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Planning to change car after getting full license (in a week)

  • 26-12-2012 03:03AM
    #1
    Registered Users, Registered Users 2 Posts: 3,512 ✭✭✭


    Hey, I know people here know me, mostly for being so called "Learner driver who breaks rules and should be fined" so anyway, I did 2 pre-tests with my instructor, he said I will pass no problem as I don't do much mistakes (except speeding over speedbumps, but I will fix that) my test is on 2nd of January (pretty **** date)
    So anyway, my current car is corsa 1.2l and it works okay, and just fine, 2001 year, 86k miles. So I am planning to sell it for around 900 euro.

    Can you suggest a good car?
    Can I get 2.0 or 2.4 when fully licensed? What would rough price be? I am 19.
    My current insurance is 1600 euro for being provisional, so I am ready to pay up to 1600 euro for insurance when I am fully licensed.
    I don't care for running costs as my current car is ****ed up and it's petrol consumption is like 10 litres per 70 km. So on full tank I can drive only like 250 km.

    So any suggestions? One of my friends suggested 3 series, but that seems.... bit extreme?
    Any other suggestions? I don't want hatchback, I want a saloon car (the one without cut back)

    Any ideas?


«13

Comments

  • Registered Users, Registered Users 2 Posts: 15,183 ✭✭✭✭Atavan-Halen


    Just wait until you have more expreience. It's the no claims that will bring the insurance down. Age doesn't really come into play until 21/25 depending on insurance companies. For example for my first year I paid €2,400 on a 1ltr micra, now 3 years later I'm paying €900 for a 318is Beemer on my own policy with 3 years no claims and I'm only 20. Just wait! It'll all come eventually. You have to start somewhere and it doesn't really matter if its a 1.2 corsa. Just get concentrate on getting your full license first.


  • Registered Users, Registered Users 2 Posts: 3,512 ✭✭✭arleitiss


    Just wait until you have more expreience. It's the no claims that will bring the insurance down. Age doesn't really come into play until 21/25 depending on insurance companies. For example for my first year I paid €2,400 on a 1ltr micra, now 3 years later I'm paying €900 for a 318is Beemer on my own policy with 3 years no claims and I'm only 20. Just wait! It'll all come eventually. You have to start somewhere and it doesn't really matter if its a 1.2 corsa. Just get concentrate on getting your full license first.

    My current insurers will count me as having 2 years of NCB.
    They do it like, if you did 10 lessons of EDT with one of their ADI's, they will count that as 1 year of NCB, and I got my insurance last april.
    by the way, the reason for car change is because I know my current car will fail it's NCT in April. Mechanics said it costs 2000 to replace that part (power steering column) and said it's okay to drive, it's not a fatal problem but it wont pass NCT.


  • Registered Users, Registered Users 2 Posts: 11,830 ✭✭✭✭MuppetCheck


    Get insurance quotes before you buy. No one here can guess what the costs will be for you on a particular car as there are too many variables. Have you tried online for prices?

    There is something seriously wrong with your car if it only does 250km to a tank - How are you measuring it and driving it? The speeding over speed bumps may be a clue to the driving style however.

    If you want a saloon something around 1.6 would be cheaper to insure. I cannot see how you would get insurance on a 2-2.4 litre for 1600.

    And the most important bit - what's the budget?


  • Moderators, Business & Finance Moderators, Science, Health & Environment Moderators, Society & Culture Moderators Posts: 51,685 Mod ✭✭✭✭Stheno


    arleitiss wrote: »
    My current insurers will count me as having 2 years of NCB.
    They do it like, if you did 10 lessons of EDT with one of their ADI's, they will count that as 1 year of NCB, and I got my insurance last april.
    by the way, the reason for car change is because I know my current car will fail it's NCT in April. Mechanics said it costs 2000 to replace that part (power steering column) and said it's okay to drive, it's not a fatal problem but it wont pass NCT.

    Your best bet then is to go online after picking a car that you might like, and get as many quotes as you can on the basis of either one or two years NCB

    2-2.4 litre cars imo will cost you a lot to insure.

    Also you need to factor in the extra tax, once you go above 1.6 it's fairly high depending on the car and if it's pre 2008 or not


  • Registered Users, Registered Users 2 Posts: 3,512 ✭✭✭arleitiss


    I calculate consumption by:
    fueling up to the top until pump stops (usually 42-43 litres)
    Reset the mileage (the one you can reset, not sure what it's called)
    Drive until red light lights up, and I keep driving for 20 more km. Then I fuel up and again it fits in about 42-43 litres.

    I tried driving all ways:
    Performance (shifting at ~5000 rpm)
    Efficient (Shifting at ~2000 rpm and in highest gear as possible and avoid fast speeds)
    Both ways of driving give me save consumption.
    I check under car every morning, but there is no puddle or anything.

    Budget is around 4000 euro. (not including insurance)


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  • Registered Users, Registered Users 2 Posts: 15,183 ✭✭✭✭Atavan-Halen


    arleitiss wrote: »

    My current insurers will count me as having 2 years of NCB.
    They do it like, if you did 10 lessons of EDT with one of their ADI's, they will count that as 1 year of NCB, and I got my insurance last april.
    by the way, the reason for car change is because I know my current car will fail it's NCT in April. Mechanics said it costs 2000 to replace that part (power steering column) and said it's okay to drive, it's not a fatal problem but it wont pass NCT.

    Well then you should look at a smaller car as opposed to something 2.0-2.4ltr. There's no way you'd need something that powerful starting out. A 1.25 zetec fiesta would be ideal. I wouldn't even get a quote on my 1.6 levin this year but a quote for a 2ltr altezza is €1600 for me at the moment.

    Everyone has to start somewhere and once you get a good starter car and build up a few years ncb then look to get something more powerful.


  • Closed Accounts Posts: 1,006 ✭✭✭13spanner


    First of all, best of luck with the exam.

    While getting the Full is a massive achievement, it doesn't really mean you can automatically jump into a 2.4l Beemer etc. You're better off with a beater for the first few years to get experience.

    I'm mad into my cars, big enthusiast, and started off in my sisters navy '00 Micra. At the time I couldn't wait to get into a red 325i e30 (which I'm still waiting for) :rolleyes: but looking back the Micra was cheap and cheerful, a bit of craic. Ideal for starting out :D


  • Moderators, Business & Finance Moderators, Science, Health & Environment Moderators, Society & Culture Moderators Posts: 51,685 Mod ✭✭✭✭Stheno


    arleitiss wrote: »
    I calculate consumption by:
    fueling up to the top until pump stops (usually 42-43 litres)
    Reset the mileage (the one you can reset, not sure what it's called)
    Drive until red light lights up, and I keep driving for 20 more km. Then I fuel up and again it fits in about 42-43 litres.

    I tried driving all ways:
    Performance (shifting at ~5000 rpm)
    Efficient (Shifting at ~2000 rpm and in highest gear as possible and avoid fast speeds)
    Both ways of driving give me save consumption.
    I check under car every morning, but there is no puddle or anything.

    Budget is around 4000 euro. (not including insurance)

    So how many km do you get for 42/43 litres?

    That budget is probably going to get you a pre 2008 car if you are looking so you'll have to factor in tax, and the bigger the car, the bigger the tax, it's over €700 per year for a 2.0


  • Registered Users, Registered Users 2 Posts: 3,512 ✭✭✭arleitiss


    Stheno wrote: »
    So how many km do you get for 42/43 litres?

    That budget is probably going to get you a pre 2008 car if you are looking so you'll have to factor in tax, and the bigger the car, the bigger the tax, it's over €700 per year for a 2.0

    I get around 260 km.
    Petrol light lights up at around ~250km


  • Registered Users, Registered Users 2 Posts: 5,981 ✭✭✭Caliden


    2 litre and above will cost you a premium in insurance when you're under 25.

    The cost of the car will be the cheapest part when you factor in insurance and tax. It's been mentioned already and repeated countless times to many before you but wait until you have experience both as a driver and in terms of NCB.
    If you start saving now, you could have more than enough for an evo/m3 or whatever else you had in mind for when you turn 25.

    Edit: < 20mpg? Something seriously wrong there for a 1.2l


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  • Registered Users, Registered Users 2 Posts: 11,830 ✭✭✭✭MuppetCheck


    arleitiss wrote: »
    I calculate consumption by:
    fueling up to the top until pump stops (usually 42-43 litres)
    Reset the mileage (the one you can reset, not sure what it's called)
    Drive until red light lights up, and I keep driving for 20 more km. Then I fuel up and again it fits in about 42-43 litres.

    I tried driving all ways:
    Performance (shifting at ~5000 rpm)
    Efficient (Shifting at ~2000 rpm and in highest gear as possible and avoid fast speeds)
    Both ways of driving give me save consumption.
    I check under car every morning, but there is no puddle or anything.

    Budget is around 4000 euro. (not including insurance)

    5k revs giving the same as 2k? Did you mix and match over a tank. 5k revs is ridiculous on the roads dude. I find it very hard to believe consumption was the same.

    4k...have a look at an S40 maybe? Some 1.6s but the 1.8 should be peppy enough.


  • Registered Users, Registered Users 2 Posts: 999 ✭✭✭dev100


    As previous posters have said build up your no claims bonus for a while. You can always get quotes as if you had the full license. Look for a car well under 2 ltr . Insurances companies love loading young lads :)


  • Registered Users, Registered Users 2 Posts: 3,512 ✭✭✭arleitiss


    5k revs giving the same as 2k? Did you mix and match over a tank. 5k revs is ridiculous on the roads dude. I find it very hard to believe consumption was the same.

    4k...have a look at an S40 maybe? Some 1.6s but the 1.8 should be peppy enough.

    I always fuel up at same station, but I doubt they sell **** petrol. It's ESSO


  • Registered Users, Registered Users 2 Posts: 3,512 ✭✭✭arleitiss


    alright thanks everyone, I guess best thing will be to get full license then just make a list of cars from 1.4 to 1.6 and call around asking for quotes.


  • Registered Users, Registered Users 2 Posts: 6,466 ✭✭✭h3000


    arleitiss wrote: »
    I get around 260 km.
    Petrol light lights up at around ~250km

    Are you sure it's not 260 miles you are getting?

    0118 999 881 999 119 725 3



  • Registered Users, Registered Users 2 Posts: 3,512 ✭✭✭arleitiss


    h3000 wrote: »
    Are you sure it's not 260 miles you are getting?
    Yes I am sure it's km. Even if it was Miles, it would be a bit low for such small car?


  • Banned (with Prison Access) Posts: 1,435 ✭✭✭areyawell


    arleitiss wrote: »
    Yes I am sure it's km. Even if it was Miles, it would be a bit low for such small car?

    Is that on the motorway?


  • Registered Users, Registered Users 2 Posts: 11,830 ✭✭✭✭MuppetCheck


    Are you around town all the time? Are you harsh with acceleration??


  • Registered Users, Registered Users 2 Posts: 3,512 ✭✭✭arleitiss


    I don't drive on motorways, never did as I am learner. I mostly use car in city center and blanch. Sometimes I have this feeling that someone keeps stealing fuel some way :D


  • Registered Users, Registered Users 2 Posts: 360 ✭✭bitburger


    arleitiss wrote: »
    I always fuel up at same station, but I doubt they sell **** petrol. It's ESSO

    try another station? dodgy fuel is common enough these days, even from the big garages
    i hope the person that you charge 900 smacks for a car that take 2 grand to fix knows this before he hands over the dosh


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  • Registered Users, Registered Users 2 Posts: 999 ✭✭✭dev100


    arleitiss wrote: »
    alright thanks everyone, I guess best thing will be to get full license then just make a list of cars from 1.4 to 1.6 and call around asking for quotes.


    There's a flaw to selling your car for 900 . No one will pay that with no Nct on it especially if they know how much it costs to replace parts.....

    Don't get caught out paying ridiculous money on insurance especially if you only starting out. It's not worth it.

    If its in miles 250 miles is about 400km @ 45 ltr tank . You can't complain about that. They don't run on the smell of it:)


  • Moderators, Business & Finance Moderators, Science, Health & Environment Moderators, Society & Culture Moderators Posts: 51,685 Mod ✭✭✭✭Stheno


    arleitiss wrote: »
    Yes I am sure it's km. Even if it was Miles, it would be a bit low for such small car?

    Does the reading on the dash say miles or kilometres?
    Unusual for a car that old to have the dash in km?


  • Registered Users, Registered Users 2 Posts: 3,512 ✭✭✭arleitiss


    Well I think it's KM anyway, even if it isn't it seems bit low? The previous seller said it runs minimum 400 miles per tank. And it did run that much before, then no idea what happened.


  • Moderators, Business & Finance Moderators, Science, Health & Environment Moderators, Society & Culture Moderators Posts: 51,685 Mod ✭✭✭✭Stheno


    arleitiss wrote: »
    Well I think it's KM anyway, even if it isn't it seems bit low? The previous seller said it runs minimum 400 miles per tank. And it did run that much before, then no idea what happened.

    I checked a few ads on donedeal and the two or three 2001 1.2 corsas that were there and displayed the dash had the counter clearly in miles.

    See the pics here, it's the last on the top set of pics

    Check that first.

    Gives you an mpg of 26.74 if it's miles and not kilometres, and if you are mainly doing city driving with a bit of stop starting that wouldn't surprise me.

    Have you kept the car servicing up to date? Lots of different things can affect mpg


  • Registered Users, Registered Users 2 Posts: 3,512 ✭✭✭arleitiss


    Stheno wrote: »
    I checked a few ads on donedeal and the two or three 2001 1.2 corsas that were there and displayed the dash had the counter clearly in miles.

    See the pics here, it's the last on the top set of pics

    Check that first.

    Gives you an mpg of 26.74 if it's miles and not kilometres, and if you are mainly doing city driving with a bit of stop starting that wouldn't surprise me.

    Have you kept the car servicing up to date? Lots of different things can affect mpg

    Yeah, all serviced on time. Only thing that changed is I am running lots of electronics, but I don't think that would affect it that much.
    replaced car stereo, amp of 500W with sub, AC is always on, non-stock speakers 25W each, phone always on charge.
    Headlights mostly always on.
    If I leave keys in ignition with all that turned on for only 15 mins, the battery goes flat.


  • Registered Users, Registered Users 2 Posts: 360 ✭✭bitburger


    well now, an extra 500w load on the alternator will increase fuel consumption i would reckon, as will the AC


  • Moderators, Business & Finance Moderators, Science, Health & Environment Moderators, Society & Culture Moderators Posts: 51,685 Mod ✭✭✭✭Stheno


    arleitiss wrote: »
    Yeah, all serviced on time. Only thing that changed is I am running lots of electronics, but I don't think that would affect it that much.
    replaced car stereo, amp of 500W with sub, AC is always on, non-stock speakers 25W each, phone always on charge.
    Headlights mostly always on.
    If I leave keys in ignition with all that turned on for only 15 mins, the battery goes flat.

    All of that will affect your fuel consumption.:rolleyes:

    I suspect you've gone from 400 miles to 250 miles per tank a. due to driving style (mainly urban) and all of the stuff you are running as well.


  • Registered Users, Registered Users 2 Posts: 3,512 ✭✭✭arleitiss


    oh, I didn't know electronics can affect consumption that much. I end up spending like 50 euro a week on fuel.


  • Moderators, Business & Finance Moderators, Science, Health & Environment Moderators, Society & Culture Moderators Posts: 51,685 Mod ✭✭✭✭Stheno


    arleitiss wrote: »
    oh, I didn't know electronics can affect consumption that much. I end up spending like 50 euro a week on fuel.

    Switch off the aircon.
    Check your tyre pressure.
    Stop charging the phone, it's like using the ciggy battery all of the time.
    I suspect the stereo is contributing but don't know enough to tell you how much, but if it's drawing that much power then fuel is being consumed to power it.

    Learn to keep your revs steady, stop the extremes of 2k or 5k on the car, and find the sweet spot for your speed.

    Drive for a week with none of the electronics, and see what difference it makes to your consumption.

    I drive a 2.0 petrol car, and don't spend that much on fuel in a week of getting in and out of work doing 150km most of it through Drumcondra which is pure stop start for a few miles.

    And check if your dash reading is in km or miles!!!!!!!!!!!!!!!!!!!!

    And finally, try to tell us the WHOLE story, rather than having to have it dragged out of you.


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  • Registered Users, Registered Users 2 Posts: 14,730 ✭✭✭✭CianRyan


    How come no one told me not to buy a 4L V8 next year and this chap can't buy a piddly 2L 4banger? :p

    OP, anything is going to feel better than that Corsa.
    Check out some smaller saloons with smaller but powerful engines, or even warm/hot hatches.
    A MIVEC Lancer is 1.6 but will eat up a 2l Altezza because they're big heavy pigs.
    An EK4 Civic is 1.6 and is similarly fast.

    To be fair, next year I'll be 23 so that will play to my favour with quotes, 19 is a terrible age for anything with a perceived image of sportiness.
    A good idea is to look at cars that mad lads don't buy. I've seen V8 barges been insured for less than EK4s.

    Rambling a bit here but eh, buy something cool and comfy for now. Worry about flying about the place when you know how to handle the power. I'll be doing the same. :)


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