Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie

Motorbike insurance - tell us your quotes

Options
1…3536384041…43

Comments

  • Options
    #1112
    ZX7R
    Registered Users Posts: 3,428 ✭✭✭ZX7R


    Honda varadero xl 1000
    19 years no claims
    Full licence
    Principal fully comp
    +rider's policy
    169 euro
    Age 40 years
    Quite happy


  • Options
    #1113
    Hotblack Desiato
    Registered Users Posts: 34,481 ✭✭✭✭Hotblack Desiato


    Sonics2k wrote: »
    Renewal just came through in my email.

    33 Male Cork
    Principal Insurance
    Learner licence (so lazy) going on to my 2nd year

    €440 fully comp.

    Now usually ppl will leave out some info about their quote, but I don't remember one before when someone left out which BIKE it was! :p

    Fingal County Council are certainly not competent to be making decisions about the most important piece of infrastructure on the island. They need to stick to badly designed cycle lanes and deciding on whether Mrs Murphy can have her kitchen extension.



  • Options
    #1114
    Sonics2k
    Registered Users Posts: 8,239 ✭✭✭Sonics2k


    Hotblack Desiato wrote: »
    Now usually ppl will leave out some info about their quote, but I don't remember one before when someone left out which BIKE it was! :p

    hah, touché!

    I've updated it now.


  • Options
    #1115
    Sonics2k
    Registered Users Posts: 8,239 ✭✭✭Sonics2k


    Hotblack Desiato wrote: »
    Now usually ppl will leave out some info about their quote, but I don't remember one before when someone left out which BIKE it was! :p

    hah, updated it now!


  • Options
    #1116
    Zascar
    Moderators, Motoring & Transport Moderators, Music Moderators Posts: 12,778 Mod ✭✭✭✭Zascar


    Mod Note: Can everyone please include all details from the quote as the type of bike can hugely affect the price. Also don't forget the Insurance Company so we know who's providing the best quotes

    Suggested Template:

    Company:
    Bike & CC:
    Age:
    Licence:
    No Claims Bonus:
    Policy & Cover:
    Price:


  • Advertisement
  • Options
    #1117
    frozenfrozen
    Registered Users Posts: 7,882 ✭✭✭frozenfrozen


    Company: Principal
    Bike & CC: 03 sv650s
    Age: 23
    Licence: Full A2
    No Claims Bonus: 2
    Policy & Cover: TPFT
    Price: 282

    I rang and asked could I add a bike mid policy if I wanted, she said well first things first what bike would you like to add, I said a gsxr 750 k6/k7 and she went and checked and said no can do until I'm 25 even with the A license. She said it would be the same for any of the similar 600s, r6 gsxr 600 etc. all group 38 risk and zenith wouldn't do it before I was 25. She said try MCE but liberty wouldn't insure me either she reckoned.

    That answers that so about what bike to move to come A license.


  • Options
    #1118
    Zascar
    Moderators, Motoring & Transport Moderators, Music Moderators Posts: 12,778 Mod ✭✭✭✭Zascar


    So I recently sold the blade and bought a Hyperstrada. Its a much less powerful bike and so I expected my insurance to go down. I had a claim from 5 years ago when my 749 was stolen, but now that is wiped clean I was expecting a much cheaper price. I think I paid about 600 last year (fireblade and still a claim) but instead of it going down - they upped the quote to €800!! FFS... Anyway I called around and then called them back and argued, they did the usual bull**** of pretending to talk to the underwriter etc, finally got it for €420. I was hoping for more but its the best they can do. I park in an underground car park and they said if I had it in a private garage they could be down towards €300 - good to know.

    Company: Carole Nash
    Bike & CC: Ducati Hyperstrada 821cc & BMW k100, 1000cc
    Age: 37
    Licence: Full Clean
    No Claims Bonus: 10
    Policy & Cover: Fully Comp
    Price: €420


  • Options
    #1119
    neildyr
    Registered Users Posts: 97 ✭✭neildyr


    Went from Fireblade to MT10, Fireblade was around 1000 fully comp with liberty.

    Garaged and ~ commute mileage.

    Company: Carole Nash
    Bike & CC: Yamaha MT10 162
    Age: 30
    Licence: Full Clean
    No Claims Bonus: 3
    Policy & Cover: Fully Comp
    Price: €970

    MCN never answered the phone. Liberty were mad money and principal wouldn't insure the bike at all, not me but THE BIKE(MT10) and nor would AXA

    Its a bit to high to be honest. but there literally was no other viable option.


  • Options
    #1120
    73hdkgo
    Registered Users Posts: 32 ✭73hdkgo


    Company: Carole Nash
    Bike & CC: Suzuki Bandit 600CC (2002)
    Age: 25
    Licence: Provisional
    No Claims Bonus: 1 Years NCB
    Policy & Cover: 3rd Party with Personal Accident Extra
    Price: €430

    Original renewal quote of €470, and reduced by €40 after haggling.
    Last years price with same details and 0 NCD was €530.
    Happy enough as all in with tax included it's €520.


  • Options
    #1121
    ayux4rj6zql2ph
    Closed Accounts Posts: 3,001 ✭✭✭ayux4rj6zql2ph


    This post has been deleted.


  • Advertisement
  • Options
    #1122
    Hotblack Desiato
    Registered Users Posts: 34,481 ✭✭✭✭Hotblack Desiato


    Company: CN
    Bike & CC: Triumph Sprint ST 955
    Age: 47
    Licence: Full A >20 years
    No Claims Bonus: They have it down as 12 or 14 but in reality it's 23...
    Policy & Cover: Comp incl commuting and pillion
    Location: Dublin, garaged
    Price: 326 (same as last year)

    Liberty wanted 390 without pillion cover or legal cover which CN include.

    Fingal County Council are certainly not competent to be making decisions about the most important piece of infrastructure on the island. They need to stick to badly designed cycle lanes and deciding on whether Mrs Murphy can have her kitchen extension.



  • Options
    #1123
    Krusty_Clown
    Registered Users Posts: 19,510 ✭✭✭✭Krusty_Clown


    Company: Principal
    Bike & CC: 2010 VFR1200
    Age: 46
    Licence: Full 16+ years
    No Claims Bonus: Full (9+ years)
    Policy & Cover: Comp + other bikes (TF&T)
    Price: €319

    Was happy enough with that and renewed last week, but am currently hoping to migrate to an MT09-Tracer. They won't insure me on the tracer though as it's not garaged (kept in back garden) and value is over €7k. Seems crazy as they had no problem insuring me on the VFR two weeks ago when it's value was €9,999 (recently dropped value to a more realistic €6.5k). Well, if they don't it's their loss as there are a number of other insurers who will and I'm still in my 14 day cooling off period.

    So Carole Nash, Liberty and AXA are the best alternatives?


  • Options
    #1124
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    Company: Axa
    Bike & CC: BMW K1300S (2012)
    Age: 38
    Licence: Full
    No Claims Bonus: They have it down as 10, but its 18 years.
    Policy & Cover: Fully comprehensive, with breakdown cover.
    Price: €552

    Haven't renewed it yet, will ring around a bit first but I don't expect it to be much less with anyone else.


  • Options
    #1125
    Emmersonn
    Banned (with Prison Access) Posts: 1,128 ✭✭✭Emmersonn


    Deleted User wrote: »
    Company: Axa
    Bike & CC: BMW K1300S (2012)
    Age: 38
    Licence: Full
    No Claims Bonus: They have it down as 10, but its 18 years.
    Policy & Cover: Fully comprehensive, with breakdown cover.
    Price: €552

    Haven't renewed it yet, will ring around a bit first but I don't expect it to be much less with anyone else.


    Seems a very high quote.Try Principal.


  • Options
    #1126
    LLewellen Farquarson
    Registered Users Posts: 410 ✭✭LLewellen Farquarson


    Company Carol Nash
    Bike & cc BMW K1200GT SE
    Age 52
    Licence full
    NCB 15 years
    Location Cork
    Policy & cover Fully comp inc pillion, breakdown, legal etc.
    Price 269

    Renewal quote was 320, rang around and principal quoted 268. Rang CN back and they matched it. €50 saved by a phone call. Principal were insisting on garaged but CN policy included driveway, which is good as I sometimes don't bring it down the awkward side access to the garage.


  • Options
    #1127
    frozenfrozen
    Registered Users Posts: 7,882 ✭✭✭frozenfrozen


    worth it not having the garaged thing. Means if the bike is stolen from even the garage there won't be half as much messing proving it was actually locked in there etc.


  • Options
    #1128
    macplaxton
    Moderators, Motoring & Transport Moderators Posts: 2,957 Mod ✭✭✭✭macplaxton


    Just renewed with current insurer as the price was ok by me and inertia (lazy). Paid on the 50/50 (50% now, 50% next month) at no extra.

    Bike & CC: 1999 BMW R1100RT
    Broker: Principal
    Underwriter: Zenith
    Age: 44
    Licence: Full / 24 yrs
    NCD: 2yr / 30%
    Excess (compulsory/voluntary): €300 / €0
    Cover: TPF&T inc commuting, pillion cover & riding other bikes TPO
    Mileage: 10k
    Benefits: Legal and breakdown
    Price: €241


  • Options
    #1129
    Krusty_Clown
    Registered Users Posts: 19,510 ✭✭✭✭Krusty_Clown


    LLewellen Farquarson wrote: »
    Rang CN back and they matched it. €50 saved by a phone call. Principal were insisting on garaged but CN policy included driveway, which is good as I sometimes don't bring it down the awkward side access to the garage.
    Had the same experience. Principal's underwriter are insisting that anything over €7k has to be garaged. With CN price-matching and under-cutting by €10, Principal are going to lose a chunk of customers to CN.


  • Options
    #1130
    ImDeGaffer
    Registered Users Posts: 1 ✭ImDeGaffer


    Bike & CC: Honda MSX125 (Grom)
    Age: 26
    Licence: Learner A - 2 years
    No Claims Bonus: 0
    Policy & Cover: TPFT
    Price: 992 with Liberty

    Carole Nash wouldn't quote it because it's apparently on some list of bikes that requires you to have 2 years NCB. Still have to try Principal and MCE, but it's not looking like my idea of having a Grom as a nice cheap runaround might not be viable. I definitely won't pay €1000 for a 125

    Edit: Principal quoted €641 for TPFT. A good bit better, looks like the grom gets a pretty heavy loading compared to other 125s


  • Options
    #1131
    ayux4rj6zql2ph
    Closed Accounts Posts: 3,001 ✭✭✭ayux4rj6zql2ph


    This post has been deleted.


  • Advertisement
  • Options
    #1132
    Green_Martian
    Registered Users Posts: 1,545 ✭✭✭Green_Martian


    Insurance companies are great craic hahahaha
    Just called Carol Nash to add a CBR 600 F4 2001 to my policy which I currently have the VFR covered on.

    Said they do multi-bike so happy days, after a call where I was asked at least 3 times if there was an alarm on the bike :rolleyes:, I was told it would cost 51.04, no problem I said then she said 45 of that was a broker fee for updating policy during the year :eek::eek::eek:.

    We are in the wrong game lads hahahaha


  • Options
    #1133
    Cienciano
    Registered Users Posts: 14,262 ✭✭✭✭Cienciano


    First insurance renewal in my life that I was happy with.

    Company: CN
    Bike & CC: Ducati Hypermotard 1100
    Age: 41
    Licence: Full
    No Claims Bonus: 10
    Policy & Cover: FC
    Price: €250

    Bike is 2008, wonder if it dropped cos it's over 10 years old now?


  • Options
    #1134
    thos
    Registered Users Posts: 574 ✭✭✭thos


    Cienciano wrote: »
    First insurance renewal in my life that I was happy with.

    Company: CN
    Bike & CC: Ducati Hypermotard 1100
    Age: 41
    Licence: Full
    No Claims Bonus: 10
    Policy & Cover: FC
    Price: €250

    Bike is 2008, wonder if it dropped cos it's over 10 years old now?

    What's your location? Outside Dublin I'm guessing?


  • Options
    #1135
    Cienciano
    Registered Users Posts: 14,262 ✭✭✭✭Cienciano


    thos wrote: »
    What's your location? Outside Dublin I'm guessing?

    No, Dublin 12.


  • Options
    #1136
    Green_Martian
    Registered Users Posts: 1,545 ✭✭✭Green_Martian


    Here is mine for this year, have to say I'm happy with that as its for both bikes.

    Company: CN
    Bike & CC: Honda VFR 800 2001 and Honda CBF 600 F4 2001
    Age: 37
    Licence: Full
    No Claims Bonus: 12
    Policy & Cover: FC
    Price: €324.38
    Excess: €200 on the VFR and €100 on the CBF


  • Options
    #1137
    Green_Martian
    Registered Users Posts: 1,545 ✭✭✭Green_Martian


    Cienciano wrote: »
    First insurance renewal in my life that I was happy with.

    Company: CN
    Bike & CC: Ducati Hypermotard 1100
    Age: 41
    Licence: Full
    No Claims Bonus: 10
    Policy & Cover: FC
    Price: €250

    Bike is 2008, wonder if it dropped cos it's over 10 years old now?

    It dropped cos you are over 40 ya old fart :D


  • Options
    #1138
    ayux4rj6zql2ph
    Closed Accounts Posts: 3,001 ✭✭✭ayux4rj6zql2ph


    Green_Martian wrote: »
    Here is mine for this year, have to say I'm happy with that as its for both bikes.

    Company: CN
    Bike & CC: Honda VFR 800 2001 and Honda CBF 600 F4 2001
    Age: 37
    Licence: Full
    No Claims Bonus: 12
    Policy & Cover: FC
    Price: €324.38
    Excess: €200 on the VFR and €100 on the CBF

    A bit of haggling would have probably gotten it down to €300 even. What was the price 12 years ago can you remember?


  • Options
    #1139
    CJhaughey
    Registered Users Posts: 14,907 ✭✭✭✭CJhaughey


    Got a multibike quote from Principal, 3 bikes NX650, NT650V and a MSX125, 380 for Full Comp.
    100 more than last year which is a big enough jump to add the MSX125 I feel.


  • Options
    #1140
    D3V!L
    Registered Users Posts: 2,936 ✭✭✭D3V!L


    CJhaughey wrote: »
    Got a multibike quote from Principal, 3 bikes NX650, NT650V and a MSX125, 380 for Full Comp.
    100 more than last year which is a big enough jump to add the MSX125 I feel.

    Insured the MSX125 as your main bike. I did this with adalaide when I had my Street Glide and it worked out at €220 fully comp for both.


  • Advertisement
  • Options
    #1141
    Cienciano
    Registered Users Posts: 14,262 ✭✭✭✭Cienciano


    Green_Martian wrote: »
    It dropped cos you are over 40 ya old fart :D

    I was over 40 at the last renewal


This discussion has been closed.
Advertisement