Friend owes me money...

Jennythekid · 26-05-2011 12:31PM #1

I have a problem.

A lent E1800 to a friend of mine over six years ago, when she was having problems paying college fees etc. She paid E500 back about two years ago, but I’m still waiting for the rest. She has since moved to Dublin and we don’t be in touch.
She split from her husband and assures me he isn’t giving her any support, he got about 40K not long ago in redundancy and to be honest she has a new sob story every time I speak to her. She is currently waiting for her funding to come through for her PhD etc...
I have brought up the subject several times and she assures me she hasn’t forgotten. But in truth I feel she takes me for granted – I’m meek and mild mannered - and I’m getting pissed off.

Another issue I have with her is that she is totally homophobic and I have recently begun to acknowledge to myself that I am bisexual. Now this woman compared Senator David Norris to a paedophile to his face during a university debate in a room full of people. She is African where being anything but straight isn’t culturally acceptable to the great majority of people. Anyone seen the BBC3 Documentary “The world’s worst place to be gay”? The reason I’m bringing up the homophobia thing is that in reality this woman isn’t my friend at all and I’m not prepared to remain out of pocket for someone who has such ignorant views.
To be honest if I get pissed off enough I would sell the debt to a debt collector as I know that legally I haven’t got a leg to stand on. I also know about a lot of shady things she has done, so perhaps its time I dropped a few subtle hints….
I have plenty of friends who are cool with my sexuality, but I’ve decided there are some people it wouldn’t serve any purpose to come out to, this woman included.
I know I’m being too soft, any ideas on how to get my money back without rocking the boat too much?

mikemac · 26-05-2011 12:34PM

Viper Debt Collections

The man gets results

http://www.tribune.ie/news/home-news/article/2009/feb/15/vipers-name-intimidates-debt-collection-customers/

There are lot of other articles, this is just the first one

sbsquarepants · 26-05-2011 12:36PM

I've 2 words for you jenny........

THE VIPER;)

Balfie · 26-05-2011 12:37PM

just make sure she doesn't have a gun.. He has enough bullet holes that he is resembling swiss cheese..

JohnMarston · 26-05-2011 12:38PM

THE VIPER

Randy Orton

Biggins · 26-05-2011 12:40PM

I'd request the services of Bertie Ahern.
It seems he can get money to magically appear from people he goes to!

Snappy the Moose · 26-05-2011 12:40PM

I wouldn't take it from that tarred bitch, next time you see her wave a sheet with immigrations number on it. Tramp is all she is. A nice backhand wouldn't go astray with her now.

Hon the lads.

mod: poster banned.

prinz · 26-05-2011 12:40PM

Jennythekid wrote: »

Now this woman compared Senator David Norris to a paedophile to his face during a university debate in a room full of people.

She wasn't the only one, it was presumably due to extremely questionable comments made by Norris along the lines of the man-boy love theme once upon a time. Which Norris had to backtrack on and explain away. I guess you know about that little controversy though, and didn't just jump to assume she was homophobic, right?

Jennythekid wrote: »

I know I’m being too soft, any ideas on how to get my money back without rocking the boat too much?

Go and demand it back. If you don't want to be friends with her, don't be.

Frank Black · 26-05-2011 12:40PM

Did you agree the repayment terms in writing prior to giving them the money? - you can't sell a debt to a collection agency unless you've some form of proof that the debt exists

Sykk · 26-05-2011 12:42PM

Tell her she can pay you in installments of €200. For every time she misses a payment you cut something off. Seems fair.

Plazaman · 26-05-2011 12:42PM

You've tried on several occasions verbally but are fobbed off each time with a new story.
So it's time to write her a letter stating that you are out of pocket yourself and expect that the debt will be settled in full in 3/6/9 months (whatever you decide).

Tell her if not, the matter will be dealt with by your solicitor and you will ensure their fees are added to the debt. Make sure everything is typed out, especially the address on envelope (don't want her recognising your hand writing) and send this letter by registered mail to her or she'll state she never got it.

It's a bit of a bluff call then after that as since presumably you have nothing in writing from her regarding a repayment agreement, technically a solicitor wouldn't be of much value.

"Neither a borrower or a lender be".... said Shakespeare.... or Simon Cowell I can't remember but good advice regardless. Good Luck.

fakearms123 · 26-05-2011 12:42PM

Blackmail.... simply blackmail her, I am sure she has something you can use against her or if that doesn't work just break her legs

Vertigo100 · 26-05-2011 12:44PM

Bisexual you say?

tallaghtmick · 26-05-2011 12:45PM

https://www.youtube.com/watch?v=PGc62Mw1QQg

Alter-Ego · 26-05-2011 12:47PM

Get yourself a needle nose pliers and start collecting fingernails. :pac:

*Violence is never the answer.

Fratton Fred · 26-05-2011 12:47PM

Tell her to pay it back of you'll infect her with the ghey.

NothingMan · 26-05-2011 12:47PM

Stewie Griffin Collection agancy.

https://www.youtube.com/watch?v=SWEWN8pGOL0

hinault · 26-05-2011 12:48PM

Jennythekid wrote: »

I have a problem.

A lent E1800 to a friend of mine over six years ago, when she was having problems paying college fees etc. She paid E500 back about two years ago, but I’m still waiting for the rest. She has since moved to Dublin and we don’t be in touch.
She split from her husband and assures me he isn’t giving her any support, he got about 40K not long ago in redundancy and to be honest she has a new sob story every time I speak to her. She is currently waiting for her funding to come through for her PhD etc...
I have brought up the subject several times and she assures me she hasn’t forgotten. But in truth I feel she takes me for granted – I’m meek and mild mannered - and I’m getting pissed off.

Another issue I have with her is that she is totally homophobic and I have recently begun to acknowledge to myself that I am bisexual. Now this woman compared Senator David Norris to a paedophile to his face during a university debate in a room full of people. She is African where being anything but straight isn’t culturally acceptable to the great majority of people. Anyone seen the BBC3 Documentary “The world’s worst place to be gay”? The reason I’m bringing up the homophobia thing is that in reality this woman isn’t my friend at all and I’m not prepared to remain out of pocket for someone who has such ignorant views.
To be honest if I get pissed off enough I would sell the debt to a debt collector as I know that legally I haven’t got a leg to stand on. I also know about a lot of shady things she has done, so perhaps its time I dropped a few subtle hints….
I have plenty of friends who are cool with my sexuality, but I’ve decided there are some people it wouldn’t serve any purpose to come out to, this woman included.
I know I’m being too soft, any ideas on how to get my money back without rocking the boat too much?

have you proof that you gave her a loan? A copy of a bank transfer? Did she sign a receipt? Did you write her a cheque? Did you transfer the amount to her bank account?
Any one of these is proof that you loaned her the money.

Ask her to pay you the money she owes you in instalments - if she doesn't agree to an instalment plan then tell her that you're going to sell the debt to a debt collector.

Having to wait 6 years to be repaid is taking liberties at this stage.

By the way, I wouldn't recommend After Hours as being the best subforum to post your question in.
This place is frequented by trolls/malcontents/weirdos.

tallaghtmick · 26-05-2011 12:49PM

NothingMan wrote: »

Stewie Griffin Collection agancy.

https://www.youtube.com/watch?v=SWEWN8pGOL0

too slow

NothingMan · 26-05-2011 12:50PM

tallaghtmick wrote: »

too slow

Sshh, someone didn't notice and thanked me. Say nuttin!

MagicSean · 26-05-2011 12:51PM

The paedophile comments were most likely to do with his magill interview. You should look it up.

mikemac · 26-05-2011 12:53PM

NothingMan wrote: »

Sshh, someone didn't notice and thanked me. Say nuttin!

A sympathy thanks

They felt sorry for you

sollar · 26-05-2011 12:53PM

Judge Judy.

Or the irish version of her.

Pauleta · 26-05-2011 12:53PM

Bring her to a civil court

Hookah · 26-05-2011 12:54PM

If you're going to go the court route, get her on tape admitting she owes you money.

Is that legal?

staker · 26-05-2011 12:54PM

Second page in and nobody has propositioned a threesome...:(

Hookah · 26-05-2011 12:55PM

staker wrote: »

Second page in and nobody has propositioned a threesome...:(

This is a mature and adult forum. What do you think we are?

EverEvolving · 26-05-2011 12:56PM

She sounds like a cheeky mare taking 6 years to pay back a loan, I hope you have proof of lending, and also that you get your money back.

At least she has given you some so it looks like she intends to pay it back, good luck.

staker · 26-05-2011 01:01PM

Hookah wrote: »

This is a mature and adult forum. What do you think we are?

What I think and what's the truth are very closely related:)

Plazaman · 26-05-2011 01:01PM

hinault wrote: »

....

By the way, I wouldn't recommend After Hours as being the best subforum to post your question in.
This place is frequented by trolls/malcontents/weirdos.

:eek: I am shocked Sir, shocked to the very core of my being. Can a person, who's hobby it is to sew Barbie Doll heads on dead squirrells, not give sound fiscal and legal advice. You shall be hearing from my squirrell solicitor.

OP do try to avoid the illegal routes in recovering your debt. Fingernails are no good to anybody else but the owner....... although.......

Alter-Ego · 26-05-2011 01:02PM

Hookah wrote: »

This is a mature and adult forum. What do you think we are?

Nah, you're in after hours mate.

Friend owes me money...

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