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A lesson......hard learned.

13

Comments

  • Registered Users, Registered Users 2 Posts: 881 ✭✭✭Bloodwing


    <Ollie> wrote: »
    So by your reasoning, if you can afford a car then you're then entitled to drive said car in a public road while putting the lives of others at risk? So if, for argument sake, an 18 year old won the lotto they could buy a Ferrari and drive around.
    .

    Nobody is entitled to drive a car regardless of their age. I don't see engine size as being an issue, a piece of crap fiesta that cost the driver €200 will still do 100kph and it's going to be in a lot worse condition then a Ferrari or a well maintained BMW that someone has worked hard to save up for.

    As for the poor lad that got stung I really do feel sorry for him. It's impossible to know for certain but given his age maybe he's been lucky enough to have never come across some of life filth that are out to screw everyone. He's learned two of life's lessons the hard way unfortunately. Not everyone is as honest as you might think and always listen to your parents advice!

    People do stupid things when they think they're getting a great deal. I've seen people pay hundreds of euros for an Argos catalogue when they thought they were getting a laptop.


  • Closed Accounts Posts: 1,566 ✭✭✭Indricotherium


    How much could he have lost in the transaction anyway??

    An 11 year old 3 series?? A grand??

    And then it was a suspiciously good deal as well so €500?


  • Registered Users, Registered Users 2 Posts: 38,227 ✭✭✭✭Guy:Incognito



    We're both getting screwed. I only have my insurance as a legal formality and the insurer know that I will never claim but still charge a fortune :(
    You might not claim but the guy you crash in to definitely will.


  • Registered Users, Registered Users 2 Posts: 3,781 ✭✭✭pah


    <Ollie> wrote: »
    pah wrote: »
    If he's saved for it and can afford it what's stopping him from having it as his first car. His recklessness in the purchasing of the car doesn't mean he'll be a reckless driver. Sounds responsible enough imo. Seems a bit harsh to assume as you have above.

    So by your reasoning, if you can afford a car then you're then entitled to drive said car in a public road while putting the lives of others at risk? So if, for argument sake, an 18 year old won the lotto they could buy a Ferrari and drive around.

    In America for instance, they learn to drive in very big engine cars, but statically there's way less accidents.

    The laws/education of driving are not enforced/applied here, so effectively we're just giving someone a lethal weapon to have fun with.

    Maybe that guy is indeed very applied and mature to drive the BMW, but how can we be sure? He obviously would be much more careful driving around in his mother's Yaris, than his own much more powerful BMW.


    First off i think you mean to refer to statistics not statics all the time ;)

    I agree there is a lack of education and training although the new learner permit and compulsory lessons are a good step. Failing your test and still being able to drive away from the test centre is as laughable as ever. However i disagree that a driver is more dangerous based on their engine size. They can drive faster and harder, sure but an irresponsible and dangerous driver will be just that regardless of cc or bhp.

    There's no denying the potential for damage is greater the more power you give a reckless driver. You are saying how can we be sure he is an applied and mature driver? Equally how can we be sure he is not. I say give him the benefit of the doubt as most drivers I have dealt with in my profession are fairly responsible at that age. The reckless fukks are in the minority.

    I also strongly disagree with the sentiment that his impulsive purchase equates to him being a clueless, reckless knob of a driver.


  • Registered Users, Registered Users 2 Posts: 30 kbyte61


    I feel a little bad for him but he should have just listened to his father.


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  • Registered Users, Registered Users 2 Posts: 16,644 ✭✭✭✭Zubeneschamali


    <Ollie> wrote: »
    In America for instance, they learn to drive in very big engine cars, but statically there's way less accidents.

    Not sure what you're trying to say here, but the death toll from driving in America is absolutely appalling, many times worse than here.


  • Closed Accounts Posts: 156 ✭✭sheehan12


    to buy a car with no log book and not to do cartell check and probably paid by cash is he mad???


  • Registered Users, Registered Users 2 Posts: 659 ✭✭✭Katunga


    Can't get over the fact he didn't listen to his fathers advise.
    I'm sure he is very angry with him at this stage.
    He was Crazy to do that.


  • Closed Accounts Posts: 17,730 ✭✭✭✭corktina


    Jimbob 83 wrote: »
    A motorcheck would have prevented all of this and only a true mug will let a car swing them towards ignoring all logic tbh.

    Poor chap all the same and my heart goes out to him but if he truely was a Bmw nut he would have been on forums like this the odd time and would have had a little more sense.

    only reported stolen the previous day...chances are motorcheck would not have prevented it.


  • Registered Users, Registered Users 2 Posts: 3,415 ✭✭✭The Pontiac


    pah wrote: »
    First off i think you mean to refer to statistics not statics all the time ;).

    There I was harping on about education and I can't even spell properly. :rolleyes:

    To be honest I haven't a clue what I was on about last night. Sunday night beers and internet forums don't work well for me.


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  • Registered Users, Registered Users 2 Posts: 2,030 ✭✭✭Jimbob 83


    corktina wrote: »
    only reported stolen the previous day...chances are motorcheck would not have prevented it.

    Depends really, seems like a very short timeline if car was stolen the day before it was bought.

    It he had a little patience it would have shown up regardless


  • Registered Users, Registered Users 2 Posts: 65 ✭✭Ursus articus


    <Ollie> wrote: »
    In America for instance, they learn to drive in very big engine cars, but statically there's way less accidents.

    Not sure what you're trying to say here, but the death toll from driving in America is absolutely appalling, many times worse than here.

    A mate of mine living in the states said he heard a stat of over 800 people killed in cars hit by trains in 5 years! Traffic light collisions are an everyday occurrence in most city's. And ther big engine cars make lots of noise and drink lots of "gas" don't really get moving very fast as they weigh the same as Cavan! Can't compare America! They don't even understand roundabouts! USA is an unfair comparison it's a different planet over ther! Lots to be learnt but no comparisons!


  • Registered Users, Registered Users 2 Posts: 5,652 ✭✭✭fasttalkerchat


    You might not claim but the guy you crash in to definitely will.

    If I crash I would be decent about it and offer to pay. If I can't afford to then I'll give the necessary details so they can claim from my insurance. Being in an accident can hurt both people's premiums also why would they contact my insurance company if I'm willing to pay?


  • Registered Users, Registered Users 2 Posts: 3,781 ✭✭✭pah


    You might not claim but the guy you crash in to definitely will.

    If I crash I would be decent about it and offer to pay. If I can't afford to then I'll give the necessary details so they can claim from my insurance. Being in an accident can hurt both people's premiums also why would they contact my insurance company if I'm willing to pay?
    because you're obliged to exchange names address and insurance details under the road traffic act. Youre also supposed to notify your insurance company. Just because you do doesn't mean you have to make a claim. Its a no claims bonus not a no accidents bonus.


  • Posts: 23,497 ✭✭✭✭ [Deleted User]


    If I crash I would be decent about it and offer to pay. If I can't afford to then I'll give the necessary details so they can claim from my insurance. Being in an accident can hurt both people's premiums also why would they contact my insurance company if I'm willing to pay?

    It's not up to you to give the details or not.


  • Registered Users, Registered Users 2 Posts: 7,436 ✭✭✭bladespin


    Poor kid.
    Untitled Image

    MasteryDarts Ireland - Master your game!



  • Closed Accounts Posts: 4,692 ✭✭✭Jarren


    gerarda wrote: »
    My next door neighbors son learned a hard lesson on friday. As far back as I can remember he has been BMW mad. He is now 22 and has spent the last 6-7 years saving for his first car (a 3 series), he doesn't drink, smoke and is an all round nice decent trust worthy chap. So he saw this 3 series in the classifieds and tells his dad that he wants to go and see it. So along they go and take a look, long story short- his dad firmly advised him to walk away as the seller had no log book and promised him he would arrange to give it to him during the week. So he went home with his dad very dissapointed, the following day he rang the guy back and arranged to buy it going against his dad's advice and when his father came home - there was a tidy looking 3-series in the driveway which he got very cheap! (I don't know the exact amount). So he went to insure it and it came up as stolen on the insurance companies system as the car was already insured by them under another name and was reported stolen the previous day. The police were called and the end result was a guy in tears standing in the driveway watching his dream car being towed away....
    bladespin wrote: »
    Poor kid.

    Right...


  • Registered Users, Registered Users 2 Posts: 1,940 ✭✭✭GavMan


    <Ollie> wrote: »
    My first car was a 1.0 Fiesta, with a full licence, and it cost me £1,800 (punts), back in the day (2007)

    :confused::confused::confused:


  • Closed Accounts Posts: 3,322 ✭✭✭Merch


    Jarren wrote: »
    Right...

    whatdya mean :)

    I thought a bit of hmm ok myself, lets see how this goes but everyone was diving in and the info seemed sincere,


  • Registered Users, Registered Users 2 Posts: 4,634 ✭✭✭Aint Eazy Being Cheezy


    GavMan wrote: »
    <Ollie> wrote: »
    My first car was a 1.0 Fiesta, with a full licence, and it cost me £1,800 (punts), back in the day (2007)

    :confused::confused::confused:


    He meant 1997, I copped that too!


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  • Closed Accounts Posts: 1,566 ✭✭✭Indricotherium


    Merch wrote: »
    Jarren wrote: »
    Right...

    whatdya mean :)

    I thought a bit of hmm ok myself, lets see how this goes but everyone was diving in and the info seemed sincere,

    It whacks of urban legend.

    The small details are all wrong.

    Drove the car home with no insurance.

    Was only stolen the previous day despite the initial viewing / buying taking place over two days.

    Saving a "fortune" over 4 years to get enough to buy an 11 year old 3 series.


  • Registered Users, Registered Users 2 Posts: 5,652 ✭✭✭fasttalkerchat


    pah wrote: »
    because you're obliged to exchange names address and insurance details under the road traffic act. Youre also supposed to notify your insurance company. Just because you do doesn't mean you have to make a claim. Its a no claims bonus not a no accidents bonus.

    The problem is that the other driver could try and contact your insurance company to claim from your insurance and they often pay out without your consent. If someone tried that on me I would be devastated because I've paid out of pocket before in order to preserve my NCB. My mother and sister would also lose their NCB because we're all named drivers, I would have no choice but to fight the claim because it would cost much more that just to repair the other car.


  • Registered Users, Registered Users 2 Posts: 5,652 ✭✭✭fasttalkerchat


    RoverJames wrote: »
    It's not up to you to give the details or not.

    If I say to the other driver it was my fault, here's my name address and phone number I'll pay whatever it costs I don't see why they would then ask for info on my insurer.


  • Registered Users, Registered Users 2 Posts: 16,644 ✭✭✭✭Zubeneschamali


    If I say to the other driver it was my fault, here's my name address and phone number I'll pay whatever it costs I don't see why they would then ask for info on my insurer.

    Because you might be a chancer! I wouldn't take that spoof from anyone, myself, I'd want insurance details.


  • Registered Users, Registered Users 2 Posts: 38,227 ✭✭✭✭Guy:Incognito


    RoverJames wrote: »
    It's not up to you to give the details or not.

    If I say to the other driver it was my fault, here's my name address and phone number I'll pay whatever it costs I don't see why they would then ask for info on my insurer.
    Because they might not want to trust some bloke that just crashed I to them and is trying to keep insurance out of it. They may feel they might never hear from you or you have a way to wriggle out of it. They may just want to do it through the insurance. They are the wronged party and that's their choice.

    The insurance is calculating your premium based on what they think you could end up costing them in the event of a claim. That you reckon you won't claim from them is great in theory but what happens if you slam in to a fully loaded car while you have passengers? They are looking at the potential of having to pay medical bills for anything from 1 to 14 people. Are you going yo cover that yourself?


  • Registered Users, Registered Users 2 Posts: 5,652 ✭✭✭fasttalkerchat


    Because they might not want to trust some bloke that just crashed I to them and is trying to keep insurance out of it. They may feel they might never hear from you or you have a way to wriggle out of it. They may just want to do it through the insurance. They are the wronged party and that's their choice.

    Personally I would be more likely to fight it if it was going through the insurance because its costing me more in the long term. Let's just hope it never happens!


  • Registered Users, Registered Users 2 Posts: 1,792 ✭✭✭coolisin


    Unfortunately you cough up the insurance details and ask them later if you can just pay for it.

    Back on topic though if it's the op's neighbour I'm believe the story and feel sorry for the guy, it's not like he said a friend of a friend of a friend.
    And at 22 you could be saving up for years to get money together for a car.
    I know I was at 23!!
    And it wasn't a dream car!!

    Maybe the guy who was selling the car drove it too him so he knew where to nick it back from or break into the house!


  • Registered Users, Registered Users 2 Posts: 38,227 ✭✭✭✭Guy:Incognito


    Because they might not want to trust some bloke that just crashed I to them and is trying to keep insurance out of it. They may feel they might never hear from you or you have a way to wriggle out of it. They may just want to do it through the insurance. They are the wronged party and that's their choice.

    Personally I would be more likely to fight it if it was going through the insurance because its costing me more in the long term. Let's just hope it never happens!
    On what basis can you fight a claim that your at fault for ?


  • Posts: 23,497 ✭✭✭✭ [Deleted User]


    If I say to the other driver it was my fault, here's my name address and phone number I'll pay whatever it costs I don't see why they would then ask for info on my insurer.

    I'd be thinking this t0sser doesn't want to give me his insurance details after driving into me, so I'd be thinking he may not be insured at all, so I'd be calling the AGS and mentioning to them someone just slapped into me and is refusing to give me his insurance details.

    Btw, you shouldn't admit liability either :)


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  • Closed Accounts Posts: 3,322 ✭✭✭Merch


    It whacks of urban legend.

    The small details are all wrong.

    Drove the car home with no insurance.

    Was only stolen the previous day despite the initial viewing / buying taking place over two days.

    Saving a "fortune" over 4 years to get enough to buy an 11 year old 3 series.

    I thought it was made up in the begining, as if the OP was doing a hypothetical thing (seriously)
    but everyone was diving in so what the heck.
    I didnt pay attention to the small details though,
    just wondered was the other guy thinking the same, hence curious of his answer


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