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AIB fees notifications

  • 02-04-2013 10:32PM
    #1
    Elfinknight
    Closed Accounts Posts: 145 ✭✭


    Hi all
    Just a quick question, and apologies if I have posted in the wrong place.
    For the second time in a row, AIB has taken bank fees without notifing me,and as a result I didn't have enough money in my account to meet my phone bill the following day. I could have met it had I known, but anyway, to my question.

    Can anybody tell me how much do the bank charges need to be before AIB have to tell you that they are taking them?

    I personaly think that they should not touch somebody's account without notifing them, but I have heard that there is a minimum amount involved, before they do.


Comments

  • #2
    Nervous Wreck
    Closed Accounts Posts: 16,115 ✭✭✭✭Nervous Wreck


    Somewhere around the €11 mark iirc... I probably don't remember correctly tbh now... How much was it?


  • #3
    Elfinknight
    Closed Accounts Posts: 145 ✭✭Elfinknight


    Over 30 euro


  • #4
    Nervous Wreck
    Closed Accounts Posts: 16,115 ✭✭✭✭Nervous Wreck


    That doesn't sound right. Pretty sure my guess of ~€11 was high...


  • #5
    Elfinknight
    Closed Accounts Posts: 145 ✭✭Elfinknight


    I know. I don't know how they are allowed away with it.last time i rang them but got no satisfaction from them, and still didn't tepl me the amount they send notifications


  • #6
    Mezcita
    Registered Users, Registered Users 2 Posts: 2,337 ✭✭✭Mezcita


    "From May 28, AIB will begin charging customers — who do not maintain a minimum of €2,500 in their current accounts — transaction fees and maintenance charges.

    The charges include:

    * 20c for every debit card transaction;

    * 30c for every paper and staff-assisted transaction including cheques, counter withdrawals and lodgements, and staff-assisted transactions at any AIB branch or in the post office;

    * 30c for withdrawing cash at the counter;

    * 20c for every cash withdrawal from ATM’s with AIB banklink cards and AIB debit cards.

    AIB will also be adding a €4.50 per financial quarter, or €18 a year charge on top of transaction fees. "

    http://www.irishexaminer.com/ireland/aib-charges-end-era-of-free-banking-187964.html


    To answer the OP's original question they don't need to notify you that you are about to be charged fees. If you fail to meet the qualifying criteria (€2500 in your account at all times) the fees become active.


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  • #7
    Nervous Wreck
    Closed Accounts Posts: 16,115 ✭✭✭✭Nervous Wreck


    Mezcita wrote: »
    "From May 28, AIB will begin charging customers — who do not maintain a minimum of €2,500 in their current accounts — transaction fees and maintenance charges.

    The charges include:

    * 20c for every debit card transaction;

    * 30c for every paper and staff-assisted transaction including cheques, counter withdrawals and lodgements, and staff-assisted transactions at any AIB branch or in the post office;

    * 30c for withdrawing cash at the counter;

    * 20c for every cash withdrawal from ATM’s with AIB banklink cards and AIB debit cards.

    AIB will also be adding a €4.50 per financial quarter, or €18 a year charge on top of transaction fees. "

    http://www.irishexaminer.com/ireland/aib-charges-end-era-of-free-banking-187964.html


    To answer the OP's original question they don't need to notify you that you are about to be charged fees. If you fail to meet the qualifying criteria (€2500 in your account at all times) the fees become active.

    The fuck!?


  • #8
    28064212
    Registered Users, Registered Users 2 Posts: 11,137 ✭✭✭✭28064212


    It's €10. Source: http://www.aib.ie/personal/current-accounts/Personal-Current-Acc-Fees-Charge, Page 4

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  • #9
    JTMan
    Registered Users, Registered Users 2 Posts: 5,582 ✭✭✭JTMan


    Elfinknight wrote: »
    Hi all
    Just a quick question, and apologies if I have posted in the wrong place.
    For the second time in a row, AIB has taken bank fees without notifing me,and as a result I didn't have enough money in my account to meet my phone bill the following day. I could have met it had I known, but anyway, to my question.

    Can anybody tell me how much do the bank charges need to be before AIB have to tell you that they are taking them?

    I personaly think that they should not touch somebody's account without notifing them, but I have heard that there is a minimum amount involved, before they do.

    Your fees vary depending on your usage.

    Switch to PTSB and avoid fees.


  • #10
    Twiki
    Registered Users, Registered Users 2, Paid Member Posts: 144 ✭✭Twiki


    Might it have been stamp duty on a credit card or something?


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