ATM - Hoggers

Westernyelp · 27-11-2014 06:27PM

ardmacha wrote: »

People taking out €20 cause queues at ATMs as it increases the number of visits required. There should be €100 minimum.

OOOOHH!! Richie Rich!

Plazaman · 27-11-2014 06:44PM

It's the ones, usually at lunchtime, that go to the machine, put in the card, get money then pull out a 2nd or 3rd card and repeat the process. These are usually women called Mairin or Geraldine and are Office workers who say they are going out for lunch but have to stop at the ATM. At this point two or three of her fellow Office workers, usually Mary, Anne or Fionnuala will say "Oh will you get me money" and they have pure trust confidence in Mairin or Geraldine that they hand over their card and PIN codes.

The reason I know this is that Mairin or Geraldine, after hogging the machine, then trying to do several things at once with a purse inside a bag inside a handbag, dropped the plastic wallet containing the two cards (with the names and PIN numbers for Anne and Fionnuala handily wrote on post its stuck to each card) and walked off.

I caught up with her and got a grumbled "oh ya grand" and off she went. Whilst I am not in any way shape or form a thief, if it were to happen again, Ann and Fionnuala would have got their cards back in two halves thus showing them that Mairin or Geraldine cannot be trusted and is an ungrateful bint.

Littlekittylou · 27-11-2014 08:59PM

ShowMeTheCash wrote: »

So maybe I just need to learn patience but let me know if you would have said anything?

So I am from a small town, around 8pm last Sat night I go to the ATM, there are two guys already at the ATM.
So I stand and wait, after about a minute or two I look up to see what these two are doing has they seem to be taking longer than the norm.

I watch as one of them puts in the card, hits the key pad, the other guy was obstructing my view to what they where doing, I then see the card come out then the whole thing is repeated.

I wait a little longer watch him do this perhaps 4 times then I ask "Hey is it broken?" to which the guy who I know as the manager of the local CO-OP say "No no it's fine we are depositing cheques" I then realise they are using the quick lodge function... So I wait a little longer not to be rude, after standing there for 10 mins i say, look guys will you be long? "Guy kind of laughs and said should not be too long" I watch him do this 4 more times and I give up.

Now I had to stop myself from saying "Hey @ssh0le this is not business banking hour, there is only one atm on this street, you could of let me use it between cheques as I only needed it for 30 seconds" but I bit my tongue and walked off and drove to the Centra where I got Money, as I drove back probably 20 mintes later the two boys still standing there.

Am I right to be annoied at this?

I always compulsively check my balance unless someone is with me.

So ooops I might be one of these sorry.

It would take more than 30 secs though for any transaction.

What annoys me is when people stand too close to you.

I never take my card out because someone will steal it. But i don't rummage it is readily available.

The ATM on George's St by the market Arcade always has the longest cues.

There was a man standing right beside it not using it. I looked to see if he had a cup to ask for change but he didn't. There is always this boy who begs there sitting under the machine he is 13 at most and not Irish anyone who uses it will know him. But this man was Irish and much older and had no cup so I didn't know why he was there. He was RIGHT on top of me I tried to cover my hand. I used the machine and the older man said 'You need to be careful love people will see your pin cover it up'. I was thinking well maybe if you stood further away you wouldn't.

Firstly I would imagine the amount of usage it gets would be predictable and it could be stocked according to how many people usually use it. There is an ATM near my local lidl and it's ALWAYS out of service by about two in the afternoon.

I DON'T dawdle I have respect for the people behind me and I am as quick as I can but I do what I need to. It's a few secs out of your day. If the person is old I understand.

Hogging it is not very considerate if I had something that would take a while I would let people go before me.

Butterface · 27-11-2014 10:36PM

Older people are always going to be a bit slower when it comes to using the ATTUM.

I recently bore witness to my own pension-aged mother using the ATM. She took out her own card, tried to enter the pin but her massive purse was obscuring the keypad so as to stop other people glimpsing her enter it, and had to clear and re-enter the pin. Checked her balance. Withdrew cash. Got a receipt.... Put cash into a secret compartment in her massive handbag. Then dug around for a card wallet and took out my dad's card and started the whole process again. Then no sooner had we left the ATM she stopped and took her purse out to check that she had put the money in...

She does this at the supermarket checkout too. My parents seem to get so easily confused these days!

yipeeeee · 27-11-2014 10:44PM

Always oulones using two or more cards when im at them.

Multiple bank accounts.

El Weirdo · 27-11-2014 10:50PM

Irishcrx wrote: »

...
* PIN number ...
* PIN number ...

Oh no you di'nt!

Schwiiing · 27-11-2014 10:56PM

all that ever pisses me off about ATMs is having less than E20 in it and not being able to take any of it out.

Gummy Panda · 27-11-2014 11:03PM

Should have mugged them OP

Grab All Association · 27-11-2014 11:08PM

Schwiiing wrote: »

all that ever pisses me off about ATMs is having less than E20 in it and not being able to take any of it out.

Bank of Ireland ATMs used to give out €10 notes. And before the euro £5 notes.

Also let us not forget the OAP's

Pensioners buying up to €20 worth of tickets in the post office when you go in to register a letter or in the local Spar/Centra etc when you are in a hurry to pay for your petrol.

bodhrandude · 27-11-2014 11:42PM

Using the Ulster Bank atm in Eyre Square, Galway, on sunny days I can hardly see the screen the glint from it is unreal, I have to shade my eyes to input pin but I'm usually quite fast at the transaction after that. One thing I find annoying when I have to use a BOI or AIB atm, is it necessary to have the Gaelic or English selection, I mean phuck that just let me input my pin and withdraw, no unnecessary delays please.

wretcheddomain · 27-11-2014 11:43PM

ShowMeTheCash wrote: »

So maybe I just need to learn patience but let me know if you would have said anything?

So I am from a small town, around 8pm last Sat night I go to the ATM, there are two guys already at the ATM.
So I stand and wait, after about a minute or two I look up to see what these two are doing has they seem to be taking longer than the norm.

I watch as one of them puts in the card, hits the key pad, the other guy was obstructing my view to what they where doing, I then see the card come out then the whole thing is repeated.

I wait a little longer watch him do this perhaps 4 times then I ask "Hey is it broken?" to which the guy who I know as the manager of the local CO-OP say "No no it's fine we are depositing cheques" I then realise they are using the quick lodge function... So I wait a little longer not to be rude, after standing there for 10 mins i say, look guys will you be long? "Guy kind of laughs and said should not be too long" I watch him do this 4 more times and I give up.

Now I had to stop myself from saying "Hey @ssh0le this is not business banking hour, there is only one atm on this street, you could of let me use it between cheques as I only needed it for 30 seconds" but I bit my tongue and walked off and drove to the Centra where I got Money, as I drove back probably 20 mintes later the two boys still standing there.

Am I right to be annoied at this?

What a tremendously banal post.

You have a right to be annoyed by anything, it's up to you to decide. That's about it, move on for God's sake.

Also, you shouldn't be chequeing up on them like that - they'll be reading this right now knowing it was you, they'll read all your posts, come after you, and goodness knows what'll happen next.

ShowMeTheCash · 28-11-2014 08:54AM

blackbird98 wrote: »

And they could just as easily replied "Hey @ssh0le, I've as much right to use this machine as you have", and they would be right.

Are you a customer of this particular bank / branch??

when getting petrol / diesel, would you ask the driver in front of you to move just because you only want €10 worth, while he/she is filling the tank??

Your analogy is pretty poor but let me help explain it better as I do not think you have grasped it

It would be quite normal for someone to fill their tank at a petrol station I do not think anyone would have an issue with.

But let's say you are waiting and a car dealer pulls up and starts filling his car, then once he is finished filling one car he starts filling a second car, now logistically I know this cannot happen as he would need to move one car to get another in etc, but let's just say he can do this as long as he is holding the pump, then after the second car he fills a third and a fourth...

Now techincally he is a paying customer just like anyone else but he could at least let you in between cars if he is anyway considerate!

I am a customer of the bank (not that it matters) it is the only bank in the town...

Most people using an ATM will limited it to 1 maybe 2 transactions but not try and lodge 40 cheques individually.

Now I am from a small town, could you imagine someone in the Dublin city queue with 4 or 5 people behind them and try and pull this?
I say he would be dragged from the machine!

padd b1975 · 28-11-2014 09:26AM

xxxJennyxxx wrote: »

What about us poor people who don't have €100 In the bank

Keep it in your pocket, it's not worth paying the charges to keep it in the bank.

check_six · 28-11-2014 10:17AM

Some people look like they are trying to get a high score on the ATM sometimes. Brow furrowed in intense concentration, fingers constantly jabbing at the keypad as they progress through the levels.

Many people I get stuck behind are absolute wizards at the game, as I can never stretch out my €0.30c to get such a good go at it. Maybe if the bank limited the number of lives you get on ATM it could speed things up a bit?

check_six · 28-11-2014 10:28AM

I propose to market a BE card to be sold by all banks. The BE card is for Bloody Eejits and anyone can nominate you to receive one (including yourself if you pass a high bar of eejitry).

The card works as follows:
-You put the card in the machine
-5 seconds later the machine gives you €20 (or maybe €40). No input required.

The typical bloody eejit will mash the keypad anyway , unaware that nothing they do will have any effect, but they are still delighted to get some cash quickly. The people in the queue will also be delighted that the bloody eejit is on their way in a flash.

SpaceTime · 28-11-2014 10:29AM

At the end of the day it's a self service banking machine. It's not just a cash machine.

I find some machines are badly prgrammed too tho.

Bank of Ireland: confusing menu layout and dead ends. You can pick a wrong option and the only way back is by cancelling your whole transaction. Very badly implemented.

AIB : that infernal beeping while you're lodging cheques. Why does the machine need to go bebebebebebebe when your card's coming out, when your cash is coming out and going in.
Are they trying to attract not muggers?

Ulster Bank ; very old ATMs with badly laid out menus.

Machines also do stupid things like offer you amounts in multiples of 20 then after having a think about it realises it only has 50s so boots you back to the start with no explanation.

jamesbere · 28-11-2014 10:32AM

People who spend more then a minute at the atm should get a electric shock and keeping shocked every 5 seconds they're at the atm

ShowMeTheCash · 28-11-2014 10:36AM

wretcheddomain wrote: »

What a tremendously banal post.

You have a right to be annoyed by anything, it's up to you to decide. That's about it, move on for God's sake.

Also, you shouldn't be chequeing up on them like that - they'll be reading this right now knowing it was you, they'll read all your posts, come after you, and goodness knows what'll happen next.

So banal you found the need to comment, but you get at least half a mark for the chequeing pun!

SpaceTime · 28-11-2014 10:38AM

If the banks weren't charging 20cents per transaction and other fees on debit cards Ireland might actually use the card technologies that are in place.

I can only assume that Irish banks must love handling cash and getting cash in transit raids.

Makes absolutely no sense to discourage card usage if you're a bank.

A huge % of Bank of Ireland and AIB customers are paying heafty fees.

AIB also limits the number of debit card transactions per day! They left me stranded in Brussels because I had used my debit card for small items during the day.

Beano · 28-11-2014 10:43AM

SpaceTime wrote: »

... Why does the machine need to go bebebebebebebe when your card's coming out, ...

you've obviously never grabbed the cash from a machine and walked away leaving the card behind. Which is why they now pop the card out before the cash. Though i have walked away and left the cash there as well.

SpaceTime · 28-11-2014 10:46AM

It's total overkill on the AIB machines tho. A simple beep when the card comes out is all that's needed.

Their deposit machines basically beep almost continuously.

ShowMeTheCash · 28-11-2014 10:47AM

Beano wrote: »

you've obviously never grabbed the cash from a machine and walked away leaving the card behind. Which is why they now pop the card out before the cash. Though i have walked away and left the cash there as well.

It does that crazy beep when you are depositing money via the quick lodge.

SpaceTime · 28-11-2014 10:49AM

Its like this:

Please deposit your cash/cheques
Bebebebebebebebebebebebebebebebebrbrbrbebrbebebebebee..
(For up to a minute)

I have no idea how the staff put up with it.

maudgonner · 28-11-2014 11:14AM

SpaceTime wrote: »

I find some machines are badly prgrammed too tho.

Bank of Ireland: confusing menu layout and dead ends. You can pick a wrong option and the only way back is by cancelling your whole transaction. Very badly implemented.

Absolutely, I want to strangle the fool that designed the process for taking money out of the BOI machines.

ATM: This machine can only dispense amounts up to E120

Me: Grand so, I'll take out E120.

ATM: This machine can only dispense multiples of E50.

Instead of offering me the chance to change the amount to E100 (or better still, letting me know from the start that I could only take out 50 or 100) the bloody thing spits my card back out and makes me start all over again!

Grayson · 28-11-2014 11:34AM

Beano wrote: »

you've obviously never grabbed the cash from a machine and walked away leaving the card behind. Which is why they now pop the card out before the cash. Though i have walked away and left the cash there as well.

In Bolivia it gives you your cash and then your card. the number of times i walked away and then just barely remembered that the card was still in the machine.

SpaceTime · 28-11-2014 05:22PM

The Belgian ones occasionally ask you to confirm that nobody's standing behind you looking suspicious before you press a button to dispense the cash!

paulbok · 28-11-2014 06:03PM

SpaceTime wrote: »

At the end of the day it's a self service banking machine. It's not just a cash machine.

I find some machines are badly prgrammed too tho.

Bank of Ireland: confusing menu layout and dead ends. You can pick a wrong option and the only way back is by cancelling your whole transaction. Very badly implemented.

AIB : that infernal beeping while you're lodging cheques. Why does the machine need to go bebebebebebebe when your card's coming out, when your cash is coming out and going in.
Are they trying to attract not muggers?

Ulster Bank ; very old ATMs with badly laid out menus.

Machines also do stupid things like offer you amounts in multiples of 20 then after having a think about it realises it only has 50s so boots you back to the start with no explanation.

This, oh this does my f'ing head in. A few newer ATMs now warn you in advance of this but it's so bloody annoying when it happens. Makes you look like a hogger, when you have to start re-keying amounts.

I've found the 2 ATM's on Temple Bar Square across from the Quays pub to be the worst to use. Usually one out of order, a long queue, beggars, drunk English who take ages to work out/convert how much they need and Shelias with two cards yapping to their friend while appearing to be typing up their CV while withdrawing the cash.

fabvinny · 28-11-2014 06:07PM

i know a person who first checks their balance,then gets their money and finally checks balance again!!!!

Beano · 28-11-2014 06:16PM

fabvinny wrote: »

i know a person who first checks their balance,then gets their money and finally checks balance again!!!!

in case the new balance hasnt been calculated correctly?

Tail Docker · 28-11-2014 10:13PM

The new post-tiger €200 max per transaction thing is a pita. The nearest atm has the default max at €50. That and the daily per card limit being €450 - Hence, the three card thing and the taking ages. If you want a decent few bob out of the ATM, it's a slow, grinding pain.

Still better than queuing up at the counter and some gowl asking you "what do you want that for??" when you ask for anything bigger than a grand - "I'll have to get approval/we need notice for that amount..."

Fcuk you, you didn't need notice when ye were taking it in. Shower of bankers.

ATM - Hoggers

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