Scumbags and the claim culture

Eight Ball · 07-01-2014 09:17AM

LexieOnRale wrote: »

:rolleyes:

Seriously, just one thread, that isn't a government bashing thread?? Just one.

FF aren't in government.

bumper234 · 07-01-2014 09:22AM

prince of peasants wrote: »

I wouldn't pay it simple as.

Thank god you are not the spokesperson for the peasants because if they follow your sterling advice they will all be in jail :rolleyes:

8k2q1gfcz9s5d4 · 07-01-2014 09:25AM

prince of peasants wrote: »

I'm not defending it but I think the OP is implying that all people who claim are scumbags which isn't the case.

WHat's wrong with robbing a bank? They've robbed the Irish exchequer of billions.

sure think mr troll, im writing it all up on my invisible typewriter

everlast75 · 07-01-2014 09:40AM

LexieOnRale wrote: »

So, I was over at a friends house tonight. I was chatting with her OH who was telling me about a friend of his that was in a car accident recently.

This friend was trying to organise some people to be in his car to deliberately be involved in a car crash. Friends OH was offered money if he would be in the car when it crashed. Friends OH declined the kind offer, but over the weekend his friend was in an accident. He crashed into cows, that were let out of the field onto the road, and then were crashed into. As far as I know the driver is in the hospital still, but is happy out as apparently this will help his claim.

Had no idea this was even a thing, am disgusted that there are such disgusting self entitled and nasty people out there.

There's an anonymous phone line - call in the details and help prosecute the f**kers

gramar · 07-01-2014 09:52AM

prince of peasants wrote: »

You should be more disgusted by how much profit insurance companies make every year. What sense would there be having insurance companies if they were not paying out compensation to people?

When it comes to motor insurance, we don't have a choice as to whether we want to pay it or not. The government places a legal obligation on us to pay it and if we don't we go to jail. The insurance companies profit from this legal obligation and I fail to see how those who claim against insurance companies are the 'scumbags'.

If you see the whoops you have to jump through to get money from an insurance company following an accident which wasn't your fault you will see who the real scumbags are.

Either you haven't understood the thread or you think it's ok to stage accidents and make false claims.

the_syco · 07-01-2014 09:54AM

prince of peasants wrote: »

I wouldn't pay it simple as.

This would only work if you had no house, no car, no possessions. Otherwise the stuff would be taken from you. You have to realise that if the scumbag doesn't mind hurting themselves at your expense, that they wouldn't defame you in the process.

Akrasia · 07-01-2014 10:08AM

Scumbags will be scumbags and there is no defense for it, they are scum.

Anyone who will make a decision to go out and deliberately cause harm to others purely for their own gain is a scumbag.

But we know that they're out there, so the Gardai and the courts need to protect us from them and hold them responsible for their actions.

If a driver hits a cow on the road in daylight conditions, then that driver was going too fast and the insurance should only pay out third party damages on that policy (ie, pay for the damage to the farmers cow)

The Gardai should also be considering charging the driver with reckless driving

If you're driving so fast that you can't stop in time to avoid a cow, you're also driving too fast to avoid hitting a group of school children walking or cycling home from school or a tractor coming around a bend.

Staging accidents for insurance claims is a scummy thing to do. They waste public resources, they drive up all of our insurance costs and they target an individual and screw them over.

keeponhurling · 07-01-2014 10:40AM

Coleman Slawski wrote: »

When people fabricate claims or exaggerate them, thats what causes the problems. Last year alone, over €100,000,000 was paid out on bogus claims.

.

How is there even a statistic for this? If they are bogus claims by definition they won't be paid.

MRnotlob606 · 07-01-2014 10:43AM

god will strike them down

crockholm · 07-01-2014 10:45AM

I remember talking to an off-duty Garda last year and being told of a rather common scam involving pavee/traveller women being rear ended (ho ho ho) in a car by another driver,usually a Pole (he he he) and at least one of the women suffers a miscarraige from the incident and because of the sensitive nature of it,gets fasttracked.

Obviously this is an unfounded anecdote,and should be treated as such.I just thought it was a wee bit pertinent to the thread title.

Billy86 · 07-01-2014 10:47AM

Well the Poles and the travellers are known to be the bestest of mates, after all.

Plazaman · 07-01-2014 10:52AM

prince of peasants wrote: »

Idiotic you say? When a bank runs out of money it gets bailed out. When a person gets into mortgage arrears he/she gets kicked out of his home not considering he may of payed tax for 30-40 years some of which is used to bail out the very bank which is kicking him out of his home?

If you can justify that you can justify robbing a bank.

Not really. Robbing a bank is kinda, ya know, illegal. Not just in this country but afaik, around the entire planet.

Insurance companies are not in the business of handing out money left right and centre. A lot of them will settle a claim for less than €1,000 on the production of a repair estimate from a established garage, which can of course be manipulated but in the long run is saves money. However where a car is written off and/or where there is a personal injury claim, of course they are going to investigate thorougly to ensure that the morons like the OP is taking about, are not paid willy nilly.

OP I would suggest you use this site to report this fraudulent claim and save us all a few coins in our premiums.

Baron Kurtz · 07-01-2014 11:00AM

I feel sorry for all these cows:(

ArnieSilvia · 07-01-2014 11:04AM

Billy86 wrote: »

Well the Poles and the travellers are known to be the bestest of mates, after all.

This is a very offensive post, can't report you to mods (not enough posts) but this deserves punishment.

Seriously. You mean that Irish Travellers are best mates with Polish

I'm Polish and over 10 years of living here I didn't meet any Pole who would have friends in Travellers community.

Scumbags are scumbags. Polish are Polish and Travellers are Travellers.
There are Polish scumbags and there are Travellers scumbags

No reason to put all in same bowl because they are Polish or Travellers

qo2cj1dsne8y4k · 07-01-2014 11:33AM

Baron Kurtz wrote: »

I feel sorry for all these cows:(

Same.

Prince of peasants - I can't believe you see defending these people. Are you someone who thinks the world owes you money and favours? Think about it. These cows are happily in their field, that the farmer has obviously gone to great effort and expense to fence and secure so his animals don't get onto a public road. Then some scumbag comes, opens the gate and lets these defenceless, living animals onto the road. Then comes along and ploughs into them.

Leaving aside the claim for a second. Nobody has a right to damage another's property. For all you know, that cow could be a pedigree animal, or she could be pregnant. The animal, if it wasn't killed outright, would definitely have to be destroyed after the accident. That cow could be worth in the region of 1k.

Then you have the farmer, who spends days fencing and securing and running electric fences around his property, spends money on good animals to stock his farm, checks those animals herding at least once a day to make sure they're all there, who is suddenly responsible (through no fault of his own) for a car accident that "injured" 5 people. Can you imagine the stress of that hanging over you?? Knowing you were going to be sued to high heavens, knowing all 5 people would have bad backs and sore necks, worrying that because it was your animals, that you could lose your livelihood.

But hey, apparently all that's ok because you feel hard done by paying more insurance than you think they deserve? The insurance companies aren't going to suffer the loss of the 100,000 that's for sure. It'll be passed down to us. It's us that have to pay it.

So for someone to go out and maliciously destroy others property and put someone else's career in jeprody, then yes, they're absolutely scumbags.

Annasopra · 07-01-2014 11:59AM

Baron Kurtz wrote: »

I feel sorry for all these cows:(

I smell a rat about this story. If someone crashed into cows would it not be on the news?

rawn · 07-01-2014 12:00PM

LexieOnRale wrote: »

Same.

Prince of peasants - I can't believe you see defending these people. Are you someone who thinks the world owes you money and favours? Think about it. These cows are happily in their field, that the farmer has obviously gone to great effort and expense to fence and secure so his animals don't get onto a public road. Then some scumbag comes, opens the gate and lets these defenceless, living animals onto the road. Then comes along and ploughs into them.

Leaving aside the claim for a second. Nobody has a right to damage another's property. For all you know, that cow could be a pedigree animal, or she could be pregnant. The animal, if it wasn't killed outright, would definitely have to be destroyed after the accident. That cow could be worth in the region of 1k.

Then you have the farmer, who spends days fencing and securing and running electric fences around his property, spends money on good animals to stock his farm, checks those animals herding at least once a day to make sure they're all there, who is suddenly responsible (through no fault of his own) for a car accident that "injured" 5 people. Can you imagine the stress of that hanging over you?? Knowing you were going to be sued to high heavens, knowing all 5 people would have bad backs and sore necks, worrying that because it was your animals, that you could lose your livelihood.

But hey, apparently all that's ok because you feel hard done by paying more insurance than you think they deserve? The insurance companies aren't going to suffer the loss of the 100,000 that's for sure. It'll be passed down to us. It's us that have to pay it.

So for someone to go out and maliciously destroy others property and put someone else's career in jeprody, then yes, they're absolutely scumbags.

^This x 1000

I was just about to post something similar myself but you've summed it up. Although. joke may be on the scumbag, a friend's dad is a farmer and he and some of his farmer buddies are in the habit of photographing their locked, secured gate every time they lock it, dated and timestamped so that they can prove that they, in due diligence, aren't to blame if it somehow ends up opened. If luck has it, the farmer can prove the gate was secured shortly before the accident.

billie1b · 07-01-2014 12:06PM

Akrasia wrote: »

If a driver hits a cow on the road in daylight conditions, then that driver was going too fast and the insurance should only pay out third party damages on that policy (ie, pay for the damage to the farmers for the cow.

This has to be the most stupid thing I have read in a while (no offense by the way), I was driving from Swords to Clonee the other day, on the backroads just after Kilshane cross and a donkey came out from a bush, the fence was blown down, it was a real windy day and raining and there was a 40ft truck in front of me, I was doing about 40km at the time, I got a fright and my wife screamed cause it came from basically nowhere. I swerved to avoid it because I would of hit it even if I had jammed on, thankfully there was no cars coming on the opposite side of the road.
I'm not condoning the OP's friends behaviour but to say anyone who hits an animal is driving wrecklessly is ridiculous, try drive through the Phoenix Park and avoid 30 deer that can run out at anytime even going under the speed limit and you'll soon see how hard it is to avoid when your not planning on hitting it.

anncoates · 07-01-2014 12:12PM

I nearly hit a cow on the road a few years ago in the Dublin mountains and I wasn't speeding. It was just a windy mountain round and I came around a corner and there it was.

Frog Song · 07-01-2014 12:15PM

LexieOnRale wrote: »

Same.

Prince of peasants - I can't believe you see defending these people. Are you someone who thinks the world owes you money and favours? Think about it. These cows are happily in their field, that the farmer has obviously gone to great effort and expense to fence and secure so his animals don't get onto a public road. Then some scumbag comes, opens the gate and lets these defenceless, living animals onto the road. Then comes along and ploughs into them.

Leaving aside the claim for a second. Nobody has a right to damage another's property. For all you know, that cow could be a pedigree animal, or she could be pregnant. The animal, if it wasn't killed outright, would definitely have to be destroyed after the accident. That cow could be worth in the region of 1k.

Then you have the farmer, who spends days fencing and securing and running electric fences around his property, spends money on good animals to stock his farm, checks those animals herding at least once a day to make sure they're all there, who is suddenly responsible (through no fault of his own) for a car accident that "injured" 5 people. Can you imagine the stress of that hanging over you?? Knowing you were going to be sued to high heavens, knowing all 5 people would have bad backs and sore necks, worrying that because it was your animals, that you could lose your livelihood.

But hey, apparently all that's ok because you feel hard done by paying more insurance than you think they deserve? The insurance companies aren't going to suffer the loss of the 100,000 that's for sure. It'll be passed down to us. It's us that have to pay it.

So for someone to go out and maliciously destroy others property and put someone else's career in jeprody, then yes, they're absolutely scumbags.

Nail on the ahead! Scummy carry on. These people have no morals. Hopefully what comes around goes around!:mad:

Akrasia · 07-01-2014 12:23PM

billie1b wrote: »

This has to be the most stupid thing I have read in a while (no offense by the way), I was driving from Swords to Clonee the other day, on the backroads just after Kilshane cross and a donkey came out from a bush, the fence was blown down, it was a real windy day and raining and there was a 40ft truck in front of me, I was doing about 40km at the time, I got a fright and my wife screamed cause it came from basically nowhere. I swerved to avoid it because I would of hit it even if I had jammed on, thankfully there was no cars coming on the opposite side of the road.
I'm not condoning the OP's friends behaviour but to say anyone who hits an animal is driving wrecklessly is ridiculous, try drive through the Phoenix Park and avoid 30 deer that can run out at anytime even going under the speed limit and you'll soon see how hard it is to avoid when your not planning on hitting it.

When said daylight conditions, i should have said good bright driving conditions.

On a stormy day where animals are spooked and fences are down and visibility is reduced, then accidents are much easier to happen. I lived in the countryside for years and cows sometimes get out on the road., Tractors take up the whole road, children cycle 2-3 abreast, farmers herd their cattle on the road etc.
You need to drive at a speed where you can safely stop if there is any thing blocking the road around the next bend. If an animal jumps straight out in front of you from a ditch, then this is a different situation, but cows don't tend to do this unless they're being spooked by something and the insurance investigators should be able to separate these genuine accidents from those where someone just driving too fast for the conditions or where there is deliberate staging of an accident.

Akrasia · 07-01-2014 12:25PM

anncoates wrote: »

I nearly hit a cow on the road a few years ago in the Dublin mountains and I wasn't speeding. It was just a windy mountain round and I came around a corner and there it was.

Good thing you weren't speeding and managed to stop/take evasive action in time.

Tar.Aldarion · 07-01-2014 12:29PM

There is no way I would not report this person and have him get what he deserves.

deandean · 07-01-2014 12:33PM

@OP:

Insurance confidential reporting line details:

http://www.insuranceconfidential.ie/

LO-CALL 1890 333 333

Ash.J.Williams · 07-01-2014 12:37PM

On the scum bag ladder, you would be pretty low to kill an animal and hurt yourself and others for a payout.

07-01-2014 12:48PM

ArnieSilvia wrote: »

This is a very offensive post, can't report you to mods (not enough posts) but this deserves punishment.

It was sarcasm in response to the post directly before his.

crockholm wrote: »

I remember talking to an off-duty Garda last year and being told of a rather common scam involving pavee/traveller women being rear ended (ho ho ho) in a car by another driver,usually a Pole (he he he) and at least one of the women suffers a miscarraige from the incident and because of the sensitive nature of it,gets fasttracked.

Obviously this is an unfounded anecdote,and should be treated as such.I just thought it was a wee bit pertinent to the thread title.

Billy86 wrote: »

Well the Poles and the travellers are known to be the bestest of mates, after all.

Ash.J.Williams · 07-01-2014 12:51PM

mango salsa wrote: »

I smell a rat about this story. If someone crashed into cows would it not be on the news?

Sheep don't make the news, i can't speak for cows.

Liam McPoyle · 07-01-2014 01:10PM

keeponhurling wrote: »

How is there even a statistic for this? If they are bogus claims by definition they won't be paid.

Knowing a claim is bogus is one thing, PROVING it unfortunately is another thing entirely.

The figure of €100m is of course an estimation calculated by various sources.

anncoates · 07-01-2014 01:14PM

Akrasia wrote: »

Good thing you weren't speeding and managed to stop/take evasive action in time.

You're simply twisting what I said to remake your point.

I wasn't speeding and if I was I would have had a worse chance of stopping but I still could have hit the cow depending on how close to the bend it was.

Kilgore__Trout · 07-01-2014 01:41PM

26sdrawkcab wrote: »

And from a different point of view, these frivolous claims have an awful effect on genuine claims.

I find myself in a position at the moment where I am just starting into the litigation process after being involved in an accident just over a year ago, the other driver was 100% at fault and was prosecuted successfully in the District Court. I missed just over 6 months of work, for which I was unpaid, I still can't walk properly, I am suffering from chronic pain in both of my legs, and have trapped nerves in my back which affect my back, neck, shoulders, arms and hands. I am in pain everyday, there is no let up and while I wait to see if some treatment has worked some new problem presents itself or something gets worse which then requires more treatment. All of this treatment has to be paid for up front by me (and the expenses claimed back through my case) because insurance companies are too mean to provide interim payments in cases that are at the stage I am at, the very beginning. Trying to come up with all of this money has put me under a huge financial and emotional strain and I have been prescribed anti-depressants to help with my anxiety and I have been recommended to see a psychologist, which is just another expense that I cannot afford. Each time some treatment doesn't work or only provides a short-term solution I just think of all that money gone down the drain.
The amount of money I pay out every month is shocking, the only saving grace I have is the DPS card which limits the amount I spend on medication to €140, otherwise I would be paying out around €300 a month just on medication, not to mention my G.P., physio, lymphatic massage, consultant's fees and other treatment fees.

I wish more people would report fraudulent insurance claims.

Sorry to hear about your situation, 26sdrawkcab. A friend's brother was in a similar situation. Was pretty rough at the start, but the various problems resolved themselves with time. Hang in there.

Scumbags and the claim culture

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