Why does anyone need VHI

cancercowboy · 06-01-2011 11:50PM #1

Seems like a luxury to me especially considering we have "free" Public Health Care.

Worried about the price increases? Drop 'em, you don't it.

starbelgrade · 06-01-2011 11:53PM

I'd have imagined that a cancer cowboy would have had plenty of health insurance.

Grassroots_FF · 07-01-2011 12:00AM

I've been a proud VHI member all my life. Never jumped on that BUPA/Quinn bandwagon. Ya have to have it because you will never know when ya need it as the man says!

Ghandee · 07-01-2011 12:03AM

cancercowboy wrote: »

Why does anyone need VHI

Because these days, no one needs HIV anymore, its soo 80's loike!

ibarelycare · 07-01-2011 12:03AM

Since when do we have free health care?

I used to wonder what was the point in paying VHI. I was still paying for doctor's visits, prescriptions, physio when I needed it and was getting f*ck all back.

Then I started having some medical issues a couple of years and since then, VHI have paid in excess of €15k for me. You never know when you'll need it.

rockmongrel · 07-01-2011 12:05AM

I've been seriously ill 3 times in my life and I'm only 21. Without VHI, I'd almost certainly be dead.

byhookorbycrook · 07-01-2011 12:05AM

My MS treatment costs €2,500 a month. Public system doesn't pay for it, VHI does.

fontanalis · 07-01-2011 12:06AM

ibarelycare wrote: »

Since when do we have free health care?

I used to wonder what was the point in paying VHI. I was still paying for doctor's visits, prescriptions, physio when I needed it and was getting f*ck all back.

Then I started having some medical issues a couple of years and since then, VHI have paid in excess of €15k for me. You never know when you'll need it.

Exactly, the health system isn't free. The reason you need VHI is because you don't want to eb a number on the trolley list. You shouldn't need to have it but there you go.

Badgermonkey · 07-01-2011 12:07AM

OP,

Are you winding us up?

galwayrush · 07-01-2011 12:08AM

Can't aford it, couldn't even get a medical card despite wife having cancer.
****ed by tax man because i used whatever money i had to get her treatment, thought that was more important in the circumstances,

ted1 · 07-01-2011 12:10AM

you don't need vhi as there are other companies offering better products for less.

Grassroots_FF · 07-01-2011 12:11AM

galwayrush wrote: »

Can't aford it, couldn't even get a medical card despite wife having cancer.
****ed by tax man because i used whatever money i had to get her treatment, thought that was more important in the circumstances,

Have you called to see your local TD? I'm sure they would help. I know my local TD and minister helped a neighbour get a medical card.

galwayrush · 07-01-2011 12:11AM

Grassroots_FF wrote: »

Have you called to see your local TD? I'm sure they would help

That shower of ***** are a total waste of time.

starbelgrade · 07-01-2011 12:12AM

Grassroots_FF wrote: »

I've been a proud VHI member all my life. Never jumped on that BUPA/Quinn bandwagon. Ya have to have it because you will never know when ya need it as the man says!

If ever there was a reason for changing from VHI to BUPA or Quinn, it would be a recommendation from a poster whose username is Grassroots FF.

Cranky Mc Funhouse · 07-01-2011 12:13AM

ibarelycare wrote: »

Since when do we have free health care?

I used to wonder what was the point in paying VHI. I was still paying for doctor's visits, prescriptions, physio when I needed it and was getting f*ck all back.

Then I started having some medical issues a couple of years and since then, VHI have paid in excess of €15k for me. You never know when you'll need it.

It could cost up to ten times that to be have VHI cover for 20 years, I would reckon the average amount claimed back over that time per person is below 10K. Better off putting that money to work for you imo.

starbelgrade · 07-01-2011 12:15AM

Grassroots_FF wrote: »

Have you called to see your local TD? I'm sure they would help. I know my local TD and minister helped a neighbour get a medical card.

Part of the reason why our political system is a load of cock... TDs & ministers playing the parish pump political games instead of doing what we really need, which is major political reform & strong policies that don't leave the likes of cancer patients paying for their own treatments.

token56 · 07-01-2011 12:15AM

Because private health care rocks, comparatively speaking. Private health is what public health care should be like. Of course it never will be.

Health insurance is indeed a luxury for those who can afford and it's invaluable to some people. But even for the standard of care they provide such premiums should never be needed. The health system is quite simply a disaster.

CreepingDeath · 07-01-2011 12:15AM

cancercowboy wrote: »

Why does anyone need VHI.

To spell "vehicle" properly.

crosstownk · 07-01-2011 12:15AM

cancercowboy wrote: »

we have "free" Public Health Care.

Have you researched this? Even a little bit?

ibarelycare · 07-01-2011 12:19AM

Cranky Mc Funhouse wrote: »

It could cost up to ten times that to be have VHI cover for 20 years, I would reckon the average amount claimed back over that time per person is below 10K. Better off putting that money to work for you imo.

Supposing I'm still working for the next 20 years, I'll be able to afford health insurance. I won't be able to afford lump sums of a few grand at a time every time I need a procedure.

ascanbe · 07-01-2011 12:19AM

Grassroots_FF wrote: »

Have you called to see your local TD? I'm sure they would help. I know my local TD and minister helped a neighbour get a medical card.

This, when you combine it with the name, seems like it must just be some nice troll work; in this country ,though, you can never be entirely sure.

byhookorbycrook · 07-01-2011 12:19AM

€2,500 x 12 + three MRI last year,reckon I got my money's worth.

fire_man · 07-01-2011 12:21AM

I have a medical card,do i need Health Insurance?

stovelid · 07-01-2011 12:24AM

cancercowboy wrote: »

Seems like a luxury to me especially considering we have "free" Public Health Care.

Not if you don't qualify for a medical card.

Grassroots_FF wrote: »

Have you called to see your local TD? I'm sure they would help. I know my local TD and minister helped a neighbour get a medical card.

What was the TD's name?

Chuchoter · 07-01-2011 12:35AM

I don't know, not having private insurance means you have to wait months to see consultants, surgeries or scans, and if you're in constant pain thats really not a situation you want to be in.

smokedeels · 07-01-2011 12:37AM

you try getting the sh1ts in Kenya

galwayrush · 07-01-2011 12:38AM

crayolastereo wrote: »

I don't know, not having private insurance means you have to wait months to see consultants, surgeries or scans, and if you're in constant pain thats really not a situation you want to be in.

The same consultants can see you right away when you pay hard cash...

Grassroots_FF · 07-01-2011 12:47AM

galwayrush wrote: »

The same consultants can see you right away when you pay hard cash...

Do you not think paying customers deserve to be seen before those who don't pay? If you go into a restaurant and say you are hungry but have no money I'm sure they will give you some food but only after the paying customers have been fed first.

OPENROAD · 07-01-2011 01:06AM

Would love to know how Private health care premiums per capita relate compared to other countries.

macquarie · 07-01-2011 01:12AM

Never had health insurance, will probably never need it (male, 28) . I've never been in hospital in my life (unless visiting someone) and been to the doctor maybe once in the last 10 years. Just eat plenty of fresh vegetables and fruit, do some exercise, and don't smoke/drink too much and I don't see any reason why someone would be visiting doctor/hospital so much as to warrant health insurance.

WalterMitty · 07-01-2011 01:14AM

if ya need to go into psychiatric hospital the only decent ones are private and without VHI would cost you 16,000 a month.

Why does anyone need VHI

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