Bank of Ireland announce disgusting attack on the elderly

Orange Pants · 04-11-2015 02:38PM #1

Bank of Ireland today announced it will no longer do over the counter transactions of less than 700 Euro. This is a disgusting attack on the elderly and on rural Ireland.

M5 · 04-11-2015 02:39PM

Orange Pants wrote: »

Bank of Ireland today announced it will no longer do over the counter transactions of less than 700 Euro. This is a disgusting attack on the elderly and on rural Ireland.

Sensationalise much?

biko · 04-11-2015 02:40PM

How is that an attack?

Are you like 80, OP?

Btw, sources
http://www.irishtimes.com/business/financial-services/bank-of-ireland-to-ban-branch-cash-withdrawals-under-700-1.2416517
http://www.rte.ie/news/ireland/2015/1104/739511-bank-of-ireland/

KwackerJack · 04-11-2015 02:41PM

Why?

Would it not be easier to hand over 500? Be a bit lighter............

Duggy747 · 04-11-2015 02:42PM

You should write for the Indo.

You made it sound like an organised event sponsored by BOI to go out and beat up old people.

jam_mac_jam · 04-11-2015 02:42PM

Why? Are elderly people or rural people incapable of using a computer?

gandalf · 04-11-2015 02:43PM

I don't believe they mentioned the word attack in their press release.

Sure the elderly can vote with their feet and move their accounts to the banks who do allow smaller withdrawals.

Toblerone1978 · 04-11-2015 02:43PM

Orange Pants wrote: »

Bank of Ireland today announced it will no longer do over the counter transactions of less than 700 Euro. This is a disgusting attack on the elderly and on rural Ireland.

Why does this effect rural Ireland more than urban Ireland?

seamus · 04-11-2015 02:43PM

Because elderly people are incapable of using ATMs or online banking?

Nice casual ageism there OP.

Mesrine65 · 04-11-2015 02:43PM

& what, if like me last week, one stupidly forgets their debit card?

I presented my drivers licence at the customer service desk to withdraw €20 so I could get lunch/petrol etc.

Will we now be restricted access to our funds if we don't have a debit card on us?

MarkR · 04-11-2015 02:44PM

Are your pants orange from the recent fire?

play it again · 04-11-2015 02:45PM

Does being elderly give someone a special entitlement to be treated differently than other people

04-11-2015 02:46PM

Orange Pants wrote: »

Bank of Ireland today announced it will no longer do over the counter transactions of less than 700 Euro. This is a disgusting attack on the elderly and on rural Ireland.

I know many people in their 80s and 90s who haven't been in a bank for years. They get their pensions paid into their bank and pay for their shopping with their debit card and get cash back if needed. They pay all their bills by direct debit. Nothing will change for them.

seamus · 04-11-2015 02:46PM

Mesrine65 wrote: »

& what, if like me last week, one stupidly forgets their debit card?

I presented my drivers licence at the customer service desk to withdraw €20 so I could get lunch/petrol etc.

Will we now be restricted access to our funds if we don't have a debit card on us?

And what if you didn't have your driver's licence on you?

It's hardly the banks' duty to put in backdoor processes to account for people's own stupidity.

Note I don't specifically agree with what BoI are doing, but if this makes financial sense for them, then what harm.

We're beyond the point now where we need a bank branch in every town handing over 20s and 50s to people who are too lazy to use ATMs or online banking.

Zombienosh · 04-11-2015 02:46PM

most dramatic over the top statement ever.

biko · 04-11-2015 02:47PM

700 is usually ATM limit so it makes sense that they don't want people at the counter when those people could just as easily use the ATM.

In rural areas there might not be an ATM but then it's unlikely there is a bank office at all.

Everyone should still leave BoI though. Crap bank.

biko · 04-11-2015 02:47PM

seamus wrote: »

It's hardly the banks' duty to put in backup processes to account for people's own stupidity.

Why not, I do it all the time. It's called "user friendliness"

OldGoat · 04-11-2015 02:48PM

Mesrine65 wrote: »

& what, if like me last week, one stupidly forgets their debit card?

I presented my drivers licence at the customer service desk to withdraw €20 so I could get lunch/petrol etc.

Will we now be restricted access to our funds if we don't have a debit card on us?

Withdraw 700. Lodge 680.

The Backwards Man · 04-11-2015 02:48PM

Joe's on the case.

All hail Joe

Orange Pants · 04-11-2015 02:49PM

seamus wrote: »

Because elderly people are incapable of using ATMs or online banking?

Nice casual ageism there OP.

I am not ageist but it is a fact that a lot of older people don't have a clue about online banking or even how to use an ATM

Dodge · 04-11-2015 02:49PM

play it again wrote: »

Does being elderly give someone a special entitlement to be treated differently than other people

I don't see a problem with this at all? What's wrong with that?

Of course closing this particular part of banking does not effect old people any more than young people

jimgoose · 04-11-2015 02:50PM

Retail banks have no interest whatsoever in seeing you on the premises, BoI are just in the vanguard of it. Their tellers no longer accept lodgements of less than €3,000 over-the-counter, and as noted withdrawals of less than €700 are machine-only as well. Having said that, the machines seem to work well and my local branch at any rate have plenty of them. It doesn't bother me, but I can see it bothering some people. Many older folk have difficulty with these machines and don't trust debit cards and such. Oh well...

04-11-2015 02:50PM

Orange Pants wrote: »

Bank of Ireland today announced it will no longer do over the counter transactions of less than 700 Euro. This is a disgusting attack on their customers.

More appropriate. Ironic that today their business online is not working and I can't paid my bills

http://businessbanking.bankofireland.com/payments-and-cards/online-banking/business-online/business-on-line-status-page/

Canis Lupus · 04-11-2015 02:51PM

Orange Pants wrote: »

I am not ageist but it is a fact that a lot of older people don't have a clue about online banking or even how to use an ATM

They better learn then.

OldGoat · 04-11-2015 02:51PM

Orange Pants wrote: »

I am not ageist but it is a fact that a lot of older people don't have a clue about online banking or even how to use an ATM

It's also a fact older people invented the internet.

/Edit: Old fecker rants against the world in angry rebuttal.

The Backwards Man · 04-11-2015 02:52PM

Orange Pants wrote: »

I am not ageist but it is a fact that a lot of older people don't have a clue about online banking or even how to use an ATM

I don't know a single person over 75 that doesn't know how to use an ATM. And I know quite a few of them.

Princess Consuela Bananahammock · 04-11-2015 02:52PM

Orange Pants wrote: »

Bank of Ireland today announced it will no longer do over the counter transactions of less than 700 Euro. This is a disgusting attack on the elderly and on rural Ireland.

You're not coming back, are you?

Mesrine65 · 04-11-2015 02:52PM

seamus wrote: »

And what if you didn't have your driver's licence on you?

It's hardly the banks' duty to put in backup processes to account for people's own stupidity.

It's a banks duty to give you access to your funds accordingly.

Leaving your debit card in another jacket from the evening before & forgetting it the next morning is human error, it could happen to anyone...Seamus

smash · 04-11-2015 02:53PM

OP must be poor

Crooked Jack · 04-11-2015 02:55PM

biko wrote: »

700 is usually ATM limit so it makes sense that they don't want people at the counter when those people could just as easily use the ATM.

In rural areas there might not be an ATM but then it's unlikely there is a bank office at all.

Everyone should still leave BoI though. Crap bank.

It's actually the other way around would concern me. Most ATMs I've encountered don't give out less than 20 yope notes. so If you have 19 yopes in your account youre goosed. Cant get it from the machine, cant get it from the teller. The amount of places out there that still dont take cards is unreal. Then there are the card machines that break, the ones that get testy when you use a northern card, the places that charge extra for using a card for less than a fiver and the places that dont take card at all for less than a fiver.

Really, really stupid move until Ireland has become a cashless society.

100% with you on how shitty BOI are

Mesrine65 · 04-11-2015 02:55PM

The Backwards Man wrote: »

I don't know a single person over 75 that doesn't know how to use an ATM. And I know quite a few of them.

I do, my mother, who is suffering from alzheimer's & is very intimidated by ATM's & wouldn't know how to turn on a PC

Bank of Ireland announce disgusting attack on the elderly

Comments