A lesson......hard learned.

gerarda · 19-08-2012 09:33PM #1

My next door neighbors son learned a hard lesson on friday. As far back as I can remember he has been BMW mad. He is now 22 and has spent the last 6-7 years saving for his first car (a 3 series), he doesn't drink, smoke and is an all round nice decent trust worthy chap. So he saw this 3 series in the classifieds and tells his dad that he wants to go and see it. So along they go and take a look, long story short- his dad firmly advised him to walk away as the seller had no log book and promised him he would arrange to give it to him during the week. So he went home with his dad very dissapointed, the following day he rang the guy back and arranged to buy it going against his dad's advice and when his father came home - there was a tidy looking 3-series in the driveway which he got very cheap! (I don't know the exact amount). So he went to insure it and it came up as stolen on the insurance companies system as the car was already insured by them under another name and was reported stolen the previous day. The police were called and the end result was a guy in tears standing in the driveway watching his dream car being towed away....

Browney7 · 19-08-2012 09:36PM

gerarda wrote: »

My next door neighbors son learned a hard lesson on friday. As far back as I can remember he has been BMW mad. He is now 22 and has spent the last 6-7 years saving for his first car (a 3 series), he doesn't drink, smoke and is an all round nice decent trust worthy chap. So he saw this 3 series in the classifieds and tells his dad that he wants to go and see it. So along they go and take a look, long story short- his dad firmly advised him to walk away as the seller had no log book and promised him he would arrange to give it to him during the week. So he went home with his dad very dissapointed, the following day he rang the guy back and arranged to buy it going against his dad's advice and when his father came home - there was a tidy looking 3-series in the driveway which he got very cheap! (I don't know the exact amount). So he went to insure it and it came up as stolen on the insurance companies system as the car was already insured by them under another name and was reported stolen the previous day. The police were called and the end result was a guy in tears standing in the driveway watching his dream car being towed away....

He should have read Limerickmans thread. So much he could have checked out that could have saved his cash. No good to him now though

Merch · 19-08-2012 09:37PM

he was foolish, what year was the car? how much money?
and how did he go about reporting it to the gardai

barney 20v · 19-08-2012 09:37PM

He should have spent his time saving a bit more for a credit/car history check..
who would buy a car with no logbook in this day and age?
fools and money and all that...

Mister Jingles · 19-08-2012 09:37PM

One thing I would never do is go against my Da's advice when it comes to looking at cars, he has already steered me away from a few and rightly so.

gerarda · 19-08-2012 09:42PM

Merch wrote: »

he was foolish, what year was the car? how much money?
and how did he go about reporting it to the gardai

01 I think, it was already reported a stolen by the owner to the police and the insurance company. I didn't want to ask how much money he lost, I spoke to his father this morning and he spent all day Saturday and today sobbing.

eringobragh · 19-08-2012 09:45PM

gerarda wrote: »

01 I think, it was already reported a stolen by the owner to the police and the insurance company. I didn't want to ask how much money he lost, I spoke to his father this morning and he spent all day Saturday and today sobbing.

He might need to start drinking!

Thats a terrible hard lesson for a young fella...got ripped of £20 when I was 15 by those auction scumbags (the ones advertising black and decker drills for 2 quid)...learnt a valuable lesson that day...not the same but it'll get easier:cool:

Jimbob 83 · 19-08-2012 09:48PM

A motorcheck would have prevented all of this and only a true mug will let a car swing them towards ignoring all logic tbh.

Poor chap all the same and my heart goes out to him but if he truely was a Bmw nut he would have been on forums like this the odd time and would have had a little more sense.

Indricotherium · 19-08-2012 09:56PM

Seems like he drove it home with no insurance too.

gerarda · 19-08-2012 09:58PM

Jimbob 83 wrote: »

A motorcheck would have prevented all of this and only a true mug will let a car swing them towards ignoring all logic tbh.

Poor chap all the same and my heart goes out to him but if he truely was a Bmw nut he would have been on forums like this the odd time and would have had a little more sense.

Very true, it was a case of the heart ruling the head.

eringobragh · 19-08-2012 09:59PM

Indricotherium wrote: »

Seems like he drove it home with no insurance too.

He could have an existing policy which allows you to drive another car in someelses name...obviously the beemer isn't his first car.

gerarda · 19-08-2012 10:03PM

eringobragh wrote: »

He could have an existing policy which allows you to drive another car in someelses name...obviously the beemer isn't his first car.

Its (or should I say 'was') his first car. As for how it got to his driveway, I have no idea.

Kenny Logins · 19-08-2012 10:03PM

eringobragh wrote: »

...obviously the beemer isn't his first car.

Really?

Murt10 · 19-08-2012 10:04PM

I suppose that he paid by cash. A draft or a cheque could be stopped.

Reminds me in a way of my first car. Ford Escort. Talk about rose tinted glasses.

Mind you, that young fella deserved what he got. His Father told him not to touch it but being young, he knew better.

The Pontiac · 19-08-2012 10:06PM

How does someone get insured on a beemer for their first car at 22 years of age with zero no claims bonus?

My first car was a 1.0 Fiesta, with a full licence, and it cost me £1,800 (punts), back in the day (2007). I was 21.

Without sounding smart, maybe it was an act of god the car was stolen so he couldn't get behind the wheel .

The laws in this country don't allow for a young fella, with little or no driving experience to sit in any car that is even remotely powerful. The statics prove it. In other countries, you'd be required to do multiple tests first and have a full-licence driver with you at all times. (this was never enforced here).

Maybe he was getting it insured under his dads name? Well then, I'd be asking questions of the father, and not the sobbing son.

eringobragh · 19-08-2012 10:06PM

Kenny Logins wrote: »

Really?

Hands held up, I re-read the post it was his first car...it was probably a 316 so

Fair ****s (if he had got a proper one) I started in a ****ty corsa at 22

bobin fudge · 19-08-2012 10:11PM

I made a similar error a few years back

bought a car with no service history whatsoever, no log book either. I bought the car from a dealer and was too scared to check up on the computer -did the check 6 months ago and turns out car was perfectly legal -total surprise as the people from the dealers were rough

when I was buying the car a woman was in there in tears saying she bought a car yesterday under the pretence it was 1.3 and it turned out to be 2.0 -the guy just said insurance will be the same and not to worry about it

needless to say I rang back a month later to enquire about somthing and they had ceased trading

could have been a costly mistake and ever since then -I go for FSH and log books as well

I actually got a replacement logbook in the end as well and a mechanic said teh car was in good condition mechanically so I was very lucky but stupid

antodeco · 19-08-2012 10:16PM

<Ollie> wrote: »

My first car was a 1.0 Fiesta, with a full licence, and it cost me £1,800 (punts), back in the day (2007). I was 21.

I assume you mean 1997??

gerarda · 19-08-2012 10:21PM

<Ollie> wrote: »

How does someone get insured on a beemer for their first car at 22 years of age with zero no claims bonus?

My first car was a 1.0 Fiesta, with a full licence, and it cost me £1,800 (punts), back in the day (2007). I was 21.

Without sounding smart, maybe it was an act of god the car was stolen so he couldn't get behind the wheel .

The laws in this country don't allow for a young fella, with little or no driving experience to sit in any car that is even remotely powerful. The statics prove it. In other countries, you'd be required to do multiple tests first and have a full-licence driver with you at all times. (this was never enforced here).

Maybe he was getting it insured under his dads name? Well then, I'd be asking questions of the father, and not the sobbing son.

He had been driving his mothers Yaris for the last few years with no problems so maybe that helped, the last time I spoke to him he was telling me that only one company would insure him for a huge premium but he said didn't give a fiddlers about the cost, he just wanted the badge.

The Pontiac · 19-08-2012 10:22PM

antodeco wrote: »

I assume you mean 1997??

Unfortunately, yes.

pah · 19-08-2012 10:26PM

<Ollie> wrote: »

How does someone get insured on a beemer for their first car at 22 years of age with zero no claims bonus?

My first car was a 1.0 Fiesta, with a full licence, and it cost me £1,800 (punts), back in the day (2007). I was 21.

Without sounding smart, maybe it was an act of god the car was stolen so he couldn't get behind the wheel .

The laws in this country don't allow for a young fella, with little or no driving experience to sit in any car that is even remotely powerful. The statics prove it. In other countries, you'd be required to do multiple tests first and have a full-licence driver with you at all times. (this was never enforced here).

Maybe he was getting it insured under his dads name? Well then, I'd be asking questions of the father, and not the sobbing son.

If he's saved for it and can afford it what's stopping him from having it as his first car. His recklessness in the purchasing of the car doesn't mean he'll be a reckless driver. Sounds responsible enough imo. Seems a bit harsh to assume as you have above.

gollywog · 19-08-2012 10:28PM

I know he was incredibly stupid, and should have listened to his dad's advice, but I steel feel gutted for him. I've been guilty of letting my heart rule my head on numerous occasions in all sorts of different ways. But guess as the op said, it's a life lesson and at least it's valuable in that sense

fasttalkerchat · 19-08-2012 10:31PM

I sold a car to a mechanic without the log book a while back so its incorrect to say that he must have been clueless to buy without one. Some people trust too much when they see the car they want.

bobin fudge · 19-08-2012 10:39PM

gollywog wrote: »

I know he was incredibly stupid, and should have listened to his dad's advice, but I steel feel gutted for him. I've been guilty of letting my heart rule my head on numerous occasions in all sorts of different ways. But guess as the op said, it's a life lesson and at least it's valuable in that sense

Indeed at that age I could be a lot more wreckless making decisions than I am now. Harsh lesson but im sure any car bought now will be checked 100% by him

number66 · 19-08-2012 10:40PM

Never trust a second hand car salesman. esp a Irish one.

bobin fudge · 19-08-2012 10:43PM

number66 wrote: »

Never trust a second hand car salesman. esp a Irish one.

Not sure if you are being serious, but I know some very good and honest car dealers and irish as well -and it would be the majority of places

eringobragh · 19-08-2012 10:43PM

bobin fudge wrote: »

Indeed at that age I could be a lot more wreckless making decisions than I am now. Harsh lesson but im sure any car bought now will be checked 100% by him

It was probably all for luck

, they say the receptor in the males brain that analyses risk doesn't develop until 25....I'd well believe it on the MR2 run today there was places I'd defo overtaken no bothers in my younger years :pac:

Poor guy though.

The Pontiac · 19-08-2012 10:44PM

pah wrote: »

If he's saved for it and can afford it what's stopping him from having it as his first car. His recklessness in the purchasing of the car doesn't mean he'll be a reckless driver. Sounds responsible enough imo. Seems a bit harsh to assume as you have above.

So by your reasoning, if you can afford a car then you're then entitled to drive said car in a public road while putting the lives of others at risk? So if, for argument sake, an 18 year old won the lotto they could buy a Ferrari and drive around.

In America for instance, they learn to drive in very big engine cars, but statically there's way less accidents.

The laws/education of driving are not enforced/applied here, so effectively we're just giving someone a lethal weapon to have fun with.

Maybe that guy is indeed very applied and mature to drive the BMW, but how can we be sure? He obviously would be much more careful driving around in his mother's Yaris, than his own much more powerful BMW.

Alanstrainor · 19-08-2012 10:53PM

<Ollie> wrote: »

How does someone get insured on a beemer for their first car at 22 years of age with zero no claims bonus?

My first car was a 1.0 Fiesta, with a full licence, and it cost me £1,800 (punts), back in the day (2007). I was 21.

Without sounding smart, maybe it was an act of god the car was stolen so he couldn't get behind the wheel .

The laws in this country don't allow for a young fella, with little or no driving experience to sit in any car that is even remotely powerful. The statics prove it. In other countries, you'd be required to do multiple tests first and have a full-licence driver with you at all times. (this was never enforced here).

Maybe he was getting it insured under his dads name? Well then, I'd be asking questions of the father, and not the sobbing son.

It's hardly that far fetched...

I got insured on a 325ci with 2 years NCB at 23, for not all that much more than my bloody Polo. Had he had a number of years driving experience under his belt I reckon getting insured on a BMW wouldn't be too much hassle.

fasttalkerchat · 19-08-2012 10:58PM

<Ollie> wrote: »

So by your reasoning, if you can afford a car then you're then entitled to drive said car in a public road while putting the lives of others at risk? So if, for argument sake, an 18 year old won the lotto they could buy a Ferrari and drive around.

So you're saying less experienced drivers should be limited to smaller engines? That's all well and good but at the age of 20 I was driving 1,000 miles a week at one point and needed a 1.9 tdi. If you put the limit at 2 litres that doesn't greatly minimise the risk since you can still go double the legal speed anyway.

mathepac · 19-08-2012 11:05PM

pah wrote: »

If he's saved for it and can afford it what's stopping him from having it as his first car. ....

Stupidity.

pah wrote: »

... His recklessness in the purchasing of the car doesn't mean he'll be a reckless driver. ...

It won't guarantee he'll be a safe driver either.

pah wrote: »

... Sounds responsible enough imo. ...

He sounds like a bit of an impulsive eejit TBH.

A lesson......hard learned.

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