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Is 22K a year, a good living wage in Dublin city or just outside of?

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Comments

  • #32
    AndonHandon
    Closed Accounts Posts: 1,382 ✭✭✭AndonHandon


    MarkAnthony wrote: »
    You'll have to house share, not sure about why posters are suggesting you'll need to live on the southside.

    D7 - great places to live and some cheap places too.
    D5 - some very cheap places if you don't mind coming in on the DART
    D3 - Every fecking student I know lives in D3 or D7.
    D1 - Yeah okay maybe not.

    D1 is soulless around the IFSC apartments and can be quite pricey to rent but the location is fantastic.


  • #33
    MarkAnthony
    Closed Accounts Posts: 6,934 ✭✭✭MarkAnthony


    AndonHandon wrote: »
    D1 is soulless around the IFSC apartments and can be quite pricey to rent but the location is fantastic.

    Hookers on tap though, not that the OP is going to be able to afford them :pac:


  • #34
    Sugar Free
    Registered Users, Registered Users 2 Posts: 1,639 ✭✭✭Sugar Free


    I wouldn't consider it a 'good' living wage for Dublin at all but many people seem to manage.

    I imagine you will need to properly budget every month and consider your balance every time you want to take out 50E. Optimising your commute will help too (walking distance, tax saver options etc) but if nothing else, it's good experience!


  • #35
    Sh1tbag OToole
    Closed Accounts Posts: 3,971 ✭✭✭Sh1tbag OToole


    AndonHandon wrote: »
    It's based on the presumption that the 22k salary would increase by €4k after a year and a further €4k after 2 years and being in a far better position than that after 4 years at a time when the loan would be nearly paid off with only the interest remaining i.e. the repayments would be insignificant at that point.

    The interest on the loan would be worth the security blanket of having the loan there if he didn't want to save up €5k before moving out (€5k obviously being an arbitrary figure) plus he would build up a good credit rating for getting a mortgage if he wished.

    You know the tiger is back when people are telling each other to take out loans they don't need. I think I'm going to quit my job and work on a building site for 1,600e a week cash in hand, with a brand new crew cab yoke and a jetski behind it, doing shoddy work I can repair a year later for 800e a day. Might lobby the local Fine Gaeler to let me attach a housing estate full of units onto the local village, just gotta make sure I shift all my units for the next bust a couple of years later and don't end up going 'unit-mad' and broke like so many before me.


  • #36
    AndonHandon
    Closed Accounts Posts: 1,382 ✭✭✭AndonHandon


    Sh1tbag OToole wrote: »
    You know the tiger is back when people are telling each other to take out loans they don't need. I think I'm going to quit my job and work on a building site for 1,600e a week cash in hand, with a brand new crew cab yoke and a jetski behind it, doing shoddy work I can repair a year later for 800e a day. Might lobby the local Fine Gaeler to let me attach a housing estate full of units onto the local village, just gotta make sure I shift all my units for the next bust a couple of years later and don't end up going 'unit-mad' and broke like so many before me.

    :rolleyes:


    Who said anything about needs?


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  • #37
    Zaph
    Registered Users, Subscribers, Registered Users 2 Posts: 47,418 ✭✭✭✭Zaph


    AndonHandon wrote: »
    It's based on the presumption that the 22k salary would increase by €4k after a year and a further €4k after 2 years

    Even though things are picking up, that's a very big presumption. Where I work new starters start on probably €25-26k, but if they were getting another grand on top of that after two years they'd be doing well.


  • #38
    Captain Chaos
    Registered Users, Registered Users 2 Posts: 11,195 ✭✭✭✭Captain Chaos


    I was on 25k net last year and with that I could just exist. Lived in Dublin 5 but I was left with about €50 a week after everything was was paid for. No car, don't smoke and only went out 2 nights a month. Couldn't afford to go on holiday or renew my passport last year. There was something every few weeks popping up like birthdays and weddings that ate into whatever I saved on quiet weeks.

    IMO, If you plan to live on your own in Dublin and want to have a life you need to be taking in about 32k net, you'll be be able to run a car and a holiday a year if you want then. I got messed around with too much sharing, can't do it. So I pay more to enjoy my own time that I'm not in work, that to me is priceless.


  • #39
    riclad
    Registered Users, Registered Users 2 Posts: 8,184 ✭✭✭riclad


    IT depend s on how much rent you are paying,
    How much do you spend on getting to work .
    an identical flat ,apartment on the northside can be alot cheaper than one on the southside ,1/4 mile away,or just across the liffey .
    Get a flat near a bus route, luas stop, that go,s past your place of work.
    Sharing a house may work out cheaper than a single flat.

    Theres not a big difference living in say drumcondra ,northside,
    than living in rathmines ,southside,for example.
    buy food ,in aldi, dunne stores ,tesco.
    Look on rent.ie , daft.ie flats, for rent .
    I remember like in the 90.s most country people would rent on the southside , rathmines etc
    before the new apartments were built .
    It,s like any city ,its easy to waste ,spend money on things like taxi,s ,
    than say just using a bus travel card .
    Dublin has bus,s luas,
    no every single person needs a car .
    House sharing does, not suit everyone .
    See what a 1 bed flat costs , on rent.ie etc


  • #40
    MagicMarker
    Banned (with Prison Access) Posts: 32,865 ✭✭✭✭MagicMarker


    Captain Chaos wrote: »
    I was on 25k net last year and with that I could just exist. Lived in Dublin 5 but I was left with about €50 a week after everything was was paid for. No car, don't smoke and only went out 2 nights a month. Couldn't afford to go on holiday or renew my passport last year. There was something every few weeks popping up like birthdays and weddings that ate into whatever I saved on quiet weeks.

    IMO, If you plan to live on your own in Dublin and want to have a life you need to be taking in about 32k net, you'll be be able to run a car and a holiday a year if you want then. I got messed around with too much sharing, can't do it. So I pay more to enjoy my own time that I'm not in work, that to me is priceless.

    You're doing something very seriously wrong if you can barely manage on 25k NET.


  • #41
    Angrybastard
    Registered Users, Registered Users 2 Posts: 70 ✭✭Angrybastard


    Fat Christy wrote: »
    If you live in the city centre, most of your money will go on rent.

    Is that a good living wage?

    Well that depends on a lot of things. Are you looking to rent alone or in shared accomodation? Do you own a car? Do you have kids?

    The answer is yes and no depending on your circumstances.

    The answer is no. Under NO circumstance is 22k a good living wage in Ireland, let alone Dublin.
    I suspect you are an employer.


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  • #42
    Fat Christy
    Closed Accounts Posts: 8,866 ✭✭✭Fat Christy


    Angrybastard wrote: »
    The answer is no. Under NO circumstance is 22k a good living wage in Ireland, let alone Dublin.
    I suspect you are an employer.

    I wish! It's not too bad if you are just starting out, sharing, don't need to run a car, have no children etc, etc.

    I started off on a wage similar to that, lived in Dublin, ran a car on it and still managed to save a little bit. It is do-able. Obviously, you won't be a millionaire but you shouldn't be scraping by either if you budget correctly.

    If you have 4 kids, a mortgage etc, it would be a very poor wage.


  • #43
    Desolation Of Smug
    Closed Accounts Posts: 760 ✭✭✭Desolation Of Smug


    MagicMarker wrote: »
    You're doing something very seriously wrong if you can barely manage on 25k NET.

    Like enjoying life?


  • #44
    Tarzana2
    Closed Accounts Posts: 3,553 ✭✭✭Tarzana2


    Captain Chaos wrote: »
    I was on 25k net last year and with that I could just exist. Lived in Dublin 5 but I was left with about €50 a week after everything was was paid for. No car, don't smoke and only went out 2 nights a month. Couldn't afford to go on holiday or renew my passport last year. There was something every few weeks popping up like birthdays and weddings that ate into whatever I saved on quiet weeks.


    25k net? You're terrible with money. After all my rent and living costs inc bills, I'd have 220 per week to play around with on that.


  • #45
    Desolation Of Smug
    Closed Accounts Posts: 760 ✭✭✭Desolation Of Smug


    Fat Christy wrote: »
    I wish! It's not too bad if you are just starting out, sharing, don't need to run a car, have no children etc, etc.

    I started off on a wage similar to that, lived in Dublin, ran a car on it and still managed to save a little bit. It is do-able. Obviously, you won't be a millionaire but you shouldn't be scraping by either if you budget correctly.

    If you have 4 kids, a mortgage etc, it would be a very poor wage.

    Where'd ya get the fancy avatar? Posh burd.


  • #46
    Eugene Norman
    Closed Accounts Posts: 5,191 ✭✭✭Eugene Norman


    If you share -- and why would people in their 20's not share - it's fine. You'll have the guts of a grand a month to spend ( or more) after rent and house related outgoings.


  • #47
    Birneybau
    Registered Users, Registered Users 2 Posts: 10,450 ✭✭✭✭Birneybau


    Zaph wrote: »
    Even though things are picking up, that's a very big presumption. Where I work new starters start on probably €25-26k, but if they were getting another grand on top of that after two years they'd be doing well.

    Was going to say that. Going up 8k in 2 years presumably without promotion is just ludicrous.


  • #48
    Eugene Norman
    Closed Accounts Posts: 5,191 ✭✭✭Eugene Norman


    Monthly net is 1,611. Pay 611 or less in rent and utils, which is possible sharing, and you will have a good disposable.

    Live alone and rent will be > 1000 and utilities will not be shared and you will scrape by.


  • #49
    Fat Christy
    Closed Accounts Posts: 8,866 ✭✭✭Fat Christy


    Birneybau wrote: »
    Was going to say that. Going up 8k in 2 years presumably without promotion is just ludicrous.

    It is?

    <_<.......

    .........>_>

    Oh right.


  • #50
    Fat Christy
    Closed Accounts Posts: 8,866 ✭✭✭Fat Christy


    Desolation Of Smug wrote: »
    Where'd ya get the fancy avatar? Posh burd.

    I paid for it with all of my money.


  • #51
    Eugene Norman
    Closed Accounts Posts: 5,191 ✭✭✭Eugene Norman


    Desolation Of Smug wrote: »
    Like enjoying life?

    But he said he couldn't do anything. I bet he meant gross.


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  • #52
    Birneybau
    Registered Users, Registered Users 2 Posts: 10,450 ✭✭✭✭Birneybau


    Fat Christy wrote: »
    It is?

    <_<.......

    .........>_>

    Oh right.

    It isn't?


  • #53
    Fat Christy
    Closed Accounts Posts: 8,866 ✭✭✭Fat Christy


    Birneybau wrote: »
    It isn't?

    *shrugs*

    When you're good, you're good I guess.


  • #54
    Egginacup
    Site Banned Posts: 2,922 ✭✭✭Egginacup


    Niall558 wrote: »
    I'm starting a new job soon and I'm looking into moving in to the city or anywhere from Dublin 1 to 8. Is 22k a good wage to live on and what a good breakdown of where my money should go?

    After tax it's poverty line.

    BEFORE tax.....I hope you're job is a paper round


  • #55
    pauliebdub
    Registered Users, Registered Users 2 Posts: 1,073 ✭✭✭pauliebdub


    It's what I earned when I first moved to Dublin back in 2002, took home approx 1500 euro a month. 450 a month on rent in a nice houseshare on the northside. it's manageable alright if you live somewhat frugally.


  • #56
    RonanP77
    Registered Users, Registered Users 2 Posts: 1,182 ✭✭✭RonanP77


    AndonHandon wrote:
    It's based on the presumption that the 22k salary would increase by €4k after a year and a further €4k after 2 years and being in a far better position than that after 4 years at a time when the loan would be nearly paid off with only the interest remaining i.e. the repayments would be insignificant at that point.


    What kind of place give a 4k per year raise on a 22k a year job?

    I got a 1% increase last year, 2% this year and I was delighted. I earn more than double the 22k.


  • #57
    Fat Christy
    Closed Accounts Posts: 8,866 ✭✭✭Fat Christy


    RonanP77 wrote: »
    What kind of place give a 4k per year raise on a 22k a year job?

    I got a 1% increase last year, 2% this year and I was delighted. I earn more than double the 22k.

    The more you earn, the less of a pay increase you get. Thought that was the general rule.


  • #58
    Nolars
    Registered Users, Registered Users 2 Posts: 2,890 ✭✭✭Nolars


    Jasus I cant wait for the "Is 50K a year, a good living wage in Dublin city or just outside of?"


  • #59
    Captain Chaos
    Registered Users, Registered Users 2 Posts: 11,195 ✭✭✭✭Captain Chaos


    RonanP77 wrote: »
    What kind of place give a 4k per year raise on a 22k a year job? .

    An Electrical apprentice going from third year rate to fourth year rate basic would get that. More or less exactly those figures.


  • #60
    Egginacup
    Site Banned Posts: 2,922 ✭✭✭Egginacup


    Fat Christy wrote: »
    If you live in the city centre, most of your money will go on rent.

    Is that a good living wage?

    Well that depends on a lot of things. Are you looking to rent alone or in shared accomodation? Do you own a car? Do you have kids?

    The answer is yes and no depending on your circumstances.

    Most of it? MOST OF IT?

    On 22k a year he will be in rent debt after a week without even eating a biscuit!


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  • #61
    Fat Christy
    Closed Accounts Posts: 8,866 ✭✭✭Fat Christy


    Egginacup wrote: »
    Most of it? MOST OF IT?

    On 22k a year he will be in rent debt after a week without even eating a biscuit!

    Your tits, they are not calm.

    I had friends that rented in Rathmines for under 300 a month which is walking distance to the city centre. It's doable. If you want to live on your own, you're going to have to suck it. You can't always get what you want.


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