how much rent do you owe

Chattastrophe! wrote: »

I don't owe any, in fact I just paid it today a week early!

Rent is one thing I'd never ever let myself fall behind with.

I would never deal in cash with a landlord. Our current landlord tried to insist on it, but I refused. It's essential to have an indisputable record of all payments made. Even if you were given a receipt for a cash payment, they could easily claim you forged the receipt and never paid them. No chance of claiming that when you pay by bank transfer or standing order.

Same here, always early. We once paid "on time" and the landlord was on us like a flash. Took great joy in reminding him that our payment is due on the 9th of a month and we pay early so he could go and reasses his lease.

mango salsa wrote: »

Sounds dodgy

What happens if he turns around and tells you the rent for the last 4 months has gone up?

I'd say anyone taking cash in hand would have the sense not to do that though, they know the trouble they'd be in if threshold got involved. I've had a couple landlords where it was a cash in hand no lease situation and if anything they were more attentive to things like repairs.

Bellview wrote: »

Their reaction when you ask for a rent book may give a clue if tax scam or even a bank one

Thats true but thats not his problem.

If he is putting his rent away every week, its a worry waiting for when the landlord to turn up. It would be for anyone.
Thats why I'm recommending he go to Citizens info.
There are people there who can speak up for him if needed.
He hasn't a leg to stand on at the minute.

MaroonAndGreen wrote: »

Owe over two grand and dont see myself getting the funds anytime soon.....

I'm not going to ask how/why. But you know there is help for you to try and sort this out.

Daqster wrote: »

A week late and my landlord sends me texts with the urgency of someone who were they not to get the money within 48 hours, the bank would take their house and two of their children would starve to death.

Have dealt with these before but I suppose it is only fair to pay on time

cena wrote: »

Are you up to date on your rent?

Landlord here comes when it suites him 4 months since he was last here.

Only wants cash in hand.

cena wrote: »

Not a thing. Not even a thing to say the rate of insulation in the house. They are cold houses

Cena, are you working? You should be getting an allowance on your taxes for your rent. You cannot claim this without your landlord signing and proof of your rent. If he refuses to sign, do move out and then let revenue and the PRTB know what was going on. Chances are he is not declaring the income or cheating everyone as I like to call it.

Stinicker wrote: »

Renting is dead wasted money, enjoy paying someone else's mortgage for a house which you will never own.

Around 60% of Germans rent and they're far better off than we are in this country. You haven't thought this through properly have you?

If you look at property prices v income, a lot of people cannot afford to buy a property, including many of those that do buy anyway. It's overly simplistic and misleading arguments, such as the one you made, that lead them into years of financial misery. As opposed to all those happy Germans (and people from virtually every other country in the world where they do not have hangups about land ownership) merrily paying that "dead wasted money" and happily living their lives within their means.

Sounds like a landlord I had back in college. A few houses with 10+ in most anbnd he'd come in every few months and put up a sheet telling us how much we all owed for bills. Usually a nice round number to be paid by cash or bank draft only.

Stinicker wrote: »

Renting is dead wasted money, enjoy paying someone else's mortgage for a house which you will never own.

Actually with renting you get:
A roof over your head
A property bust won't affect you
You can leave whenever you want without major financial difficulty
You won't have the upkeep of the property or appliances/furniture to worry about.
You get to live out of home or not in a homeless shelter/on the street.
Your rent won't be as unpredictable as a variable rate mortgage.

When I think back to living in Ireland and everyone was calling me a moron for not getting a house, I probably saved myself between 80 and 100k euros, not including the interest I would have paid on the mortgage anyway.

keithclancy wrote: »

Actually with renting you get:
A roof over your head
A property bust won't affect you
You can leave whenever you want without major financial difficulty
You won't have the upkeep of the property or appliances/furniture to worry about.
You get to live out of home or not in a homeless shelter/on the street.
Your rent won't be as unpredictable as a variable rate mortgage.

When I think back to living in Ireland and everyone was calling me a moron for not getting a house, I probably saved myself between 80 and 100k euros, not including the interest I would have paid on the mortgage anyway.

Its not all roses.
In Limerick, at the minute, theres a huge block of flats where the landlord of some of them is in financial trouble. So what did he do?

Lock everyone out of their homes with all their possessions still inside! No warning, nothing. People just came home from work one evening and couldn't get into their home.

Ive heard that's not the only place that did that.

TBH there are very few nice apartments in Limerick. Even the houses for rent arent great, even though they are new.

SV wrote: »

and what he did is highly illegal so there's that.

http://m.limerickleader.ie/news/local-news/call-for-solution-to-limerick-apartment-crux-1-5486352

Sorry, had to go looking for a link....
Yeah, it's still ongoing, so no matter how illegal, it's a reality for 50 people.

Have never been late on rent or any bills for that matter.

The credit card is another thing altogether. Never been late but almost maxed it out and paying minimum monthly payment. Gonna get stuck into it this year.