cost of living in ireland for returning emigrant

Kevhog1988

Ok guys,

Looks like ill be coming home.
Im just wondering if anyone on here has doen the same and how they got on. What problems have ye encountered? Apparently my old ncb for car insurance will no longer be valid.

Steppenwolfe

Don't do it.

Menas

If you are returning home from Kazakhstan you will find the cost of living here high. If returning from Switzerland you will find it cheap.

Will you change your user name to 'The Returning exile'?

jimgoose

Don't do it. You'll be slapped around, abused and skinned alive by the Government's private army, then chucked into a Joan Burton "job" for dole+fifty-squid and when you're an 80-year-old dried-out husk you'll be tossed into an incinerator.

folamh

http://www.irishtimes.com/life-and-style/generation-emigration/cost-of-living-infographic-how-countries-compare-globally-1.2079819

LadyFenghuang

Steppenwolfe wrote: »

Don't do it.

Love your name!

Sam Kade

theemigrant wrote: »

Ok guys,

Looks like ill be coming home.
Im just wondering if anyone on here has doen the same and how they got on. What problems have ye encountered? Apparently my old ncb for car insurance will no longer be valid.

Cost of living is impossible to say, you could live in a shack in the mountains for little or no money or you could live in a mansion with very expensive tastes.

Sheep Lover

Customs shake down Irish people trying to get back in here. They pat your pockets down for any loose change and then examine your teeth for any precious metal fillings. You'll be the same as when you left Ireland, potless

Kevhog1988

Menas wrote: »

If you are returning home from Kazakhstan you will find the cost of living here high. If returning from Switzerland you will find it cheap.

Will you change your user name to 'The Returning exile'?

haha the failed emigrant or something lol

2smiggy

depends how long you have been away really. if more than 2 years your car insurance will probably be expensive.
like mentioned already , depends where you are coming back from. then again wages in what ever country you are in sort of match the cost of living, so assuming you will be working i'm sure you will not go hungry. as for signing on the dole as soon as you come back, i have no idea what so ever

csallmighty

theemigrant wrote: »

Ok guys,

Looks like ill be coming home.
Im just wondering if anyone on here has doen the same and how they got on. What problems have ye encountered? Apparently my old ncb for car insurance will no longer be valid.

A friend of mine got caught out with insurance too, 11 years no claims down the toilet. His new quote will cost roughly the same as his younger brother who is only starting to drive at 18.

Kevhog1988

2smiggy wrote: »

depends how long you have been away really. if more than 2 years your car insurance will probably be expensive.
like mentioned already , depends where you are coming back from. then again wages in what ever country you are in sort of match the cost of living, so assuming you will be working i'm sure you will not go hungry. as for signing on the dole as soon as you come back, i have no idea what so ever

Jesus i wont be on the dole anyway.. i have a job lined up. Im gone 4.5 years now.

Might have to insure a car in the parents name .

MathDebater

Where are you returning from? Compare the cost of living there to here using numbeo.

http://www.numbeo.com/cost-of-living/

somesoldiers

You will need to pay the new tax that is coming for The Returned that fecked off to enjoy themselves while the rest of us stayed here and paid the bills....

just kidding, will be good to have ye all back

c_man

theemigrant wrote: »

What problems have ye encountered?

I reckon you'll need to change your username OP.

Kevhog1988

csallmighty wrote: »

A friend of mine got caught out with insurance too, 11 years no claims down the toilet. His new quote will cost roughly the same as his younger brother who is only starting to drive at 18.

just got a quote of 1900 on a passat

jimgoose

theemigrant wrote: »

just got a quote of 1900 on a passat

That pisses me off no end, people who've been driving for years and years being charged through the nose by insurance assholes with this completely arbitrary two-year thing. Bloody nonsense! :mad:

the evasion_kid

jimgoose wrote: »

That pisses me off no end, people who've been driving for years and years being charged through the nose by insurance assholes with this completely arbitrary two-year thing. Bloody nonsense! :mad:

I got caught with this too when I came back,I don't even entertain the thoughts of having a car anymore,I don't see the point in working to pay for a car to get me to work to pay for the car

seamus

Cost of living really is what you make of it. Some people find themselves raiding the penny jar even month even though they earn €50k, others have €50k in savings built up on a salary of €30k.

Accommodation is the killer, not just in overall price, but ancillary costs. You'll get cheap rent outside the cities, but you'll spend a fortune on travel costs. You can spend a fortune renting in a city, but live very frugally the rest of the month.

For example, a single person living inside Dublin city could easily live, after rent, on €400/month. You might only get out for pints once a week and won't be going to many fancy restaurants, but you'll have a well-stocked fridge and all mod cons.

Go out to somewhere in Kildare and you might save €1000 on rent, but you'll spend at least €100 a week on petrol and busses. Not to mention the amount of time you'll spend travelling.

smash

seamus wrote: »

For example, a single person living inside Dublin city could easily live, after rent, on €400/month.

Only presuming that your rent covers all your bills...

jimgoose

seamus wrote: »

...Not to mention the amount of time you'll spend travelling.

Very much this. People assume time is cheap because there's plenty of it and everyone is doled out the same amount. After six months spending two or three hours a day commuting, many people realise that this sort of setup is quite detrimental to quality of life.

seamus

smash wrote: »

Only presuming that your rent covers all your bills...

Not really. You'll get an all-in mobile phone package for €40. TV & Broadband for €70. Electricity shouldn't be more than €70. Water & Refuse, like €40. That's assuming you're not sharing the latter 3 with other housemates.

Leaves you €180/month for groceries, which is perhaps leaving you on the edge a little bit, but well manageable if you know how to shop.

smash

seamus wrote: »

Not really. You'll get an all-in mobile phone package for €40. TV & Broadband for €70. Electricity shouldn't be more than €70. Water & Refuse, like €40. That's assuming you're not sharing the latter 3 with other housemates.

Leaves you €180/month for groceries, which is perhaps leaving you on the edge a little bit, but well manageable if you know how to shop.

Already your €400 has been reduced to €180. At €45 a week it would barely cover groceries for dinner let alone lunch at work or the odd cup of coffee. Pints even once a month is out of the question with that level of money to live on.

csallmighty

theemigrant wrote: »

just got a quote of 1900 on a passat

That's horrible. I assume your quote would have been a fraction of that price. My friend got a quote of €2000 on a Golf, should have been only a few hundred.

Greyian

smash wrote: »

Already your €400 has been reduced to €180. At €45 a week it would barely cover groceries for dinner let alone lunch at work or the odd cup of coffee. Pints even once a month is out of the question with that level of money to live on.

In fairness, it's definitely possible to live on €180/month for your food. It's not something I'd choose to do (I'm fortunate enough to not have to limit my food spending), but it is definitely possible.

The mobile bill could be reduced a bit (I have calls, texts and data for €30/month, and I know plenty of people who just top-up €20/month). You could also save money on the broadband/TV by going for something like UPC 120Mb and getting Netflix (so €40/month for broadband + €8/month for Netflix), and then just stream a lot of other stuff (3Player, RTE Player etc).

It wouldn't be ideal, but it is definitely possible. Adding regular pints out...no, wouldn't happen. Cineworld's Unlimited ticket thing (€21.40/month) could be very useful though, if you were living close by.

Kevhog1988

seamus wrote: »

Cost of living really is what you make of it. Some people find themselves raiding the penny jar even month even though they earn €50k, others have €50k in savings built up on a salary of €30k.

Accommodation is the killer, not just in overall price, but ancillary costs. You'll get cheap rent outside the cities, but you'll spend a fortune on travel costs. You can spend a fortune renting in a city, but live very frugally the rest of the month.

For example, a single person living inside Dublin city could easily live, after rent, on €400/month. You might only get out for pints once a week and won't be going to many fancy restaurants, but you'll have a well-stocked fridge and all mod cons.

Go out to somewhere in Kildare and you might save €1000 on rent, but you'll spend at least €100 a week on petrol and busses. Not to mention the amount of time you'll spend travelling.

I will be travelling from kildare, 8 mins from the n4 at enfield and living at home for the first while anyway. i will be working in ballyfermot so could get a bus but i really couldnt stand being on a bus 5 days per week.

Kevhog1988

csallmighty wrote: »

That's horrible. I assume your quote would have been a fraction of that price. My friend got a quote of €2000 on a Golf, should have been only a few hundred.

best friend is paying 500 on the same car (i used his reg for the quote). Both similar type jobs, live in same place and same length of time driving.

osarusan

I moved back from Japan a few months ago, and there is no question that living in Ireland is more expensive - accomodation, utilities, and car insurance are all more expensive here - far more expensive in the case of the latter two. But of course it all depends on where you are moving from.

On the insurance, if you can get a letter fom your current insurer wherever you live detailing your cover and (hopefully) lack of claims, it might be taken into account by the new insurers in Ireland. I know Aviva have done so for us on both occasions we returned to Ireland, and it really makes a difference.

biko

Are you moving back to the pale or some small rural town?

Kevhog1988

biko wrote: »

Are you moving back to the pale or some small rural town?

North kildare, travelling to the pale for work

Cookie_Monster

MathDebater wrote: »

Where are you returning from? Compare the cost of living there to here using numbeo.

http://www.numbeo.com/cost-of-living/

thats pretty cool and yet depressing. Auckland just about beats Dublin and Auckland is awful compared to everywhere else down here :pac:

Menas

Menas wrote: »

If you are returning home from Kazakhstan you will find the cost of living here high. If returning from Switzerland you will find it cheap.

Will you change your user name to 'The Returning exile'?

Unlucky country choice.. Astana is supposed to be very expensive for expats.

Bubbaclaus

smash wrote: »

Already your €400 has been reduced to €180. At €45 a week it would barely cover groceries for dinner let alone lunch at work or the odd cup of coffee. Pints even once a month is out of the question with that level of money to live on.

Just checked my food budget for May, spent €178 on food for the month.

Outside of rent I would be around the 400 mark spending.

185 Food
65 Bills
150 Entertainment

That's what I've been averaging this year

somesoldiers

My wife spent e90 on afternoon tea for two in The Westbury on Saturday, that'e e90 left now for everything else for the month

jimgoose

somesoldiers wrote: »

My wife spent e90 on afternoon tea for two in The Westbury on Saturday, that'e e90 left now for everything else for the month

Why on earth would you spend half the disposable on "tea for two" in a five-star hotel?? Even I wouldn't do that, and I'm an idiot.

sashafierce

This post has been deleted.

jonnypacket

sashafierce wrote: »

This post has been deleted.

You moved to Toronto and act surprised that it's expensive? I thought it was common knowledge that it's one of the biggest rip-off cities on Earth along with Tokyo, London and New York. For some reason Irish people in Canada are afraid to travel beyond Toronto and Vancouver and then complain that they're broke when they return home 2 months later. Shame as Canada is beautiful and vast...the second biggest country on the planet actually.

Kevhog1988

Bubbaclaus wrote: »

Just checked my food budget for May, spent €178 on food for the month.

Outside of rent I would be around the 400 mark spending.

185 Food
65 Bills
150 Entertainment

That's what I've been averaging this year

Thats very good going

sashafierce

This post has been deleted.

McGrath5

somesoldiers wrote: »

My wife spent e90 on afternoon tea for two in The Westbury on Saturday, that'e e90 left now for everything else for the month

Jesus, I LOL'd when I read that, some people really haven't a clue how to manage their personal finances.

somesoldiers

McGrath5 wrote: »

Jesus, I LOL'd when I read that, some people really haven't a clue how to manage their personal finances.

just as well she didn't have the champagne & tea- that was e55 each!

http://www.doylecollection.com/blog/afternoon-tea-at-the-westbury-hotel-dublin

Sam Kade

McGrath5 wrote: »

Jesus, I LOL'd when I read that, some people really haven't a clue how to manage their personal finances.

He was pulling your leg dole 180 but he forgot that he should add extra for the wife.

the evasion_kid

jonnypacket wrote: »

You moved to Toronto and act surprised that it's expensive? I thought it was common knowledge that it's one of the biggest rip-off cities on Earth along with Tokyo, London and New York. For some reason Irish people in Canada are afraid to travel beyond Toronto and Vancouver and then complain that they're broke when they return home 2 months later. Shame as Canada is beautiful and vast...the second biggest country on the planet actually.

Toronto is one big paper chase,you turn into a human calculator in that city,though I did learn to be smarter with money when I came back

sashafierce

This post has been deleted.

the evasion_kid

sashafierce wrote: »

Experience all the same! I don't regret it for one second! Which im sure you done either!

Chalk it up as experience....the city were you're always one week away from living on a park bench

syklops

I left in 2009 and returned in 2013. The salary I was on when I returned was the same amount as when I left in 2009. My rent was a bit less, but still I went from being comfortable in 2009 to struggling in 2013. Everything seemed to have gone up in price, some things significantly. While I was away I learnt to be more a lot more careful with money, and I stopped doing things I used to do, like going out on a Saturday buying DVDs. However, the first year back I really struggled. To be honest, I've been struggling since I came back, but less so than I was as I am now in a better paying job.

In 2009, my local Spar sold Jameson for 26.99, which was considered expensive. Tesco sold it for about 21, sometimes there'd be a deal on for 19.99.

My local Spar now sell it for 31.99, Tesco usually has it for 29.99 and very occasionally has it on special for 25.

Yes this evidence is anecdotal, but from my experience cost of living has gone up.

osarusan

jonnypacket wrote: »

I thought it was common knowledge that it's one of the biggest rip-off cities on Earth along with Tokyo, London and New York.

Living in Ireland is more expensive than living in Tokyo. Definitely.

Greyian

osarusan wrote: »

Living in Ireland is more expensive than living in Tokyo. Definitely.

Pretty sure he was talking about Toronto, not anywhere in Ireland...

osarusan

Greyian wrote: »

Pretty sure he was talking about Toronto, not anywhere in Ireland...

Sure, but my point is that Tokyo is not one of the biggest rip-off cities on earth - it's cheaper to live in than Ireland.

Although, maybe you could make the case that Ireland is one of the biggest rip-offs to live in...

SMJSF

seamus wrote:

Not really. You'll get an all-in mobile phone package for €40. TV & Broadband for €70. Electricity shouldn't be more than €70. Water & Refuse, like €40. That's assuming you're not sharing the latter 3 with other housemates.

Wow, what are you living off??? I'm in a bedsit with 3 single plug sockets, a 10min shower 3 times a week and am barely home and my electricity bills are 100+!!
And water alone is 40e every 3 months unumetered and bins I think are 10e/month.

seamus

SMJSF wrote: »

Wow, what are you living off??? I'm in a bedsit with 3 single plug sockets, a 10min shower 3 times a week and am barely home and my electricity bills are 100+!!

€100/month? There's something wrong there. I've a two-bed with two adults and a child in it, someone at home practically all the time and storage heating, and the average monthly bill is just barely over €100.
Sounds to me like you're paying a single bill divided over multiple units and you're getting shafted. Either that or someone else has a feed from your power and you're paying for them.

And water alone is 40e every 3 months unumetered and bins I think are 10e/month.

Yeah, there you go so. Less than €25/month for water and bins.