Motorbike insurance - tell us your quotes/renewals

Hotblack Desiato · 05-09-2019 9:55pm

Also look into what you'd get off for doing a rider assessment.

Cork Trucker · 05-09-2019 10:12pm

AXA & Liberty are the ones who run the assessments through RSA recognised instructors, Principal will accept the AXA assessment, unsure about CN.

queldy · 06-09-2019 12:28am

Hi,

hope it's not the wrong place to post this.
Is anyone one aware of any "European Cover" for motorcycle?

I don't mean a temporary travel insurance, but something that lasts for the whole year, in any (or a selection of) European countries.
Let's say, I spend 3/4 months in Ireland, 3/4 in Italy, 3/4 in Germany.
Do you know if any company (Irish or not) would cover a bike? (Bike is Irish)

Thanks,
cheers

galwaytt · 06-09-2019 1:27pm

queldy wrote: »

Hi,

hope it's not the wrong place to post this.
Is anyone one aware of any "European Cover" for motorcycle?

I don't mean a temporary travel insurance, but something that lasts for the whole year, in any (or a selection of) European countries.
Let's say, I spend 3/4 months in Ireland, 3/4 in Italy, 3/4 in Germany.
Do you know if any company (Irish or not) would cover a bike? (Bike is Irish)

Thanks,
cheers

You'll have to find a specialist broker, as insurance here only covers you for 30 days cover outside the jurisdiction afaik.

Gumbo · 06-09-2019 11:33pm

Ok, just to follow up on my previous quotes.
The Kim 690 am in cork was a non runner, the owner was shady and wouldn’t answer basic questions.

I looked at a 2008 950SM. Lovely bike. It’s obviously the older carb model but my insurance was like 850 if I do the driver assessment with arran rider training. Which 8 wouldn’t mind doing as I have driven bikes on the roads in a few years. It’s only 635 TPFT which I was quite shocked at how low it was.

So basically, the rider training course is a definite if I pull the trigger.

Then today I looked at a 2007 SuperDuke 990. Fab machine. So need to decide!

Cork Trucker · 07-09-2019 10:36am

kceire wrote: »

Ok, just to follow up on my previous quotes.
The Kim 690 am in cork was a non runner, the owner was shady and wouldn’t answer basic questions.

I looked at a 2008 950SM. Lovely bike. It’s obviously the older carb model but my insurance was like 850 if I do the driver assessment with arran rider training. Which 8 wouldn’t mind doing as I have driven bikes on the roads in a few years. It’s only 635 TPFT which I was quite shocked at how low it was.

So basically, the rider training course is a definite if I pull the trigger.

Then today I looked at a 2007 SuperDuke 990. Fab machine. So need to decide!

As a matter of curiosity, which part of Cork was it? City? If so North or Southside? reason i ask is some area's in both are ok, some are rough as well.

Gumbo · 07-09-2019 10:53am

Cork Trucker wrote: »

As a matter of curiosity, which part of Cork was it? City? If so North or Southside? reason i ask is some area's in both are ok, some are rough as well.

Charleville.

https://www.donedeal.ie/view/22762166

Cork Trucker · 07-09-2019 11:09am

kceire wrote: »

Charleville.

https://www.donedeal.ie/view/22762166

A few Toyota's in a biggish house and a pug or indeed pug's present, i come across that regularly around here. Were they locals boss?

Edit:

Just seen this, it leads to further questions

Vehicle Registration Number: 09D130499
Vehicle Details: KTM / CYCLE
Change Of Vehicle Ownership

Transferred to an Individual on:23/08/2019

Notified on: 04/09/2019
Vehicle Registration Certificate

Most recent Vehicle Registration Certificate issued on: 06/09/2019

Gumbo · 07-09-2019 9:45pm

Cork Trucker wrote: »

A few Toyota's in a biggish house and a pug or indeed pug's present, i come across that regularly around here. Were they locals boss?

Edit:

Just seen this, it leads to further questions

Vehicle Registration Number: 09D130499
Vehicle Details: KTM / CYCLE
Change Of Vehicle Ownership

Transferred to an Individual on:23/08/2019

Notified on: 04/09/2019
Vehicle Registration Certificate

Most recent Vehicle Registration Certificate issued on: 06/09/2019

Might mean he was telling the truth the last time he said it was sold.
I had a rough figure agreed over the phone with him. Rang him 2 days later to confirm I was coming down the weekend and he replied ‘what ktm’?
Mad fecker!

So I was curious. Rang him the next day on my work phone. He said it was still there. He told me he just put €1000 into the bike, new tyres etc when he mentioned a few days before that, it would need a rear tyre in a few months.

Never mentioned a rebuild in the first conversation. Then in the second he did. Asked him was it general maintenance and upkeep or was the rebuild because of an issue, his reply was bike sold.

micknail · 10-09-2019 2:07pm

woody84 wrote: »

Any ideas of how much it cost to insure a 2011 Yamaha xj6 diversion as a first bike on a learner permit. I'm 35 and it would be garaged

€600ish,

I was same boat as you, same bike, only I'm about 4 years younger!

The liberty insurance calculator used to be fairly good at throwing out quotes, seems broken anytime I go near it this year.

woody84 · 17-09-2019 10:22pm

The Diversion deal fell through but I just bought a 07 Fazer. Just waiting to get the VRT sorted so I have the reg no. for the insurance. Hoping they dont make a song and dance about insuring it

jmreire · 17-09-2019 10:53pm

Probably flogging a dead horse, but anyway, here goes. Used to ride a bike many year's ago, a Honda 50, and would like to ride one again ( Honda 50 cc or equivalent, or scooter etc) my driving licence covers up to 50cc and I'm in my 60's. Have well lost any NCB that I had, but have very good car NCB ( I know that might be irrelevant )
Depending on how this works out ( if it even does ) I'd be looking to go down the larger cc bike, training, test etc. later on. What would an experienced biker recommend? Any advice ( what would you advise as a good starter bike? ) Or would you recommend going for the bigger bike first and forget all about the 50cc one?

punisher5112 · 17-09-2019 11:02pm

jmreire wrote: »

Probably flogging a dead horse, but anyway, here goes. Used to ride a bike many year's ago, a Honda 50, and would like to ride one again ( Honda 50 cc or equivalent, or scooter etc) my driving licence covers up to 50cc and I'm in my 60's. Have well lost any NCB that I had, but have very good car NCB ( I know that might be irrelevant )
Depending on how this works out ( if it even does ) I'd be looking to go down the larger cc bike, training, test etc. later on. What would an experienced biker recommend? Any advice ( what would you advise as a good starter bike? ) Or would you recommend going for the bigger bike first and forget all about the 50cc one?

Learner permit, ibt get the full A and go from there.

Get a bike you will be comfortable with so go out and sit on some.

jmreire · 17-09-2019 11:12pm

punisher5112 wrote: »

Learner permit, ibt get the full A and go from there.

Get a bike you will be comfortable with so go out and sit on some.

Thanks Punisher5112, So say a relatively small ( 250-400 ) cc bike, what would I expect to have to pay for insurance on it? Would basically be a beginner ( even a 60 year old one...:rolleyes: ) An approximate ball park figure would do.

horse7 · 17-09-2019 11:26pm

I presume if I change to a different bike mid stream I will have to stay with my present insurer, and won't be able to shop around till my year is up?

IrishGrimReaper · 17-09-2019 11:39pm

You could cancel the policy and take out a new one with a different Insurer. But you will lose the progress towards another years no claims bonus and would have to use whatever years NCB you had (if you have any) before you incepted the policy which you are cancelling.

micknail · 18-09-2019 8:32am

woody84 wrote: »

The Diversion deal fell through but I just bought a 07 Fazer. Just waiting to get the VRT sorted so I have the reg no. for the insurance. Hoping they dont make a song and dance about insuring it

you can insure it on the current UK plates before it gets VRT'd,
just let them know that you will be updating the policy within a month with an irish numberplate.

That's what I did anyway!:)

on2wheels · 23-09-2019 2:43am

23, xj6, principal, 5 penalty points (declared of course), 4 years NCB, full A.

355 yoyos but after talking the price down (they went with 540ish first, CN offered 460, and back to principal).

Garaged, fully comp.

enrique66_35 · 23-09-2019 2:47pm

37 yo male 2nd learner permit, 0 NCB as 1st time insured on bike.
2012 FZ6s Fazer - value €4K garaged, no alarm/immob fitted.
3 penalty points from car :rolleyes:
€548 third party fire and theft with CN (was quoted €771 for Comp)
Got the injury cover as well for an extra €41 - hopefully never needed!!

honda boi · 23-09-2019 2:56pm

enrique66_35 wrote: »

37 yo male 2nd learner permit, 0 NCB as 1st time insured on bike.
2012 FZ6s Fazer - value €4K garaged, no alarm/immob fitted.
3 penalty points from car :rolleyes:
€548 third party fire and theft with CN (was quoted €771 for Comp)
Got the injury cover as well for an extra €41 - hopefully never needed!!

Jesus that's a good price

enrique66_35 · 23-09-2019 4:01pm

honda boi wrote: »

Jesus that's a good price

Yeah I was happy with it so what was supposed to be a get a quote to compare with other insurers call ended with policy paid for and in place.

Excited to pick up the bike at the weekend now!

woody84 · 23-09-2019 6:36pm

Just got insured with Principal
35 year old
2007 Fazer 600
1st learner permit
No NCB
€540 Full Comp.

PCeeeee · 23-09-2019 7:20pm

woody84 wrote: »

Just got insured with Principal
35 year old
2007 Fazer 600
1st learner permit
No NCB
€540 Full Comp.

That is cheap.

woody84 · 23-09-2019 8:21pm

PCeeeee wrote: »

That is cheap.

Yeah. Pays to haggle the hell out of them

PCeeeee · 23-09-2019 8:53pm

woody84 wrote: »

Yeah. Pays to haggle the hell out of them

Fair play. Mine was 599. Similar profile but older. I'll be pushing harder next year

woody84 · 23-09-2019 9:04pm

Some of them were crazy quotes. Liberty wouldn't even quote me on the fazer

PCeeeee · 23-09-2019 9:05pm

woody84 wrote: »

Some of them were crazy quotes. Liberty wouldn't even quote me on the fazer

Same as that. Nothing above 500cc.

woody84 · 23-09-2019 9:10pm

Coulda got it cheaper if I wasn't going to use it for commuting

listermint · 23-09-2019 9:18pm

Principal are opening an Irish arm to enable them to stay in the market post brexit. Going through central bank approval for license presently.

PCeeeee · 23-09-2019 9:24pm

listermint wrote: »

Principal are opening an Irish arm to enable them to stay in the market post brexit. Going through central bank approval for license presently.

Good news I suppose. The more competition the better

Cork Trucker · 23-09-2019 9:41pm

PCeeeee wrote: »

Good news I suppose. The more competition the better

Principal (underwritten by AXA)
Carole Nash
Liberty
AXA Direct.

These are all that is left in the bike insurance market, we have lost MCE in the last year or less.

IJS84 · 03-10-2019 10:51pm

Carole Nash
35, Full Licence, 9yrs NCB
650 Deauville
Valkyrie Interstate
Social, Domestic and commuting, carrying pillion
€363 initial offer in the post today
Fully Comp

Timmaay · 21-10-2019 3:12pm

woody84 wrote: »

Just got insured with Principal
35 year old
2007 Fazer 600
1st learner permit
No NCB
€540 Full Comp.

Just off the phone to both principal and CN, I'm basically the same as you, and neither of them would quote me for a cbr600f4i which I'd consider a fairly similar bike to the fzr. Pain in the arse. Liberty said no ages back, do I have any other options?

Cork Trucker · 21-10-2019 3:47pm

Timmaay wrote: »

Just off the phone to both principal and CN, I'm basically the same as you, and neither of them would quote me for a cbr600f4i which I'd consider a fairly similar bike to the fzr. Pain in the arse. Liberty said no ages back, do I have any other options?

AXA

Timmaay · 21-10-2019 4:33pm

Cork Trucker wrote: »

AXA

Both principal and CN are now underwritten by AXA now

Cork Trucker · 21-10-2019 4:36pm

Timmaay wrote: »

Both principal and CN are now underwritten by AXA now

That’s irrelevant, I was with Principal this year when my renewal came through via AXA at €490, AXA direct quoted me €365 later reduced to €340

Timmaay · 21-10-2019 4:53pm

Cork Trucker wrote: »

That’s irrelevant, I was with Principal this year when my renewal came through via AXA at €490, AXA direct quoted me €365 later reduced to €340

Thanks, I just called them. They would only quote me if I go on to do some sort of advanced course on top of the ibt that I just just did last week,, and the quotes then were 860e if I do not ride the bike in Dublin at all, or 1250e for limited use around Dublin. And I live in Wicklow so the 1st quote isn't much use. Ouch.

Cork Trucker · 21-10-2019 5:03pm

Timmaay wrote: »

Thanks, I just called them. They would only quote me if I go on to do some sort of advanced course on top of the ibt that I just just did last week,, and the quotes then were 860e if I do not ride the bike in Dublin at all, or 1250e for limited use around Dublin. And I live in Wicklow so the 1st quote isn't much use. Ouch.

Yes the rider assessment course. I had to do it myself. The quotes do seem steep. Are you young? Forgive me if you already stated. The Dublin restriction seems odd, never heard of it.

Timmaay · 21-10-2019 5:26pm

Cork Trucker wrote: »

Yes the rider assessment course. I had to do it myself. The quotes do seem steep. Are you young? Forgive me if you already stated. The Dublin restriction seems odd, never heard of it.

34yrs old, I've driven a moped back in the day so know the bike hazards on the roads, and spent years racing motocross so the cbr600f isn't a problem for me, but will be a pain in the arse to have to be on some lower power bike until I get my full licence then be changing bikes again etc.

Cork Trucker · 21-10-2019 6:03pm

Timmaay wrote: »

34yrs old, I've driven a moped back in the day so know the bike hazards on the roads, and spent years racing motocross so the cbr600f isn't a problem for me, but will be a pain in the arse to have to be on some lower power bike until I get my full licence then be changing bikes again etc.

Seems excessive for your age. They don’t care about back in the day Unless you have the proof such as a full licence and McSweeney, they’ll just load you otherwise l. Would you consider a different bike for the first year? I’ve an sv 650 ‘it’s a grand job

Timmaay · 21-10-2019 6:50pm

Would a cbr400rr be any better lol?

Cork Trucker · 21-10-2019 7:08pm

Timmaay wrote: »

Would a cbr400rr be any better lol?

Anything with an R is best avoided starting out, even if you do get quotes they will be high as you already know.

nigeldaniel · 30-10-2019 11:19am

43-year-old male
2nd learner permit
1-year NCB
Yamaha Dragstar 400cc [98 reg]
Liberty Insurance
€235 for next year [3rd party only]

That's a very good price I would say myself.
The bike is garaged and I live in the country.

The reason I opt for 3rd party only is I hardly use the bike.
If I were using it as an everyday bike I would pay the extra and go full comp.

I would like to point out that last year they did quote me for a bandit 600cc but this year they say I do not meet their criteria for the very same bike.
So I am back to using a school bike for the next lesson and test.

Breezin · 01-11-2019 6:36pm

nigeldaniel wrote: »

The reason I opt for 3rd party only is I hardly use the bike.
If I were using it as an everyday bike I would pay the extra and go full comp.

Is it much more for full comp, especially for a bike of that year?
I vaguely remember that opting for third party only on a new bike earlier this year made little difference to the premium, so I went fully comp.

nigeldaniel · 02-11-2019 9:23am

Breezin wrote: »

Is it much more for full comp, especially for a bike of that year?
I vaguely remember that opting for third party only on a new bike earlier this year made little difference to the premium, so I went fully comp.

To go from 3rd party only to full comp the difference would be 130 euro. On account of the learner permit, I would expect, with a full licence like you say the difference would be very small

lalababa · 03-11-2019 6:28pm

I have an A Learner permit and got insurance 3 months ago on a gz250 TP only. For 250 euros. No ncb. Am newbie. For nefarious reasons I'm looking at a 500cc 55hp cruiser.
Probably going from insurance group 2/3 to 9/10 (I think).
What do ye think the rise in insurance might be?

lalababa · 04-11-2019 5:41pm

Rang AXA, they wanted me to do AXA skills grade 3 , or forget it. With a nominal insurance increase.
Very good I think.
AXA skills 3 seems to be around 2&1/2 hours and between 100& 200 euros. Anyone know how much around Cork and can I use my own 250cc?
Many thanks.

Cork Trucker · 04-11-2019 6:45pm

lalababa wrote: »

Rang AXA, they wanted me to do AXA skills grade 3 , or forget it. With a nominal insurance increase.
Very good I think.
AXA skills 3 seems to be around 2&1/2 hours and between 100& 200 euros. Anyone know how much around Cork and can I use my own 250cc?
Many thanks.

Declan O’Donovan of Two Wheel Training or Eddy O’Shea of Bikecraft. I did that course and got a grade 2 (highest level you can get). Yes you can use your own bike

Edit:

The price is €150 for 3 hours

Acquiescence · 05-11-2019 11:00am

32 Learners Permit
First time insuring a bike.
Yamaha xj6

568 Fully Comp with Principal

I'm well happy with that, doesn't have driving other bikes until I pass my test.

I should probably go buy a helmet.

Nozebleed · 06-11-2019 11:49am

Got my renewal today Carol Nash. Nearly choked on the breakfast.

Bike BMW G650GS 2011 (40 years of age)

Last year paid €496 on a provisional licence (1st year riding/third party only)

Passed the test after 6 months got a rebate of €60. So my overall outlay was €436.

Renewal today..now that I've a full licence €506. (Third party only).

Needless to say I won't be taking them up...it's extortionate.

Motorbike insurance - tell us your quotes/renewals

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