Car insurance - tell us your quotes/renewals

theguzman · 04-09-2019 1:24am

I wonder could Opel/Vauxhall Zafira's become uninsurable in Ireland after the fire in Cork which was allegedly started by a Zafira which have a known fire issue.

rachaelf750 · 04-09-2019 1:55pm

Age: 43 additional driver 41
No Claims: Full
Points: 0
Convictions: 0
Car: 2007 golf 1.9D
Insurance: Comprehensive
County: Louth

Axa renual quote €848.96

2018 was €700.00 nothing has changed so surly at this stage in life my quote should be reducing.

SCOOP 64 · 04-09-2019 6:33pm

martin6651 wrote: »

I've been with this group for many years even before they were taken over by Aviva. Scoop what car have that your quote is so low.

Opel zafira 2008 1.6 ,wife as added driver,fully comp, no points, max no claims bonus, been getting this quote last 3years, going by others wont be so good come January.

punisher5112 · 04-09-2019 6:40pm

rachaelf750 wrote: »

Age: 43 additional driver 41
No Claims: Full
Points: 0
Convictions: 0
Car: 2007 golf 1.9D
Insurance: Comprehensive
County: Louth

Axa renual quote €848.96

2018 was €700.00 nothing has changed so surly at this stage in life my quote should be reducing.

Move up a few years it will come down...

How much did you put down as car value?

lawred2 · 04-09-2019 6:43pm

rachaelf750 wrote: »

Age: 43 additional driver 41
No Claims: Full
Points: 0
Convictions: 0
Car: 2007 golf 1.9D
Insurance: Comprehensive
County: Louth

Axa renual quote €848.96

2018 was €700.00 nothing has changed so surly at this stage in life my quote should be reducing.

Seems high to me.

We've just got a quote with its4women for 2007 Golf 1.4 petrol full comp of €400..

martin6651 · 04-09-2019 10:24pm

Got a quote for 357 euro from AA. Rang Aviva about rise and was told it had to do with rising claims concerning my type of car(renault kadjar) which sounded like a load of ****.

punisher5112 · 04-09-2019 10:26pm

martin6651 wrote: »

Got a quote for 357 euro from AA. Rang Aviva about rise and was told it had to do with rising claims concerning my type of car(renault kadjar) which sounded like a load of ****.

Yes it's rubbish they'll say anything.

rachaelf750 · 05-09-2019 9:49am

punisher5112 wrote: »

rachaelf750 wrote: »

Age: 43 additional driver 41
No Claims: Full
Points: 0
Convictions: 0
Car: 2007 golf 1.9D
Insurance: Comprehensive
County: Louth

Axa renual quote €848.96

2018 was €700.00 nothing has changed so surly at this stage in life my quote should be reducing.

Move up a few years it will come down...

How much did you put down as car value?

The car is grand and only traveling short journeys, I shouldn't have to move up a few year to save a money on insurance, I put the car down at a value of €1500 and excess of €500.

Mabey I'm just one of the unlucky ones who's insurance rises every year!

my3cents · 05-09-2019 10:08am

rachaelf750 wrote: »

The car is grand and only traveling short journeys, I shouldn't have to move up a few year to save a money on insurance, I put the car down at a value of €1500 and excess of €500.

Mabey I'm just one of the unlucky ones who's insurance rises every year!

If you are with AXA have you tried changing the yearly mileage on the website when you get a quote?

lawred2 · 05-09-2019 10:10am

rachaelf750 wrote: »

The car is grand and only traveling short journeys, I shouldn't have to move up a few year to save a money on insurance, I put the car down at a value of €1500 and excess of €500.

Mabey I'm just one of the unlucky ones who's insurance rises every year!

But you absolutely should move your insurance provider every year

Loyalty is not rewarded by insurers. New business is.

rachaelf750 · 05-09-2019 1:55pm

lawred2 wrote: »

rachaelf750 wrote: »

The car is grand and only traveling short journeys, I shouldn't have to move up a few year to save a money on insurance, I put the car down at a value of €1500 and excess of €500.

Mabey I'm just one of the unlucky ones who's insurance rises every year!

But you absolutely should move your insurance provider every year

Loyalty is not rewarded by insurers. New business is.

I do move providers if I can get lower quotes.
I have checked a few other insurance companies, they are all comming in around the same price or not even giving me a quote. I'm just at a loss to this whole industry, and can't fathom the high quotes I have received.

lawred2 · 05-09-2019 2:03pm

rachaelf750 wrote: »

I do move providers if I can get lower quotes.
I have checked a few other insurance companies, they are all comming in around the same price or not even giving me a quote. I'm just at a loss to this whole industry, and can't fathom the high quotes I have received.

Have you tried its4women? We only just got that quote this week...

Is the Golf a 1.9 TDI? Maybe it's a car favoured by knackbags and the insurer's risk assessment shows that!

Also, have you tried TPFT? Not much value in full comp for an aging junker.

marcos_94 · 05-09-2019 2:09pm

rachaelf750 wrote: »

I do move providers if I can get lower quotes.
I have checked a few other insurance companies, they are all comming in around the same price or not even giving me a quote. I'm just at a loss to this whole industry, and can't fathom the high quotes I have received.

Try GMHD brokers. They got me a quote on my car for half what insurance companies themselves where offering. I ended up going with RSA for 900 through GMHD even though they originally quoted me 2200!

carloscorreia · 09-09-2019 4:32pm

Age: 37 (additional drive 35)
Car: 2016 Bmw 420d coupe
Cover: Comprehensive
NCD: 9 years
Penalty points: 0
EU driver license

Chill (Allianz) renewal: €1071

Renewed with AnPost (AIG) - €665

martin6651 · 09-09-2019 10:10pm

Any one with Axa ??

Eggs For Dinner · 12-09-2019 5:02pm

2007 Focus. Full NCB, mature, all positives

2018 - Aviva Direct - €317
2019 - Aviva Direct Renewal €427

Took out new policy €298......Aviva Direct

SCOOP 64 · 13-09-2019 4:05pm

Eggs For Dinner wrote: »

2007 Focus. Full NCB, mature, all positives

2018 - Aviva Direct - €317
2019 - Aviva Direct Renewal €427

Took out new policy €298......Aviva Direct

Did you just get a new quote on line?

Eggs For Dinner · 13-09-2019 10:11pm

SCOOP 64 wrote: »

Did you just get a new quote on line?

Yep and declared Aviva as current insurer

irishneo · 15-09-2019 8:23pm

Age: 39
Car: 2015 Audi S1
Cover: Comprehensive
Penalty points: 0

renewal quote with 123.ie: €791

Renewed with 123.ie for €492

Cork Trucker · 16-09-2019 8:34pm

martin6651 wrote: »

Any one with Axa ??

Me :pac:

NIMAN · 18-09-2019 11:33pm

NIMAN wrote: »

2016 Golf, last years was €419, renewal of €416.
Allianz.

Did a lot of searching online for a better quote, none came remotely close.
Average was around the €500 mark.

So I called to renew and asked could they do it for €400. They did it for €399:D

So I now have both cars costing me under €400. Happy enough with that.

893bet · 22-09-2019 11:00pm

irishneo wrote: »

Age: 39
Car: 2015 Audi S1
Cover: Comprehensive
Penalty points: 0

renewal quote with 123.ie: €791

Renewed with 123.ie for €492

How did you get 300 off from your renewal?

grogi · 23-09-2019 12:43pm

893bet wrote: »

How did you get 300 off from your renewal?

You get a new quote.

lawred2 · 23-09-2019 1:02pm

grogi wrote: »

You get a new quote.

straight up example of gouging and a clear illustration of how these decisions are not made based upon risk..

how is unknown new business less of a risk than the known claims free existing customer?

in a nutshell that's why I switch insurer every single year... pain in the balls going through the same process for two cars but it is what it is

tobdom · 27-09-2019 9:58am

Wife's policy renewal.....

Age: 38 (additional driver 36, own spearate car)
Car: 2015 SEAT Alhambra 2.0d (140), value ~€20k
Cover: Comprehensive
NCD: 7+
Penalty points: 0 (additional driver 3)
Full Irish DL (15+ years), no claims ever

Current insurer Aviva, last year's premium €565 (changed car from 2013 Mondeo to above mid year)
Aviva Renewal quote: €697 (includes multicar discount, full NCD protection)

Best of quotes from the hunt, AIG (Deluxe Comp cover with full NCD protection) = €542!!
Several other quotes cheaper than Aviva also.

Since we have been with Aviva (2 cars), for the last few years, we haven't been able to beat their renewal quote any year. Maybe last year, there was up to €20 to be saved with some quotes, but not enough to bother changing.
This year, Aviva have gone off the charts!! I guess there comes a time when you no longer fit a particular insurer's target profile as a driver/person, or else you buy a type of car which doesn't fit their target profile.

Anyway, changing to AIG it is so!

km79 · 28-09-2019 2:07pm

Looking for advice for my brother
He is 37 but is just starting off driving. Has provisional but no previous driving experience at all........who is he best to look for quotes from ? Are Brittons still on the go and best for someone in his situation?
Car is likely to be a 2005 focus which might also lessen his quote options given its age

Just tried Brittons online
quote given
NINE THOUSAND EURO

Cork Trucker · 28-09-2019 2:31pm

km79 wrote: »

Looking for advice for my brother
He is 37 but is just starting off driving. Has provisional but no previous driving experience at all........who is he best to look for quotes from ? Are Brittons still on the go and best for someone in his situation?
Car is likely to be a 2005 focus which might also lessen his quote options given its age

Just tried Brittons online
quote given
NINE THOUSAND EURO

Liberty or Quinn Direct as they were in my time were the best for young/inexperienced drivers. AXA are also worth a shout.

NIMAN · 28-09-2019 2:34pm

km79 wrote: »

Looking for advice for my brother
He is 37 but is just starting off driving. Has provisional but no previous driving experience at all........who is he best to look for quotes from ? Are Brittons still on the go and best for someone in his situation?
Car is likely to be a 2005 focus which might also lessen his quote options given its age

Just tried Brittons online
quote given
NINE THOUSAND EURO

#

:eek::eek::eek:
Take the bus!

markc1184 · 29-09-2019 7:02am

Other half got her renewal from Axa on Friday.

182 Skoda Karoq style 1.0 115bhp
34 years old
Full licence 10 years
Full NCB
Renewal quote fully comp €603 up from €585 last year.

lawred2 · 29-09-2019 7:50am

markc1184 wrote: »

Other half got her renewal from Axa on Friday.

182 Skoda Karoq style 1.0 115bhp
34 years old
Full licence 10 years
Full NCB
Renewal quote fully comp €603 up from €585 last year.

You'll beat that quote as new business elsewhere

Car insurance - tell us your quotes/renewals

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