cost of living in ireland for returning emigrant

Kevhog1988 · 15-06-2015 10:59AM #1

Ok guys,

Looks like ill be coming home.
Im just wondering if anyone on here has doen the same and how they got on. What problems have ye encountered? Apparently my old ncb for car insurance will no longer be valid.

Steppenwolfe · 15-06-2015 11:00AM

Don't do it.

Menas · 15-06-2015 11:00AM

If you are returning home from Kazakhstan you will find the cost of living here high. If returning from Switzerland you will find it cheap.

Will you change your user name to 'The Returning exile'?

jimgoose · 15-06-2015 11:01AM

Don't do it. You'll be slapped around, abused and skinned alive by the Government's private army, then chucked into a Joan Burton "job" for dole+fifty-squid and when you're an 80-year-old dried-out husk you'll be tossed into an incinerator.

folamh · 15-06-2015 11:05AM

http://www.irishtimes.com/life-and-style/generation-emigration/cost-of-living-infographic-how-countries-compare-globally-1.2079819

LadyFenghuang · 15-06-2015 11:09AM

Steppenwolfe wrote: »

Don't do it.

Love your name!

Sam Kade · 15-06-2015 11:13AM

theemigrant wrote: »

Ok guys,

Looks like ill be coming home.
Im just wondering if anyone on here has doen the same and how they got on. What problems have ye encountered? Apparently my old ncb for car insurance will no longer be valid.

Cost of living is impossible to say, you could live in a shack in the mountains for little or no money or you could live in a mansion with very expensive tastes.

Sheep Lover · 15-06-2015 11:15AM

Customs shake down Irish people trying to get back in here. They pat your pockets down for any loose change and then examine your teeth for any precious metal fillings. You'll be the same as when you left Ireland, potless

Kevhog1988 · 15-06-2015 11:23AM

Menas wrote: »

If you are returning home from Kazakhstan you will find the cost of living here high. If returning from Switzerland you will find it cheap.

Will you change your user name to 'The Returning exile'?

haha the failed emigrant or something lol

2smiggy · 15-06-2015 11:28AM

depends how long you have been away really. if more than 2 years your car insurance will probably be expensive.
like mentioned already , depends where you are coming back from. then again wages in what ever country you are in sort of match the cost of living, so assuming you will be working i'm sure you will not go hungry. as for signing on the dole as soon as you come back, i have no idea what so ever

csallmighty · 15-06-2015 11:30AM

theemigrant wrote: »

Ok guys,

Looks like ill be coming home.
Im just wondering if anyone on here has doen the same and how they got on. What problems have ye encountered? Apparently my old ncb for car insurance will no longer be valid.

A friend of mine got caught out with insurance too, 11 years no claims down the toilet. His new quote will cost roughly the same as his younger brother who is only starting to drive at 18.

Kevhog1988 · 15-06-2015 11:31AM

2smiggy wrote: »

depends how long you have been away really. if more than 2 years your car insurance will probably be expensive.
like mentioned already , depends where you are coming back from. then again wages in what ever country you are in sort of match the cost of living, so assuming you will be working i'm sure you will not go hungry. as for signing on the dole as soon as you come back, i have no idea what so ever

Jesus i wont be on the dole anyway.. i have a job lined up. Im gone 4.5 years now.

Might have to insure a car in the parents name

.

MathDebater · 15-06-2015 11:55AM

Where are you returning from? Compare the cost of living there to here using numbeo.

http://www.numbeo.com/cost-of-living/

somesoldiers · 15-06-2015 11:56AM

You will need to pay the new tax that is coming for The Returned that fecked off to enjoy themselves while the rest of us stayed here and paid the bills....

just kidding, will be good to have ye all back

c_man · 15-06-2015 11:58AM

theemigrant wrote: »

What problems have ye encountered?

I reckon you'll need to change your username OP.

Kevhog1988 · 15-06-2015 12:03PM

csallmighty wrote: »

A friend of mine got caught out with insurance too, 11 years no claims down the toilet. His new quote will cost roughly the same as his younger brother who is only starting to drive at 18.

just got a quote of 1900 on a passat

jimgoose · 15-06-2015 12:05PM

theemigrant wrote: »

just got a quote of 1900 on a passat

That pisses me off no end, people who've been driving for years and years being charged through the nose by insurance assholes with this completely arbitrary two-year thing. Bloody nonsense! :mad:

the evasion_kid · 15-06-2015 12:09PM

jimgoose wrote: »

That pisses me off no end, people who've been driving for years and years being charged through the nose by insurance assholes with this completely arbitrary two-year thing. Bloody nonsense! :mad:

I got caught with this too when I came back,I don't even entertain the thoughts of having a car anymore,I don't see the point in working to pay for a car to get me to work to pay for the car

seamus · 15-06-2015 12:10PM

Cost of living really is what you make of it. Some people find themselves raiding the penny jar even month even though they earn €50k, others have €50k in savings built up on a salary of €30k.

Accommodation is the killer, not just in overall price, but ancillary costs. You'll get cheap rent outside the cities, but you'll spend a fortune on travel costs. You can spend a fortune renting in a city, but live very frugally the rest of the month.

For example, a single person living inside Dublin city could easily live, after rent, on €400/month. You might only get out for pints once a week and won't be going to many fancy restaurants, but you'll have a well-stocked fridge and all mod cons.

Go out to somewhere in Kildare and you might save €1000 on rent, but you'll spend at least €100 a week on petrol and busses. Not to mention the amount of time you'll spend travelling.

smash · 15-06-2015 12:12PM

seamus wrote: »

For example, a single person living inside Dublin city could easily live, after rent, on €400/month.

Only presuming that your rent covers all your bills...

jimgoose · 15-06-2015 12:13PM

seamus wrote: »

...Not to mention the amount of time you'll spend travelling.

Very much this. People assume time is cheap because there's plenty of it and everyone is doled out the same amount. After six months spending two or three hours a day commuting, many people realise that this sort of setup is quite detrimental to quality of life.

seamus · 15-06-2015 12:17PM

smash wrote: »

Only presuming that your rent covers all your bills...

Not really. You'll get an all-in mobile phone package for €40. TV & Broadband for €70. Electricity shouldn't be more than €70. Water & Refuse, like €40. That's assuming you're not sharing the latter 3 with other housemates.

Leaves you €180/month for groceries, which is perhaps leaving you on the edge a little bit, but well manageable if you know how to shop.

smash · 15-06-2015 12:21PM

seamus wrote: »

Not really. You'll get an all-in mobile phone package for €40. TV & Broadband for €70. Electricity shouldn't be more than €70. Water & Refuse, like €40. That's assuming you're not sharing the latter 3 with other housemates.

Leaves you €180/month for groceries, which is perhaps leaving you on the edge a little bit, but well manageable if you know how to shop.

Already your €400 has been reduced to €180. At €45 a week it would barely cover groceries for dinner let alone lunch at work or the odd cup of coffee. Pints even once a month is out of the question with that level of money to live on.

csallmighty · 15-06-2015 12:25PM

theemigrant wrote: »

just got a quote of 1900 on a passat

That's horrible. I assume your quote would have been a fraction of that price. My friend got a quote of €2000 on a Golf, should have been only a few hundred.

Greyian · 15-06-2015 12:32PM

smash wrote: »

Already your €400 has been reduced to €180. At €45 a week it would barely cover groceries for dinner let alone lunch at work or the odd cup of coffee. Pints even once a month is out of the question with that level of money to live on.

In fairness, it's definitely possible to live on €180/month for your food. It's not something I'd choose to do (I'm fortunate enough to not have to limit my food spending), but it is definitely possible.

The mobile bill could be reduced a bit (I have calls, texts and data for €30/month, and I know plenty of people who just top-up €20/month). You could also save money on the broadband/TV by going for something like UPC 120Mb and getting Netflix (so €40/month for broadband + €8/month for Netflix), and then just stream a lot of other stuff (3Player, RTE Player etc).

It wouldn't be ideal, but it is definitely possible. Adding regular pints out...no, wouldn't happen. Cineworld's Unlimited ticket thing (€21.40/month) could be very useful though, if you were living close by.

Kevhog1988 · 15-06-2015 01:02PM

seamus wrote: »

Cost of living really is what you make of it. Some people find themselves raiding the penny jar even month even though they earn €50k, others have €50k in savings built up on a salary of €30k.

Accommodation is the killer, not just in overall price, but ancillary costs. You'll get cheap rent outside the cities, but you'll spend a fortune on travel costs. You can spend a fortune renting in a city, but live very frugally the rest of the month.

For example, a single person living inside Dublin city could easily live, after rent, on €400/month. You might only get out for pints once a week and won't be going to many fancy restaurants, but you'll have a well-stocked fridge and all mod cons.

Go out to somewhere in Kildare and you might save €1000 on rent, but you'll spend at least €100 a week on petrol and busses. Not to mention the amount of time you'll spend travelling.

I will be travelling from kildare, 8 mins from the n4 at enfield and living at home for the first while anyway. i will be working in ballyfermot so could get a bus but i really couldnt stand being on a bus 5 days per week.

Kevhog1988 · 15-06-2015 01:03PM

csallmighty wrote: »

That's horrible. I assume your quote would have been a fraction of that price. My friend got a quote of €2000 on a Golf, should have been only a few hundred.

best friend is paying 500 on the same car (i used his reg for the quote). Both similar type jobs, live in same place and same length of time driving.

osarusan · 15-06-2015 01:12PM

I moved back from Japan a few months ago, and there is no question that living in Ireland is more expensive - accomodation, utilities, and car insurance are all more expensive here - far more expensive in the case of the latter two. But of course it all depends on where you are moving from.

On the insurance, if you can get a letter fom your current insurer wherever you live detailing your cover and (hopefully) lack of claims, it might be taken into account by the new insurers in Ireland. I know Aviva have done so for us on both occasions we returned to Ireland, and it really makes a difference.

biko · 15-06-2015 01:45PM

Are you moving back to the pale or some small rural town?

Kevhog1988 · 15-06-2015 01:52PM

biko wrote: »

Are you moving back to the pale or some small rural town?

North kildare, travelling to the pale for work

Cookie_Monster · 15-06-2015 02:53PM

MathDebater wrote: »

Where are you returning from? Compare the cost of living there to here using numbeo.

http://www.numbeo.com/cost-of-living/

thats pretty cool and yet depressing. Auckland just about beats Dublin and Auckland is awful compared to everywhere else down here :pac:

cost of living in ireland for returning emigrant

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