Registered Users, Registered Users 2 Posts: 2,805 ✭✭✭mightyreds


    "I did think about going to my Electric Ireland account to verify all is above board but thought what a pain" not as painful as losing 10k for being completely idiotic, who thinks to themselves this might be a scam, I'll crush on anyway



  • Moderators, Business & Finance Moderators Posts: 6,548 Mod ✭✭✭✭Sheep Shagger


    Except these articles from this person seem weekly.



  • Registered Users, Registered Users 2 Posts: 11,906 ✭✭✭✭the_amazing_raisin


    Not to mention after the fact she got a call from "Andrew from Revolut" telling her she needed to authorise the €5k payment to block it

    I can understand getting stung the first time, scammers tend to target people in the evening when they're likely to be tired and distracted and won't scrutinise things

    But getting busted again later after realising it's a scam. Talk about hitting rock bottom and then trying to dig deeper

    And €24k in her current account? What the hell, is she going to suddenly go and buy a new car? Put it in a vault to stop the account being charged

    "The internet never fails to misremember" - Sebastian Ruiz, aka Frost



  • Registered Users, Registered Users 2 Posts: 13,917 ✭✭✭✭Dial Hard


    Hey Gang, hoping someone can help with this. I use my AIB debit card to top up my Revolut. Card expired on May 31st and I got a new one, same details, just an updated expiry date and CVV. I've deleted the old card from the app but any time I try to top up with the new one it just goes into "Auth for Card - pending" and then gets declined a minute or two later. It's driving me scatty. Anyone any ideas? Revolut's "help" amounted to "Contact your bank, we can't help you" but I can 100% guarantee that if I ring AIB they'll tell me the issue is with Revolut.

    The new card is working perfectly everywhere else, just for the record.

    Thanks in advance.



  • Registered Users, Registered Users 2 Posts: 4,163 ✭✭✭bennyx_o


    Same happens me with an expired PTSB debit card



  • Registered Users Posts: 77 ✭✭runwithme


    This happened me in the last week. I had to phone AIB and they have to authorise your card to be used on Revolut. Not sure why but it’s working now.



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  • Registered Users, Registered Users 2 Posts: 1,645 ✭✭✭Qrt


    I’ve come across this a few times online, I’ve heard removing it and readding it can work. Otherwise you can use Apple/Google Pay or a regular SEPA transfer. There could be something SCA-related on AIB’s side.



  • Registered Users, Registered Users 2 Posts: 13,917 ✭✭✭✭Dial Hard


    I'm actually cracking up at this point. Spent almost 20 minutes on hold waiting to speak to AIB earlier before giving up. Tried to just do a transfer from my account rather than via my card and it keeps failing at the confirmation stage. The screen to confirm the transaction pops up for a nano-second and then the AIB app goes "Error - cannot send push message, directing you back" and I get fired back to Revolut. I have all the notification types enabled on the AIB app so can't figure out what the issue is. Updated both the Revolut and AIB apps to no avail. In fact, Revolut isn't even offering me debit card as a top-up option now. Genuinely on the verge of firing the phone out the window here.



  • Administrators Posts: 54,091 Admin ✭✭✭✭✭awec


    Can you use Apple or Google pay?

    I have tons of issues topping up my Bunq account with the AIB debit card, keeps declining the payment even when I explicitly allow it in the AIB app.

    I'd be fairly sure the issue is on the AIB end.



  • Registered Users, Registered Users 2 Posts: 13,917 ✭✭✭✭Dial Hard


    I've been actively avoiding setting up Google Pay because I just think it's far too easy to spend money these days as it is (like, I sometimes deliberately leave my cards at home for that very reason) but I think at this stage I'm going to have to. If fcuking AIB will allow me to...



  • Registered Users Posts: 323 ✭✭Scribbler100


    I was having a similar problem. After much frustration, I had a rant to my son who suggested I use Google Pay to top up my Revolut account instead. I know it's not the ideal solution, but it stopped me firing the phone out the window in the interim!



  • Registered Users, Registered Users 2 Posts: 11,906 ✭✭✭✭the_amazing_raisin


    I'm not sure if this is related but my wife had to use the seperate card reader thing to generate a security code in order to transfer money to her Revolut account. I can't remember if she was doing transfers or a debit card transaction however

    "The internet never fails to misremember" - Sebastian Ruiz, aka Frost



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  • Moderators, Music Moderators Posts: 3,759 Mod ✭✭✭✭eeloe


    Anyone still wait listed for a credit card?


    I applied for the wait list in the evening of the 19th of feb before it was announced on the news, and I’m still wait listed.


    checking almost daily and no joy.


    I can apply for credit loans no issue and I’m auto approved for the max 30k, so I’d imagine there isn’t an issue with my credit that’s holding things up!



  • Registered Users, Registered Users 2 Posts: 11,906 ✭✭✭✭the_amazing_raisin


    I'm still wait listed, been checking the odd time

    Has anyone actually gotten one yet?

    I don't really want or need a credit card, but it would be handy to have the option if I'm ever renting a car

    I'm guessing there'll be a virtual card option like with the debit cards? Not really interested in getting yet another physical card

    "The internet never fails to misremember" - Sebastian Ruiz, aka Frost



  • Moderators, Music Moderators Posts: 3,759 Mod ✭✭✭✭eeloe


    There was a few on the thread that got one already, one person wasn't even wait listed, was just able to apply and got one straight away with the max 10k limit.



  • Registered Users Posts: 849 ✭✭✭Connavar


    Finally got the update email today so seems they are still processing the personal accounts



  • Moderators, Business & Finance Moderators Posts: 6,548 Mod ✭✭✭✭Sheep Shagger


    Just tried applying (got the go ahead s few weeks back), just started getting my salary into my Revolut account and it's declined saying I need to check my details ?

    Have a credit card with BOI that's repaid in full each month, want to replace it with a Revolut card.

    Anyone else been declined for no apparent reason and/or then been approved. It's mad their application is just half a dozen or so questions.



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