Friend owes me money...

Jennythekid

I have a problem.

A lent E1800 to a friend of mine over six years ago, when she was having problems paying college fees etc. She paid E500 back about two years ago, but I’m still waiting for the rest. She has since moved to Dublin and we don’t be in touch.
She split from her husband and assures me he isn’t giving her any support, he got about 40K not long ago in redundancy and to be honest she has a new sob story every time I speak to her. She is currently waiting for her funding to come through for her PhD etc...
I have brought up the subject several times and she assures me she hasn’t forgotten. But in truth I feel she takes me for granted – I’m meek and mild mannered - and I’m getting pissed off.

Another issue I have with her is that she is totally homophobic and I have recently begun to acknowledge to myself that I am bisexual. Now this woman compared Senator David Norris to a paedophile to his face during a university debate in a room full of people. She is African where being anything but straight isn’t culturally acceptable to the great majority of people. Anyone seen the BBC3 Documentary “The world’s worst place to be gay”? The reason I’m bringing up the homophobia thing is that in reality this woman isn’t my friend at all and I’m not prepared to remain out of pocket for someone who has such ignorant views.
To be honest if I get pissed off enough I would sell the debt to a debt collector as I know that legally I haven’t got a leg to stand on. I also know about a lot of shady things she has done, so perhaps its time I dropped a few subtle hints….
I have plenty of friends who are cool with my sexuality, but I’ve decided there are some people it wouldn’t serve any purpose to come out to, this woman included.
I know I’m being too soft, any ideas on how to get my money back without rocking the boat too much?

mikemac

Viper Debt Collections

The man gets results

http://www.tribune.ie/news/home-news/article/2009/feb/15/vipers-name-intimidates-debt-collection-customers/

There are lot of other articles, this is just the first one

sbsquarepants

I've 2 words for you jenny........

THE VIPER;)

Balfie

just make sure she doesn't have a gun.. He has enough bullet holes that he is resembling swiss cheese..

JohnMarston

THE VIPER

Randy Orton

Biggins

I'd request the services of Bertie Ahern.
It seems he can get money to magically appear from people he goes to!

Snappy the Moose

I wouldn't take it from that tarred bitch, next time you see her wave a sheet with immigrations number on it. Tramp is all she is. A nice backhand wouldn't go astray with her now.

Hon the lads.

mod: poster banned.

prinz

Jennythekid wrote: »

Now this woman compared Senator David Norris to a paedophile to his face during a university debate in a room full of people.

She wasn't the only one, it was presumably due to extremely questionable comments made by Norris along the lines of the man-boy love theme once upon a time. Which Norris had to backtrack on and explain away. I guess you know about that little controversy though, and didn't just jump to assume she was homophobic, right?

Jennythekid wrote: »

I know I’m being too soft, any ideas on how to get my money back without rocking the boat too much?

Go and demand it back. If you don't want to be friends with her, don't be.

Frank Black

Did you agree the repayment terms in writing prior to giving them the money? - you can't sell a debt to a collection agency unless you've some form of proof that the debt exists

Sykk

Tell her she can pay you in installments of €200. For every time she misses a payment you cut something off. Seems fair.

Plazaman

You've tried on several occasions verbally but are fobbed off each time with a new story.
So it's time to write her a letter stating that you are out of pocket yourself and expect that the debt will be settled in full in 3/6/9 months (whatever you decide).

Tell her if not, the matter will be dealt with by your solicitor and you will ensure their fees are added to the debt. Make sure everything is typed out, especially the address on envelope (don't want her recognising your hand writing) and send this letter by registered mail to her or she'll state she never got it.

It's a bit of a bluff call then after that as since presumably you have nothing in writing from her regarding a repayment agreement, technically a solicitor wouldn't be of much value.

"Neither a borrower or a lender be".... said Shakespeare.... or Simon Cowell I can't remember but good advice regardless. Good Luck.

fakearms123

Blackmail.... simply blackmail her, I am sure she has something you can use against her or if that doesn't work just break her legs

Vertigo100

Bisexual you say?

tallaghtmick

https://www.youtube.com/watch?v=PGc62Mw1QQg

Alter-Ego

Get yourself a needle nose pliers and start collecting fingernails. :pac:













*Violence is never the answer.

Fratton Fred

Tell her to pay it back of you'll infect her with the ghey.

NothingMan

Stewie Griffin Collection agancy.

https://www.youtube.com/watch?v=SWEWN8pGOL0

hinault

Jennythekid wrote: »

I have a problem.

A lent E1800 to a friend of mine over six years ago, when she was having problems paying college fees etc. She paid E500 back about two years ago, but I’m still waiting for the rest. She has since moved to Dublin and we don’t be in touch.
She split from her husband and assures me he isn’t giving her any support, he got about 40K not long ago in redundancy and to be honest she has a new sob story every time I speak to her. She is currently waiting for her funding to come through for her PhD etc...
I have brought up the subject several times and she assures me she hasn’t forgotten. But in truth I feel she takes me for granted – I’m meek and mild mannered - and I’m getting pissed off.

Another issue I have with her is that she is totally homophobic and I have recently begun to acknowledge to myself that I am bisexual. Now this woman compared Senator David Norris to a paedophile to his face during a university debate in a room full of people. She is African where being anything but straight isn’t culturally acceptable to the great majority of people. Anyone seen the BBC3 Documentary “The world’s worst place to be gay”? The reason I’m bringing up the homophobia thing is that in reality this woman isn’t my friend at all and I’m not prepared to remain out of pocket for someone who has such ignorant views.
To be honest if I get pissed off enough I would sell the debt to a debt collector as I know that legally I haven’t got a leg to stand on. I also know about a lot of shady things she has done, so perhaps its time I dropped a few subtle hints….
I have plenty of friends who are cool with my sexuality, but I’ve decided there are some people it wouldn’t serve any purpose to come out to, this woman included.
I know I’m being too soft, any ideas on how to get my money back without rocking the boat too much?

have you proof that you gave her a loan? A copy of a bank transfer? Did she sign a receipt? Did you write her a cheque? Did you transfer the amount to her bank account?
Any one of these is proof that you loaned her the money.

Ask her to pay you the money she owes you in instalments - if she doesn't agree to an instalment plan then tell her that you're going to sell the debt to a debt collector.

Having to wait 6 years to be repaid is taking liberties at this stage.

By the way, I wouldn't recommend After Hours as being the best subforum to post your question in.
This place is frequented by trolls/malcontents/weirdos.

tallaghtmick

NothingMan wrote: »

Stewie Griffin Collection agancy.

https://www.youtube.com/watch?v=SWEWN8pGOL0

too slow

NothingMan

tallaghtmick wrote: »

too slow

Sshh, someone didn't notice and thanked me. Say nuttin!

MagicSean

The paedophile comments were most likely to do with his magill interview. You should look it up.

mikemac

NothingMan wrote: »

Sshh, someone didn't notice and thanked me. Say nuttin!

A sympathy thanks

They felt sorry for you

sollar

Judge Judy.


Or the irish version of her.

Pauleta

Bring her to a civil court

Hookah

If you're going to go the court route, get her on tape admitting she owes you money.

Is that legal?

staker

Second page in and nobody has propositioned a threesome...:(

Hookah

staker wrote: »

Second page in and nobody has propositioned a threesome...:(

This is a mature and adult forum. What do you think we are?

EverEvolving

She sounds like a cheeky mare taking 6 years to pay back a loan, I hope you have proof of lending, and also that you get your money back.

At least she has given you some so it looks like she intends to pay it back, good luck.

staker

Hookah wrote: »

This is a mature and adult forum. What do you think we are?

What I think and what's the truth are very closely related:)

Plazaman

hinault wrote: »

....

By the way, I wouldn't recommend After Hours as being the best subforum to post your question in.
This place is frequented by trolls/malcontents/weirdos.

:eek: I am shocked Sir, shocked to the very core of my being. Can a person, who's hobby it is to sew Barbie Doll heads on dead squirrells, not give sound fiscal and legal advice. You shall be hearing from my squirrell solicitor.

OP do try to avoid the illegal routes in recovering your debt. Fingernails are no good to anybody else but the owner....... although.......

Alter-Ego

Hookah wrote: »

This is a mature and adult forum. What do you think we are?

Nah, you're in after hours mate.

ejmaztec

staker wrote: »

Second page in and nobody has propositioned a threesome...:(

...and blasting with piss also seems to be conspicuous by its absence.:(

Hookah

ejmaztec wrote: »

...and blasting with piss also seems to be conspicuous by its absence.:(

Nor did anybody ask for pics.

Hmm.

BlaasForRafa

staker wrote: »

Second page in and nobody has propositioned a threesome...:(

She might be an uggo

AgileMyth

Her sob stories are not your problem. This girl is not your friend, a friend would not do that to you.

Wolfe Tone

feelingstressed wrote: »

Viper Debt Collections

The man gets results

http://www.tribune.ie/news/home-news/article/2009/feb/15/vipers-name-intimidates-debt-collection-customers/

There are lot of other articles, this is just the first one

Shower of absolute scum they are. And they have no more legal rights to collect money anyway than the OP does.

Latchy

Jennythekid wrote: »

Anyone seen the BBC3 Documentary “The world’s worst place to be gay”? The reason I’m bringing up the homophobia thing is that in reality this woman isn’t my friend at all and I’m not prepared to remain out of pocket for someone who has such ignorant views.

Yes I watched the documentary a when it was first shown and I think they have changed their stance on homosexuality in that part of Africa although the reality of life for homosexuals there as it was before is probably still the same for many

I also know about a lot of shady things she has done, so perhaps its time I dropped a few subtle hints….

If that's what it takes to get your money back then it might be time to turn the screw on her a bit

Compton

Wolfe Tone wrote: »

Shower of absolute scum they are. And they have no more legal rights to collect money anyway than the OP does.

They may be scum, but the people that take a lend of your money/credit, are no less scum.

DO NOT TAKE SOMETHING YOU CAN'T PAY BACK.

they deserve it as far as I'm concerned.

Wolfe Tone

shblob wrote: »

They may be scum, but the people that take a lend of your money/credit, are no less scum.

DO NOT TAKE SOMETHING YOU CAN'T PAY BACK.

they deserve it as far as I'm concerned.

Or maybe dont lend money unless you are sure you will get it back and have some kind of security?

TheZohanS

Jennythekid wrote: »

I have a problem.

A lent E1800 to a friend of mine over six years ago

Never load a friend a CPU, ever.

falan

Break loads glass in boot of car-Kidnap subject-Go rallying round some woods....

That'll learn em..

Compton

Wolfe Tone wrote: »

Or maybe dont lend money unless you are sure you will get it back and have some kind of security?

yes, but people who lend the money are sure they will get it back, but you can't rely on people.

Coriolanus

Chop her dogs head off and sneak it under her blankets while she sleeps.
A child's head would make an acceptable substitute.

Jennythekid

prinz wrote: »

She wasn't the only one, it was presumably due to extremely questionable comments made by Norris along the lines of the man-boy love theme once upon a time. Which Norris had to backtrack on and explain away. I guess you know about that little controversy though, and didn't just jump to assume she was homophobic, right?


Originally Posted by Jennythekid
Now this woman compared Senator David Norris to a paedophile to his face during a university debate in a room full of people.

The reference to David Norris wasn’t in relation to the McGill interview, she made this statement at a theology lecture where Norris was a guest. Her argument was that homosexuality and paedophilia both exist in the animal world, so if we accept homosexuality and same sex marriage into the Catholic Church, what would be next, welcoming paedophiles into the church and allowing them to marry ….
And no, I don’t ever assume anyone is homophobic, I have spoken around the issue many times with her and she believes homosexuality is fundamentally wrong and is a very religious woman.
Yes I have a receipt and check number, but I’ve sought advice and legally I’ve nothing to stand on. Security would have been a great idea and oh boy but I wouldn’t lend a friend money like that again.

K-9

Nevore wrote: »

Chop her dogs head off and sneak it under her blankets while she sleeps.
A child's head would make an acceptable substitute.

A child's head is preferable IMHO.

Compton

more of a personal touch eh?

Plazaman

Nevore wrote: »

Chop her dogs head off and sneak it under her blankets while she sleeps.
A child's head would make an acceptable substitute.

K-9 wrote: »

A child's head is preferable IMHO.

:eek:

And me with perfectly good Squirbies at our disposal........

foxyboxer

judgejudy02.jpg

Tipsy McSwagger

Can we hear more about the bisexual part of your story please.

Colonel_McCoy

Think you need Furio, he doesn't discriminate between the sexes either!

http://www.youtube.com/watch?v=cHn_1XD95-M

Kevin Duffy

You're, eh, opening up and exploring your sexuality and you casually lend people €1800 at a time, eh? Hey Jennythekid, how you doin'? :cool: