First Paycheques with Pension Levy...

astrofool · 12-03-2009 04:51PM

Ginny wrote: »

you can't opt out of the pension.

You can work outside of the union structure and have your own contract with the government for employment.

I'm sure if enough PS workers demanded that the pension be optional, the government would happily let it be, after all, they have to put a lot more money into it, then the worker does.

It's ridiculous that a young person who only wants to work for the government for a few years has to pay into a pension to pay for those who are happy working in a stupor for 40 years.

ejmaztec · 12-03-2009 05:00PM

I bet Brian Lenihan and his chums are at this moment trying to work the next huge deduction into the system. Once they've figured out how much, they'll spend further time trying to come up with a name for this huge deduction that bears no relation whatsoever to tax. They could call it a "loan". It will never get repaid, because they'll let Anglo handle it, but it won't sound so bad will it?

Boskowski · 12-03-2009 05:58PM

astrofool wrote: »

Until then, the army and the nurses and any others in the public service who do a hard job are not entitled to any sympathy as they are allowing the useless f*cks to bleed them without so much as a whisper.

Just out of curiosity. What is that army good for do you guys think? Only thing I ever see them doing is protecting the banks (not ours, the effin banks) money, for free apparently. Or they're on the news on some funny mission in Chad or somewhere where you're also wondering what business we have there.

ejmaztec · 12-03-2009 06:09PM

realcam wrote: »

Just out of curiosity. What is that army good for do you guys think? Only thing I ever see them doing is protecting the banks (not ours, the effin banks) money, for free apparently. Or they're on the news on some funny mission in Chad or somewhere where you're also wondering what business we have there.

Perhaps we've invaded Chad and nobody's told us.

Wishbone Ash · 25-03-2009 11:22PM

Just got my first (fortnightly) paycheque tonight with the new 'pension' levy - €341 deducted!! Holy shit!! :eek:

K-9 · 26-03-2009 12:05AM

Wishbone Ash wrote: »

Just got my first (fortnightly) paycheque tonight with the new 'pension' levy - €341 deducted!! Holy shit!! :eek:

Nice wage!

Poccington · 26-03-2009 12:09AM

realcam wrote: »

Just out of curiosity. What is that army good for do you guys think? Only thing I ever see them doing is protecting the banks (not ours, the effin banks) money, for free apparently. Or they're on the news on some funny mission in Chad or somewhere where you're also wondering what business we have there.

The Government recieves payment for the DF doing CIT duties.

As for that "funny" mission in Chad... I'm sure all the people who couldn't live in their own homes and were living in refugge camps constantly under threat from militias thought it was hilarious until the Irish, Dutch etc. turned up.

We do plenty of other stuff, who do you think defuses all those lovely bombs criminals are leaving around the place? The bomb disposal fairies?

Sam Vimes · 26-03-2009 12:14AM

Wishbone Ash wrote: »

Just got my first (fortnightly) paycheque tonight with the new 'pension' levy - €341 deducted!! Holy shit!! :eek:

That can't be just for the pension levy can it?

Unless you earn roughly €147,766.66 a year?

JuliusCaesar · 26-03-2009 12:15AM

Most women working in the public service won't get a full pension due to having taken time off for children. Many work part-time for most of their working lives. Many don't join the public service untill late20s anyway so aren't eligable for a full pension. Nurses often have to take early retirement because they've done their backs in, lifting patients.

The majority of workers in the Civil service are on low wages and their pension reflects that.

jdivision · 26-03-2009 12:42AM

Sam Vimes wrote: »

That can't be just for the pension levy can it?

Unless you earn roughly €147,766.66 a year?

I think they're all forgetting a) the 42% back they get afterwards and the b) contribution some made anyway.

Wishbone Ash · 26-03-2009 12:46AM

Sam Vimes wrote: »

That can't be just for the pension levy can it?

That's what it says in my pay slip! (And that's not including the income levy).

Sam Vimes wrote:

Unless you earn roughly €147,766.66 a year?

I wish!!

*laughs*

ohanloj3 · 26-03-2009 12:59AM

Mairt wrote: »

I'm sure a nurse on duty in an A&E department tonight could enlighten you further about her real life, or a guard on duty in some rotten sh*t hole - or a prison officer who'll spend more time in Mountjoy during his working life than many a murderer or rapist - as them about their real lives!

Sorry to disagree with you but I am a nurse and have worked in A&E department and in all fairness I knew what I was getting into when I signed up for nursing as I'm sure you did when you decided on your occupation so you can't take it out on this student cos you're annoyed with the government and the job you do.

Sam Vimes · 26-03-2009 01:03AM

Wishbone Ash wrote: »

That's what it says in my pay slip! (And that's not including the income levy).

I wish!!

*laughs*

Just to be clear here: Is that figure the total amount deducted from your pay or is it only for the levy?

the levy's only supposed to be about 6% so you would have to be earning €147,766.66 a year to be paying that much for the levy every two weeks

K-9 · 26-03-2009 12:51PM

Sam Vimes wrote: »

Just to be clear here: Is that figure the total amount deducted from your pay or is it only for the levy?

the levy's only supposed to be about 6% so you would have to be earning €147,766.66 a year to be paying that much for the levy every two weeks

It could well be the pre existing pension levy of 6% and the new one, probably before tax relief.

There's a lot of confusion over the amount of the levy, not helped by the Unions. Was looking at the GRA site, their calculations of the amounts lost include the income levy!

Sam Vimes · 26-03-2009 12:59PM

K-9 wrote: »

It could well be the pre existing pension levy of 6% and the new one, probably before tax relief.

There's a lot of confusion over the amount of the levy, not helped by the Unions. Was looking at the GRA site, their calculations of the amounts lost include the income levy!

What pre-existing 6% levy? Are they now being levied 12% ?

dresden8 · 26-03-2009 01:02PM

Sam Vimes wrote: »

What pre-existing 6% levy? Are they now being levied 12% ?

There's PRSI deducted as well as superannuation as well as the new levy.

I thought all the public sector pension experts on boards.ie would have known about those.

Sam Vimes · 26-03-2009 01:26PM

dresden8 wrote: »

There's PRSI deducted as well as superannuation as well as the new levy.

I thought all the public sector pension experts on boards.ie would have known about those.

I know there's PRSI etc. My question was whether that entire figure of €341 was the pension levy. The answer is no apparently

neilled · 26-03-2009 01:43PM

realcam wrote: »

Just out of curiosity. What is that army good for do you guys think? Only thing I ever see them doing is protecting the banks (not ours, the effin banks) money, for free apparently. Or they're on the news on some funny mission in Chad or somewhere where you're also wondering what business we have there.

The EUFOR mission in chad was set up to protect refugees fleeing the darfur conflict from roaming gangs of bandits, rebels, Janjaweed etc who murdered raped and pillaged from refugees along the border and have no compulsion in murdering UN staff. In short the EUFOR mission was defending those innocents who could not defend themselves in a conflict from hell. EUFOR was there whilst the politicians at the UN wrangled about sending a force for over a year and the Irish public cried "save darfur". Of course, we and the international community could just look the other way and forget about it and all the other conflicts and stand idly by again whilst the next Rwanda unfolds at some unspecified time in the future. Buy hey, once it doesn't affect where your next latte is coming from its not our business, right?

Other uses - internal security, dealing with the threat posed by terrorists of all political beliefs over the past 30 years. Dealing with the explosives left by criminal scum that are unfortunately to bright not to shoot themselves in the head on a regular basis.

Realist security theory - the acknowledgement that the international system is chaotic and the neighbour that is friendly now may not be so friendly at some unspecified time in the future, so you maintain a military force that you can use as the basis of expansion. Military forces take ages to built from scratch and even longer these days as the tools and methods of war become increasingly complex. Look at Iraq, Liberia, Sierra Leone where institutions had to be rebuilt from scratch - it took years. The Russians have set themselves the goal of getting back up to cold war standards - by 2014 or so.

Soverignty - A state should be able to control its own territory. An armed force is necessary for this.

Irelands % of GDP for defence spending is amongst the lowest in the EU, if anything it could do with going up a bit so we can control our own waters to patrol against drug runners and the like.

K-9 · 26-03-2009 01:57PM

Sam Vimes wrote: »

What pre-existing 6% levy? Are they now being levied 12% ?

Sam Vimes wrote: »

I know there's PRSI etc. My question was whether that entire figure of €341 was the pension levy. The answer is no apparently

It depends on how the payroll works.

PS pay 6% PRSI, 6.5% Original Pension levy and now the new levy of roughly 6%. Basically they would pay on average 18/19% towards Pensions.

I've a notion the deduction of €341 per fortnight, could be PRSI, the original levy and the new one before tax and PRSI relief.

Then again, I don't know Wishbone Ash's wage and I don't think we need that detail!

Anyway, saying I had €341 deducted is incorrect by the looks of it.

PS. Sam Vimes, it would be €73,883 as it's per fortnight!

Noopti · 26-03-2009 02:25PM

Mairt wrote: »

Maybe you or your daddy were afraid to?.

Someone has to step up to the plate and deal with the worlds filth.

Quit the machismo crap. Seriously, I am willing to bet that a lot of people in public jobs chose that route because of the old "job for life" mentality. Not for some holier than thou sense of moral and civic duty.

You can't take a job, knowing the risks involved, knowing the benefits afforded in return and then turn around and throw it in the faces of people who are actually taking just a many hits to their finances/lives as you. Good on ya, you decided to pursue a career which involves more danger than a office worker. I applaud you. But don't then skew the argument in your favour by using those same risks as some sort of bargaining chip, as all it does it actually cheapen the very jobs you are putting forth as morally just professions.

I am also sick of the "we didn't cause this" argument. Yes, public sector professionals didn't "cause" the problems, just as much as private sector (for the most part) didn't cause them. But the bottom line is we all have to pay for them, that is life. All we can hope for is that our sacrifices actually do turn things around and our banks actually are regulated and run properly as a result.

WindSock · 26-03-2009 02:30PM

Prison Officers are the highest paid in the public sector - fact! (until told otherwise)

arybvtcw0eolkf · 26-03-2009 02:34PM

Woo Hoo (I've applied through publicjobs.ie).

I'm waiting to hear if there's a recruiting embargo on the prison service.

WindSock wrote: »

Prison Officers are the highest paid in the public sector - fact! (until told otherwise)

Wishbone Ash · 26-03-2009 10:57PM

Sam Vimes wrote: »

Is that figure the total amount deducted from your pay or is it only for the levy?

Sam Vimes wrote: »

My question was whether that entire figure of €341 was the pension levy

K-9 wrote: »

I've a notion the deduction of €341 per fortnight, could be PRSI, the original levy and the new one before tax and PRSI relief.

Then again, I don't know Wishbone Ash's wage and I don't think we need that detail!

Anyway, saying I had €341 deducted is incorrect by the looks of it

The €341 was for 'pension' levy only and didn't include the original income levy, tax at €823 and PRSI at €95.

PS - one of my colleagues paid €550 in the pension levy alone!!

Sam Vimes · 26-03-2009 11:28PM

K-9 wrote: »

PS pay 6% PRSI, 6.5% Original Pension levy and now the new levy of roughly 6%. Basically they would pay on average 18/19% towards Pensions.

Ah see I wasn't aware of that.

K-9 wrote: »

PS. Sam Vimes, it would be €73,883 as it's per fortnight!

No it wouldn't I took account of that :P

341/2=€170.5 per week

which means €170.5 is 6% of his wages (incorrectly assuming that whole figure was the 6% pension levy).

Which means he earns €2841.66 per week

Which means he earns €147,766.66 per year

So there :P

Unless my maths are wrong somewhere? (excluding the fact that I didn't know he might have been including a different levy)

Wishbone Ash wrote: »

The €341 was for 'pension' levy only and didn't include the original income levy, tax at €823 and PRSI at €95.

PS - one of my colleagues paid €550 in the pension levy alone!!

Unless there is some kind of clarification here then we're paying our public service akin to rock stars. How can €550 be 12% of his wages? (6%* 2 weeks)

Does that figure include the old levy and the new one, ie is it 12.5% of his weekly wages, not his fortnightly wages? That would put him at €119,166.66 a year

sparkydee27 · 26-03-2009 11:44PM

I'm a civil servant in my late twenties just started a year ago. I earn 400 a week and now pay 20 euros a week on a levy. I don't mind paying it..i'd rather not but our arguement is that with tax relief etc the higher paid within the civil service don't pay the same proportion out of their wages. I'm on a very basic wage and get so angry when i read about high wages etc. I'm lucky to have job security and believe me i appreciate it but the same scapegoating is ridiculous.

27-03-2009 12:18AM

WindSock wrote: »

Prison Officers are the highest paid in the public sector - fact! (until told otherwise)[/

Thats right they are paid more than doctors and professors in fact i hear TD,s are looking to be benchmarked against them in the future get real!

27-03-2009 12:30AM

By the way prison officers are compelled to work 360 hours overtime a year because prisons are overcrowded and under staffed this is a far cheaper option for the government than actually employing enough staff this overtime is not pensionable but is included in calculating contributions to the pension levy! Can anyone explain this.

HarryPalmer · 27-03-2009 12:36AM

poolboy wrote: »

By the way prison officers are compelled to work 360 hours overtime a year because prisons are overcrowded and under staffed this is a far cheaper option for the government than actually employing enough staff this overtime is not pensionable but is included in calculating contributions to the pension levy! Can anyone explain this.

That's about six hours a week above a public sector "working week", which is in any case below what we do in the real world. I imagine - tell me if I am wrong - that it is paid well above the normal rate. Why then, should it not be subject? It's not like they are paying full whack for the pension in the first place.

Benny-c · 27-03-2009 12:41AM

Boo-Hoo it's soooooo unfair having to contribute (a fraction) to your pension, perhaps all you public servants when you are finished whinging about your jobs you would consider leaving and trying another career-it must be cushier elsewhere.....;)

27-03-2009 12:42AM

HarryPalmer wrote: »

That's about six hours a week above a public sector "working week", which is in any case below what we do in the real world. I imagine - tell me if I am wrong - that it is paid well above the normal rate. Why then, should it not be subject? It's not like they are paying full whack for the pension in the first place.

Because its not pensionable. And its almost 8 hours and yes its paid above normal rates as is overtime in any sector.

First Paycheques with Pension Levy...

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