ATM dispensing E20 notes instead of E10!! Happy days (?)

Blazer · 29-10-2009 02:40PM

pftt..€20's instead of €10s...that's only pocket change.
I remember once morning when I checked my online accounts that BOI had lodged 16 million into my account during the night.
Unfortunately about 2 hours later they had it gone again by the time I got up

aligator_am · 29-10-2009 02:50PM

The company I work for repair ATMs, in general the only ones you'll find that have €10 notes in are the ones outside a bank itself (the branch fill these themselves) the ones in stores 99% won't have €10 notes as they are filled by external companies who cba using anything bar 20s and 50s.

Also, every transaction that goes through ATMs is logged against the card / account number and timestamped, if you were using an ATM not belonging to the crowd you bank with they will pursue your bank for the cash, who in turn will pursue you. Those machines have sensors in them to detect what notes are being output, looks like a bank employee set them backwards, once they notice a large slice of cash missing from the machine (the system will show money remaining but there physically won't be any in the machine) they'll go through the transaction logs and will notice the repeated transactions of the same card(s)

Just thought I'd let you know :P

AssaultedPeanut · 29-10-2009 03:00PM

Ctrl+Alt+4

:pac:

caseyann · 29-10-2009 04:53PM

Berkut wrote: »

pftt..€20's instead of €10s...that's only pocket change.
I remember once morning when I checked my online accounts that BOI had lodged 16 million into my account during the night.
Unfortunately about 2 hours later they had it gone again by the time I got up

You went back to bed

:rolleyes:

I know someone who they took a 100 thousand from their account of their money:mad: Instead of 10 and when they went in complaining their money had gone,They played dumb trying to say that person took it out themselves.But when they finally held their hands up to their mistake they credited their account with 5 grand for the mistake and for their rudeness.
Also another person i know found they had ten Thousand more than they should have and when they brought to banks attention they gave them 1 thousand for been honest

WeWillBeReborn · 29-10-2009 05:45PM

It's because of people like you we're in a recession

stovelid · 29-10-2009 05:59PM

WeWillBeReborn wrote: »

It's because of people like you we're in a recession

I think I've found my new favourite user name on boards...

/praise invalid if name has religious subtext; praise tripled if name has zombie subtext.

grundie · 29-10-2009 06:05PM

Something similar happened to me once.

I was withdrawing money from a Cumberland Building Society ATM, a tiny Cumbrian outfit. I wanted £40, but the machine gave me £100 - the notes were old and stuck together. I should mention this outfits ATMs were ancient and painfully slow. This was in 1999 and they were still using the 1980s NCR machines with the plastic screen that would raise when you put your card in.

I said nothing.

WeWillBeReborn · 29-10-2009 06:15PM

stovelid wrote: »

I think I've found my new favourite user name on boards...

/praise invalid if name has religious subtext; praise tripled if name has zombie subtext.

What do I get for superhuman, god-like power, subtext?

OutlawPete · 29-10-2009 06:24PM

Berkut wrote: »

one morning when I checked my online accounts that BOI had lodged 16 million into my account during the night.
Unfortunately about 2 hours later they had it gone ..

I was standing in the park for two f**king hours with those cases - what you think, I was just going let you swan off. Damn right I reversed the payment.

stovelid · 29-10-2009 06:30PM

WeWillBeReborn wrote: »

What do I get for superhuman, god-like power, subtext?

One thanks. Slightly shop-worn.

WeWillBeReborn · 29-10-2009 06:33PM

Good man, I'm all for recycling, save the planet and all that cr4p

oppenheimer1 · 29-10-2009 06:44PM

"Its my money, its just I hate filling out the forms"

Thread reminds me of this!

ctrl-alt-delete · 29-10-2009 06:50PM

Overheal wrote: »

tbh im pretty sure it is highly illegal to knowingly exploit banking errors like this. youd really want to own up to it. Better than the alternative, which quite frankly, may end in jailtime for you. and i know this is AH but im being fairly serious.

This is true,

I once got a Community Chest saying there was a bank error in my favour to the tune of 200 quid, i was on top of the world as most would be.
I splashed out on a new house in a posh location and was living the high life. that was until my next Community Chest sent me directly to jail without even getting the chance of collecting 200 quid i was just about due!

Own up, it's for your own good.

29-10-2009 07:22PM

Post here again ina few weeks OP when you're left broke. Bank will definately take money back.

That_Guy · 29-10-2009 07:31PM

"I swear the money was just resting in my account"

electrogrimey · 29-10-2009 09:40PM

msg11 wrote: »

Where is this ATM ?

An ATM giving out a tenner is a rare sight.

The ATM in Trinity beside the Buttery is the only one that will always give you a tenner.

Also, the fact that it was an ATM giving out tenners narrows it down to one of a small number...Poirot to thread.

This_Years_Love · 29-10-2009 10:39PM

That happened before on Grafton Street a while ago. The atm was giving out €50's instead of €20's. The bank just took the money out of people's accounts.

citizen_p · 29-10-2009 11:10PM

they will just check what card was used at the time.... trace it to you.... and take it back.....

so what you have to do is withdraw all money and cancel your account as soon as possible;)

Ross_Mahon · 29-10-2009 11:15PM

We get caught stealing money from an ATM, we're not going to white collar resort prison. No, no, no. We're going to Federal pound me in the ass prison.

g5fd6ow0hseima · 11-11-2009 10:24PM

Hi, random query. I, like a bollox, forgot to take my money with me when withdrawing from the ATM today. I just walked off when i got my card as I was in a world of my own.

This was an ulster bank machine so i headed to the nearest AIB bank and put in my card into the ATM and got a mini statement which said the money had been withdrawn.

Do you reckon the machine took it back in or the person after me had a lucky day?

moretothegirl · 11-11-2009 10:27PM

Raelynn Blue Caviar wrote: »

Hi, random query. I, like a bollox, forgot to take my money with me when withdrawing from the ATM today. I just walked off when i got my card as I was in a world of my own.

This was an ulster bank machine so i headed to the nearest AIB bank and put in my card into the ATM and got a mini statement which said the money had been withdrawn.

Do you reckon the machine took it back in or the person after me had a lucky day?

call the bank and give them the details, theyll investigate it for you. you mite not get the money back, but then again ya mite do too and theres no big deal in ringin and tryin?

aligator_am · 11-11-2009 10:31PM

Raelynn Blue Caviar wrote: »

Hi, random query. I, like a bollox, forgot to take my money with me when withdrawing from the ATM today. I just walked off when i got my card as I was in a world of my own.

This was an ulster bank machine so i headed to the nearest AIB bank and put in my card into the ATM and got a mini statement which said the money had been withdrawn.

Do you reckon the machine took it back in or the person after me had a lucky day?

The machines are designed to retract the cash if it isn't taken within 30 seconds, they go into a reject bin, if that's the case then you shouldn't have any trouble getting the cash back (could take a while though)

If someone took the cash after you left the machine then I don't think the bank will reimburse you.

They can tell by the electronic records if the cash was pulled back into the machine or not.

Boom_Bap · 11-11-2009 10:35PM

Raelynn Blue Caviar wrote: »

Hi, random query. I, like a bollox, forgot to take my money with me when withdrawing from the ATM today. I just walked off when i got my card as I was in a world of my own.

This was an ulster bank machine so i headed to the nearest AIB bank and put in my card into the ATM and got a mini statement which said the money had been withdrawn.

Do you reckon the machine took it back in or the person after me had a lucky day?

There are 2 possibilities

1) Someone noticed that you didnt take the cash and slipped in after you and took it.

2) The timeout on the dispenser expired and the cash was retracted. This should go back into your account if the software is working properly. My advise is to contact your bank and ask them what has happened. The way it should work is that the cash gets retracted and the transaction is reversed. The cash is retracted to a seperate safe in the ATM that the bank can check, they would normally do this periodically. If there is cash there the bank has to find out where it came from and adjust the customers account accordingly.
The reason why the transaction appeared on the mini statement is because the transaction was not reversed properly or that this is done as a batch job at the end of the day.

The only way for sure is to talk to both banks, a couple of phone calls could get you your money back.

g5fd6ow0hseima · 11-11-2009 10:35PM

Aye, ive the ATM location and time so ill see.... i didnt bother with an advice slip as the machine didnt match my card....

So I should call into ulster bank (the atm in question was U.B) tomorrow as opposed to AIB (my card)..

thanks for your help

smemon · 11-11-2009 10:41PM

ah yes, that must be the special NAMA atm you're not supposed to know about.... it's for developers only....

WeeBushy · 11-11-2009 11:04PM

electrogrimey wrote: »

The ATM in Trinity beside the Buttery is the only one that will always give you a tenner.

The only one? In the whole of Ireland? Damn, I wish I went to Trinity.

Boom_Bap · 11-11-2009 11:10PM

its not really in a banks interest to fill a cassette on an ATM with tenners. They are the notes that will disappear the fastest and they will have to replenish more often. They will also be faced with other factors such as the distribution algorithm to use.

nlgbbbblth · 11-11-2009 11:18PM

Do not underestimate the long memories of banks and their employees.

Customers who profit from a bank error / honest mistake / human error and refuse to repay what they genuinely owe will find that the same bank may do them no favours next time they look for a loan / mortgage / general assistance.

nxbyveromdwjpg · 11-11-2009 11:22PM

Found a machine in Clonskeagh a few years ago giving out 50s instead of 20s, and we basically withdrew everything we could up to our daily limit, in 40euro withdrawals.

Never heard another word about it from the bank or anybody else.

Have absolutely no regrets either.

Stick that in your pipe and smoke it people...

5starpool · 11-11-2009 11:24PM

Happened me at a bank machine about 7 years ago where they were giving double in each transaction. Never contacted me about it or took it out of my account.

ATM dispensing E20 notes instead of E10!! Happy days (?)

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