Ranger for private use

jamesd2013 · 30-04-2026 08:43AM #1

Hi all

Looking at a 2025 ranger but having trouble finding an insurer to insure it privately.

Is there anyone that does?

Thanks

Henry Ford III · 30-04-2026 09:29AM

Ask a Broker?

Viscount Aggro · 30-04-2026 10:44AM

They are useless vehicles….. stuff will get wet, or can be robbed from the back of it.

User1998 · 30-04-2026 11:09AM

https://www.boards.ie/discussion/comment/124431860#Comment_124431860

Do you have a problem with people parking Toyota Camry, BMW 5 Series, Audi A6, Merc E-Class etc in public? Because they take up just as much space as a Ford Ranger

dp22250 · 30-04-2026 11:14AM

https://www.boards.ie/discussion/comment/124431934#Comment_124431934

don’t be picking on superman.

amber2 · 30-04-2026 11:17AM

Try insuryvan.ie, Gallaghers first Ireland may be worth a shot too.

User1998 · 30-04-2026 11:21AM

https://www.boards.ie/discussion/comment/124431948#Comment_124431948

So I guess vans shouldn't park next to you either then?

MustangMick · 30-04-2026 11:31AM

Road tax for the Ranger (as a private vehicle) would be on the old CC (Engine capacity) rate?

User1998 · 30-04-2026 11:38AM

https://www.boards.ie/discussion/comment/124432021#Comment_124432021

So compact vans should be banned too?

XT1200 · 30-04-2026 11:45AM

I can see why Boards is dying with the help which has been given to the op. FBD may be worth a shout. I have a similar vehicle insured private with them .

MustangMick · 30-04-2026 12:16PM

https://www.boards.ie/discussion/2058437848/ranger-for-private-use

Kennco / Axa, thats who I have my Opel Combo insured through. (Private tax rate at 1300cc)

breakemall · 30-04-2026 12:32PM

Commercial insurance will also cover social and leisure use so any commercial policy will do the trick. I am not aware of any company who does a private policy for commercials.

I have driven a crew cab for nearly 20 years now privately, and while the extra road tax based on cc is a bummer it is well worth it if that is the vehicle you need or want.

breakemall · 30-04-2026 12:33PM

Up up and away, so you drive without insurance too then? Well done you… at the risk of feeding a Troll.

ELM327 · 30-04-2026 12:38PM

https://www.boards.ie/discussion/comment/124432180#Comment_124432180

Road tax is 0 in ireland.

I have private van insurance on my 2019 LDV, it's via a broker.

I pay the private motor tax of €120 which was cheaper than the commercial rate of €333.

bazz26 · 30-04-2026 12:39PM

Your problem here maybe is that the Ranger and most pickup trucks are classed as commercial vehicles and trying to insure it on a private policy just results in most insurance company's computer saying no.

Damienmac · 30-04-2026 12:50PM

https://www.boards.ie/discussion/comment/124432211#Comment_124432211

What basis is the motor tax for the LDV? Is that the camper van rate?

ELM327 · 30-04-2026 12:54PM

https://www.boards.ie/discussion/comment/124432263#Comment_124432263

EV van, it's an ex an post van I got super cheap at auction last year

Gumbo · 30-04-2026 01:06PM

When I had these, or any other commercial/N1 vehicle, I had to insure them as commercial through Insuremyvan.

You will be covered for social and domestic use too.

Sometimes they ask the reason for the “van” as you have to give them a valid reason for the van then.

Motor tax at €333 rate was great at the time.

breakemall · 30-04-2026 10:07PM

The only problem with commercial tax is if you are carrying passengers who are not your work "crew".

jamesd2013 · 01-05-2026 12:15PM

Found out finally that I can get commercial insurance that is just social domestic and personal use. My worry was that if I moved my personal policy over and decided in a few years I wanted to go back to a car that the no claims would be lost as I had a commercial policy but found out that is not the case.Still have to tax it privately and cvrt it , but insurance is commercial, albeit with social personal use assigned and don't need to be in a trade. Thanks to all that actually helped out.

T-Maxx · 01-05-2026 12:21PM

As a matter of interest; what are the vehicle specs and how much is the insurance coming to? I've considered this many many years ago but gave up eventually due to being unable getting insurance.

Ranger for private use

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