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should i report uninsured car

2

Comments

  • Registered Users, Registered Users 2 Posts: 4,236 ✭✭✭Pkiernan


    emmetmcl wrote: »
    Don't say anything, times are tight, the last thing people need is people grassing others.

    Wonder if you will feel the same way when an uninsured motorist writes off your car, leaving you with a big fat juicy premium hike next year.


  • Registered Users, Registered Users 2 Posts: 21,274 ✭✭✭✭Eoin


    MarkoC wrote: »
    Really, what a statement lol

    We've read lots of stories here when Insurance companies REFUSED to insure people if they didnt accept the price hike

    Of course people will be refused insurance if they're not going to pay what the company is looking for! Would you not refuse to sell a product if the customer wasn't prepared to pay what you wanted for it?
    MarkoC wrote: »
    Theres always uninsured vehicles and they dont affect the insurance market imo.

    From the MIBI website:

    All insurance companies underwriting motor insurance in Ireland must, by law, be members of MIBI and contribute to funding for claims in proportion to market share.

    So you can see there is a very real and direct effect on the market and premiums we pay.
    MarkoC wrote:
    Overall its the opposite, you get paid well if you sell more, thats the global business logic !
    ...
    If the Insurance companies were so desperated about money, they would drop the prices and insure EVERYONE !

    You don't always get paid well if you sell more; if the cost of you selling more is not worth your while.

    Do you really think that all the insurance companies (who are trying to generate profits) have missed out on some fundamental rule of business that only you are aware of?

    You really think that a load of untaxed and uninsured drivers could really be a good thing?

    Seriously, you're not making any sense.


  • Closed Accounts Posts: 3,615 ✭✭✭kildare.17hmr


    OP how do ya know tghe car is not insured??


  • Registered Users, Registered Users 2 Posts: 783 ✭✭✭Cartel Mike


    OP if you were that concerned about the safety and well being of random people you would have done it already.

    Jesus this thread is like a Victor Meldue conference.

    I once didn't pay my tv licence what you think about that?


  • Registered Users, Registered Users 2 Posts: 424 ✭✭MarkoC


    Eoin wrote: »

    Do you really think that all the insurance companies (who are trying to generate profits) have missed out on some fundamental rule of business that only you are aware of?
    I really dont understand the cap between 800 and 4000 yoyos between 2 insurance companies, really i dont and im really sorry about that.
    And even this 800 sounds too expensive in many cases.
    Its really weird that in the countries, here the car prices and car parts (cat A parts) are nearly the same, labour is a bit cheaper, maybe 10-20% in the main dealers garage, insurance prices are over 3 times cheaper ... Isnt that the Insurance bosses are after 300K salarys ? And ther secretarys after 50K salarys >?
    But if you cant see the whole insurance thing in global climate, i dont blame you ...


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  • Registered Users, Registered Users 2 Posts: 1,637 ✭✭✭CoDy1


    MarkoC wrote: »
    I really dont understand the cap between 800 and 4000 yoyos between 2 insurance companies, really i dont and im really sorry about that.
    And even this 800 sounds too expensive in many cases.
    Its really weird that in the countries, here the car prices and car parts (cat A parts) are nearly the same, labour is a bit cheaper, maybe 10-20% in the main dealers garage, insurance prices are over 3 times cheaper ... Isnt that the Insurance bosses are after 300K salarys ? And ther secretarys after 50K salarys >?
    But if you cant see the whole insurance thing in global climate, i dont blame you ...

    The what now?


  • Registered Users, Registered Users 2 Posts: 6,995 ✭✭✭Sofiztikated


    MarkoC wrote: »
    1. Prices of bread came down if you didnt notice that, Always special offers, bought Brennans Family Pan today from Centra for 1.09, year ago it was nearly 2 yoyos ? Dont blame you if you dont fo your family shoppings :P
    2, totally agree with you BUT, in fair price
    3. you living in a dream world lol there were always prostitutes, killers and uninsured vehicle drivers and ALWAYS will be ! About educating myself, well i suggest you to educate yourself too, just simplu ask yourself a wuestion, who are ruling the wordl and get google help ;)
    4. And at the end of the day we should all wear a tracking device under our skin, be afraid of the big brother and pay and be like milkcows ..

    Thats the whole point of the world, to make you pay as much as possible so the bifg brothers could enjoy laughing at you ...


    Dont you see that we all became sheep ?

    Just PAY or you will be reported !

    PAY PAY PAY PAY PAY.

    300 y ago people paid around 10% of theyr incomes, today you pay around 80% and thats what you call freedom or good INSURED life ?

    Pure Matrix :D

    And i still keep paying even if i disagree with all this **** ...
    Im a sheep like all payers ... and i hate myself beying 1 of the sheep ...

    And at the end of the day, if i had no money for the insurance and my kids needed a food, i would drive without it, no question about it ...
    MarkoC wrote: »
    I really dont understand the cap between 800 and 4000 yoyos between 2 insurance companies, really i dont and im really sorry about that.
    And even this 800 sounds too expensive in many cases.
    Its really weird that in the countries, here the car prices and car parts (cat A parts) are nearly the same, labour is a bit cheaper, maybe 10-20% in the main dealers garage, insurance prices are over 3 times cheaper ... Isnt that the Insurance bosses are after 300K salarys ? And ther secretarys after 50K salarys >?
    But if you cant see the whole insurance thing in global climate, i dont blame you ...

    Hi, welcome to my ignore list. Make yourself at home, you'll be there a while.

    Seriously, that second post doesn't actually make sense. Honestly. Oh and its Euro. Or €. Not yoyos. Makes you sound like a tit.

    Are you trying to say you recommend not buying insurance because CEO's get highly paid? What about the CEO's of the car marque that you are driving? They get highly paid. Should you not pay for a car then either?

    My insurance is €582 this year, fully comp. That means should anything happen to my car, or if I happen to make an error, and crash into someone elses property/car, damages for up to €30,000,000 are covered. I know for certain I don't have access to €30,000,000. I don't know for certain that an error won't occur.

    OP, regardless of the age of the car, rat them out. At least then you have done your bit. If it's not followed up on, then at least your mind will be at ease should something happen.


  • Registered Users, Registered Users 2, Paid Member Posts: 9,276 ✭✭✭sdanseo


    I'd be wary. I know of someone who was down on their luck, driving along, rolled into a cab driver who proceeded to screw them for everything they had. Cost of insurance tripled, this person had no other way to get to work and worked late nights till after public transport hours; and yes drove without it for a short period of time. All settled now, but at the time while illegal it was out of complete nessecity.

    If on the other hand this guy is roving round on Sundays in this thing and appears to be perfectly able to go about his business, perhaps in another car, then that's different. Remember that if he's insured on ANY car, if he doesn't actually own the vehicle in question then he's likely insured to drive it.


  • Registered Users, Registered Users 2 Posts: 424 ✭✭MarkoC



    Seriously, that second post doesn't actually make sense. Honestly. Oh and its Euro. Or €. Not yoyos. Makes you sound like a tit.

    Are you trying to say you recommend not buying insurance because CEO's get highly paid? What about the CEO's of the car marque that you are driving? They get highly paid. Should you not pay for a car then either?
    Sy, for me personally €'s are yoyos, seems you one of the least who dont mss the old good pound, whatever, thats not the case here but i appreciate you pointed me that terrible mistake i made here by calling Euro mpney as yoyo.
    Borat-movie-08.jpg

    Feel free to use the ignore list, im not going to cry here, all im sayng that people pay way TOO MUCh for the taxes and insurance in this recession and sspecially Insurance companies dont make ANY sense with theyr price difference.

    For example in Estland the difference between 2 insurance companies is max 200 YO YO-s and its all regulated ny national regulator, in ireland theres NO LAW which regulates these hungry muppets ?
    Well theres is some sort of regulator who does basicly nothing.

    Had a case 4 years ago, not my fault, just road assistance case. They (AXA) owed me 700+ Yo Yo's and i got it after 2 years with the help of my solicitor to whom i paid half of the money insurance company owned me ..
    Justice eh ? Was MY money they owed me, why the hell theres so many court cases ?
    And thats the main reason the insurance is so high that the lose too often in courts and have to pay out more money than it was claimed in the first stage ! Oh and of course theyr huge wages are 1 part of it-

    Well im in your ignore list now so i wont expect any anwers to my last question :P


  • Registered Users, Registered Users 2 Posts: 204 ✭✭Mr NoTV


    Victor MelDREW ... :o)


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  • Closed Accounts Posts: 3,615 ✭✭✭kildare.17hmr


    haha nice 1 markoc:D


  • Registered Users, Registered Users 2 Posts: 4,935 ✭✭✭goat2


    emmetmcl wrote: »
    Don't say anything, times are tight, the last thing people need is people grassing others.
    what is that about,,, if that person who is not insured hits someone putting them in wheelchair, they will not have a dime from him, the taxpayers would be footing the bill,,,, of course report him/her


  • Closed Accounts Posts: 9,495 ✭✭✭Mr. Presentable


    Report him. Consider how you will feel if tomorrow he hits your nearest and dearest and you knew you could have maybe prevented it.


  • Registered Users, Registered Users 2 Posts: 9,306 ✭✭✭Mycroft H


    Open drive policy ?


    Maybe he has another car with an open drive policy? Allowing him to dirve legally the car that supposedly uninsured.....


  • Registered Users, Registered Users 2 Posts: 1,637 ✭✭✭CoDy1


    landyman wrote: »
    Open drive policy ?


    Maybe he has another car with an open drive policy? Allowing him to dirve legally the car that supposedly uninsured.....

    Open drive means any one can drive your car, you are talking about DOV (driving other vehicles) and this does not extend to cover a vehicle also owned by you.


  • Closed Accounts Posts: 3,615 ✭✭✭kildare.17hmr


    alot of asumptions here, id like the op to tell us how they know the car or the driver is uninsured before he goes reporting any1


  • Registered Users, Registered Users 2 Posts: 813 ✭✭✭JerCotter7


    landyman wrote: »
    Open drive policy ?


    Maybe he has another car with an open drive policy? Allowing him to dirve legally the car that supposedly uninsured.....

    Car has no NCT either so that wouldn't work.

    CoDy1 wrote: »
    Open drive means any one can drive your car, you are talking about DOV (driving other vehicles) and this does not extend to cover a vehicle also owned by you.

    Maybe it isn't owned by him?


  • Closed Accounts Posts: 3,615 ✭✭✭kildare.17hmr


    JerCotter7 wrote: »
    Car has no NCT either so that wouldn't work.
    diesnt say anywhere in my policy the other car im driving has to have an nct


  • Banned (with Prison Access) Posts: 16,575 ✭✭✭✭dr.fuzzenstein


    Pkiernan wrote: »
    FYI - The Gardai will tend to do nothing.
    I cannot understand why they won't. Anyone got any ideas???

    Breakfast Rolls.


  • Registered Users, Registered Users 2 Posts: 813 ✭✭✭JerCotter7


    diesnt say anywhere in my policy the other car im driving has to have an nct

    That's if the car has insurance. With Quinn it doesn't need insurance but needs tax and NCT.


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  • Closed Accounts Posts: 396 ✭✭WildOscar


    OP if you were that concerned about the safety and well being of random people you would have done it already.

    Jesus this thread is like a Victor Meldue conference.

    I once didn't pay my tv licence what you think about that?
    MELDREW:D:D:D


  • Registered Users, Registered Users 2 Posts: 6,995 ✭✭✭Sofiztikated


    MarkoC wrote: »
    Blah blah blah blah

    Well im in your ignore list now so i wont expect any anwers to my last question :P

    Honestly, I have no idea what you are blethering about.

    Oh, and I don't see any questions, I see statements of opinion, with question marks tacked onto the end.


  • Registered Users, Registered Users 2 Posts: 1,672 ✭✭✭deman


    emmetmcl wrote: »
    Don't say anything, times are tight, the last thing people need is people grassing on me.

    FYP


  • Closed Accounts Posts: 396 ✭✭WildOscar


    diesnt say anywhere in my policy the other car im driving has to have an nct
    is it not a legal requirement to have NCT To help you comply with this legal requirement


  • Registered Users, Registered Users 2 Posts: 6,995 ✭✭✭Sofiztikated


    JerCotter7 wrote: »
    That's if the car has insurance. With Quinn it doesn't need insurance but needs tax and NCT.

    Same with Travellers Insurance/123.ie

    And in some as well, it can't be owned by a spouse or family member. Not so with Travellers/123.ie


  • Closed Accounts Posts: 396 ✭✭WildOscar


    Pkiernan wrote: »
    anyone got any ideas???
    complain to super and if not done then complain to ombudsman


  • Registered Users, Registered Users 2 Posts: 1,260 ✭✭✭Irish_Elect_Eng


    Report Him/Her.

    It is the only option, we are member of a society and should look out for one another, I think the the person that this Muppet may inflict damage to or injure deserves to be protected by reporting the uninsured driver more than the uninsured deserved to be left alone.


  • Registered Users, Registered Users 2 Posts: 1,637 ✭✭✭CoDy1


    JerCotter7 wrote: »




    Maybe it isn't owned by him?

    maybe it isn't, just making the point.


  • Registered Users, Registered Users 2 Posts: 204 ✭✭Mr NoTV


    Imagine if the owner of the car pulled up at the local supermarket for some fags, jumped out leaving their kids inside and the keys in the ignition ... and someone stole the car ...
    and the Garda pumped it with bullets ... what if they didn't have insurance ? ...
    Up sh*t creek I think ...


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  • Closed Accounts Posts: 3,615 ✭✭✭kildare.17hmr


    Mr NoTV wrote: »
    Imagine if the owner of the car pulled up at the local supermarket for some fags, jumped out leaving their kids inside and the keys in the ignition ... and someone stole the car ...
    and the Garda pumped it with bullets ... what if they didn't have insurance ? ...
    Up sh*t creek I think ...
    good job this is ireland and not a film so


This discussion has been closed.
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