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Do Mean people ever actually spend it ? ?

245

Comments

  • Posts: 3,637 ✭✭✭ [Deleted User]


    I think you see a bit more of it now that peoples houses are microscopic and often have tiny gardens that you wouldn’t want to use up by having an 8x8 ‘storage’ shed in.....

    Lidl middle aisle makes a bit of a mess of this esp with their range of kill me quick chainsaws :0

    :D


  • Registered Users, Registered Users 2 Posts: 217 ✭✭volono


    . I'm clueless, your hilarious, justifying this man's behaviour. It's this type of attitude why the city centre is literally swimming in crap, it's a major problem


  • Registered Users, Registered Users 2 Posts: 5,324 ✭✭✭JustAThought


    Mimon wrote: »
    Was two bachelor brothers from down home who had no bathroom and the house was a shack. Basically lived in third world conditions. They would buy land like the bejaysus.

    When the last one died the farm went to a nun relation in America (niece I think) and she sold it for 8 million during the boom, bonkers. Worse the church will end up with the money,

    well - they’ll definately have lots of prayers said for them so and be rotates through the pearly gates fairly quick!!

    I have to say there’s a difference between being frugal, quirky on what you choose to spend your money on, and downright mean. I cannot abide meanness in a person - never paying their way and scabbing off you - its a most unattractive characteristic and has really made its into Ireland in the past number of years.Varadkad should open his rat on your neighbours line again - nothing worse than dole cheats and so called single mothers working cash in hand and getting all the benefits of someone ‘poor’ and a house thrown in for good luck while hard working committed families pay 42% tax and work day & night. Boils my blood.


  • Posts: 3,637 ✭✭✭ [Deleted User]


    volono wrote: »
    I grew up in a 'working class" part of Dublin.The parents couldn't afford a lawnmower at one stage, they paid someone to do it. Many a time I hand clipped it personally as a child because of it. We had a spade, shovel, fork, brush and bags for everything else. My father didn't go round begging for tools, it was make do with what we had and save and BUY over the years for anything else. I'm clueless, your hilarious, justifying this man's behaviour. It's this type of attitude why the city centre is literally swimming in crap, it's a major problem

    Sure half the reason they couldn't afford a lawnmower was because they were paying someone else to cut the grass instead of borrowing a neighbours one while they saved up for their own. Maybe the neighbours wouldn't have lent it to them anyway. "Neither a borrower nor a lender be", doesn't always leave you in a position to ask for something when you need it.


  • Registered Users, Registered Users 2 Posts: 513 ✭✭✭The DayDream


    What I don't understand is why did they keep letting him into the ESB buildings and feeding him lunch at the canteen after he retired?

    Also, why does the ESB give free lunches to their workers no place I was in ever did that? I guess that's why our bills are so high!


  • Registered Users Posts: 538 ✭✭✭B2021M


    People who grew up before the welfare state had to look after themselves and had this attitude to money. They wouldnt expect someone else to look after them either if they ran into bad times.


  • Registered Users, Registered Users 2 Posts: 513 ✭✭✭The DayDream


    B2021M wrote: »
    People who grew up before the welfare state had to look after themselves and had this attitude to money. They wouldnt expect someone else to look after them either if they ran into bad times.

    Oh ffs you're really trying to turn this into a dole bashing thread, do you lot ever think about anything else?


  • Registered Users Posts: 628 ✭✭✭Meeoow


    As someone who is very frugal, it warms my heart that there are people like me out there. Granted some things I was reading in the original post about this guy I thought was a bit excessive but I'm sure he enjoyed a simple life and didn't want to throw money away. I would be the exact same and I don't think there's anything wrong with it as long as you don't compromise your life negatively and the exact same can be said on the inverse.

    My ex was the inverse. Couldn't keep money. Spent it like it was going out of fashion. No pension, no savings. I tried to suggest to him that he should try to save a bit. Wouldn't hear of it.
    It's a major turn off for me, one of the reasons that I finished with him.


  • Registered Users, Registered Users 2 Posts: 5,324 ✭✭✭JustAThought


    What I don't understand is why did they keep letting him into the ESB buildings and feeding him lunch at the canteen after he retired?

    Also, why does the ESB give free lunches to their workers no place I was in ever did that? I guess that's why our bills are so high!

    they get group medical scheme, paid private pool and healthclub purpose built for them in the city centre, cut price bills and lots of other perks. No wonder my LX is so high. I don’t begrudge the elderly the lunch & social outlet thou. The rest annoys me - especially given their pensions and jobs for life.

    An no - thats not ‘mean’ - thats reckless spending of MY hard earned taxes for privileges and luxuries for other well paid and protected pensioned state employees.


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  • Registered Users, Registered Users 2 Posts: 217 ✭✭volono


    No, it had nothing to do with it. They weren't going around like tramps asking for lawnmowers or anything else off of anyone. I couldn't care less what this man did with his money, he wouldn't pay for his household waste or spend 2/300 on a lawnmower and you think its justified. I know what I would of said to him about it!!!


  • Registered Users, Registered Users 2 Posts: 5,324 ✭✭✭JustAThought


    volono wrote: »
    No, it had nothing to do with it. They weren't going around like tramps asking for lawnmowers or anything else off of anyone. I couldn't care less what this man did with his money, he wouldn't pay for his household waste or spend 2/300 on a lawnmower and you think its justified. I know what I would of said to him about it!!!

    that’s probably why he borrowed only from his friends!!! who didn’t mind!!!! Maybe he left them a few mil to compensate for the years of chat and craic!! Lucky them!!


  • Registered Users, Registered Users 2 Posts: 4,431 ✭✭✭Sky King


    Some people just don't enjoy spending money. I don't. I'm not saving up for anything, I just don't like wasting money. In fact, it annoys me to buy something I don't need.

    I was in Dublin last week to go to my workplace, when I realised I forgot to bring a charger. I was quoted something like €20 in the phone shop, no way. I'd rather have no phone for the day, which I didn't have. Similarly, I'd rather buy clothes in a second hand shop than new, where possible. I mend my own jumpers. It's not that spending is unaffordable, it's nothing to do with expecting a downturn, it's just irritating to waste money.

    You didn't pick your money up off the ground, you got up early to go to work and probably did a good job to earn it. I'm not sure if any of the above is "stingy", I think it's more to do with having respect for money (without being obsessed by it).

    I respect your position, and to a certain extent agree with you. But what's the endgame? That's what I never get. You'll die, with all this money because you were frugal - not wasting any.

    You going to leave it all to someone who'll drink it, put it on a horse, or even just buy stupid sh!t?


  • Registered Users, Registered Users 2 Posts: 462 ✭✭Ish66


    What do you mean?
    If you could be buried with your cash would you choose that ? Otherwise whats the point ?


  • Registered Users, Registered Users 2 Posts: 217 ✭✭volono


    I'm not sure what type of metric you use for friends, one annoying me for decades to use my lawnmower every week certainly isn't one of them. His actions over money negatively affected him and way worse, others.


  • Registered Users Posts: 715 ✭✭✭Stihl waters


    The wife gives me an odd jovial dig about being mean but the truth is I don't ever need to spend money, about 8 euros a day on food and a small mortgage and enough to keep the jeep going and I would struggle to spend money after that, I could go days without spending money for the simple reason I don't need to, I don't think that makes me mean as such
    I work on a cash rich environment and that's saved away in a hiding place and the bank account is healthy enough but I can't think of anything I need outside of the necessary on a daily basis, I suppose as you get older it's hard to break the habit of a lifetime and start spending money on yourself freely


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  • Posts: 3,637 ✭✭✭ [Deleted User]


    they get group medical scheme, paid private pool and healthclub purpose built for them in the city centre, cut price bills and lots of other perks. No wonder my LX is so high. I don’t begrudge the elderly the lunch & social outlet thou. The rest annoys me - especially given their pensions and jobs for life.

    An no - thats not ‘mean’ - thats reckless spending of MY hard earned taxes for privileges and luxuries for other well paid and protected pensioned state employees.

    It's gas just how little people know yet how ready they are to spread misinformation based on their incomplete understanding.

    They get a contributory group healthcare scheme (MPF) and can join the hospital saturday fund at their own cost, get a slightly reduced rate for their electricity (think of it like any other staff discount scheme in the country) and they have a sports and social club which comes at a not inconsiderable cost to the ESB's staff members through their subscriptions and fees. It was also paid for by the staff for the most part, not by taxpayers through public funding. It's a great facility. Just like many other staff funded facilities around the country.

    As for 'jobs for life', LOL. Yeah right. Not any more they're not. And the pension is contributory also and that's been hammered many times in the past 15 years just like any other contributory pension funds.

    Begrudgery, plain and simple.


  • Registered Users, Registered Users 2 Posts: 5,324 ✭✭✭JustAThought


    volono wrote: »
    I'm not sure what type of metric you use for friends, one annoying me for decades to use my lawnmower every week certainly isn't one of them. His actions over money negatively affected him and way worse, others.

    Ah you never know what the arrangement was. I borrow your lawnmover & we have the chat because you don’t get out much and don’t have a car and the next week I leave it back with 20 Woodbines or a naggin of whisky attached & we natter again until the next month.

    I take my neighbours recycling to the recycling centre every 4 months or so and they cook me a decent meal and drop it down with a bottle of wine. Everybody wins. No big deal. I don’t do it for the street - just the people I like and am social with. And I don’t include you for money - but might oblige you if you ask nicely and have a decent attitude. Win win. Its called sharing & being a good neighbour & lots of us were brought up this way. To help others and be nice & not stick your head in the air in the three
    meters from door to car and ignore everyone until you back inside again at 7pm in time for tea. There is more to life than that. Hopefully.


  • Registered Users Posts: 3,858 ✭✭✭Church on Tuesday


    WhomadeGod wrote: »
    Life is for living.

    Its certainly more prelevant in Ireland being tight and saving money.

    I never cane across it in England as much or France people live in the moment more and take the good times and bad times as they come.

    In Ireland there seems to be such a fear of the bad times they forget to enjoy the good times.

    I've seen just as bad in England. Loads of poverty over there down generations (often Irish migrants back in the day) and the obsession with acquiring as much money as possible due to a poor upbringing in a fiscal sense and then spending fook all of it later in life.

    As mentioned earlier, most people who grew up extremely poor tend to not suddenly change their ways once they start making a decent wage.


  • Posts: 13,712 ✭✭✭✭ [Deleted User]


    Sky King wrote: »
    I respect your position, and to a certain extent agree with you. But what's the endgame? That's what I never get. You'll die, with all this money because you were frugal - not wasting any.

    You going to leave it all to someone who'll drink it, put it on a horse, or even just buy stupid sh!t?
    That's their choice. It doesn't bother me.

    There is no endgame. Spending money gives some people absolutely no pleasure. In fact, for some people, it aggravates us in the same way it would aggravate you to spend your time on a pointless exercise, like watching paint dry.

    Your question is a bit like asking someone well, you have all this time on your hands, 80 years or more, why not watch paint dry? Because it's boring AF and nothing worthwhile comes from it, is the sensible answer!


  • Registered Users, Registered Users 2 Posts: 6,700 ✭✭✭Feisar


    JayZeus wrote: »
    Begged and annoyed? I laugh at how some folks don't realise how common it would have been for one neighbour to own the lawnmower, another the clippers/fork/rake, another the wheelbarrow and shovel etc etc down through the years. Where I grew up in Dublin, doing the gardening didn't happen without getting bits and pieces from neighbours. There were the 'blow ins' who had no idea of the arrangements, decades old, who probably looked down their noses on oul' Paddy next door knocking in to Joe to get the hedge clippers, or Joe going to Jack to get the wheelbarrow, or Jack asking young Alan to come in and cut the grass for him as his leg was sore. It was how it worked, in every 'working class' part of Dublin's suburbs. To the casual or ignorant observer, it looks like begging/blagging/annoying, but to the folks who were doing it they just called this being neighbours. The wilful ignorance of so many is hilarious. Clueless, so ye are.

    Down the country here, my Dad and his friends are the same. “You’ve a lawn mower, I’ve a strimmer, are you heading to foot turf, I’ll give you a hand.” If a lad heard you were laying a few blocks he might appear with a crusty half bag of cement.’.
    Don’t start me on trailers, ownership seems to be a transient thing.

    First they came for the socialists...



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  • Registered Users Posts: 538 ✭✭✭B2021M


    Oh ffs you're really trying to turn this into a dole bashing thread, do you lot ever think about anything else?

    No i was just trying to explain the mindset is all..thats how things were.


  • Registered Users, Registered Users 2 Posts: 217 ✭✭volono


    I know a couple of my neighbours well but Xmas and their kids milestones aside, it's almost always a Hi and bye. We respect each others privacy. Maybe it's more prevalent in smaller communities, towns etc around Ireland. Everyone knows everyone else through the church, school gaa etc etc.


  • Registered Users Posts: 844 ✭✭✭2lazytogetup


    The wife gives me an odd jovial dig about being mean but the truth is I don't ever need to spend money, about 8 euros a day on food and a small mortgage and enough to keep the jeep going and I would struggle to spend money after that, I could go days without spending money for the simple reason I don't need to, I don't think that makes me mean as such
    I work on a cash rich environment and that's saved away in a hiding place and the bank account is healthy enough but I can't think of anything I need outside of the necessary on a daily basis, I suppose as you get older it's hard to break the habit of a lifetime and start spending money on yourself freely

    id be the same. i feel there is a consumerism pushed upon us. and not just direct advertising. TV is full of programs about doing up the garden, the house, buying new clothes. there is definately an agenda there.

    and all this buying is such waste.


  • Registered Users, Registered Users 2 Posts: 474 ✭✭Figel Narage


    Ish66 wrote: »
    If you could be buried with your cash would you choose that ? Otherwise whats the point ?

    Okay I see what you mean. I wouldn't want to be buried with money. I'll hand over any funds I have to family when I die. I live a simple life that doesn't require a lot of spending but if my income outpaces my level of expenditure forever and I do have excess funds when I die I'll do that. I enjoy things that are free and always have, just how I am, I don't smoke, drink or do drugs because I don't like those things.


  • Registered Users, Registered Users 2 Posts: 8,448 ✭✭✭BrianD3


    If "down where the chimneys are" means Poolbeg power station, I read a few years ago that the average pay of workers there was about 150k. Also, around the same time, there was a power station in the midlands which had ceased operating and staff were still getting paid (6 figures IIRC) to do nothing while negotiations with unions went on for a considerable period of time.

    I think the ESB also had very good pension scheme although that may not be the case for newer entrants.

    All very well being frugal and I'm in favur of it - but wastng time dropping bits of your home rubbish into public bins while getting the taxpayer to pay for its disposal is taking it too far IMO


  • Registered Users, Registered Users 2 Posts: 9,470 ✭✭✭pgj2015


    Feisar wrote: »
    Down the country here, my Dad and his friends are the same. “You’ve a lawn mower, I’ve a strimmer, are you heading to foot turf, I’ll give you a hand.” If a lad heard you were laying a few blocks he might appear with a crusty half bag of cement.’.
    Don’t start me on trailers, ownership seems to be a transient thing.




    Great way to end up with your property being broken. I know a man who borrowed a chainsaw off a neighbour, dogged the chainsaw and left it back broke, the woman said if you ever want it again let me know. yer man says ah no I wouldnt bother with that yoke, its not the best.


  • Registered Users Posts: 1,473 ✭✭✭Mimon


    WhomadeGod wrote: »
    Life is for living.

    Its certainly more prelevant in Ireland being tight and saving money.

    I never cane across it in England as much or France people live in the moment more and take the good times and bad times as they come.

    In Ireland there seems to be such a fear of the bad times they forget to enjoy the good times.

    Sister and her English husband living over there are very frugal. They plan their shopping and expenditure down to the tee. Have list that will feed them for the week and will never buy anything not on it. Fair enough, maybe they have a tight budget. I couldn't live with so little spontaneity though.

    Where it borders into meanness maybe is that I always send my niece and nephew toys/books etc for their birthday but not once have they sent something to my children. Wouldn't expect much but even a token gesture of something small would be appreciated.


  • Registered Users, Registered Users 2 Posts: 9,470 ✭✭✭pgj2015


    Okay I see what you mean. I wouldn't want to be buried with money. I'll hand over any funds I have to family when I die. I live a simple life that doesn't require a lot of spending but if my income outpaces my level of expenditure forever and I do have excess funds when I die I'll do that. I enjoy things that are free and always have, just how I am, I don't smoke, drink or do drugs because I don't like those things.



    Did you ever try them?


  • Registered Users Posts: 1,473 ✭✭✭Mimon


    My extended family on both sides for the most part would be the opposite of mean. All from Cavan :pac:) You would have to fight with them at weddings etc to buy them a drink as they would insist on buying everyone in sight one.

    A couple of cousins had a free bar at their weddings.

    Most uncles and aunts were very generous when going to visit as a kid etc.:) 20 pounds into the paw was handing a kid 100 euros now :D


  • Registered Users, Registered Users 2 Posts: 12,619 ✭✭✭✭mariaalice


    Genuinely mean people have mental health issues or money can represent security to them something they never had a child, frugal is not mean, and it's a lot about how you were brought up.

    I come from a background where for example it was buying a good quality topcoat but expecting it to last years, save for something before you buy it, invest in the farm, etc so of course, to a certain extent, I am like that.


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  • Closed Accounts Posts: 374 ✭✭Swindled


    pgj2015 wrote: »
    Did you ever try them?

    Why do they have to ? Some people are not into polluting their system and mental health with toxins and frivolous half witted activities, they are very happy and content without them.


  • Moderators, Recreation & Hobbies Moderators Posts: 5,805 Mod ✭✭✭✭irish_goat


    I used to work in a bank and the amount of elderly people with 6 figure sums languishing in their bank accounts is crazy. Worse still you would see their children paying off mortgages and living paycheque to paycheque.


  • Registered Users, Registered Users 2 Posts: 9,470 ✭✭✭pgj2015


    Swindled wrote: »
    Why do they have to ? Some people are not into polluting their system and mental health with toxins and frivolous half witted activities, they are very happy and content without them.




    well how do they know they mightn't be even happier blowing off steam in Ibiza off their head on pills? or having a few drinks in town on the pull? taking magic mushrooms and pondering what life is really all about? etc


  • Closed Accounts Posts: 374 ✭✭Swindled


    irish_goat wrote: »
    I used to work in a bank and the amount of elderly people with 6 figure sums languishing in their bank accounts is crazy. Worse still you would see their children paying off mortgages and living paycheque to paycheque.

    Was it any of your business, I thought bank accounts where supposed to be confidential, and how do you know they didn't leave money to them or give them money at a later date ?


  • Closed Accounts Posts: 374 ✭✭Swindled


    pgj2015 wrote: »
    well how do they know they mightn't be even happier blowing off steam in Ibiza off their head on pills? or having a few drinks in town on the pull? taking magic mushrooms and pondering what life is really all about? etc

    Sounds tragic tbh, of all the things you could occupy your time with / do in life, but hey it's your money, and should be able to do as you please with it.


  • Registered Users, Registered Users 2 Posts: 474 ✭✭Figel Narage


    pgj2015 wrote: »
    Did you ever try them?

    Drinking for a very brief period and smoking once, drugs I've never done and don't plan on doing ever due to family addiction and mental health history, but I have no problem with people that like all 3. No judgement on my side, they just aren't for me.


  • Moderators, Recreation & Hobbies Moderators Posts: 5,805 Mod ✭✭✭✭irish_goat


    Swindled wrote: »
    Was it any of your business, I thought bank accounts where supposed to be confidential, and how do you know they didn't leave money to them or give them money at a later date ?

    My job involved looking into suspected money laundering offences, financial abuse etc. So yes, I was supposed to be looking at their accounts. I'm sure they probably did leave the money to their children, but the children would have already spent thousands on mortgage interest by then.


  • Registered Users, Registered Users 2 Posts: 24,268 ✭✭✭✭Sleepy


    Well, the chap wasn't married. Of course he couldn't spend his money: you need a wife to do that for you! :p


  • Registered Users, Registered Users 2 Posts: 9,470 ✭✭✭pgj2015


    Swindled wrote: »
    Sounds tragic tbh, of all the things you could occupy your time with / do in life.



    Tragic, having a night out on the town, having a few drinks and meeting a good looking blonde? Thats the kind of nights I had plenty of when in my 20's, don't regret any of them.


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  • Closed Accounts Posts: 374 ✭✭Swindled


    irish_goat wrote: »
    My job involved looking into suspected money laundering offences, financial abuse etc. So yes, I was supposed to be looking at their accounts. I'm sure they probably did leave the money to their children, but the children would have already spent thousands on mortgage interest by then.

    I expect to pay my own way in life / mortgage, I don't expect my parents to.


  • Registered Users Posts: 1,473 ✭✭✭Mimon


    Swindled wrote: »
    Why do they have to ? Some people are not into polluting their system and mental health with toxins and frivolous half witted activities, they are very happy and content without them.

    As long as you don't overdo it taking substances can be very liberating.

    Nothing like a night out with close friends, bit of aul MDMA and dancing/talking ****e into the next day, taliking to everyone in the place who are the same level. Early house for the icing on the cake.

    Few spliffs before off to bed the next evening :)


  • Registered Users Posts: 1,302 ✭✭✭daithi7


    id be the same. i feel there is a consumerism pushed upon us. and not just direct advertising. TV is full of programs about doing up the garden, the house, buying new clothes. there is definately an agenda there.

    and all this buying is such waste.

    I think there's a huge amount of truth in that. As you say via media and other channels we're always being fed a constant stream of fear, which is only relieved by ad breaks with even more highly produced media promising happiness through consumerism.
    It's a crock.

    Research shows people who invest in themselves, exercise, develop self discipline, have a purpose and lean into meaningful relationships & activities in their lives are those who are most fulfilled. That's the recipe for a good, happy, fulfilled life

    This idea that the latest new shoes, or yet another unnecessary box from amazon will make us any happier is total bs.

    https://www.google.com/search?q=robert+waldinger+what+makes+a+good+life&oq=robert+waldinger+what+makes+a+good+life&aqs=chrome..69i57.15960j0j7&client=ms-android-samsung-gs-rev1&sourceid=chrome-mobile&ie=UTF-8#


  • Closed Accounts Posts: 374 ✭✭Swindled


    pgj2015 wrote: »
    Tragic, having a night out on the town, having a few drinks and meeting a good looking blonde? Thats the kind of nights I had plenty of when in my 20's, don't regret any of them.

    whereas your actual post also talking about "in Ibiza off their head on pills" and "magic mushrooms".

    As I said, it's your money, do as you choose with it, but don't expect others should do what you like to do with it.


  • Registered Users, Registered Users 2 Posts: 9,470 ✭✭✭pgj2015


    Swindled wrote: »
    whereas your actual post also talking about "in Ibiza off their head on pills" and "magic mushrooms".

    As I said, it's your money, do as you choose with it, but don't expect others should do what you like to do with it.



    And did you just ignore the part about the drinking in town?

    also there is nothing wrong with mushrooms or a rave in Ibiza once in a blue moon. I feel sorry for people who are too closed minded that they close themselves off to things like that.(the other poster was wise not to try them though as their is mental illness in their family) i'm not a party animal btw in case you were thinking that. I run my own business now and am a workaholic. Haven't been at a rave in around 18 months or haven't drank in a year.


  • Registered Users, Registered Users 2 Posts: 1,291 ✭✭✭Viscount Aggro


    Some people say to spend your money on experiences, not more stuff. I get the most fun from spending on absolutely the minimum of both.

    Everything in Ireland is designed to separate you from your money at every turn. Especially direct and indirect taxation.

    The way to beat the man, is only spend the interest or passive income. You never dip into your core holding. That's your fortress of solitude. Like the scene from The Gambler.


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  • Registered Users Posts: 8,239 ✭✭✭Pussyhands


    pgj2015 wrote: »
    I think it is a result of growing up dirt poor. They have a huge fear of being left with nothing, and so they spend as little as possible and try to earn as much as possible. It is kind of like a hobby or addiction for them as well. The number 1 goal in their life. The thing I often think is I hope they don't work away their 20's and then get a serious illness at say 30 and die, then what was it all for? Life is about experiences not wealth, you will look back at holidays, nights out, football matches you were at with friends/family, girlfriends/boyfriends you had etc on your death bed, not the fact you earned 20,000 one month back in 2007.

    I grew up poor and I think this is why I am a good saver.

    Having money there is a great security. If I spend the money, it is gone and what happens if I lose my job? Even if I have an emergency fund, I'd still feel it doesn't offer enough security.

    I'm not mean, I just don't like wasting money I work hard for. I'm generous with gifts and paying for other peoples food, drinks. I won't pay 2 euro for pasta I can buy for 80c in Aldi when it's the same thing. If I'm buying runners I'll keep an eye out for special offers.

    I'm not going to go into a fancy cafe and pay 4.50 for a slice of cheesecake too often. I'd easily go into supervalu and buy something equivalent for cheaper though.

    Also it's hard to know how your situation stacks up to others. I'm not talking about how rich you are, I mean the quality of life they have.

    I know plenty of lads earning top money and they're driving 09 cars or renting and I don't see any extravagance and it would make me think am I doing something wrong if I was to spend on a more luxurious lifestyle.


  • Posts: 3,801 ✭✭✭ [Deleted User]


    Some people say to spend your money on experiences, not more stuff. I get the most fun from spending on absolutely the minimum of both.

    Everything in Ireland is designed to separate you from your money at every turn. Especially direct and indirect taxation.

    The way to beat the man, is only spend the interest or passive income. You never dip into your core holding. That's your fortress of solitude. Like the scene from The Gambler.

    My passive income is zero. Thanks for the tip, nevertheless.


  • Posts: 3,801 ✭✭✭ [Deleted User]


    irish_goat wrote: »
    My job involved looking into suspected money laundering offences, financial abuse etc. So yes, I was supposed to be looking at their accounts. I'm sure they probably did leave the money to their children, but the children would have already spent thousands on mortgage interest by then.

    Good. It was the parents money.

    By the way how were you looking at ordinary people’s accounts if you were investigating fraud, surely you’d need a flag. And how do you know what the children were doing? You clearly knew the people you were investigating.


  • Registered Users, Registered Users 2 Posts: 9,470 ✭✭✭pgj2015


    Pussyhands wrote: »
    I grew up poor and I think this is why I am a good saver.

    Having money there is a great security. If I spend the money, it is gone and what happens if I lose my job? Even if I have an emergency fund, I'd still feel it doesn't offer enough security.

    I'm not mean, I just don't like wasting money I work hard for. I'm generous with gifts and paying for other peoples food, drinks. I won't pay 2 euro for pasta I can buy for 80c in Aldi when it's the same thing. If I'm buying runners I'll keep an eye out for special offers.

    Also it's hard to know how your situation stacks up to others. I'm not talking about how rich you are, I mean the quality of life they have.

    I know plenty of lads earning top money and they're driving 09 cars or renting and I don't see any extravagance and it would make me think am I doing something wrong if I was to spend on a more luxurious lifestyle.




    I agree with you on some of the things you said. I used to work for a very rich man who employed 70 + people, he drove a car worth 700 euro. I couldnt understand that to be honest, it didnt even look good, it was a real banger.

    But I once bought super value rice thinking it must be the same as uncle bens rice. nope, you could cook it for an hour and it would still be hard. I once bought a hand held vacuum cleaner for my car, 30 sterling on amazon, fell apart after about 5 times using it. a lot of the time you pay for what you get.

    Armani jeans for 130 euro or a 20 euro pair from pennys? The Armani jeans will be around a few years later, the pennies ones wont.


  • Registered Users Posts: 8,239 ✭✭✭Pussyhands


    id be the same. i feel there is a consumerism pushed upon us. and not just direct advertising. TV is full of programs about doing up the garden, the house, buying new clothes. there is definately an agenda there.

    and all this buying is such waste.

    I think majority of people are duped into it too. Buying a coffee everyday at work for example I think is seen as "one of those things you just do at work because loads of others do it.

    I rarely buy clothes either. How much clothes do people need or how fast are they throwing them out?


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