Classic insurance - companies & brokers

Fiat 900t Campervan + Fiat 500

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I moved back to Ireland recently after 7 years in Scotland,with my 1970 fiat 500 and 1981 Fiat Amigo campervan which was an ordeal in itself but since I got back to Dublin I have found that keeping them both on the road is going to be very costly. My insurance in Uk for the 500 was only £70, which is around 120euro comparred to the 440 euro quote i got in Ireland of which the car must be garaged at night. Appart from loving my 500 one main factor in the Uk was that it was so cheap to maintain and free road tax.

As for my campervan, her insurance was only £82 in the UK of which the insurance here is 510euro which i got quoted also from carolenash in Dublin which is a huge hike.

Ill not have to pay the vrt as ive owned them both for well over a year but the terms of carolenash is that the campervan is garaged also.

This is where my problems start, as I only have one garage, and the 500 just about fits in alone, leaving the campervan outside.

I have advertised them both on gumtree.ie for sale, as which ever one is sold first, I will keep the other, as asside from paying about the guts of 1000euro for both there insurance compared to the 300 euro in UK, I have no where to keep one.

Im writing this to get advise on what I could do or if anyone knows a really cheap little garage i could rent in dublin 15 or could anyone tell me why is ireland still so expensive for classic car insurance. Both these vehicles barely see 2000 miles a year each and neithre of them do over 60mph so i really dont understand why its so expensive considering my work car a 02 hyundai accent can be insured with axa for only 530euro fully comp and its 1.3 and will easily do 100mph.

Thanks.

http://www.gumtree.ie/dublin/40/15759240.html

http://www.gumtree.ie/dublin/78/15306278.html

P.S I did try advertising on adverts.ie but I was unable to access step 2 of 1.

HI,

I just called the IVS and spoke to a very pleasant gentleman.

He informed me that to obtain the insurance You need to join there club at a cost of 30euro, and further to that, that to insure my fiat 500 3rd party, fire and theft was 195euro. The price above Posted earlier was slightly less.


My 500 does not drive on LPG but my modern car does and I find it a complete waste of time buying it. its nearly the same price as petrol and
even though I live in dublin, my nearest station is fifteen miles away.
I believe after some research that LPG will be removed from garages in ireland stated by calor gas. I cant be sure of this informations origin, I just wonder why are people talking about when it cant be purchased in the republic for the cheaper prices its sold for in the north.

REGARDS.

I have found the best and the cheapest classic insurance from www.odon.com

Before calling O’Driscoll, O’Neil at the above link, I contacted several other classic insurers all who gave me the run around.

AXA refused insurance because my classic was modified, but advised me to get an engineers report and then they might insure it third party fire and theft for no lower than 425Euro.

Carolenash refused me under the fact that the car had a different engine. Apparently this is classed as a modification, so note your engine and chassis numbers match up.

Should you ever be in an accident and the insurance assessor locates different information, this can give them the right to reject your policy due to incorrect information.

Ann from O'Driscoll O'Neil www.odon.com advised me that they do require an engineer's report but that this is with regard to the cars overall condition.

The premium was based on that the car would be garaged at my home address over night, but it was stressed to me that if the car had been tampered with outside a different address, I was still fully insured.

The cover included a full breakdown package should I ever breakdown. Highly unlikely being a fiat..!!

Like modern car insurance O'Driscoll O'Neil term your quotation based on your personal information and on the size of the engine. Owning a Fiat 500 I know of very few smaller classic cars and assumed I was in for a bargain.

Imagine my disbelief when they quoted me 185euro, fully comp for my 1970 fiat 500and 50euro for every other car on the policy. The insurance commenced straight away and it could not have been any easier.

I’m very happy and for once Ireland is not ripping me off as the combined insurance is lower than what I would have paid in the UK.

Thanks to those of you who advised me about www.odon.com. and other classic insurers.

Happy Motoring.

IVS only ask that you be a member of the society, how else do you think they fund all the niceness?

Mike.

20 years is the usual but some companies say they can make exceptions for certain special (ie rare/valuable) vehicles.

Mike.

Cheers for the feedback. If I ever do get round to a classic it looks like my, ahem 'everyday car' will be a 1 litre trolley.

Mike.

here's a question to challenge the brightest among you....totally hypathetical and a fantasy at the mo but any info will still be greatly appreciated. Dynacorn International Ltd have started ,in the last couple of years, manufacturing 67/68 mustang shells with the approval of Ford...now, with these, it maybe (good chance m livin in a dream here!!) possible to get the shell with a right hand drive lay-out. And then I would be adding all the bits and pieces myself.....big project...but lets suppose for a while that its completely feasible....this 2008 produced car.....for insurance purposes...modified classic?? kit car?

it's nice to dream!

Dades wrote: »

I would have thought you'd get a reasonable non-classic quote on that car. Female driver, small engine, not huge value.

Just because it's a "classic" doesn't mean it has to be insured on a classic policy. Cheap tax is the big saving in reality. AXA gave me a normal policy on a classic.

Let us know how you get on.

so your saying i can get this insured under non classic with axa? coz im already with them, and they wouldnt insure me, but that was trying classic

theres hope yet!

I tried both of those, neither would quote because of old car and young girl.

I hate this country, I have no problem getting insured in England. Ireand has it's own stupid rules.

Thanks for the help though, but moms given u trying. Were ganna try and keep me insured in ENgland for the next couple of months, seeing as Im ganna be living there in May anyway, only problem is the car has already been here 3 months, dunno if they will let me