UK state pension

Hi, yes you are similar to my wife's situation. I have looked back through her paperwork and I have attached her first letter that she received two years ago.

So yes if you reply with proof that you have worked in Ireland (EU) then you will be entitled to pay for the past 6 years and onwards.

Why do you not think you are entitled to pay class 2??? At least for the last 6 years anyway.

This is the criteria needed to pay class 2.

You have to show that you worked in the UK immediately before leaving. "Immediately" can be how long it takes to move and secure a job a few months I suppose.

If you worked in the UK (didn't claim social) then left, went back to Ireland and got a job then you are entitled to pay class 2.

Class 2 contributions are for those expats living and working abroad “but only if you worked in the UK immediately before leaving, and you’ve previously lived in the UK for at least 3 years in a row or paid at least 3 years of contributions.” Class 2 voluntary National Insurance contributions for 2023/24 are a mere £3.45 per week (£179.40 p.a.).

You should write a cover letter and state why you think you are entitled to pay class 2, that's what we did. Along with proof that you worked in Ireland, maybe the last 6 years would be a good start.

If you can pay at least the 10 years so you are entitled to the minimum of €65 or so a week. That will be a nice little add onto your Irish pension.

It's up to you to decide if you want to pay and if it's worth it. But think about it this way it's not much more than prsi and you don't get a choice in paying that. Also the return is next to none, if you look it up the average person lives so long and pay back is very quick like you said.

Hope this helps 👍

Working for me. I don't see why a complaint would make your account inaccessible.

Still no access on any browser-not receiving verification code.Could be due to the end of the tax year coming up.Wil try 7010 to ask how my complaint is progressing before searching for the HMRC technical issue helpline.

I could them removing access to my account.Then emailing or mailing their resolution to my complaint.

Problem solved.I was able to register the SIM card on another network and in another phone and get codes.My complaint is showing as in progress alongside my refund request dated January 2025.Some experts say it could be 2 years(from January '25)before I get a resolution.So don't hold your breath griffin100

I will be asking for interest on the refund.They do it for tax refunds so why not NIC refunds

Looking to pay 923GBP to the "GB49 BARC 2020 4830 9447 93" (for Voluntary NI payments from abroad).
I have set up the payee in my Bank of Ireland account.
When I go to make the payment, there is no option to say I will pay any fees on the UK side (BoI don't charge a fee on this side).

What experience have others had? Will the full 923GBP arrive on the HMRC account?

Thanks

I can't understand any circumstances where it wouldn't be worth it unless you're terminally ill.

You spend 900 to get an inflation linked payment of 300 per year. Pay back is 3 years. Far better than installing solar panels. Possibly 6 years if you're well into higher tax brackets however for me the real value is twofold:

1/ Planning - Guaranteed income is worth its weight in gold. If UK state pension is 30% of your income then you can reduce ARF requirements by a third. E.g. 660k instead of a million.

2/ Between the Irish and UK state pension, together with progressive tax bands and tax credits, you WILL survive a mega recession and are unlikely to need to sell the family silver at depressed prices.

Pay the contributions and take steps to improve your health so you eventually get more out of it

I'm forgetting your history. Did you ever send a letter explaining how you wanted the money allocated?

I was the same, one year on from my payment and no allocation despite a number of phone calls. I had written a letter to them to back up my telephone calls 6 months ago and that was showing on my account as being 'in progress', but it was suggesting that it would not be dealt with until the end of 2026. What will all of the changes happening I didn't want to have it unresolved for so long.

As I said above my online complaint got resolved in 21 days. My online account is not accessible so I assume it is being updated, but I do have an email from the complaints team confirming the correct allocation of my payments to each year.

I was worried about the incorrect allocation of my payments as my total contributions were showing online at 7 years when they should have been 16, so I am glad to get that sorted what with all of the changes happening. If things stay as they are that's 45% of a UK pension for €2k of payments, and I still have 13 more years to make additional payments.

You won't get through to a caseworker. You'll get through to customer service who can put a note on you file that a caseworker will read when they get to it.

Hi All,

I recently got the letter showing the class 2 shortfall that I can pay. I was just going about paying it but I noticed while putting together my overseas reference number that mine was slightly different from the one they have in the letter. I realised then that there’s two digits different in my ni number from what is on my payslips from back in the day (2008) to what they are using now. I imagine that’s not normal? I think I’ll go ahead and pay using their reference number but should I do something regarding the ni number being slightly different? The beginning and the end is identical but two digits in the middle are different. Anyone seen anything like that before?

I've actually had that where the payslip NI number was wrong. However in your case I'd double check that you have credit for the NI you paid when the NI number on the payslip was wrong.

No idea unless there are years not updated? Don't suppose you went to school in the UK?