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What your financial situation?

  • 06-10-2009 09:23PM
    #1
    Closed Accounts Posts: 53 ✭✭


    5k, no job :(


«134

Comments

  • Subscribers Posts: 32,937 ✭✭✭✭5starpool


    decent savings, decent job, big mortgage, not a lot of long term job security.


  • Registered Users, Registered Users 2 Posts: 2,249 ✭✭✭Bears and Vodka


    Pleo wrote: »
    5k, no job :(

    Oh sh1t :confused:


  • Registered Users, Registered Users 2 Posts: 3,848 ✭✭✭soundsham


    if everything was sold +400k ish


  • Closed Accounts Posts: 22,058 ✭✭✭✭Abi


    Pleo wrote: »
    5k, no job :(

    Keep looking for work though. I'm sure its soul-destroying trying to find it at the moment, but giving up won't help either.

    Whats your living situation? are you mortgaging / renting / living with parents?


  • Registered Users, Registered Users 2 Posts: 4,971 ✭✭✭Holsten


    I'm bleedin' loaded!


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  • Registered Users, Registered Users 2 Posts: 25,626 ✭✭✭✭My name is URL


    The only capital I have is my kneecaps


  • Registered Users, Registered Users 2 Posts: 7,962 ✭✭✭jumpguy


    My parents are my ATM. :)


  • Registered Users, Registered Users 2 Posts: 5,109 ✭✭✭LadyMayBelle


    Hmm, a postgrad student doing placement (unpaid) and waiting for the grant. Savings, 1k from working the summer. Nice backpay from dole office due this week..hoping for about 2K. So content.


  • Registered Users, Registered Users 2 Posts: 2,205 ✭✭✭Neamhshuntasach


    I act like i'm broke but i'm actually loaded. I have a load of money and i never use it on anything other than traveling. It gives me the security of not wanting to work though.


  • Closed Accounts Posts: 3,783 ✭✭✭Pj!


    Sh1te


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  • Registered Users, Registered Users 2 Posts: 6,477 ✭✭✭grenache


    40 weekly hours of work , 5 hours of college, i'm comfortable i guess.


  • Registered Users, Registered Users 2 Posts: 5,853 ✭✭✭veryangryman


    5starpool wrote: »
    decent savings, decent job, big mortgage, not a lot of long term job security.

    Same as


  • Registered Users, Registered Users 2 Posts: 5,154 ✭✭✭Rented Mule


    Well .....and getting better everyday.


  • Banned (with Prison Access) Posts: 4,193 ✭✭✭Turd Ferguson


    Jew thread :rolleyes:


  • Registered Users, Registered Users 2 Posts: 1,087 ✭✭✭byrner88


    204.30 like lots of other people in the country


  • Closed Accounts Posts: 8,390 ✭✭✭The Big Red Button


    Short-term finances - not great, I'd appreciate if someone could throw me a grand or two to get me past the next couple of weeks, thank you please :D

    Long-term finances - should be OK, hopefully. Starting new job next week.

    Savings - none.

    Debt - manageable.

    So I'm happy enough overall I suppose!


  • Closed Accounts Posts: 10,179 ✭✭✭✭Max Power1


    no job/savings. 204.30 per week :( depressing.


  • Closed Accounts Posts: 100 ✭✭f3qh5g0z6vc7ob


    Congrats on new job! :)

    hope it goes well.


  • Registered Users, Registered Users 2 Posts: 2,651 ✭✭✭cooperguy


    Small amount of savings, decent secure job though.


  • Closed Accounts Posts: 924 ✭✭✭Elliemental


    In a secure job (which, given the current economic climate, is something!), and earn a decent salary. Get paid on friday:D New shoes on Saturday:D:D


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  • Registered Users, Registered Users 2 Posts: 12,816 ✭✭✭✭galwayrush


    Enough to pay the bills and survive with a struggle.:(

    I am owed a fortune that i will never collect, mainly from builders.


  • Registered Users, Registered Users 2 Posts: 17,495 ✭✭✭✭eviltwin


    Working at the moment, husband on the dole doing the stay at home dad thing now and loving it. Have a mortgage and two cars to pay off as well as the usual bills.

    Managing to keep on top of things but there is no extra money for holidays, meals out or any of the other stuff I used to take for granted. Trying to enjoy the "novelty" of being frugal but its tough.

    We're a lot worse off than we were this time last year but funnily enough much happier..never really saw much of one another because we were working opposing shifts but he's here now so its great. We actually get to talk now lol.


  • Registered Users, Registered Users 2 Posts: 2,216 ✭✭✭Mrmoe


    +€300 per month
    -€275 per month rent
    -€200 per month debt repayment
    - bills
    - food
    - transport

    I think I might have to start offering sexual favors down at the docks soon to disgruntled seamen or else get a job as an auditor in FAS.


  • Registered Users, Registered Users 2 Posts: 2,680 ✭✭✭Tellox


    Quite miserable. Full time job with decent pay, but started a business which ran up so much debt the payments are a little higher than my income - and I still have to pay Rent, bills.. etc etc.

    Usually I freelance myself on rentacoder and other sites to bring in some extra income to keep me alive.

    Unfortunately the bank seem fairly uninterested in purchasing all my loans and doing up a long-term plan with me.. might be to the high courts for a bankruptcy hearing soon then :p

    In any case, money is not worth getting upset over. If I lost my job tomorrow I'd still make it through the week with a smile. No point being in the dumps because of it.


  • Closed Accounts Posts: 24,608 ✭✭✭✭arybvtcw0eolkf


    Pretty dire.

    No social life anymore, the car is about 10k over its service (including timing belt). Bringing packed lunches to work again and finding myself watching every penny I spend.

    At the moment my living standards are probably on par with how they were back in the early to mid 90's.

    My future never really bothered me, however I fear for my childrens.

    No one in my family has ever went onto third level education, I grew up in a very working class family in Ballymun in the 70's & 80's - no one went further than their group or inter-certs back then.

    The future was looking rosey for my children, with third level education almost a given - I feel that slipping away rapidly now.

    But there are worse off than me, and I try think of those people before my own small stresses.

    .


  • Registered Users, Registered Users 2 Posts: 6,584 ✭✭✭PCPhoto


    about 50K Debt (but working on it.... slowly getting it down - knocked off about 10K in the last 6months)

    so.... in debt but its manageable. (I hope)


  • Posts: 17,735 ✭✭✭✭ [Deleted User]


    Happy enough at the moment. Can't really plan for a year down the line with work but I don't have any debts. Need to manage my money better though, have to start bringing packed lunches to work since it's a fortune to be spending on a roll/whatever each day.


  • Closed Accounts Posts: 10,815 ✭✭✭✭Dord


    Gettin' by.... :)


  • Registered Users, Registered Users 2 Posts: 1,772 ✭✭✭Jessibelle


    Just been let go. Have a few k in savings and have applied today for some jobs locally but apparently am grossly over-qualified??? Have to go to the social in the morning to start the application for JSB and then get onto the bank to see if I can take a break from repaying college fee loans until a bit more sorted. Am ok for the forseeable future but a bit scared about where I might be in 6 months.


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  • Moderators, Recreation & Hobbies Moderators, Social & Fun Moderators, Sports Moderators Posts: 12,810 Mod ✭✭✭✭Keano


    204.30 a week wages. Have a nice bit put away in savings. Homeowner too but my gf is working so not as bad as many others.

    I would just like to say to all those really struggling, chin up and keep going and hopefully life will slowly improve for you.


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