Are ATM’s thick, or just taking the piss?

Alun · 11-05-2016 09:11AM

Eugene Norman wrote: »

You sure? Are those fees waived in certain circumstances?

Either you have to have some ridiculous amount (2.5k?) constantly in your current account earning no interest, or like me, if you have your mortgage with them you may no fees at all now.

valoren · 11-05-2016 09:49AM

I requested €300 a few weeks back.

What do I get? THIRTY TENNERS!

Akrasia · 11-05-2016 10:05AM

Eugene Norman wrote: »

You sure? Are those fees waived in certain circumstances?

Those are the fees from the AIB website. Some accounts are exempt from fees, like student and graduate accounts (At least that's how it used to be) and you can avoid fees by jumping through certain hoops that have their own drawbacks, but the bank charges are getting more expensive the more we avoid cash.

inforfun · 11-05-2016 01:08PM

The cause of cash not being quicker would be the moron who realises he or she actually has to pay for their **** and start digging for money everywhere, in stead of having it ready straight on.

Tipperary Fairy · 11-05-2016 01:12PM

Mackman wrote: »

If you just choose $100 say, the next screen it will ask you if you want to save it as your favourite. And it asks you every time.

Well yes, but that's then not using the favourite transaction facility is it. If you continue to take out 100 at a time, then why wouldn't you save that?

They've obviously recognised that most people take out the same amount every time and have done something to try help.

On the cc/cash thing, here it's much much more common to use card than cash in shops, but yeah it's tap to pay and works very fast.

pickarooney · 11-05-2016 04:21PM

Who, apart from drug dealers and Johns, needs to withdraw over 100 euros at a time?
Using cash to pay for petrol is so antiquated and a fierce waste of time.

ofcork · 11-05-2016 04:37PM

inforfun wrote: »

It is more annoying i cant take out more than €250 unless i got to the one at my branch.

As for people seemingly playing pac man on those things... it should be legal to kill them.

Ask your branch to raise your withdrawal limit mine is 700.

magentis · 11-05-2016 05:13PM

kneemos wrote: »

With their own money?

Yeah,the freestanding ones in petrol stations convenience stores etc.

The cash they take in at the till is used to fill the atm.They have a deal with the banks around having the machine and bank charges,it saves them having to make cash lodgements too in a lot of cases.That is one reason why you need to be careful of the notes you get from these machines!

But i understand the more recent ones can check for counterfeit notes before dispensing them,a friend of mine installs and maintains these atms.

inforfun · 11-05-2016 09:45PM

ofcork wrote: »

Ask your branch to raise your withdrawal limit mine is 700.

So is mine but the atm's in Spar and the likes are limted to 250 in 1 go. So need 3x to get that 700

mfceiling · 11-05-2016 09:52PM

There is a Spar shop in perrystown that has an ATM machine that is always "out of service"

When I say always I mean forever. I've been going in and out there for about 10 years and I've never seen it working.

I was actually walking past last Friday night and I deliberately walked in to the shop just to check if it had been miraculously fixed...

No.

bodhrandude · 11-05-2016 10:04PM

Just seen staff in Centra in Salthill, Galway opening up one of these atms, it looks like they didn't have the cash to put into the machine so it was put out of order.

bisounours · 11-05-2016 10:04PM

magentis wrote: »

kneemos wrote: »

With their own money?

Yeah,the freestanding ones in petrol stations convenience stores etc.

The cash they take in at the till is used to fill the atm.They have a deal with the banks around having the machine and bank charges,it saves them having to make cash lodgements too in a lot of cases.That is one reason why you need to be careful of the notes you get from these machines!

But i understand the more recent ones can check for counterfeit notes before dispensing them,a friend of mine installs and maintains these atms.

My brother in law works in one of these stores. Come the end of his shift one day and he is trying to fill the cash machine and it is stuck. Opened it up to find a mouse sliced and diced by the counting mechanism. Quickly closed it back up and called the ATM fix-it guy and just said " I think it's stuck."

Tipperary Fairy · 11-05-2016 11:46PM

pickarooney wrote: »

Who, apart from drug dealers and Johns, needs to withdraw over 100 euros at a time?
Using cash to pay for petrol is so antiquated and a fierce waste of time.

Well as I said, I'm in Oz. Plus, yeah I would anyway back home. Don't like being stuck for money.

Are ATM’s thick, or just taking the piss?

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