What your financial situation?

Pleo

5k, no job

5starpool

decent savings, decent job, big mortgage, not a lot of long term job security.

Bears and Vodka

Pleo wrote: »

5k, no job

Oh sh1t

soundsham

if everything was sold +400k ish

Abi

Pleo wrote: »

5k, no job

Keep looking for work though. I'm sure its soul-destroying trying to find it at the moment, but giving up won't help either.

Whats your living situation? are you mortgaging / renting / living with parents?

Holsten

I'm bleedin' loaded!

My name is URL

The only capital I have is my kneecaps

jumpguy

My parents are my ATM.

LadyMayBelle

Hmm, a postgrad student doing placement (unpaid) and waiting for the grant. Savings, 1k from working the summer. Nice backpay from dole office due this week..hoping for about 2K. So content.

Neamhshuntasach

I act like i'm broke but i'm actually loaded. I have a load of money and i never use it on anything other than traveling. It gives me the security of not wanting to work though.

Pj!

Sh1te

grenache

40 weekly hours of work , 5 hours of college, i'm comfortable i guess.

veryangryman

5starpool wrote: »

decent savings, decent job, big mortgage, not a lot of long term job security.

Same as

Rented Mule

Well .....and getting better everyday.

Turd Ferguson

Jew thread :rolleyes:

byrner88

204.30 like lots of other people in the country

The Big Red Button

Short-term finances - not great, I'd appreciate if someone could throw me a grand or two to get me past the next couple of weeks, thank you please

Long-term finances - should be OK, hopefully. Starting new job next week.

Savings - none.

Debt - manageable.

So I'm happy enough overall I suppose!

Max Power1

no job/savings. 204.30 per week depressing.

f3qh5g0z6vc7ob

Congrats on new job!

hope it goes well.

cooperguy

Small amount of savings, decent secure job though.

Elliemental

In a secure job (which, given the current economic climate, is something!), and earn a decent salary. Get paid on friday:D New shoes on Saturday:D:D

galwayrush

Enough to pay the bills and survive with a struggle.:(

I am owed a fortune that i will never collect, mainly from builders.

eviltwin

Working at the moment, husband on the dole doing the stay at home dad thing now and loving it. Have a mortgage and two cars to pay off as well as the usual bills.

Managing to keep on top of things but there is no extra money for holidays, meals out or any of the other stuff I used to take for granted. Trying to enjoy the "novelty" of being frugal but its tough.

We're a lot worse off than we were this time last year but funnily enough much happier..never really saw much of one another because we were working opposing shifts but he's here now so its great. We actually get to talk now lol.

Mrmoe

+€300 per month
-€275 per month rent
-€200 per month debt repayment
- bills
- food
- transport

I think I might have to start offering sexual favors down at the docks soon to disgruntled seamen or else get a job as an auditor in FAS.

Tellox

Quite miserable. Full time job with decent pay, but started a business which ran up so much debt the payments are a little higher than my income - and I still have to pay Rent, bills.. etc etc.

Usually I freelance myself on rentacoder and other sites to bring in some extra income to keep me alive.

Unfortunately the bank seem fairly uninterested in purchasing all my loans and doing up a long-term plan with me.. might be to the high courts for a bankruptcy hearing soon then

In any case, money is not worth getting upset over. If I lost my job tomorrow I'd still make it through the week with a smile. No point being in the dumps because of it.

arybvtcw0eolkf

Pretty dire.

No social life anymore, the car is about 10k over its service (including timing belt). Bringing packed lunches to work again and finding myself watching every penny I spend.

At the moment my living standards are probably on par with how they were back in the early to mid 90's.

My future never really bothered me, however I fear for my childrens.

No one in my family has ever went onto third level education, I grew up in a very working class family in Ballymun in the 70's & 80's - no one went further than their group or inter-certs back then.

The future was looking rosey for my children, with third level education almost a given - I feel that slipping away rapidly now.

But there are worse off than me, and I try think of those people before my own small stresses.

.

PCPhoto

about 50K Debt (but working on it.... slowly getting it down - knocked off about 10K in the last 6months)

so.... in debt but its manageable. (I hope)

Happy enough at the moment. Can't really plan for a year down the line with work but I don't have any debts. Need to manage my money better though, have to start bringing packed lunches to work since it's a fortune to be spending on a roll/whatever each day.

Dord

Gettin' by....

Jessibelle

Just been let go. Have a few k in savings and have applied today for some jobs locally but apparently am grossly over-qualified??? Have to go to the social in the morning to start the application for JSB and then get onto the bank to see if I can take a break from repaying college fee loans until a bit more sorted. Am ok for the forseeable future but a bit scared about where I might be in 6 months.

Keano

204.30 a week wages. Have a nice bit put away in savings. Homeowner too but my gf is working so not as bad as many others.

I would just like to say to all those really struggling, chin up and keep going and hopefully life will slowly improve for you.

dave98

things can only get better

entropi

No savings, have a student grant thankfully and applying for another i'll hopefully get! Its a good thing i'm living at home now so things aint that bad really, but sadly next year and a uni course doesnt look too promising right now:(

Like Makikomi/Mairt has mentioned...there are worse off then me.

deaddonkey

no job, good savings, going travelling
Happy enough, I don't go nuts.

Senna

Same as i've been for all my working life, living paycheck to paycheck. Have a small amount of savings (adding a few € every week) and a small enough mortgage. So very very luck to be keeping my head above water.

Have decided to sell my petrol car for a diesel, was working it out last month, if i put the amount of money saved on petrol every week against the mortgage, the term will be reduced by 9 years:eek:

Local-womanizer

600 in debt.

But I'am a student,living at home with the odd bit of work.Enough to get me out 1 nite a month and a night in the pub.

I just keep thinking about those worse off than me,and the fact that everyone is in the same boat.

Probably happier now anyway.

dumbblonde122

byrner88 wrote: »

204.30 like lots of other people in the country

same as plus €7,000 loan and also need to come up with €2,000 for college fees which were due a month ago!

thetonynator

Diabolical.

Dane Bramage

Secure job, ok dough, decent savings, only debt is a car loan with 7k currently outstanding, no mortgage (renting). Not a material person, quite frugal with the dough. Not a tight arse either, just don't see the point of paying for stuff that I don't really need. Tend to let go quite a bit though once on holiday.

We don't really eat out as myself and wife tend to be quite adventurous when cooking meals, in fact we have gotten so good at cooking tasty dishes lately that its now come to a point that we tend to get disappointed when we go to any restaurant!!

So all in all, can't complain!

grizzly

What's a pound of lint worth these days?

Pinky Pixie

Since the ressession I am in the best finanical position I have ever been....Secure job that pays well and that I enjoy...paid off all my loans...saving a little bit a month....credit card debt only about €200.

All I did was stopped buying lunch in work and completely useless stuff on impulse! Realised most my wages were going on actually working rather than living!

TheBlock

Up to my towners in debt about 420k, In massive neg equity with no chance of selling my home if i had to due to structural problems(not that I want to). Small family and Big wife to feed. Absolutley zero savings, living on the overdraft.

Have job though (for the time being) and it's not aways going to be dark at 7.

Forge on.

Jessibelle

TheBlock wrote: »

it's not aways going to be dark at 7.
.

I like that

Senna

grizzly wrote: »

What's a pound of lint worth these days?

Not much, on the other hand, that kidney of yours is worth a few grand!!

inforfun

5starpool wrote: »

decent savings, decent job, big mortgage, not a lot of long term job security.

Same minus the mortgage and the job is pretty secure.

SV

edit:
deleted all just in case.



regardless, my financial situation is amazing.

Novella

My financial situation is dire.

helimachoptor

Erm not too bad I suppose. Have a mortgage but its split between 4 people living in the house. No car loan, but getting some dental work done but using savings for that. Have quite a bit of savings. Decent paying job but not sure how much longer i'll have it.

rainbow kirby

Awful. 25 year old postgraduate student - about €2k in the bank, €900 of which UCD will be extracting after Christmas. Will be taking out student loans at the start of semester 2 to keep me going until I submit my MSc thesis. Blargle.

Joey the lips

Totally fooked and not in a sexual sense!

blueshark22

Pleo wrote: »

5k, no job

38k a year, 3 grand savings, mortgage and small loan repayments of 1k a month , finding it very difficult to save at the moment but other than that feel lucky, alot of my friends are struggling