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What a family needs to earn to be middle class?

  • 27-07-2013 10:16AM
    #1
    Registered Users, Registered Users 2 Posts: 1,584 ✭✭✭Voltex


    Some friends and I were discussing what income levels best describe class levels in Ireland.

    One friend has a stay at home wife, three young kids and a €1500/pm mortgage. He earns about €65K (Gross), in a very secure job and struggles on that, but considers himself working class. Another friend earns about €75k, single, renting in Monkstown and considers himself middle class.

    Both salaries are pretty close to each other yet one thinks of himself as in a different class.

    Is €65K enough for a family of 5 to live on?..Is the class structure just a perception based on what your experience of life is?


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Comments

  • Registered Users, Registered Users 2 Posts: 2,138 ✭✭✭foxy06


    No cos im irish not English. Our class system is D4 and everyone else


  • Registered Users, Registered Users 2 Posts: 22,610 ✭✭✭✭kneemos


    If you think you're middle class you're middle class.


  • Registered Users, Registered Users 2 Posts: 6,114 ✭✭✭OU812


    foxy06 wrote: »
    No cos im irish not English. Our class system is D4 and everyone else

    D4,Culchies & everyone else.

    The monks town guy has more excess income (considerably more as he's not supporting four other people), so sees himself as higher class rightly or wrongly.


  • Registered Users, Registered Users 2, Paid Member Posts: 24,103 ✭✭✭✭Akrasia


    you can't buy class.

    The conceptions about class are all a bit warped anyway. The more adamantly you claim to be working class, the more likely you are to be long term unemployed.

    I am the only income in a family of 5, I earn 25k a year before tax and I don't consider myself 'working class'.

    I think in the 21st century we need to get beyond the idea of classes and realise that we are all citizens and we should all have equal opportunities and responsibilities. This means the law should apply equally to all with no exemptions for the very rich and the 'disadvantaged' but also, everyone should have equal access to education, healthcare and social services.

    This requires redistribution of income by the way.

    Capitalist economies are designed to allocate resources based on supply and demand, but even if that mechanism is a good mechanism for deciding the price of resources, it doesn't mean that it is a good way for allocating distribution of income in a society.

    There is enough research out there that shows that unequal distribution of income in an economy has negative impacts on the quality of life for those living there. There is more crime, more social stratification, more begging, more suffering.

    Ban billionaires



  • Registered Users, Registered Users 2 Posts: 523 ✭✭✭carpejugulum


    It's not only about income. There are scumbags earning millions.


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  • Closed Accounts Posts: 3,465 ✭✭✭Sir Humphrey Appleby


    The only class worth belonging to is this one:
    http://www.boards.ie/vbulletin/forumdisplay.php?f=1166
    :cool:


  • Registered Users, Registered Users 2 Posts: 22,610 ✭✭✭✭kneemos


    The only class worth belonging to is this one:
    http://m.boards.ie/vbulletin/forumdisplay.php?f=1166
    :cool:

    I'm not worthy.


  • Banned (with Prison Access) Posts: 116 ✭✭Ciarabear


    Middle Class is a mindset and nothing to do with monetary wealth.

    During the boom, lots of working class builders got rich quick and drove Mercs, holidayed in Marbella and wore Hugo Boss suits but it didn't make them Middle Class


  • Registered Users, Registered Users 2 Posts: 27,387 ✭✭✭✭super_furry


    More than those show-off pricks next door.

    Middle class dahling, it loike a state of mind.


  • Registered Users, Registered Users 2 Posts: 20,237 ✭✭✭✭jimgoose


    My good man, if you have to ask, you're not in it. :cool:


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  • Registered Users, Registered Users 2 Posts: 2,046 ✭✭✭martinedwards


    there are middle class folks who are penniless.

    it's mindset, not money.


  • Closed Accounts Posts: 2,497 ✭✭✭omahaid


    it's mindset, not money.

    Space Ghost agrees



  • Registered Users, Registered Users 2, Paid Member Posts: 16,343 ✭✭✭✭Pherekydes


    You're not middle-class; you're lumpen proletariat!


  • Closed Accounts Posts: 423 ✭✭The Narrator


    I think when someone worries about what class they are like that, they really need to take another look at their life.


  • Posts: 24,867 ✭✭✭✭ [Deleted User]


    I know my place.


  • Closed Accounts Posts: 5,943 ✭✭✭smcgiff


    Akrasia wrote: »

    This requires redistribution of income by the way.

    And thankfully we live in a socialist country.

    What we don't want is a communist country where everyone (theoretically) is equal. And therefore effort is not rewarded.


  • Closed Accounts Posts: 3,642 ✭✭✭MRnotlob606


    we dont need to know what class we are,class is just ignorance and and and excuse for division , as long as we have a steady income thats all that matters


  • Registered Users, Registered Users 2 Posts: 981 ✭✭✭Stojkovic




  • Registered Users, Registered Users 2 Posts: 12,234 ✭✭✭✭Cee-Jay-Cee


    Social classes don't really exist in the way they used to, anymore. Many families on welfare now have a greater disposable income than those working and supporting families and paying large mortgages. They get exemptions from more or less every social charge/tax, they pay nominal rent, no doctors or school fees, they don't have the burden of fueling and running cars the same way working people do. They're as well off as many middle class families.


  • Registered Users, Registered Users 2 Posts: 3,636 ✭✭✭dotsman


    How much you earn does not determine your class. However, often, your class will determine how much you earn.

    Does winning the lotto mean that a person immediately goes from working class to upper class? Look at the behaviour of many footballers and BS celebrities who suddenly find themselves loaded. Do you regard these people as classy?

    Class is a set of attitudes/ambitions and standards as to one's place in society. There is no strictly defined class structure in Ireland, but, in general there are:
    1. Welfare Class
    2. Working Class
    3. Lower Middle Class
    4. Middle Class
    5. Upper Middle Class
    6. Upper Class

    People typically don't move through the class structures in their lifetime, as how they are raised pretty much defines them. It's from generation to generation that changes in class may occur (ie two X class parents raising a child to Y class standards, in a Y class neighbourhood, with Y class friends, will often result in the child adopting Y class principles as an adult).

    This is a quick table to show the differences between the classes. This is very high level and I'm sure there are lots of exceptions and things overlooked. Likewise, it may be common for a person to identify with different classes for the different categories.

    Class Type:|Welfare|Working|Lower Middle|Middle|Upper Middle|Upper

    Typical Education:|Low grade in the Leaving Cert|Leaving Cert. Many may have Fas/PLC Courses etc|Diplomas would be common, some degrees| You have to have a degree!|It's not that you have a degree, it's where the degree is from and what it is in|Highly mixed. Some will be really educated, while others will have no need (inheriting wealth/family business)

    Typical Employment:|None|Low Skill - Service Industry, Factories, some trades|Trades and office admin|Professionals - Teachers, Nurses, some Engineers/IT|Professionals - Accountants, Solicitors, Doctors, some Engineers/IT etc|Top of their field in their profession or none at all (due to inheritance)

    Typical Businesses:|None|Street Vendors, Self-Employed Taxi-drivers/tradesmen etc|Small Shops, Small Tradesmen businesses|Larger Shops/pubs or several small ones|Medium sized companies etc or part owner of large company|Large companies, part owner of huge company

    Crime:|Rampant. Little belief in the law. Petty theft, burglary, antisocial behaviour/ drug dealing rife. Violent criminal gangs rule. Guards/Law are the enemy|Some antisocial behaviour, especially amongst youth. Theft/Burglary/Drug Dealing etc occur, but less frequent. Guards/Law are looked down upon and should not be co-operated with.|Some minor antisocial behaviour & drug dealing, some tax evasion (tradesmen etc). Guards/Law are generally respected.|Some tax evasion with business owners. Guards/Law are a pillar of the community (except when caught speeding!)|Some tax evasion with business owners. Guards generally respected (except when caught speeding!)|Tax evasion is more common. Guards/Law are somewhat respected, but only when convenient.

    Behaviour/Appearance in Public:|Shameless|Not too fussed. Tracksuits common and not embarrassed about being loud/boisterous. Not too concerned about what others think|Some tracksuits on men, generally dressed in basics. Generally quiet, but can be loud at times. Concerned about what the neighbours think|Tracksuits are a no-no, Embarrassed to be seen when not looking their best. Generally very quite and not wanting to make a scene. Very concerned with what the neighbours (even strangers) think.|Must always look your best. Typically very quite. Always trying to impress neighbours & strangers|Very mixed attitudes. Some still play the middle class game (to excess) and try to impress, but most just don't care what the "plebs" think!

    Financial Status:|Lives off welfare and proceeds of crime. May occasionally work from time to time for low wages.|Low wages, little savings and regular debt for small luxuries. Typically dependant on welfare (housing/child benefit, some medical cards etc) as supplement to wages.|Modest wages, no welfare dependency. Little to no savings/investments.|Fairly high salaries but with very little financial excess. Some modest life saving/investments. Business owners will own a decent-priced company, but little equity to be released.|High salaries. Some financial excess. Typically, build up a decent savings/investment portfolio over their lives. Business Owners typically own an impressive shareholding and can release some equity at ease)|Mixed salaries. Some very high (in the case of top professionals and business owners), others on none (where they simply live off inheritance etc). Financial excess is common. Typically has large savings/investments.


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  • Registered Users, Registered Users 2 Posts: 7,401 ✭✭✭Nonoperational


    Akrasia wrote: »
    you can't buy class.

    The conceptions about class are all a bit warped anyway. The more adamantly you claim to be working class, the more likely you are to be long term unemployed.

    I am the only income in a family of 5, I earn 25k a year before tax and I don't consider myself 'working class'.

    I think in the 21st century we need to get beyond the idea of classes and realise that we are all citizens and we should all have equal opportunities and responsibilities. This means the law should apply equally to all with no exemptions for the very rich and the 'disadvantaged' but also, everyone should have equal access to education, healthcare and social services.

    This requires redistribution of income by the way.

    Capitalist economies are designed to allocate resources based on supply and demand, but even if that mechanism is a good mechanism for deciding the price of resources, it doesn't mean that it is a good way for allocating distribution of income in a society.

    There is enough research out there that shows that unequal distribution of income in an economy has negative impacts on the quality of life for those living there. There is more crime, more social stratification, more begging, more suffering.

    Wow, what a load of nonsense.


  • Closed Accounts Posts: 3,780 ✭✭✭Frank Lee Midere


    Dotsman has a pretty good summary of how class is viewed in ireland. In the Marxist view of class however neither income, the distinction between intellectual or manual labour, nor the type of lifestyle matters, its how you work. If you work in a non managerial role, for somebody or some company you are working class. I am not a marxist but that seems relatively precise.

    To to answer the thread - earnings don't matter its how you earn them.


  • Posts: 81,308 CMod ✭✭✭✭ Taliyah Squeaking Sailor


    Akrasia wrote: »
    This requires redistribution of income by the way.

    What a sanitised way of saying "taking other people's money"


  • Closed Accounts Posts: 13,925 ✭✭✭✭anncoates


    Your nights out sound quite riveting, OP.


  • Registered Users, Registered Users 2 Posts: 27,565 ✭✭✭✭steddyeddy


    I think it's a set of attitudes more than a set income.


  • Closed Accounts Posts: 13,925 ✭✭✭✭anncoates


    In its traditional definition, it's more a collection of values than a monetary level although a certain level of financial stability is implicit.

    Owning a house in a particular area(s) , employment in a profession; a prioritization of education and an apprecuation of certain core prescribed cultural values.

    Also tradionally a mobile class, as in its values can be acquired, not born into. Also not generally of a specific political caste.


  • Closed Accounts Posts: 212 ✭✭DainBramage


    The 65k guy will presumably be getting the wifes tax free allowance also if shes not working. So that 65 k gross will nearly be 65 k net. Plus childrens allowance for 3 kids, he's not doing too bad.


  • Closed Accounts Posts: 2,497 ✭✭✭omahaid


    The 65k guy will presumably be getting the wifes tax free allowance also if shes not working. So that 65 k gross will nearly be 65 k net. Plus childrens allowance for 3 kids, he's not doing too bad.
    He is as long as he can avoid paying anything for the wife and 3 kids.


  • Closed Accounts Posts: 5,943 ✭✭✭smcgiff


    The 65k guy will presumably be getting the wifes tax free allowance also if shes not working. So that 65 k gross will nearly be 65 k net. Plus childrens allowance for 3 kids, he's not doing too bad.

    Can you be my tax adviser please? ;)


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  • Registered Users, Registered Users 2 Posts: 2,106 ✭✭✭SpannerMonkey


    dont think it has anything to do with money or education or your house or your job etc

    its down to how you live your life . and how you treat those around you .
    the wealthy guy thats a genuinely good person and helps those around him for no personal gain .
    and decent people that have nothing and live in poor areas i consder to have more class than the lad in the ferarri who treats everyone like trash



    there is pricks in all aspects of society and they are who i consider lower class


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