Post a picture of your car here Part 4 (quote a picture, get a 24h ban!!)

166man wrote: »

It sure does look familiar...!


However, not quite sure I could spend 65% of my income on one though....:)

It's the miles I do
350 quid a month on petrol alone. That's already 25% of my income.

166man wrote: »

With respect, if you can't afford it, would you not look to drive something else and put the 7er to one side...?

I have, but still, insurance, tax on the second car. I will end up with similar costs, but just an extra car.

Here's my finance for May.

Less insurance: 212.50
€1,187.50
Less tax: 511/3=€170.33
€1,017.17
Fuel consumption: 20.5l/100km (average)
At 350kms a week: 71.75 liters
Cost: €101.09
Less Fuel Per month: €404.36
€612.81
Less rent: €400
€212.81
Less Mobile Phone: €63.89
€148.92

And that €150 a month is pretty much what I'm left with :pac:

If I took the train this month:

Less insurance: 212.50
€1,187.50
Less tax: 511/3=€170.33
€1,017.17
Fuel consumption: 20.5l/100km (average)
At 100kms a week: 20.5 liters
Cost: €28.89
Less Fuel Per month: €115.56
€901.61
Less Train Ticket: €222.00
€679.61
Less rent: €400
€279.61
Less Mobile Phone: €63.89
€215.72

So almost €70 extra... Really considering it. But then this is what happens if I changed to a 2004 Volkswagen Passat 1.9 TDI:

Passat 1.9 TDI

Less insurance: €151.38
€1,248.62
Less tax: €190/3=€63.33
€1,185.29
Fuel consumption: 7.1l/100km (average)
At 350kms a week: 24.85 litres
Cost: €32.53
Less fuel per month: €130.12
€1,055.17
Less rent: €400
€655.17
Less Mobile Phone: €63.89
€591.28

600 quid a month... free to spend on whatever.

166man wrote: »

That's utterly mad man. Trying to insure, tax and fuel that thing on the wages you're on is just insane, and not in a good admirable way.

I don't wish to pry too much as this really is a private affair, but you're not able to save anything on those wages either are you? €400 a month for rent our in Newbridge sounds like it's very high to me also, but then again I don't know the details, nor do I wish to.

Put simply, that car really doesn't appear feasible in your current situation. I'd be looking to shift it on.

Ah, I don't mind the car like, I don't have anything to spend my money on as such, but then I wouldn't mind having some savings to upgrade in a year's time to something different.

€400 is rent and my part in gas, electricity etc.

I don't want to shift it as such, but I guess the time will come at some stage to buy something like that again... Perhaps when insurance won't be as expensive.

Btw, I don't mind talking about the money I make (which I know is no where near decent).

That car cripples me a little financially. Mainly when it's time to pay the tax bill :pac:

But still, got my phone, got my car, got my laptop, got my clothes. Don't really feel like buying anything (I have done that in the past and it was just purely wasteful. I have two PlayStation 3s sitting at home, I recently sold my unused iPhone 4S, sold my Xbox 360 and I'm currently thinking about selling my home cinema set which I don't use :pac: Hell, I still have an iPod Touch sitting in a box, which I haven't even used once. )

YbFocus wrote: »

Jesus man they are some serious expenses!

YOLO :cool:

No ragrets.