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Families Struggling to feed themselves...

  • 18-06-2011 08:45PM
    #1
    RachaelVO
    Registered Users, Registered Users 2 Posts: 3,108 ✭✭✭


    Seen a thread wondering why a thread on a sindo article was closed (http://www.boards.ie/vbulletin/showthread.php?t=2056302464) and curiosity got the better of me so I was scouring the indo site to see if I could see anything. I started reading a few bit and pieces, and this article made me feel so ashamed. How is it possible to read such an article about Dublin in 2011 and not think it's the slums in a 3rd world country?

    I sincerely hope that when (if) Michael Noonan does burn the senior bond holders of Anglo and NIB that rather than look to pay back the EU/IMF that he opens his eyes to whats going on under his very nose! Economically our reputation is in tatters, but FFS, surely we have some form of moral obligation to make sure people can feed their families!

    :mad::mad:
    (sorry rant over)

    http://www.independent.ie/national-news/struggling-families-flock-to-care-centre-for-meals-2678745.html
    By Fergal Gallagher
    Saturday June 18 2011
    ENTIRE families are going to homeless centres for their dinner every evening.

    Before the recession, the Capuchin Day Centre for the homeless in Dublin would rarely have seen children coming through its doors -- but now up to 10 families a day are coming coming in to get fed.

    Many of the families are struggling to pay large mortgages taken out during the boom.

    They are worried about losing their homes and literally do not have enough money to put bread on the table, says Brother Kevin Crowley, who runs the shelter.

    He says that there are four times the amount of people arriving today compared with a few years ago.

    Some of those now seeking help are professionals such as engineers and architects who would have been earning a very good wage during the boom years.

    "It's not just homeless people who come to us, its anyone who is in need. We are getting lots of families with children coming in," he says. "Many of them have lost their jobs, and are on the verge of losing their homes. All that has increased in the past few years."

    Brother Crowley points out that before the recession hit, the centre would usually have about 100 people for dinner, but now more than 450 come to eat there each day.

    Despair

    The number of people collecting food parcels every Wednesday has increased from 400 to more than 1,000 in the same period.

    "There are professional people -- some architects and engineers -- coming in who can't pay their mortgages and are in despair.

    "It's really frightening for people," Brother Crowley adds.

    The Capuchin brother yesterday launched a charity cycle from Dublin to Mayo in aid of the well-known centre.

    A group of 24 gardai and prison officers who completed the trip are due to arrive on their bikes in Belmullet, Co Mayo, this afternoon.

    They broke the marathon 310km cycle with an overnight stop in Carrick-on-Shannon, Co Leitrim.

    The Capuchin Day Centre's running costs are €1.3m, of which €450,000 comes from the Government, with the remainder coming from fundraising events such as the cycle and charitable donations from the public.

    For more details on the cycle challenge and how to donate to the centre see www.homeless.ie.

    - Fergal Gallagher


«1

Comments

  • #2
    wild_cat
    Closed Accounts Posts: 1,291 ✭✭✭wild_cat


    I sincerely hope that when (if) Michael Noonan does burn the senior bond holders of Anglo and NIB that rather than look to pay back the EU/IMF that he opens his eyes to whats going on under his very nose! Economically our reputation is in tatters, but FFS, surely we have some form of moral obligation to make sure people can feed their families!


    He's burning the unsecured bond holders.. Well wants to. Wait till you see what happens when Greece eventually defaults.


  • #3
    Where To
    Closed Accounts Posts: 5,455 ✭✭✭Where To


    Its raining outside.


  • #4
    mikemac
    Closed Accounts Posts: 19,967 ✭✭✭✭mikemac


    Many of the families are struggling to pay large mortgages taken out during the boom.

    There was a moratorium on mortgages though some people might have finished the time, I think it's 12 months

    But then I thought people who had mortgages were forced to take out income protection insurance. Not being a home owner I'm not realy sure
    FFS, surely we have some form of moral obligation to make sure people can feed their families!

    We do.
    But unless the State will pay the mortgage for everyone in difficulty then what can be done?


  • #5
    Caoimhín
    Closed Accounts Posts: 3,789 ✭✭✭Caoimhín


    where do i go from here wrote: »
    Its raining outside.

    Not in the Caoimhin compound, its all coke and Russian hookers here :D


  • #6
    RachaelVO
    Registered Users, Registered Users 2 Posts: 3,108 ✭✭✭RachaelVO


    mikemac wrote: »
    There was a moratorium on mortgages though some people might have finished the time, I think it's 12 months

    But then I thought people who had mortgages were forced to take out income protection insurance. Not being a home owner I'm not realy sure

    Ya may well be right there. I don't know either.
    mikemac wrote: »
    We do.
    But unless the State will pay the mortgage for everyone in difficulty then what can be done?

    I think the problem is, it's not just people who have large mortgages. There where a lot of people who didn't get rich during the "boom" and they were always struggling. Now struggling even more. Don't get me wrong I'm not saying I have a solution, but surely to Christ someone does!


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  • #7
    7sr2z3fely84g5
    Closed Accounts Posts: 1,571 ✭✭✭7sr2z3fely84g5


    think we caught all ways-

    -Wipe clean mortgage debt,lawsuits for refunds etc
    -Sell of empty houses for nothing,john and mary who still have their house and mortgage bought during the peak of the boom would be on to joe as quick...


  • #8
    wild_cat
    Closed Accounts Posts: 1,291 ✭✭✭wild_cat


    Veronica Plain Wallet wrote: »
    think we caught all ways-

    -Wipe clean mortgage debt,lawsuits for refunds etc


    We can't do that though. Some people lived within their means others built or bought way out of their league and other people rented. The government didn't force people to take out huge loans, they might have persuaded people it was ok but a lot actually didn't buy into that either so the tax payer shouldn't have to foot the bill.

    As my parents say we didn't go up in the boom and we're not going down in the recession! Why?

    They manage their money properly and don't get caught up in every new fad after living through a few recessions/minor prosperities in the past.


  • #9
    phasers
    Registered Users, Registered Users 2 Posts: 18,159 ✭✭✭✭phasers


    If it weren't for lidl and Aldi I'd be there with them :eek:


  • #10
    mikemac
    Closed Accounts Posts: 19,967 ✭✭✭✭mikemac


    The days of lads quitting school at 16 and going laboring on a site pulling over €700 a week and some of that cash in hand are over.

    It's emigration or welfare for a lot of them though this article seems to mention graduates.


  • #11
    RachaelVO
    Registered Users, Registered Users 2 Posts: 3,108 ✭✭✭RachaelVO


    wild_cat wrote: »
    We can't do that though. Some people lived within their means others built or bought way out of their league and other people rented. The government didn't force people to take out huge loans, they might have persuaded people it was ok but a lot actually didn't buy into that either so the tax payer shouldn't have to foot the bill.

    As my parents say we didn't go up in the boom and we're not going down in the recession! Why?

    They manage their money properly and don't get caught up in every new fad after living through a few recessions/minor prosperities in the past.

    I agree the tax payer shoulders the burden for a lot, but neither should they be paying off the gambling debts of reckless banking. There's so much wrong with how much the tax payer has to pay for it's just mind boggling!

    You're parents are right to a degree, but there are a lot of people who didn't go up in the boom, but they are also sinking very fast in the recession. Even for those who didn't manager their money, they are part of the increase in suicide attempts that hospitals have to deal with. Nobody should, even if it's through their own stupidity should be let get to the point where they think about taking their own lives. I know you may think that's a tad dramatic, but it's another factor of the struggle people and families are facing!


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  • #12
    7sr2z3fely84g5
    Closed Accounts Posts: 1,571 ✭✭✭7sr2z3fely84g5


    RachaelVO wrote: »
    Nobody should, even if it's through their own stupidity should be let get to the point where they think about taking their own lives.

    i mean this with all due respect,if your a small person not in nama or in high places,nobody gives a fck as long the money is paid off,the amount of threaten phone calls and harassment is disgraceful.


  • #13
    RachaelVO
    Registered Users, Registered Users 2 Posts: 3,108 ✭✭✭RachaelVO


    Veronica Plain Wallet wrote: »
    i mean this with all due respect,if your a small person not in nama or in high places,nobody gives a fck as long the money is paid off,the amount of threaten phone calls and harassment is disgraceful.

    I agree whole totally! That's what makes me most ashamed! People need help and options, not to be treated like they're second hand citizens. The old adage is true, if you owe the bank a few thousand it's your problem, owe the bank a billion and it's theirs!


  • #14
    Crazy Horse 6
    Closed Accounts Posts: 2,474 ✭✭✭Crazy Horse 6


    where do i go from here wrote: »
    Its raining outside.
    Funny that. Not.


  • #15
    Crazy Horse 6
    Closed Accounts Posts: 2,474 ✭✭✭Crazy Horse 6


    phasers wrote: »
    If it weren't for lidl and Aldi I'd be there with them :eek:
    I shop in the North as even aldi and lidl down here are very expensive.


  • #16
    Chinasea
    Registered Users, Registered Users 2 Posts: 1,568 ✭✭✭Chinasea


    It seems so wrong - when you pitch this against the guys who have NEVER worked, good times, bad times - I mean the long term professional work shy scroungers, all creaming inrent allowance, fuel allowance, food allowance, school uniform allowance, medical cards etc., it just proves what a dysfunctional society our nation is.


  • #17
    Richard Hillman
    Registered Users, Registered Users 2 Posts: 12,033 ✭✭✭✭Richard Hillman



    Many of the families are struggling to pay large mortgages taken out during the boom.

    Oh boo hoo. A lot of these loanee's got the biggest house they could possibly afford to show off to the Jones's down the road. I see no difference to this than that girl that had to sell the sports car she couldnt afford. Dont get a loan you can not guarantee to pay back. Simples.


  • #18
    John Mason
    Hosted Moderators Posts: 10,661 ✭✭✭✭John Mason


    Crazy Horse 6 wrote: »
    I shop in the North as even aldi and lidl down here are very expensive.

    good lad, spending your money outside the country, thats really going to help


  • #19
    Laois_Man
    Registered Users, Registered Users 2 Posts: 5,758 ✭✭✭Laois_Man


    irishbird wrote: »
    good lad, spending your money outside the country, thats really going to help

    less of the self righteousness. There's nothing wrong with it. Each man for himself now I say. Just as the shopkeeper's did when they were happy to take twice+ the markup on sales they rightfully should have been making!


  • #20
    RachaelVO
    Registered Users, Registered Users 2 Posts: 3,108 ✭✭✭RachaelVO


    Richard Hillman wrote: »
    Oh boo hoo. A lot of these loanee's got the biggest house they could possibly afford to show off to the Jones's down the road. I see no difference to this than that girl that had to sell the sports car she couldnt afford. Dont get a loan you can not guarantee to pay back. Simples.

    Over flowing with the milk of human kindness there!

    Glad that people suffering misfortune gives your gloating side a chance to shine!


  • #21
    Laois_Man
    Registered Users, Registered Users 2 Posts: 5,758 ✭✭✭Laois_Man


    Accidentally double posted


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  • #22
    Laois_Man
    Registered Users, Registered Users 2 Posts: 5,758 ✭✭✭Laois_Man


    Richard Hillman wrote: »
    Oh boo hoo. A lot of these loanee's got the biggest house they could possibly afford to show off to the Jones's down the road

    and a lot of them didn't.


  • #23
    Wolflikeme
    Closed Accounts Posts: 827 ✭✭✭Wolflikeme


    RachaelVO wrote: »
    Over flowing with the milk of human kindness there!

    Glad that people suffering misfortune gives your gloating side a chance to shine!

    I wouldn't say he's gloating.

    Why should we have to burden the gross incompetence of others?

    I couldn't give a toss about people who bought houses they couldn't afford in the first place.

    Before I'm accused of lacking a heart, I gladly give what I can to charity regularly. Any charity. People who wanted show off what they could buy (not afford), well I simply find it difficult have sympathy there.


  • #24
    Laois_Man
    Registered Users, Registered Users 2 Posts: 5,758 ✭✭✭Laois_Man


    Wolflikeme wrote: »



    I couldn't give a toss about people who bought houses they couldn't afford in the first place.

    And what should they have done instead? Commit to a lifetime of paying rent they couldn't afford either? Or perhaps raise their kids under a cabbage leaf?


  • #25
    RachaelVO
    Registered Users, Registered Users 2 Posts: 3,108 ✭✭✭RachaelVO


    Wolflikeme wrote: »
    I wouldn't say he's gloating.

    Why should we have to burden the gross incompetence of others?

    I couldn't give a toss about people who bought houses they couldn't afford in the first place.

    Before I'm accused of lacking a heart, I gladly give what I can to charity regularly. Any charity. People who wanted show off what they could buy (not afford), well I simply find it difficult have sympathy there.

    Ah but he is gloating! It's just shy of the "I told you so" mentality!

    And they're the only ones who are suffering? Jaysus wept, they probably have children, so their parents fcuked up so they should in turn live on bread and water? Yes I will admit that alot of people bought houses they could not afford, hind sight is a wonderful thing!

    A huge amount of people bought houses before prices got out of control, and even they are in negative equity. But not everyone got rich during the boom, there was a lot in poverty during the boom, and they are totally fcuked now. I'm failing to see how any of this is morally justifiable.


  • #26
    Richard Hillman
    Registered Users, Registered Users 2 Posts: 12,033 ✭✭✭✭Richard Hillman


    RachaelVO wrote: »
    Over flowing with the milk of human kindness there!

    Glad that people suffering misfortune gives your gloating side a chance to shine!


    Im not gloating but i dont feel sorry for these people. They knew exactly what they were signing up to. Nobody put a gun to their heads to sign a massive loan. People seem to think a mortgage is different to other types of loans. It doesnt matter if they got a loan of 200k+ for a Ferrari or a house, its still a loan except a mortgage has a buzz word attached to it. If you dont repay your loan after your Ferrari purchase the bank will repossess it and the same should apply for houses.


  • #27
    luap2007
    Registered Users, Registered Users 2 Posts: 48 ✭luap2007


    Something has to be done for them home owners!


  • #28
    RachaelVO
    Registered Users, Registered Users 2 Posts: 3,108 ✭✭✭RachaelVO


    Richard Hillman wrote: »
    Im not gloating but i dont feel sorry for these people. They knew exactly what they were signing up to. Nobody put a gun to their heads to sign a massive loan. People seem to think a mortgage is different to other types of loans. It doesnt matter if they got a loan of 200k+ for a Ferrari or a house, its still a loan except a mortgage has a buzz word attached to it. If you dont repay your loan after your Ferrari purchase the bank will repossess it and the same should apply for houses.

    It is gloating! You may not think so, but it really is!

    You don't feel sorry for people who can't afford to feed themselves? You don't think that the banks and the FF led governments have a huge part to play in all of the abject misery people are going through? Everyone was told the champagne was gonna keep flowing, and who wouldn't want to be caught up in that?

    That aside, it's not only people who got huge mortgages, it's also people who were already p1ss poor to begin with.


  • #29
    spider guardian
    Closed Accounts Posts: 884 ✭✭✭spider guardian


    RachaelVO wrote: »
    Seen a thread wondering why a thread on a sindo article was closed (http://www.boards.ie/vbulletin/showthread.php?t=2056302464)

    Was it not a thread on an an Irish Times article that was closed?


  • #30
    RachaelVO
    Registered Users, Registered Users 2 Posts: 3,108 ✭✭✭RachaelVO


    spider guardian wrote: »
    Was it not a thread on an an Irish Times article that was closed?

    I only seen the thead I posted. It could well have been the times one you posted alright. Having read that article, I can't see why it would have been deleted though. If you know better...


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  • #31
    mikemac
    Closed Accounts Posts: 19,967 ✭✭✭✭mikemac


    €23 billion or so spent on welfare and still people falling through the cracks?

    Bit offtopic but there are estimates of over a billion of that is fraud, and maybe two billion.

    Seemed so obvious to me to hire some hungry (as in motivated and keen) graduates or even redundant bank staff & accountants and let them work in investigations.

    They'd pay for themselves, money saved and a few hundred jobs created :)


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