Getting insured on a hearse?

Plug · 05-03-2009 08:42PM #1

hello lads just got an idea to buy a hearse, I have my eye on this one. She's a 2.5 litre. I tried to get an online quote from quinn but was unable to. It will be my first car, im only on a provisanal and im 20 but considering its only 2 seats would the insurance be cheap?
Anyone have an idea how much it would cost to insure it and any other good insurance websites? cheers lads

KTRIC · 05-03-2009 08:45PM

Not sure about the insurance, but what are you going to do with the hearse ?.

It'd make a fairly nice car-van

DarkJager · 05-03-2009 08:47PM

You could make a living just driving through the background in some RSA safety adverts

Plug · 05-03-2009 08:54PM

Just thought it would be a cool idea, great for a few nixers. I can haul around my tool box in the back of it and if someone dies and can put them in for only a few quid. Also it would be so funny becasue im in fas, just arrive in someday with a black 2.5 rear wheel drive hearse:D

CharlieCroker · 05-03-2009 09:08PM

Plug wrote: »

Just thought it would be a cool idea, great for a few nixers. I can haul around my tool box in the back of it and if someone dies and can put them in for only a few quid. Also it would be so funny becasue im in fas, just arrive in someday with a black 2.5 rear wheel drive hearse:D

Nice idea, even if it is unconventional!!!:p
I'd imagine you could insure something likr that as a commercial????

Mycroft H · 05-03-2009 09:17PM

CharlieCroker wrote: »

Nice idea, even if it is unconventional!!!:p
I'd imagine you could insure something likr that as a commercial????

Lol under 'own goods'

Yakult · 05-03-2009 09:19PM

Lump a turbo on to it and make it a drifting car

ShadowHearth · 05-03-2009 09:20PM

LOOOOOOOOOOOOOOOOOOOOOOOL

please say how it will work out

.

Please park it in a front! So all hope will abondon humanity

Plug · 05-03-2009 09:21PM

It has an nct till jan 2010 so I prusume it is classed as a car and not a van etc. If I could get it insured for less than 2k that would be grand I'd get a loan in the morning, at the rate things are going i could get that hearse for 1800 quid and not the 2300 as stated.

Anan1 · 05-03-2009 09:29PM

It'd be handy for festivals too.

Plug · 05-03-2009 09:32PM

I could also buy a second hand coffin maybe:D
jesus these insurance crouds are arseholes, can't get a quote on the net anywere, better get on the blower tomorrow.

Fizman · 05-03-2009 09:50PM

Plug wrote: »

I could also buy a second hand coffin maybe:D
jesus these insurance crouds are arseholes, can't get a quote on the net anywere, better get on the blower tomorrow.

Well imagine it from their point of view.....a 20 year old looking to get insured on a 2.5l car. Now granted its a hearse, and no Focus ST, but I reckon it would be possible, but at a heavy price.

DJ Hafez · 05-03-2009 09:56PM

Would be funny to see a hearse overtaking you aswell. Plus shopping would be brilliant,might be a bit hard to park in your local tesco though... But - Mother and child parking is made for cars like that ! :P :P :P :P :P :P

Plug · 05-03-2009 09:57PM

Fizman wrote: »

Well imagine it from their point of view.....a 20 year old looking to get insured on a 2.5l car. Now granted its a hearse, and no Focus ST, but I reckon it would be possible, but at a heavy price.

The value of the car is only about 2 grand so it might not be too bad.

McSpud · 05-03-2009 09:58PM

Completely off topic & no word of a lie but a number of years back I was overetaken by a hearse on the N7 Glanmire bypass heading southbound at the bottom of the hill past the flyover. He must have been in a hurry as I am sure he was doing over 100mph. Moving too quick to tell if he had a passenger. To say I was surprised is an understatement! If I did not have a full car of co-witnesses no one would have believed me. :eek:

CreepingDeath · 05-03-2009 10:49PM

Plug wrote: »

She's a 2.5 litre.

About a decade ago when I had a provisional licence I couldn't get a insured on a 1.5 litre car. Just cos it's a hearse doesn't mean it can't go fast !

My guess is that if you get a quote at all, it'll be expensive.
Either based on the size of the engine, or if you try insuring it as a commercial vehicle.

Not even sure how you could disguise it as a hearse... eg. fit in 2/4 more seats in the back.

Darragh29 · 05-03-2009 11:33PM

Quinn Direct are DYING to insure folks like you!

:D:D

The premium might be a bit stiff though!

:D:D:D:D

DJ Hafez · 05-03-2009 11:35PM

Darragh29 wrote: »

Quinn Direct are DYING to insure folks like you! :D:D

The premium might be a bit stiff though! :D:D:D:D

Shaaaaaaame!

AsphaltRisin' · 05-03-2009 11:40PM

KTRIC wrote: »

Not sure about the insurance, but what are you going to do with the hearse ?.

It'd make a fairly nice car-van

i was just about to suggest the van idea. You'll get insured on it as a van. all you need is some plywood on the floor of it put in well and the rear windows tinted very dark.

just a little side note about the granada hearse there, it wouldnt be a 2.5, engines for those weree 2.0, 2.4 v6, 2.8 v6 and 2.9 v6. there was a 2.5 diesel available but theyd never build a herse back then with that rattly old diesel. if that granada really is 2.5 then it's had the engine swapped for somethin esle

alo1587 · 06-03-2009 01:42AM

Darragh29 wrote: »

Quinn Direct are DYING to insure folks like you! :D:D

The premium might be a bit stiff though! :D:D:D:D

Surely the OP can get someBODY to insure it?

Sorry, I just couldn't resist:D

Guy:Incognito · 06-03-2009 01:55AM

AsphaltRisin' wrote: »

i was just about to suggest the van idea. You'll get insured on it as a van. all you need is some plywood on the floor of it put in well and the rear windows tinted very dark.

Its already floored in far nicer wood than ply.

Voodoomelon · 06-03-2009 02:11AM

Plug wrote: »

hello lads just got an idea to buy a hearse, I have my eye on this one. She's a 2.5 litre. I tried to get an online quote from quinn but was unable to. It will be my first car, im only on a provisanal and im 20 but considering its only 2 seats would the insurance be cheap?
Anyone have an idea how much it would cost to insure it and any other good insurance websites? cheers lads

State of that, I wouldn't be seen dead in it...

Darragh29 · 06-03-2009 03:14AM

alo1587 wrote: »

Surely the OP can get someBODY to insure it?

Sorry, I just couldn't resist:D

Voodoomelon wrote: »

State of that, I wouldn't be seen dead in it...

OP, I'd say that car will give you nothing but grief!

:D:D

Del2005 · 06-03-2009 06:22AM

McSpud wrote: »

Completely off topic & no word of a lie but a number of years back I was overetaken by a hearse on the N7 Glanmire bypass heading southbound at the bottom of the hill past the flyover. He must have been in a hurry as I am sure he was doing over 100mph. Moving too quick to tell if he had a passenger. To say I was surprised is an understatement! If I did not have a full car of co-witnesses no one would have believed me. :eek:

In the some US stats funeral processions have escorts, they can speed and ignore red lights. Better then over here where the whole world has to stop for a procession barely above crawling pace.

Plug wrote: »

It has an nct till jan 2010 so I prusume it is classed as a car and not a van etc. If I could get it insured for less than 2k that would be grand I'd get a loan in the morning, at the rate things are going i could get that hearse for 1800 quid and not the 2300 as stated.

The fact that it's a 19 year old custom 2.5l car may be an issue and the fact you are only 1 year older then it on a permit won't help. Don't forget that if you get 3 refusals the 1st company has to quote you, but they don't have to be nice.

Plug · 06-03-2009 09:29AM

I'm going to tell them I use it to haul around my tool box etc, its only got 2 seats bla bla bla. I never heard about if I get 3 refusals the 1st company has to quote me, how exactly does that work?
cheers for the help.

martydunf · 06-03-2009 09:47AM

Plug wrote: »

I'm going to tell them I use it to haul around my tool box etc, its only got 2 seats bla bla bla. I never heard about if I get 3 refusals the 1st company has to quote me, how exactly does that work?
cheers for the help.

you have to get a letter off the other insurance companies explaining that they refused to quote you and go back to original insurer and they have to quote you but bear in mind that it can be any figure imaginable!

Furkin_Bastage · 06-03-2009 10:54AM

A Hearse!

Imagine the amount of speakers you could fit in it!!

Nice big mattress in the back, what girl wouldn't be impressed to Death.

I can see it now, a pimped hearse

Plug · 06-03-2009 11:14AM

Im going try with quinn, I suppose there the cheapest or are they any cheaper crouds, who do ye recommend?

fletch · 06-03-2009 12:03PM

R_H_C_P wrote: »

Lump a turbo on to it and make it a drifting car

http://www.autocar.co.uk/VideosWallpapers/Videos.aspx?AR=236739&Page=5

mickdw · 06-03-2009 12:40PM

To escape vrt if importing a hearse, you have to be a registered undertaker so by that line of thinking, A hearse isnt a hearse until it is used for undertaking purposes therefore what you are insuring is a 1990 coachbuilt granada which in your case will be used for overtaking purposes.

RLJ · 06-03-2009 12:43PM

Plug wrote: »

Just thought it would be a cool idea, great for a few nixers. I can haul around my tool box in the back of it and if someone dies and can put them in for only a few quid.

bring shovel you can bury them too

Also it would be so funny becasue im in fas, just arrive in someday with a black 2.5 rear wheel drive hearse:D

if your in fas then you are right with a hearse cos the FAS management are all dead

Getting insured on a hearse?

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