I CAN TELL AIB TO **** OFF IN SOON!!!

Tangatagamadda Chaddabinga Bonga Bungo · 08-11-2013 02:51AM #1

Now the banks hit you for €260 in fees
But credit unions are set to offer full current accounts

Link...consumers may soon have an alternative to retail banks, with credit unions given a licence yesterday by the Central Bank to operate electronic payments.

This will mean people will be able to have their wages paid into their credit union and make payments electronically out of their credit union accounts. It is the first move before the locally owned lenders offer full banking services such as debit cards.

A total of 169 credit unions throughout the island have signed up for the initiative

I partly blame AIB for trying to ruin the country. I partly blame them for taking me off my interest free overdraft and for starting to charge me for it without notice. But what I blame them for most, personally, is for not paying a standing order I had, it was for 16 euro per week, I had 7 in my account, they didn't pay it out of my account as I didn't have funds but yet I did have funds, bizarrely enough, to pay a 10 euro non payment of a standing order charge that same day, so I went from plus 7 to minus 3 for nothing.

**** YOU AIB. **** YOU!!!

FearDark · 08-11-2013 02:52AM

Been using Credit union since they got sort codes, feckin' job they are!

08-11-2013 02:53AM

About damn time.

BillyMitchel · 08-11-2013 02:54AM

There's a word that rhymes with banks that reminds me of AIB.

Worst ****test bank in the history of banks.

I'd rather put my dollars in a post box in Lagos.

08-11-2013 02:55AM

BillyMitchel wrote: »

I'd rather put my dollars in a post box in Lagos.

You got that email too?

BillyMitchel · 08-11-2013 02:58AM

[Deleted User] wrote: »

You got that email too?

Yeah! They asked me to help pay for their grandmothers funeral so I sent him a fake western union

08-11-2013 02:58AM

BillyMitchel wrote: »

Yeah! They asked me to help pay for their grandmothers funeral so I sent him a fake western union

No need for that.

Tangatagamadda Chaddabinga Bonga Bungo · 08-11-2013 03:01AM

https://www.youtube.com/watch?v=hGlkzryn7Zk

Chucken · 08-11-2013 03:03AM

A total of 169 credit unions throughout the island have signed up for the initiative, with Danske providing the payment infrastructure. There are 147 credit unions in the Republic.

I'm so happy with this

Do we have a list of the ones in The Republic?

BillyMitchel · 08-11-2013 03:05AM

[Deleted User] wrote: »

No need for that.

Ah even able to even trace the dopey bollox down (they posed as a girl) and started sending him pictures of himself but I was saying it was me. Great craic

Untouchable Peasant · 08-11-2013 03:09AM

This scene always makes me think of the Credit Union:

https://www.youtube.com/watch?v=O4ne13Zft9Q

The Backwards Man · 08-11-2013 03:14AM

I wouldn't go near anything to do with Danske if they were giving away free money. Shower of cnuts is what they are.

In my opinion, of course.:)

08-11-2013 03:17AM

Hate them as well, killed my credit rating by continuing a standing order into my savings after my current hit zero while I was on the other side of tbe world unaware.

Chucken · 08-11-2013 03:23AM

The Backwards Man wrote: »

I wouldn't go near anything to do with Danske if they were giving away free money. Shower of cnuts is what they are.

In my opinion, of course.:)

I know nothing about them tbh.
I was just excited to see that I could get away from AIB.
My Credit Union has always been great to us. I'd have got a nice look over the years, if I asked for a small loan for anything in AIB. (500e)

2ndcoming · 08-11-2013 04:01AM

Tangatagamadda Chaddabinga Bonga Bungo wrote: »

I partly blame AIB for trying to ruin the country. I partly blame them for taking me off my interest free overdraft and for starting to charge me for it without notice. But what I blame them for most, personally, is for not paying a standing order I had, it was for 16 euro per week, I had 7 in my account, they didn't pay it out of my account as I didn't have funds but yet I did have funds, bizarrely enough, to pay a 10 euro non payment of a standing order charge that same day, so I went from plus 7 to minus 3 for nothing.
**** YOU AIB. **** YOU!!!

Both of these things almost exactly happened to me, but the second one, the non-payment fee, has left me that I cannot wait to get shot of AIB permanently when the opportunity arises.

Such horrifically poor policy, turning off potentially lifelong customers (I'm with them 14 years) over a poxy tenner?! Good luck to ye, f**ktards! I owe them nothing, so this CU option is very interesting.

worded · 08-11-2013 04:29AM

Ulster bank phoned me when I didnt have enough funds to cover a SO but has € in another account.

They covered it, I just had to transfer € the next day.

old_aussie · 08-11-2013 05:08AM

BillyMitchel wrote: »

There's a word that rhymes with banks that reminds me of AIB.

I take it, that wouldn't be thanks

JonEBGud · 08-11-2013 06:03AM

Jesus Christ had the right approach when dealing with money lenders.
He just went into the temple and upended their tables.
We need someone like him again. . .

MadsL · 08-11-2013 06:16AM

http://rlv.zcache.com/table_flip_flipping_rage_face_meme_post_cards-r878e70b3d21a479d9c66104eaa89caae_vgbaq_8byvr_512.jpg?bg=0xffffff

Close enough?

Wattle · 08-11-2013 06:25AM

I worked for both AIB and Ulster Bank back in my student days. Ulster Bank were pretty relaxed but AIB were a total shower of cunts

BillyMitchel · 08-11-2013 08:28AM

old_aussie wrote: »

I take it, that wouldn't be thanks

Yes that would be correct!

stoneill · 08-11-2013 08:44AM

Yep - the very moment it is possible to ditch AIB I will be running away like a hot snot.

hfallada · 08-11-2013 08:49AM

I think a lot of people would switch if CU opening hours werent so ****ing awkward. They are usually closed monday & tuesday, wednesday between 9-11am & 7.30-9 pm and about five mins on a thurdsay and closed friday. You can never get to your account when you need it.

kneemos · 08-11-2013 09:26AM

hfallada wrote: »

I think a lot of people would switch if CU opening hours werent so ****ing awkward. They are usually closed monday & tuesday, wednesday between 9-11am & 7.30-9 pm and about five mins on a thurdsay and closed friday. You can never get to your account when you need it.

Village CU's maybe,bigger ones even open on Saturday.
I think the banks were a bit envious of them handing out three or four percent dividend each year and scooping up local savings.Hope there's nothing underhand going on.

Femme_Fatale · 08-11-2013 10:24AM

Deleted User wrote: »

Hate them as well, killed my credit rating by continuing a standing order into my savings after my current hit zero while I was on the other side of tbe world unaware.

Up to you to cancel it. Awful as they are, they don't spy on people's lives to find out what their current situation is.

awec · 08-11-2013 12:01PM

Do you get a visa debit with the CU and online banking?

HalloweenJack · 08-11-2013 12:45PM

I remember when I got my first job so I went into AIB to open a bank account. Filled out the forms and everything. And then nothing. Eventually went into BOI and they sorted me out.

A year later, AIB started sending me bank statements. They'd never even sent me a card or told me I'd been approved.

Bodidly · 08-11-2013 12:59PM

Femme_Fatale wrote: »

Up to you to cancel it. Awful as they are, they don't spy on people's lives to find out what their current situation is.

I have a business account with AIB but personal account elsewhere. I recently had to get some statements from AIB (which cost a solid fortune btw). The lady on the customer services desk asked me loads of personal questions about my own finances, salary and current living situation. I politely refused to give her the information as it was none of her or the banks business. So I think they do snoop and spy on people!

McCrack · 08-11-2013 01:08PM

Tangatagamadda Chaddabinga Bonga Bungo wrote: »

Now the banks hit you for €260 in fees
But credit unions are set to offer full current accounts

I partly blame AIB for trying to ruin the country. I partly blame them for taking me off my interest free overdraft and for starting to charge me for it without notice. But what I blame them for most, personally, is for not paying a standing order I had, it was for 16 euro per week, I had 7 in my account, they didn't pay it out of my account as I didn't have funds but yet I did have funds, bizarrely enough, to pay a 10 euro non payment of a standing order charge that same day, so I went from plus 7 to minus 3 for nothing.

**** YOU AIB. **** YOU!!!

Blame, blame, blame...

If you had sufficient funds in your account you would not have incurred the non payment fee.

Simples.

Wacker The Attacker · 08-11-2013 01:24PM

BillyMitchel wrote: »

There's a word that rhymes with banks that reminds me of AIB.

Worst ****test bank in the history of banks.

I'd rather put my dollars in a post box in Lagos.

I presume you mean skanks.

At least **** is a pleasurable experience

Savoir.Faire · 08-11-2013 01:28PM

I'm sure the board of AIB have been made aware of the impending loss of a high-roll customer such as your good self.

I CAN TELL AIB TO **** OFF IN SOON!!!

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