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Is 29k a year really poverty?

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13567…11

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    #62
    periodictable
    Closed Accounts Posts: 931 ✭✭✭periodictable


    Poverty? Watch the news sometime, that might put things in perspective.


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    #63
    Reloc8
    Closed Accounts Posts: 2,857 ✭✭✭Reloc8


    Tiddlypeeps wrote: »
    The 400 was after tax.

    Then you're even more right :cool:


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    #64
    Rodin
    Registered Users, Registered Users 2 Posts: 3,130 ✭✭✭Rodin


    tayto lover wrote: »
    What is their VRT, Car Tax charges, ?
    Do they have free doctors ?
    Free buses to school etc ?

    Would you like car taxes to be paid by the state too?
    Poor people on the dole, can't afford to run a car. Dear lord.


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    #65
    Reloc8
    Closed Accounts Posts: 2,857 ✭✭✭Reloc8


    RoverJames wrote: »
    Unless her part time job is cash in hand she'd presumably be paying some tax in the higher bracket unless she's only doing 3/4 hours a week in the 2nd job.

    But...you can't earn more money - albeit that some of it comes into the higher rate...and still have less money overall is the point. Its just you get proportionately less net pay once you go into the higher rate of tax. You still have more overall take home pay. Just not as much as it feels like it should be perhaps.

    Yet people seem to persist in thinking that they could lose money by earning more. Mad.


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    #66
    Furious_George
    Closed Accounts Posts: 215 ✭✭Furious_George


    Tiddlypeeps wrote: »
    Could have sworn I saw 450 on the pay slip she pulled out. I could easily be mistaken. That's still 240 a week after her mortgage.

    She may not have used the term poverty but she did make herself out to be very hard done by.

    That is not very much at all when you run a car, lets say loan on a modest car could be 30 per week, 40 per week petrol if not too far from work, tax and insurance possibly another 15-20 per week, god forbid something on car needs replacing. Basic UPC and broadband 16 per week, electricity and gas maybe 20-30 per week depending on time of year. So far we have knocked off another almost 140 off her take home pay leaving her with 100 before even having a bite to eat or thinking about health insurance or a night out.

    Now all that changes a bit if she has someone sharing the bills on the house but even so I can imagine how a second job could be needed.


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    #67
    Vizzy
    Registered Users, Registered Users 2 Posts: 2,622 ✭✭✭Vizzy


    Tiddlypeeps wrote: »
    Could have sworn I saw 450 on the pay slip she pulled out. I could easily be mistaken. That's still 240 a week after her mortgage.

    This is your post,Are you seriously suggesting that a single person on the dole is paying €650 a month in Mortgage/Rent without assistance.?
    Tiddlypeeps wrote: »
    Wait... what?

    400 - 188 = 50 :confused:


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    #68
    [Deleted User]
    Posts: 23,497 ✭✭✭✭ [Deleted User]


    Reloc8 wrote: »
    But...you can't earn more money - albeit that some of it comes into the higher rate...and still have less money overall is the point. Its just you get proportionately less net pay once you go into the higher rate of tax. You still have more overall take home pay. Just not as much as it feels like it should be perhaps.

    Yet people seem to persist in thinking that they could lose money by earning more. Mad.

    I know that :)
    It seemed from what people who watched the program mentioned that she's paying no tax at higher rate :)
    Smells of cash in hand 2nd job if that is the case.


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    #69
    Reloc8
    Closed Accounts Posts: 2,857 ✭✭✭Reloc8


    But 70 of the above is on discretionary expense (car loan & petrol).

    Admittedly I don't know her circumstances but nothing has indicated she couldn't use public transport to go to work.

    I'll be frank, I earn more than she does, but I get a bus in and out of work 90% of the time.


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    #70
    Celly Smunt
    Banned (with Prison Access) Posts: 9,463 ✭✭✭Celly Smunt


    Rodin wrote: »
    Would you like car taxes to be paid by the state too?
    Poor people on the dole, can't afford to run a car. Dear lord.
    If you ever lived in the UK you'd realise the other poster is in fact right.


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    #71
    phoenix999
    Banned (with Prison Access) Posts: 581 ✭✭✭phoenix999


    I bet she's on Boards right now reading this thread ;)


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    #72
    catallus
    Closed Accounts Posts: 6,106 ✭✭✭catallus


    Lando Griffin wrote: »
    She does have 4 clocks on her wall.
    Each one the same.
    Telling the same time.

    I also want to know what the story is with having four clocks on the wall. I thought they were telling different times...... but why?


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    #73
    tayto lover
    Registered Users, Registered Users 2, Paid Member Posts: 57,077 ✭✭✭✭tayto lover


    Rodin wrote: »
    Would you like car taxes to be paid by the state too?
    Poor people on the dole, can't afford to run a car. Dear lord.

    Your comparisons don't add up. Many poor people need cars.


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    #74
    Rodin
    Registered Users, Registered Users 2 Posts: 3,130 ✭✭✭Rodin


    pmcmahon wrote: »
    If you ever lived in the UK you'd realise the other poster is in fact right.

    I have done. My opinion is an informed one.


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    #75
    Rodin
    Registered Users, Registered Users 2 Posts: 3,130 ✭✭✭Rodin


    tayto lover wrote: »
    Your comparisons don't add up. Many poor people need cars.

    And the state should fund this?


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    #76
    tayto lover
    Registered Users, Registered Users 2, Paid Member Posts: 57,077 ✭✭✭✭tayto lover


    Rodin wrote: »
    I have done. My opinion is an informed one.

    Not informed enough. I lived there too. It's not 50 euro to see a doctor there. Free.


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    #77
    Rodin
    Registered Users, Registered Users 2 Posts: 3,130 ✭✭✭Rodin


    tayto lover wrote: »
    Your comparisons don't add up. Many poor people need cars.

    Should there be a state sponsored diesel/petrol allowance too?


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    #78
    Reloc8
    Closed Accounts Posts: 2,857 ✭✭✭Reloc8


    phoenix999 wrote: »
    I bet she's on Boards right now reading this thread ;)

    Bloody hope so. We can't afford the overtime if she's working.


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    #79
    Rodin
    Registered Users, Registered Users 2 Posts: 3,130 ✭✭✭Rodin


    tayto lover wrote: »
    Not informed enough. I lived there too. It's not 50 euro to see a doctor there. Free.

    I could afford to go to see the doctor once EVERY WEEK here and still have more in my pocket than in the UK.


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    #80
    phoenix999
    Banned (with Prison Access) Posts: 581 ✭✭✭phoenix999


    catallus wrote: »

    I also want to know what the story is with having four clocks on the wall. I thought they were telling different times...... but why?

    Perhaps because they were showing the times in different cities of the world. Maybe she thinks it is fashionable c. 1990


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    #81
    Tiddlypeeps
    Closed Accounts Posts: 2,103 ✭✭✭Tiddlypeeps


    kippy wrote: »
    I think he/she was factoring in the mortgage payment as well.
    Vizzy wrote: »
    This is your post,Are you seriously suggesting that a single person on the dole is paying €650 a month in Mortgage/Rent without assistance.?

    If they were renting for that rate then they wouldn't get any help because I'm pretty sure in most areas that's way over the limit.

    I have no idea how mortgage supplement works, but I would imagine it's similar to rent allowance where they make you pay a chunk of it yourself so it's still unfair to compare the woman's 240 a week after mortgage to the unemployed persons 188 before housing.

    I'm not arguing that unemployment isn't too high, because it probably is. A person on minimum wage for example is left royally screwed. I would not class a person on 29k a year in the same bracket as a person on minimum wage.


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    #82
    tayto lover
    Registered Users, Registered Users 2, Paid Member Posts: 57,077 ✭✭✭✭tayto lover


    Rodin wrote: »
    I could afford to go to see the doctor once EVERY WEEK here and still have more in my pocket than in the UK.

    You're not poor so. Well for you but many poor people cannot.


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    #83
    Rodin
    Registered Users, Registered Users 2 Posts: 3,130 ✭✭✭Rodin


    Tiddlypeeps wrote: »
    If they were renting for that rate then they wouldn't get any help because I'm pretty sure in most areas that's way over the limit.

    I have no idea how mortgage supplement works, but I would imagine it's similar to rent allowance where they make you pay a chunk of it yourself so it's still unfair to compare the woman's 240 a week after mortgage to the unemployed persons 188 before housing.

    I'm not arguing that unemployment isn't too high, because it probably is. A person on minimum wage for example is left royally screwed. I would not class a person on 29k a year in the same bracket as a person on minimum wage.

    How does ((450*52) -650*12)/52 = 240


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    #84
    A_Sober_Paddy
    Closed Accounts Posts: 4,221 ✭✭✭A_Sober_Paddy


    Tiddlypeeps wrote: »
    A single person will very rarely get a medical card unless they are absolutely crippled with debt, and even the it's unlikely. Same with rent allowance. Being on the dole doesn't automatically qualify you for them, they are means tested on a case by case basis.

    I got my Medical card...2 year one and got it the same week I got my part time job:D

    Back on topic...making a purchase based on getting(well maybe...actually no pay raise for you) a pay raise...WTF


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    #85
    tayto lover
    Registered Users, Registered Users 2, Paid Member Posts: 57,077 ✭✭✭✭tayto lover


    Rodin wrote: »
    Should there be a state sponsored diesel/petrol allowance too?

    Aren't we doing it for the politicians?
    Who else gets paid to go to work?


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    #86
    Rodin
    Registered Users, Registered Users 2 Posts: 3,130 ✭✭✭Rodin


    tayto lover wrote: »
    You're not poor so. Well for you but many poor people cannot.

    My point is clearly that someone could afford to pay to see a doctor every week of the year out of their JSA and still be better off than someone with the UK dole equivalent


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    #87
    catallus
    Closed Accounts Posts: 6,106 ✭✭✭catallus


    phoenix999 wrote: »
    Perhaps because they were showing the times in different cities of the world. Maybe she thinks it is fashionable c. 1990

    In that case she needs an interior decorator, not financial advice. :)


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    #88
    Rodin
    Registered Users, Registered Users 2 Posts: 3,130 ✭✭✭Rodin


    tayto lover wrote: »
    Aren't we doing it for the politicians?
    Who else gets paid to go to work?

    So we do it for the politicians, so we should do it for the dole? Eh no.
    That's the problem with the mentality here. They're getting it so I should too.

    The actual answer, is that the thieving politicians shouldn't get it either.

    Costs need to be kept down.


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    #89
    tayto lover
    Registered Users, Registered Users 2, Paid Member Posts: 57,077 ✭✭✭✭tayto lover


    Rodin wrote: »
    My point is clearly that someone could afford to pay to see a doctor every week of the year out of their JSA and still be better off than someone with the UK dole equivalent

    Not if they were trying to run a car, pay for kid's books, dearer food etc.


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    #90
    Reloc8
    Closed Accounts Posts: 2,857 ✭✭✭Reloc8


    tayto lover wrote: »
    Aren't we doing it for the politicians?
    Who else gets paid to go to work?

    I was almost about to say 'yeah but no but yeah but see that's different right cos right you have to you know take into account the thing that yeah but no'

    and then I went ****it those ****ers should have to pay for their own transport to work like normal people.

    Then I thought about their pensions and I've gone so bat**** crazy that I'm turning the computer off to stomp around the house frightening the dog.

    They really are having a laugh arn't they.


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    #91
    Unregistered.
    Registered Users, Registered Users 2 Posts: 3,532 ✭✭✭Unregistered.


    What show is this? Is it on player?


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