Scumbags and the claim culture

qo2cj1dsne8y4k

So, I was over at a friends house tonight. I was chatting with her OH who was telling me about a friend of his that was in a car accident recently.

This friend was trying to organise some people to be in his car to deliberately be involved in a car crash. Friends OH was offered money if he would be in the car when it crashed. Friends OH declined the kind offer, but over the weekend his friend was in an accident. He crashed into cows, that were let out of the field onto the road, and then were crashed into. As far as I know the driver is in the hospital still, but is happy out as apparently this will help his claim.

Had no idea this was even a thing, am disgusted that there are such disgusting self entitled and nasty people out there.

somuj

Happens all the time. I know of a few lads who let a load of donkeys out of a field then crashed their car in the hedge beside and got almost €100,000 between them.

Daqster

How is happy out if he is still in hospital?

osarusan

Daqster wrote: »

How is happy out if he is still in hospital?

The longer he stays in hospital, the bigger his eventual claim, I suppose.

qo2cj1dsne8y4k

Daqster wrote: »

How is happy out if he is still in hospital?

I presume the longer they keep him the more injured he thinks he is!
http://tinypic.com/r/zinb0k/5

Peter T

Didnt know it was common here but its huge in russia (Hence all the dash cam vids) . Seems stupid to risk your life for a claim.

RDM_83 again

LexieOnRale wrote: »

He crashed into cows, that were let out of the field onto the road, and then were crashed into. As far as I know the driver is in the hospital still, but is happy out as apparently this will help his claim.

Had no idea this was even a thing, am disgusted that there are such disgusting self entitled and nasty people out there.

Did he actually hit the cows? Saw an artic that hit a cow at speed years back and there was some serious damage to it, I can only imagine what hitting something the size of a cow would do to a normal car.

For the later part, yes its rife, possibly even more so up North, I can't find the Derry news paper article but a few years back that got found out because there was 10 people involved in a crash (5 in each car) each of them apparently injured but when the cops turned up there was no damage to the cars and no skid marks, at least this guy had the smarts to actually crash his car.

qo2cj1dsne8y4k

Yes he hit the animal but I've no idea how fast he was going,

Sir Arthur Daley

They will have no luck for it, the wheel always turns.

Zebra3

Thought this thread was about ex-FFers claiming their pensions.

qo2cj1dsne8y4k

Zebra3 wrote: »

Thought this thread was about ex-FFers claiming their pensions.

:rolleyes:

Seriously, just one thread, that isn't a government bashing thread?? Just one.

Billy86

RDM_83 again wrote: »

Did he actually hit the cows? Saw an artic that hit a cow at speed years back and there was some serious damage to it, I can only imagine what hitting something the size of a cow would do to a normal car.

In some very rural parts of Nova Scotia, Canada where traffic lights and street lights are limited, one of the main causes of death is cars hitting moose at night. Obviously much bigger than a cow, but apparently the results are quite similar to driving into a brick wall.

Not gruesome or crash pics, just gives you an idea of the size of them:
http://www.skinnymoose.com/bbb/files/2007/02/moose-logging.jpg
http://files.coloribus.com/files/adsarchive/part_140/1408755/car-accessories-store-moose-600-88702.jpg

prince of peasants

LexieOnRale wrote: »

So, I was over at a friends house tonight. I was chatting with her OH who was telling me about a friend of his that was in a car accident recently.

This friend was trying to organise some people to be in his car to deliberately be involved in a car crash. Friends OH was offered money if he would be in the car when it crashed. Friends OH declined the kind offer, but over the weekend his friend was in an accident. He crashed into cows, that were let out of the field onto the road, and then were crashed into. As far as I know the driver is in the hospital still, but is happy out as apparently this will help his claim.

Had no idea this was even a thing, am disgusted that there are such disgusting self entitled and nasty people out there.

You should be more disgusted by how much profit insurance companies make every year. What sense would there be having insurance companies if they were not paying out compensation to people?

When it comes to motor insurance, we don't have a choice as to whether we want to pay it or not. The government places a legal obligation on us to pay it and if we don't we go to jail. The insurance companies profit from this legal obligation and I fail to see how those who claim against insurance companies are the 'scumbags'.

If you see the whoops you have to jump through to get money from an insurance company following an accident which wasn't your fault you will see who the real scumbags are.

thestar

prince of peasants wrote: »

You should be more disgusted by how much profit insurance companies make every year. What sense would there be having insurance companies if they were not paying out compensation to people?

When it comes to motor insurance, we don't have a choice as to whether we want to pay it or not. The government places a legal obligation on us to pay it and if we don't we go to jail. The insurance companies profit from this legal obligation and I fail to see how those who claim against insurance companies are the 'scumbags'.

If you see the whoops you have to jump through to get money from an insurance company following an accident which wasn't your fault you will see who the real scumbags are.

Please don't tell me you are defending this? The reason why we have to jump through hoops to get our money is because of scum like these lads that deliberately drove into animals and are scamming the system. People like these are also increasing the money you pay for your insurance

Paddy Cow

prince of peasants wrote: »

You should be more disgusted by how much profit insurance companies make every year. What sense would there be having insurance companies if they were not paying out compensation to people?

When it comes to motor insurance, we don't have a choice as to whether we want to pay it or not. The government places a legal obligation on us to pay it and if we don't we go to jail. The insurance companies profit from this legal obligation and I fail to see how those who claim against insurance companies are the 'scumbags'.

If you see the whoops you have to jump through to get money from an insurance company following an accident which wasn't your fault you will see who the real scumbags are.

Say what? Would it be ok for me to go and rob a bank as it's the bankers fault we are in recession? Course not. They just pass the cost back onto the customer. Same with insurance companies. The scumbags who make false claims are a reason why companies end up raising premiums and making it harder to have a genuine claim processed.

prince of peasants

thestar wrote: »

Please don't tell me you are defending this? The reason why we have to jump through hoops to get our money is because of scum like these lads that deliberately drove into animals and are scamming the system. People like these are also increasing the money you pay for your insurance

I'm not defending it but I think the OP is implying that all people who claim are scumbags which isn't the case.

Insurance companies make ridiculous profits and there's no justification for the profits they make considering we're obliged to pay for it by law!

Paddy Cow wrote: »

Say what? Would it be ok for me to go and rob a bank as it's the bankers fault we are in recession? Course not. They just pass the cost back onto the customer. Same with insurance companies. The scumbags who make false claims are a reason why companies end up raising premiums and making it harder to have a genuine claim processed.

WHat's wrong with robbing a bank? They've robbed the Irish exchequer of billions.

Paddy Cow

prince of peasants wrote: »

WHat's wrong with robbing a bank? They've robbed the Irish exchequer of billions.

I already answered that.

Paddy Cow wrote: »

Say what? Would it be ok for me to go and rob a bank as it's the bankers fault we are in recession? Course not. They just pass the cost back onto the customer. Same with insurance companies. The scumbags who make false claims are a reason why companies end up raising premiums and making it harder to have a genuine claim processed.

prince of peasants

The customer/taxpayer picks up the tab for everything. Makes no difference if this was happening. It's just an excuse used by insurance companies to justify robbing us.

osarusan

prince of peasants wrote: »

I'm not defending it but I think the OP is implying that all people who claim are scumbags which isn't the case.

The OP is clearly implying that people who deliberately set up accidents to manufacture claims are scumbags, not everybody who claims. it's not logical to come to any other conclusion.

prince of peasants wrote: »

WHat's wrong with robbing a bank? They've robbed the Irish exchequer of billions.

This is just idiotic.

Billy86

prince of peasants wrote: »

You should be more disgusted by how much profit insurance companies make every year. What sense would there be having insurance companies if they were not paying out compensation to people?

When it comes to motor insurance, we don't have a choice as to whether we want to pay it or not. The government places a legal obligation on us to pay it and if we don't we go to jail. The insurance companies profit from this legal obligation and I fail to see how those who claim against insurance companies are the 'scumbags'.

If you see the whoops you have to jump through to get money from an insurance company following an accident which wasn't your fault you will see who the real scumbags are.

Insurance is the concept of the collective putting money in a pot that an individual can take out from if they are in a position of need - the more money coming out of the plot (claims), the more than must go in (premiums). Having worked in insurance, I strongly agree that the industry rips off consumers in Ireland (though it also absolutely is a necessity for it to be a legal obligation for so many obvious reasons I shouldn't even have to mention them), but the more claims that come out the more the base cost before any ripping off occurs must go up by default.

People who make these kinds of false claims absolutely are scumbags, especially since the claims they make typically are against someone else's policy rather than their own.

prince of peasants

osarusan wrote: »

This is just idiotic.

Idiotic you say? When a bank runs out of money it gets bailed out. When a person gets into mortgage arrears he/she gets kicked out of his home not considering he may of payed tax for 30-40 years some of which is used to bail out the very bank which is kicking him out of his home?

If you can justify that you can justify robbing a bank.

osarusan

prince of peasants wrote: »

Idiotic you say?

Yes, idiotic, I say.

Paddy Cow

prince of peasants wrote: »

Idiotic you say? When a bank runs out of money it gets bailed out. When a person gets into mortgage arrears he/she gets kicked out of his home not considering he may of payed tax for 30-40 years some of which is used to bail out the very bank which is kicking him out of his home?

If you can justify that you can justify robbing a bank.

Nobody is trying to justify banks getting bailed out

You are the one trying to justify scumbags making false claims by somehow thinking that the scumbag is getting one up on the company. You seem to miss the point that it's not the insurance companies or scumbags who will suffer. The cost of the false claim is passed onto customers in general and the person who had the false claim made against them will have huge increases in their premium.

There is no justification for people deliberately letting animals out of fields and crashing cars to make a false claim.

Phill Ewinn

Insurance industry isn't all full of people smelling of roses. Yer man might get caught out, ain't no-one catching out dodgy insurance companies.

Arent we still payng out for a foreign insurance company because it was trading illegally? Isn't your insurance levy a crime against you OP?

stefan idiot jones

A little off topic but I used to work with a foreman about fifteen years ago who had previously spent some time working in Florida.

He was a joiner working for a company during the week and he started doing some nixers on the weekend.

I don't know how long he lasted doing nixers as he was scared off as (it is well known over there by all accounts) the customers he would do jobs for would purposely seek out something they could trip over or hurt themselves on just so they could put in a claim against you.

He said the money it cost him to get insurance and the worry of the assholes looking for claims put him off the weekend work. It frightened the life out of him.

God bless America/UK/Ireland/Australia.

oldyouth

prince of peasants wrote: »

You should be more disgusted by how much profit insurance companies make every year. What sense would there be having insurance companies if they were not paying out compensation to people?

When it comes to motor insurance, we don't have a choice as to whether we want to pay it or not. The government places a legal obligation on us to pay it and if we don't we go to jail. The insurance companies profit from this legal obligation and I fail to see how those who claim against insurance companies are the 'scumbags'.

If you see the whoops you have to jump through to get money from an insurance company following an accident which wasn't your fault you will see who the real scumbags are.

So how would you feel if there were no insurance companies and one of these cheating scumbags secured a €100,000 judgement against you in court? Do you think that would have no impact on your life?

Oh yeah, you would just tell them they're getting nothing from you. That would work

Gannicus

LexieOnRale wrote: »

So, I was over at a friends house tonight. I was chatting with her OH who was telling me about a friend of his that was in a car accident recently.

This friend was trying to organise some people to be in his car to deliberately be involved in a car crash. Friends OH was offered money if he would be in the car when it crashed. Friends OH declined the kind offer, but over the weekend his friend was in an accident. He crashed into cows, that were let out of the field onto the road, and then were crashed into. As far as I know the driver is in the hospital still, but is happy out as apparently this will help his claim.

Had no idea this was even a thing, am disgusted that there are such disgusting self entitled and nasty people out there.

You should report this and get him done for it.

People go mad about their insurance going up every year and its people like these that are the reason for it. He's taking up valuable HSE time and resources aswel because of something resulting from his own greed and stupidity.

Liam McPoyle

prince of peasants wrote: »

You should be more disgusted by how much profit insurance companies make every year. What sense would there be having insurance companies if they were not paying out compensation to people?

When it comes to motor insurance, we don't have a choice as to whether we want to pay it or not. The government places a legal obligation on us to pay it and if we don't we go to jail. The insurance companies profit from this legal obligation and I fail to see how those who claim against insurance companies are the 'scumbags'.

If you see the whoops you have to jump through to get money from an insurance company following an accident which wasn't your fault you will see who the real scumbags are.

You really dont have a clue.

Insurance companies, by law, have to keep cash reserves of up to 200% higher than what the EU minimum is in order to off set potential claims.

When people fabricate claims or exaggerate them, thats what causes the problems. Last year alone, over €100,000,000 was paid out on bogus claims.

Its unfortunate when a genuine claimant takes longer than average to get a settlement but when there is so much scumbaggery going on the insurers are well within their rights to question and investigate claims that dont quite add up, even if they are 100% genuine.

prince of peasants

oldyouth wrote: »

So how would you feel if there were no insurance companies and one of these cheating scumbags secured a €100,000 judgement against you in court? Do you think that would have no impact on your life?

Oh yeah, you would just tell them they're getting nothing from you. That would work

I wouldn't pay it simple as.

Billy86

prince of peasants wrote: »

I wouldn't pay it simple as.

Then you'd go to jail, simple as.

oldyouth

prince of peasants wrote: »

I wouldn't pay it simple as.

Like I said, that would work :rolleyes:

Eight Ball

LexieOnRale wrote: »

:rolleyes:

Seriously, just one thread, that isn't a government bashing thread?? Just one.

FF aren't in government.

bumper234

prince of peasants wrote: »

I wouldn't pay it simple as.

Thank god you are not the spokesperson for the peasants because if they follow your sterling advice they will all be in jail :rolleyes:

8k2q1gfcz9s5d4

prince of peasants wrote: »

I'm not defending it but I think the OP is implying that all people who claim are scumbags which isn't the case.


WHat's wrong with robbing a bank? They've robbed the Irish exchequer of billions.

sure think mr troll, im writing it all up on my invisible typewriter

everlast75

LexieOnRale wrote: »

So, I was over at a friends house tonight. I was chatting with her OH who was telling me about a friend of his that was in a car accident recently.

This friend was trying to organise some people to be in his car to deliberately be involved in a car crash. Friends OH was offered money if he would be in the car when it crashed. Friends OH declined the kind offer, but over the weekend his friend was in an accident. He crashed into cows, that were let out of the field onto the road, and then were crashed into. As far as I know the driver is in the hospital still, but is happy out as apparently this will help his claim.

Had no idea this was even a thing, am disgusted that there are such disgusting self entitled and nasty people out there.

There's an anonymous phone line - call in the details and help prosecute the f**kers

gramar

prince of peasants wrote: »

You should be more disgusted by how much profit insurance companies make every year. What sense would there be having insurance companies if they were not paying out compensation to people?

When it comes to motor insurance, we don't have a choice as to whether we want to pay it or not. The government places a legal obligation on us to pay it and if we don't we go to jail. The insurance companies profit from this legal obligation and I fail to see how those who claim against insurance companies are the 'scumbags'.

If you see the whoops you have to jump through to get money from an insurance company following an accident which wasn't your fault you will see who the real scumbags are.

Either you haven't understood the thread or you think it's ok to stage accidents and make false claims.

the_syco

prince of peasants wrote: »

I wouldn't pay it simple as.

This would only work if you had no house, no car, no possessions. Otherwise the stuff would be taken from you. You have to realise that if the scumbag doesn't mind hurting themselves at your expense, that they wouldn't defame you in the process.

Akrasia

Scumbags will be scumbags and there is no defense for it, they are scum.

Anyone who will make a decision to go out and deliberately cause harm to others purely for their own gain is a scumbag.

But we know that they're out there, so the Gardai and the courts need to protect us from them and hold them responsible for their actions.

If a driver hits a cow on the road in daylight conditions, then that driver was going too fast and the insurance should only pay out third party damages on that policy (ie, pay for the damage to the farmers cow)

The Gardai should also be considering charging the driver with reckless driving

If you're driving so fast that you can't stop in time to avoid a cow, you're also driving too fast to avoid hitting a group of school children walking or cycling home from school or a tractor coming around a bend.

Staging accidents for insurance claims is a scummy thing to do. They waste public resources, they drive up all of our insurance costs and they target an individual and screw them over.

keeponhurling

Coleman Slawski wrote: »

When people fabricate claims or exaggerate them, thats what causes the problems. Last year alone, over €100,000,000 was paid out on bogus claims.

.

How is there even a statistic for this? If they are bogus claims by definition they won't be paid.

MRnotlob606

god will strike them down

crockholm

I remember talking to an off-duty Garda last year and being told of a rather common scam involving pavee/traveller women being rear ended (ho ho ho) in a car by another driver,usually a Pole (he he he) and at least one of the women suffers a miscarraige from the incident and because of the sensitive nature of it,gets fasttracked.

Obviously this is an unfounded anecdote,and should be treated as such.I just thought it was a wee bit pertinent to the thread title.

Billy86

Well the Poles and the travellers are known to be the bestest of mates, after all.

Plazaman

prince of peasants wrote: »

Idiotic you say? When a bank runs out of money it gets bailed out. When a person gets into mortgage arrears he/she gets kicked out of his home not considering he may of payed tax for 30-40 years some of which is used to bail out the very bank which is kicking him out of his home?

If you can justify that you can justify robbing a bank.

Not really. Robbing a bank is kinda, ya know, illegal. Not just in this country but afaik, around the entire planet.

Insurance companies are not in the business of handing out money left right and centre. A lot of them will settle a claim for less than €1,000 on the production of a repair estimate from a established garage, which can of course be manipulated but in the long run is saves money. However where a car is written off and/or where there is a personal injury claim, of course they are going to investigate thorougly to ensure that the morons like the OP is taking about, are not paid willy nilly.

OP I would suggest you use this site to report this fraudulent claim and save us all a few coins in our premiums.

Baron Kurtz

I feel sorry for all these cows:(

ArnieSilvia

Billy86 wrote: »

Well the Poles and the travellers are known to be the bestest of mates, after all.

This is a very offensive post, can't report you to mods (not enough posts) but this deserves punishment.

Seriously. You mean that Irish Travellers are best mates with Polish

I'm Polish and over 10 years of living here I didn't meet any Pole who would have friends in Travellers community.

Scumbags are scumbags. Polish are Polish and Travellers are Travellers.
There are Polish scumbags and there are Travellers scumbags

No reason to put all in same bowl because they are Polish or Travellers

qo2cj1dsne8y4k

Baron Kurtz wrote: »

I feel sorry for all these cows:(

Same.

Prince of peasants - I can't believe you see defending these people. Are you someone who thinks the world owes you money and favours? Think about it. These cows are happily in their field, that the farmer has obviously gone to great effort and expense to fence and secure so his animals don't get onto a public road. Then some scumbag comes, opens the gate and lets these defenceless, living animals onto the road. Then comes along and ploughs into them.

Leaving aside the claim for a second. Nobody has a right to damage another's property. For all you know, that cow could be a pedigree animal, or she could be pregnant. The animal, if it wasn't killed outright, would definitely have to be destroyed after the accident. That cow could be worth in the region of 1k.

Then you have the farmer, who spends days fencing and securing and running electric fences around his property, spends money on good animals to stock his farm, checks those animals herding at least once a day to make sure they're all there, who is suddenly responsible (through no fault of his own) for a car accident that "injured" 5 people. Can you imagine the stress of that hanging over you?? Knowing you were going to be sued to high heavens, knowing all 5 people would have bad backs and sore necks, worrying that because it was your animals, that you could lose your livelihood.

But hey, apparently all that's ok because you feel hard done by paying more insurance than you think they deserve? The insurance companies aren't going to suffer the loss of the 100,000 that's for sure. It'll be passed down to us. It's us that have to pay it.

So for someone to go out and maliciously destroy others property and put someone else's career in jeprody, then yes, they're absolutely scumbags.

Annasopra

Baron Kurtz wrote: »

I feel sorry for all these cows:(

I smell a rat about this story. If someone crashed into cows would it not be on the news?

rawn

LexieOnRale wrote: »

Same.

Prince of peasants - I can't believe you see defending these people. Are you someone who thinks the world owes you money and favours? Think about it. These cows are happily in their field, that the farmer has obviously gone to great effort and expense to fence and secure so his animals don't get onto a public road. Then some scumbag comes, opens the gate and lets these defenceless, living animals onto the road. Then comes along and ploughs into them.

Leaving aside the claim for a second. Nobody has a right to damage another's property. For all you know, that cow could be a pedigree animal, or she could be pregnant. The animal, if it wasn't killed outright, would definitely have to be destroyed after the accident. That cow could be worth in the region of 1k.

Then you have the farmer, who spends days fencing and securing and running electric fences around his property, spends money on good animals to stock his farm, checks those animals herding at least once a day to make sure they're all there, who is suddenly responsible (through no fault of his own) for a car accident that "injured" 5 people. Can you imagine the stress of that hanging over you?? Knowing you were going to be sued to high heavens, knowing all 5 people would have bad backs and sore necks, worrying that because it was your animals, that you could lose your livelihood.

But hey, apparently all that's ok because you feel hard done by paying more insurance than you think they deserve? The insurance companies aren't going to suffer the loss of the 100,000 that's for sure. It'll be passed down to us. It's us that have to pay it.

So for someone to go out and maliciously destroy others property and put someone else's career in jeprody, then yes, they're absolutely scumbags.

^This x 1000

I was just about to post something similar myself but you've summed it up. Although. joke may be on the scumbag, a friend's dad is a farmer and he and some of his farmer buddies are in the habit of photographing their locked, secured gate every time they lock it, dated and timestamped so that they can prove that they, in due diligence, aren't to blame if it somehow ends up opened. If luck has it, the farmer can prove the gate was secured shortly before the accident.

billie1b

Akrasia wrote: »

If a driver hits a cow on the road in daylight conditions, then that driver was going too fast and the insurance should only pay out third party damages on that policy (ie, pay for the damage to the farmers for the cow.

This has to be the most stupid thing I have read in a while (no offense by the way), I was driving from Swords to Clonee the other day, on the backroads just after Kilshane cross and a donkey came out from a bush, the fence was blown down, it was a real windy day and raining and there was a 40ft truck in front of me, I was doing about 40km at the time, I got a fright and my wife screamed cause it came from basically nowhere. I swerved to avoid it because I would of hit it even if I had jammed on, thankfully there was no cars coming on the opposite side of the road.
I'm not condoning the OP's friends behaviour but to say anyone who hits an animal is driving wrecklessly is ridiculous, try drive through the Phoenix Park and avoid 30 deer that can run out at anytime even going under the speed limit and you'll soon see how hard it is to avoid when your not planning on hitting it.

anncoates

I nearly hit a cow on the road a few years ago in the Dublin mountains and I wasn't speeding. It was just a windy mountain round and I came around a corner and there it was.

Frog Song

LexieOnRale wrote: »

Same.

Prince of peasants - I can't believe you see defending these people. Are you someone who thinks the world owes you money and favours? Think about it. These cows are happily in their field, that the farmer has obviously gone to great effort and expense to fence and secure so his animals don't get onto a public road. Then some scumbag comes, opens the gate and lets these defenceless, living animals onto the road. Then comes along and ploughs into them.

Leaving aside the claim for a second. Nobody has a right to damage another's property. For all you know, that cow could be a pedigree animal, or she could be pregnant. The animal, if it wasn't killed outright, would definitely have to be destroyed after the accident. That cow could be worth in the region of 1k.

Then you have the farmer, who spends days fencing and securing and running electric fences around his property, spends money on good animals to stock his farm, checks those animals herding at least once a day to make sure they're all there, who is suddenly responsible (through no fault of his own) for a car accident that "injured" 5 people. Can you imagine the stress of that hanging over you?? Knowing you were going to be sued to high heavens, knowing all 5 people would have bad backs and sore necks, worrying that because it was your animals, that you could lose your livelihood.

But hey, apparently all that's ok because you feel hard done by paying more insurance than you think they deserve? The insurance companies aren't going to suffer the loss of the 100,000 that's for sure. It'll be passed down to us. It's us that have to pay it.

So for someone to go out and maliciously destroy others property and put someone else's career in jeprody, then yes, they're absolutely scumbags.

Nail on the ahead! Scummy carry on. These people have no morals. Hopefully what comes around goes around!:mad: