Covid 19 PUP - Self-Employed only

Oige1981 · 03-11-2020 9:58pm

I posted a thread last night as didn't realise this thread existed - basically at the start I got the 350 then everyone was cut to the 300 - then it went back up and I waited and sadly mine has not increased I am still on 300. If the deadline for assessment for Self Employed is Dec surely they cant of expected everyone to of done their tax returns - I always file them late and if anything I thought they could of easily looked at 2018 to see my earnings. If I am going to be back dated that's great but judging from this long thread there does not seem to be much joy - is 2020 going to get any worse or 2021 for that matter. I know 300 is allot to someone who isn't earning but when you are on the 350 its just covering the bills and when your salary is allot more it is pretty depressing not being able to do much with the money. I honestly haven't a clue where the money is going to come from for my tax return - I cant borrow as the pup payment is not enough to give me a loan - any money I had was spent on my business and I didn't look at 2020 and the start of March my business just being closed up and not being able to work. I did email the email address that as given in this thread but haven't heard anything as of yet - I am sure they will probably say submit your 2019 returns so I will have to get that all sorted.

jkp · 04-11-2020 12:18pm

Update:
7th July - Rate dropped from 350 to 203.
25th August - 2019 Tax Return(form11) submitted to the puprerate@welfare.ie with a request for a rerate.
2nd November - Rate increased from 203 to 300 (this is correct based on the current rates and my income).

That's 10 weeks exactly from first contact, with all necessary info submitted, to payment rerate.
I received no response to my emails however. And as of yet, no arrears for the weeks incorrectly on the lower rate.

pickneary · 04-11-2020 11:27pm

Has anyone heard that the Ombusdman has supposed to have overturned the decision and allowing the Capital Allowance be added back on, to Schedule. D. (Net )

noconnecton · 06-11-2020 3:23am

pickneary wrote: »

Has anyone heard that the Ombusdman has supposed to have overturned the decision and allowing the Capital Allowance be added back on, to Schedule. D. (Net )

Anyone?

murphf · 11-11-2020 5:21pm

Oige1981 wrote: »

I posted a thread last night as didn't realise this thread existed - basically at the start I got the 350 then everyone was cut to the 300 - then it went back up and I waited and sadly mine has not increased I am still on 300. If the deadline for assessment for Self Employed is Dec surely they cant of expected everyone to of done their tax returns - I always file them late and if anything I thought they could of easily looked at 2018 to see my earnings. If I am going to be back dated that's great but judging from this long thread there does not seem to be much joy - is 2020 going to get any worse or 2021 for that matter. I know 300 is allot to someone who isn't earning but when you are on the 350 its just covering the bills and when your salary is allot more it is pretty depressing not being able to do much with the money. I honestly haven't a clue where the money is going to come from for my tax return - I cant borrow as the pup payment is not enough to give me a loan - any money I had was spent on my business and I didn't look at 2020 and the start of March my business just being closed up and not being able to work. I did email the email address that as given in this thread but haven't heard anything as of yet - I am sure they will probably say submit your 2019 returns so I will have to get that all sorted.

You can apply for a payment plan for the taxes , I’m paying monthly now but I believe there is now an option to defer payment for a while

ATC110 · 11-11-2020 5:29pm

pickneary wrote: »

Has anyone heard that the Ombusdman has supposed to have overturned the decision and allowing the Capital Allowance be added back on, to Schedule. D. (Net )

Where did you see this? Someone must have made a complaint and rightly so.

My 2018 Capital Allowances are the difference between remaining on the higher rate and being reduced to the lower rate .

I appealed the decision explaining to the DSP that my overheads remained and still had to be paid for to no avail.

ATC110 · 11-11-2020 5:29pm

noconnecton wrote: »

Anyone?

Did you manage to get any more details on this?

Oige1981 · 11-11-2020 7:51pm

murphf wrote: »

You can apply for a payment plan for the taxes , I’m paying monthly now but I believe there is now an option to defer payment for a while

Thanks a million - I’m fed up now still have not got the €350 still on the €300 I emailed the email given in this thread at the start and still have not heard anything back. Wondering when my taxes are done will it go up to the €350 or who do I get in contact with it seems self employed it’s very difficult but if you are in a job it’s easier to get the €350 but it’s annoying me no one seems to respond to emails and give us the rate we are due.I definitely will be paying off in instalments for the tax.

Vieira82 · 17-11-2020 11:49am

Hi all,

Just to say I got the rerate today to the correct amount, That's exactly 2 months as I had sent all the info on the days before the rerate was made on the 16th of September. I am glad this was done, it's only 50€ but makes a world of difference atm!

jkp · 17-11-2020 11:55am

Vieira82 wrote: »

Hi all,

Just to say I got the rerate today to the correct amount, That's exactly 2 months as I had sent all the info on the days before the rerate was made on the 16th of September. I am glad this was done, it's only 50€ but makes a world of difference atm!

Did you get any arrears paid when you were rerated? Did you get a response from them at all?

Vieira82 · 17-11-2020 2:40pm

jkp wrote: »

Did you get any arrears paid when you were rerated? Did you get a response from them at all?

nothing and nothing i'm afraid... theoretically I'm still waiting for arrears dating back to April...

18-11-2020 2:44pm

Just a quick update on my own claim. I got an email today from the pup rerate team saying that my rate has being increased to €250 which is correct. It stated arrears will be paid in due course. I sent in my documents to the pup rerate team on the 8 September and enclosed written documents by registered post to the Covid unemployment appeals on the 8 October.

25-11-2020 4:08am

jkp wrote: »

Did you get any arrears paid when you were rerated? Did you get a response from them at all?

Vieira82 wrote: »

nothing and nothing i'm afraid... theoretically I'm still waiting for arrears dating back to April...

Hopefully it's different for anyone following but I was rerated, no arrears were included. If you want look through the thread and you'll see my story and rough dates for when I submitted my rerate claim.

sharkman · 25-11-2020 8:56am

Vieira82 wrote: »

nothing and nothing i'm afraid... theoretically I'm still waiting for arrears dating back to April...

I finally got a reply, although I’m back on payment three weeks. It included “ Any arrears due will issue in the near future. We have no specific date at this time.

Kind Regards,”

We live in hope .

murphf · 25-11-2020 10:30am

sharkman wrote: »

I finally got a reply, although I’m back on payment three weeks. It included “ Any arrears due will issue in the near future. We have no specific date at this time.

Kind Regards,”

We live in hope .

I rang again about my arrears last week, she told me they should be paid by the end of the year

mallowgarry · 25-11-2020 12:50pm

Was on PUP full rate (€350), downrated to €203 on 7 July 2020, submitted all paperwork.
After 17 week saga (details in previous posts), re-instated at €350 per week and arrears paid.
Came off PUP. returned to work for c. 6 weeks, had to stop work due to Level 5 restrictions.
Re-applied for PUP, received a decision in 2 days, saying they had no records of PRSI payments therefore I was entitled to nothing.

Immediately sent everything in to PUPrerate email address, and in paper form to:

COVID 19 Unemployment Payments
PO Box 12896
Dublin 1

7 weeks later, I rang 1890 800024

Got through immediately, spoke to a human, explained that I was entitled to full rate (I'd already won an appeal), and had zero income for 7 weeks.
I was given another email address -

pupearningscheck@welfare.ie

and instructed to email all my documents to that address. Lady said she would flag my case and a Supervisor would be in touch within a week.

Received a telephone call from a Supervisor? yesterday.

As and from 1 December, I am to receive full rate of PUP, supervisor also offered to get Community Welfare officer involved if was in a bad way.

I gather that there have been a lot of staff drafted in to cope with backlog. It is all computerised, various computer systems (e.g. PRSI and Social Welfare) were never intended to talk to each other. Priority is to get payments up and running.
I asked about Arrears (7 x €350), and was told there had been a system crash/failure when they tried to pay some arrears, so that seems to be on pause.

I asked for a note to be put on my file that I will be unable to finalise Tax returns for 2020 until these arrears are paid, i.e. please don't tell me in March 2021 that I am ineligible for PUP as my X,Y, Z is not in order.

To emphasise it again, send your paperwork to pupearningscheck@welfare.ie and then follow up with a phonecall to 1890 800024

Dempo1 · 25-11-2020 12:58pm

mallowgarry wrote: »

Was on PUP full rate (€350), downrated to €203 on 7 July 2020, submitted all paperwork.
After 17 week saga (details in previous posts), re-instated at €350 per week and arrears paid.
Came off PUP. returned to work for c. 6 weeks, had to stop work due to Level 5 restrictions.
Re-applied for PUP, received a decision in 2 days, saying they had no records of PRSI payments therefore I was entitled to nothing.

Immediately sent everything in to PUPrerate email address, and in paper form to:

COVID 19 Unemployment Payments
PO Box 12896
Dublin 1

7 weeks later, I rang 1890 800024

Got through immediately, spoke to a human, explained that I was entitled to full rate (I'd already won an appeal), and had zero income for 7 weeks.
I was given another email address -

pupearningscheck@welfare.ie

and instructed to email all my documents to that address. Lady said she would flag my case and a Supervisor would be in touch within a week.

Received a telephone call from a Supervisor? yesterday.

As and from 1 December, I am to receive full rate of PUP, supervisor also offered to get Community Welfare officer involved if was in a bad way.

I gather that there have been a lot of staff drafted in to cope with backlog. It is all computerised, various computer systems (e.g. PRSI and Social Welfare) were never intended to talk to each other. Priority is to get payments up and running.
I asked about Arrears (7 x €350), and was told there had been a system crash/failure when they tried to pay some arrears, so that seems to be on pause.

I asked for a note to be put on my file that I will be unable to finalise Tax returns for 2020 until these arrears are paid, i.e. please don't tell me in March 2021 that I am ineligible for PUP as my X,Y, Z is not in order.

To emphasise it again, send your paperwork to pupearningscheck@welfare.ie and then follow up with a phonecall to 1890 800024

Just beyond shocking, I've lost count of the amount of self employed who signed off and when they needed to reapply, all their records, history, application data mysteriously vanishes, it's just an extraordinary state of affairs and has been going on for months. Its just beggar's belief data is not apparently retained or easy to access in this day and age.

The crashing excuse doesn't warrent a comment, there's so many different stories it would put JK Rowling to shame. I'd be very, very sceptical re anyone seeing arrears sorted by years end.

Just hope you'll receive payment as promised.

ATC110 · 25-11-2020 1:17pm

mallowgarry wrote: »

To emphasise it again, send your paperwork to pupearningscheck@welfare.ie and then follow up with a phonecall to 1890 800024

Do you mean send to this address re proof of PRSI or appealing a rate reduction?

Dempo1 · 25-11-2020 2:35pm

Just announced some Arrears to be paid out on the 8th December along with Christmas Bonus. Recipients need to be on PUP for 17 weeks in total, also anyone signed off on the 1st won't get the bonus.

Great news for those re arrears

mallowgarry · 26-11-2020 12:35pm

Dempo1 wrote: »

Just announced some Arrears to be paid out on the 8th December along with Christmas Bonus. Recipients need to be on PUP for 17 weeks in total, also anyone signed off on the 1st won't get the bonus.

Great news for those re arrears

PUP discussed at Dáil Public Accounts Committee yesterday.

It was stressed that only some arrears will be paid on the 8th December.

Also raised was the issue that many will have unused Tax Credits in 2020, with a lump sum of arrears (€3,000 in my case) paid at some stage in 2021, so there is the real prospect of being taxed on arrears.

Dempo1 · 26-11-2020 12:39pm

mallowgarry wrote: »

PUP discussed at Dáil Public Accounts Committee yesterday.

It was stressed that only some arrears will be paid on the 8th December.

Also raised was the issue that many will have unused Tax Credits in 2020, with a lump sum of arrears (€3,000 in my case) paid at some stage in 2021, so there is the real prospect of being taxed on arrears.

They did dicuss some Arrears will be delayed but I understood it was only those that were on TWSS, EWSS etc due to complexities involved (whatever that means), I'm hoping as it was employer support schemes, it won't affect Self employed getting arrears.

murphf · 26-11-2020 3:18pm

Dempo1 wrote: »

They did dicuss some Arrears will be delayed but I understood it was only those that were on TWSS, EWSS etc due to complexities involved (whatever that means), I'm hoping as it was employer support schemes, it won't affect Self employed getting arrears.

I wonder if they will count the weekend we were in arrears and got no payment in the 17 weeks??

torrevieja · 02-12-2020 5:05pm

Anybody get two Deposits this Week?

I got my normal €250 and the next lodgement was €203 would this be arrears im owed ?

Dempo1 · 02-12-2020 5:17pm

torrevieja wrote: »

Anybody get two Deposits this Week?

I got my normal €250 and the next lodgement was €203 would this be arrears im owed ?

That's it

beertons · 02-12-2020 5:44pm

And the Christmas one!

Dempo1 · 02-12-2020 5:45pm

beertons wrote: »

And the Christmas one!

Next week (8th Dec)

mallowgarry · 02-12-2020 7:46pm

I got €250 and €350.
Apparently the €350 is arrears from March, but I have no idea what the €250 is.
Following Appeal, I'm entitled to €350 per week, but signed off PUP for about a month.
I re-applied for PUP, after 7 weeks of hearing nothing, I rang up and was phoned by a Supervisor.

Luckily, I have left my case with the Ombudsman open, so will forward the entire mess off to them.

I won't be able to use my full Tax Credits for this year, and will be taxed on the Arrears that arrive in 2021.
And I can foresee that if I sign off and return to PUP in say March 2021, I'll be told that my tax affairs for 2020 aren't up to date.

torrevieja · 02-12-2020 10:17pm

mallowgarry wrote: »

I got €250 and €350.
Apparently the €350 is arrears from March, but I have no idea what the €250 is.
Following Appeal, I'm entitled to €350 per week, but signed off PUP for about a month.
I re-applied for PUP, after 7 weeks of hearing nothing, I rang up and was phoned by a Supervisor.

Luckily, I have left my case with the Ombudsman open, so will forward the entire mess off to them.

I won't be able to use my full Tax Credits for this year, and will be taxed on the Arrears that arrive in 2021.
And I can foresee that if I sign off and return to PUP in say March 2021, I'll be told that my tax affairs for 2020 aren't up to date.

id say ur 250 is arrears

mallowgarry · 08-12-2020 4:06pm

Self employed
Was on €350 full rate (after appeal).
Signed off PUP, returned to work for a few weeks, Level 5 then imposed.
Signed back onto PUP, and after 7 weeks, pursued non-payment.

Now receiving PUP, but it is €250 per week. Rang up to query why I was down-rated.

PUP helpline informed me that if you come off PUP, work, then return to PUP, you are assessed on the basis of 2019 earnings, and not on 2018 (which provided me with the higher rate).

i.e. you are assessed as a New Entrant to PUP

gov.ie website (updated 27 November) says the year with the highest earnings is selected, it doesn’t state whether new applicant or returning to PUP

Anyone have insight?

Carnmore · 10-12-2020 11:39am

Can someone explain today’s announcement that the self-employed can earn €960 in an 8 week period without it affecting their PUP?

It’s already at €480 in 4 weeks so how is this news?

Dempo1 · 10-12-2020 11:46am

Carnmore wrote: »

Can someone explain today’s announcement that the self-employed can earn €960 in an 8 week period without it affecting their PUP?

It’s already at €480 in 4 weeks so how is this news?

Basically the initial decision had no statutory approval, it was just a wink and a nod approach, yesterday the cabinet approved it and rounded it off over 8 weeks. It was thought the initial €480 over 4 weeks might cause self employed not to take on one off jobs for fear of going over the agreed amount risking loosing their PUP. I guess they felt one off jobs would generate more than €480. Also agreed, there's only a requirement to inform the department, no requirement to file etc

ATC110 · 11-12-2020 5:35pm

Dempo1 wrote: »

Basically the initial decision had no statutory approval, it was just a wink and a nod approach, yesterday the cabinet approved it and rounded it off over 8 weeks.

Does this mean that it was not allowed?

Dempo1 wrote: »

Also agreed, there's only a requirement to inform the department, no requirement to file etc

Can you explain this?

Thanks in advance

Dempo1 · 11-12-2020 5:42pm

ATC110 wrote: »

Does this mean that it was not allowed?

Can you explain this?

Thanks in advance

Hi, it was allowed but was a ministerial order rather than part of legislation, basically a temporary arrangement.

Re filing, they've stated all self employed need to do is advise SW of any work they take on. I'm assuming they may at some stage look for invoice copies (just a guess)

Info here, scroll down, latest updates
https://www.gov.ie/en/news/67e0b4-customer-notices/

doc22 · 12-12-2020 12:23pm

Dempo1 wrote: »

Basically the initial decision had no statutory approval, it was just a wink and a nod approach, yesterday the cabinet approved it and rounded it off over 8 weeks. It was thought the initial €480 over 4 weeks might cause self employed not to take on one off jobs for fear of going over the agreed amount risking loosing their PUP. I guess they felt one off jobs would generate more than €480. Also agreed, there's only a requirement to inform the department, no requirement to file etc

I don't really get this logic of increasing the limit to 960 over 8 week. IF you earned 900 as a one off gig I don't see why you'd be entitled to 350 for that week.

This won't be policed anyway all it does is give more cover to those doing undeclared cash jobs. There'll be no appetite from inspectors to chase people for potential over payments when PUP ends.

ATC110 · 12-12-2020 11:16pm

Dempo1 wrote: »

Re filing, they've stated all self employed need to do is advise SW of any work they take on.

Info here, scroll down, latest updates
https://www.gov.ie/en/news/67e0b4-customer-notices/

Hi, I've read the press release and there's no mention of advising the DSP of taking on any work rather notifying them if the €960 limit is exceeded.

Re €960/8 weeks vs €480/4 weeks - is this to allow for a scenario where a PUP recipient might get paid work in excess of €480 within a 4 week period and provided the cumulative total is less than the 8 week figure they will be still entitled to PUP?

TIA

Dempo1 · 12-12-2020 11:21pm

ATC110 wrote: »

Hi, I've read the press release and there's no mention of advising the DSP of taking on any work rather notifying them if the €960 limit is exceeded.

Re €960/8 weeks vs €480/4 weeks - is this to allow for a scenario where a PUP recipient might get paid work in excess of €480 within a 4 week period and provided the cumulative total is less than the 8 week figure they will be still entitled to PUP?

TIA

This bit is in the press release??

There is no formal application process and a self-employed person simply needs to inform the Department if they earn over €960 in any eight week period.

And yes, I presume that's the idea with the €960 over 8 weeks.

ATC110 · 13-12-2020 6:40pm

I've now submitted my 2019 form 11 and meet the criteria for a higher payment.

Is it better to appeal by email or to the Waterford postal address or both.

And should a calculation of arrears from June to September and September to date be included in the email/letter?

TIA

ATC110 · 14-12-2020 5:24pm

Anyone?

mallowgarry · 15-12-2020 10:42am

ATC110 wrote: »

I've now submitted my 2019 form 11 and meet the criteria for a higher payment.

Is it better to appeal by email or to the Waterford postal address or both.

And should a calculation of arrears from June to September and September to date be included in the email/letter?

TIA

Email everything to puprerate@welfare.ie

I had no response from Waterford office.

Previously received arrears, they will all be calculated for you, probably no harm to include them.

***Once on the Higher Rate, do not come off the PUP unless you absolutely have to***

I returned to work for a few weeks in September, had to stop due to Level 5 restrictions. Re-applied for the PUP, and after yet another 7 week battle, I was told my claim was approved.

Now receiving €250 per week, having previously won an appeal and awarded the €350 rate. I queried why.

If you leave the PUP, your next application is judged solely on 2019 earnings. If you cannot meet the earnings criteria for 2019 alone, stay on the PUP.
The Guidance on gov.ie states that your most favourable year (2018 or 2019) will be chosen, but this is not the case for new applications.

They have now announced the €960 / 8 week earnings rule, it wasn’t clarified in September, and I would have been fine to remain on PUP. For the sake of earning under €1,000, I’ve probably cost myself €2,500.

BK255 · 15-12-2020 3:50pm

First time self employed poster here . I reapplied for the covid payment exactly 10 weeks ago today and also emailed my 2018 and 2019 self assessment to them at the same time . I finally received an email back last Thurs (over 9 weeks later ) saying that i needed to reapply on my welfare.ie as soon as possible to receive a payment , I explained back that I already did , twice , at the start of Oct and again around middle of Nov . I havnt received any reply back since . I was hoping I had some kind of payment in my account today but again nothing . They also mentioned on the email that I could sign up in my local Intro office, but I called them weeks ago and they were little or no help . What should I do from here ye think ?

mallowgarry · 15-12-2020 4:43pm

BK255 wrote: »

First time self employed poster here . I reapplied for the covid payment exactly 10 weeks ago today and also emailed my 2018 and 2019 self assessment to them at the same time . I finally received an email back last Thurs (over 9 weeks later ) saying that i needed to reapply on my welfare.ie as soon as possible to receive a payment , I explained back that I already did , twice , at the start of Oct and again around middle of Nov . I havnt received any reply back since . I was hoping I had some kind of payment in my account today but again nothing . They also mentioned on the email that I could sign up in my local Intro office, but I called them weeks ago and they were little or no help . What should I do from here ye think ?

After delays of 17 weeks and 7 weeks, I resorted to phoning my local TD’s office, and on request, forwarded all my emailed correspondence, scanned documents etc. to the TD.
I had a response from welfare.ie within 18 hours.

I hate paying homage to TDs etc. but it was highly effective.

BK255 · 15-12-2020 5:58pm

mallowgarry wrote: »

After delays of 17 weeks and 7 weeks, I resorted to phoning my local TD’s office, and on request, forwarded all my emailed correspondence, scanned documents etc. to the TD.
I had a response from welfare.ie within 18 hours.

I hate paying homage to TDs etc. but it was highly effective.

Thanks for your reply Garry , going to consider doing that for sure . Also what response did you get back and did they respond through email or call you ?

mallowgarry · 15-12-2020 6:12pm

BK255 wrote: »

Thanks for your reply Garry , going to consider doing that for sure . Also what response did you get back and did they respond through email or call you ?

I had an email back from a real person, not an Autoreply.
Apparently the TDs have a hotline to a named individual and don't have to wait 17 weeks for a reply.

The reply wasn't what I wanted to hear, but I now have a decision that (once again) I can appeal.

BK255 · 15-12-2020 7:08pm

mallowgarry wrote: »

I had an email back from a real person, not an Autoreply.
Apparently the TDs have a hotline to a named individual and don't have to wait 17 weeks for a reply.

The reply wasn't what I wanted to hear, but I now have a decision that (once again) I can appeal.

My email was from a real person too last thurs but it took 8/9 weeks for that reply . I responded to the same email later that day explaining that I have already applied twice online ( what he asked me to do ) and my self assessment for 2018/19 were in the emails he just responded to , I’m now wondering will it take another 8/9 weeks for a reply again!

ATC110 · 16-12-2020 2:28pm

mallowgarry wrote: »

Email everything to puprerate@welfare.ie

I had no response from Waterford office.

Previously received arrears, they will all be calculated for you, probably no harm to include them.

***Once on the Higher Rate, do not come off the PUP unless you absolutely have to***

I returned to work for a few weeks in September, had to stop due to Level 5 restrictions. Re-applied for the PUP, and after yet another 7 week battle, I was told my claim was approved.

Now receiving €250 per week, having previously won an appeal and awarded the €350 rate. I queried why.

If you leave the PUP, your next application is judged solely on 2019 earnings. If you cannot meet the earnings criteria for 2019 alone, stay on the PUP.
The Guidance on gov.ie states that your most favourable year (2018 or 2019) will be chosen, but this is not the case for new applications.

They have now announced the €960 / 8 week earnings rule, it wasn’t clarified in September, and I would have been fine to remain on PUP. For the sake of earning under €1,000, I’ve probably cost myself €2,500.

Thank you mallowgarry, this is useful to know.

ATC110 · 22-12-2020 1:32pm

I submitted my 2019 tax return which showed a higher income than 2018 so I could claim a higher payment.

I emailed a copy of the Revenue statement to the PUP rerate team and it was acknowledged the same day.

I asked about higher rate payment arrears since the payment was reduced in June and was informed these will be dealt with next year.

The next payment made was at the correct rate.

ted1 · 24-12-2020 1:03am

Does anyone know if they pay PUP to they backdate it to the time the claim was made ? (October )

The misses only started working this year, only working weekends. as such she earned less than 5k do we can remain As PAYE and declare her income as extra earned income.

However as she only worked in 2020 , PUP have said they have no proof she’s self employed. As we are PAYE she didn’t have to register as self employed.
We’ve now got revenue to register her and will be chasing up PuP tomorrow. We have already submitted invoices as proof of business.

She never bothered claiming earlier in the year as we didn’t think it’d last. Abs she had planned to big Siri in summer. But know it looks like she’ll be out of work till March.
We’ve being stuck in a PUP Revenue loop for weeks.

Dempo1 · 24-12-2020 9:44am

Just say Happy Christmas to all, it's been a tough (almost year). Stay Safe, Stay happy

Bocking 14 · 24-12-2020 12:42pm

Same to you Dempo1. You’ve been helpful to many posters on this forum including myself. All the best!

Dempo1 · 24-12-2020 12:48pm

Bocking 14 wrote: »

Same to you Dempo1. You’ve been helpful to many posters on this forum including myself. All the best!

Keep positive, 2021 will be a better year, stay safe

Covid 19 PUP - Self-Employed only

Comments