UK state pension

You can definitely get both Irish and UK pensions and that's certain. I think we have swerved off what the discussion was about. If you paid both UK and Irish contributions you can get both pensions.

What the confusion was about is that "The Continental Op" mentioned that he was able to use his work in the UK to get more Irish pension.

Now he does mention in was only 1 or 2 years he needed. So we are not sure if the following scenario is the same. So for discussion purposes.

Person A worked in the UK for 20 years, Person A is entitled to UK pension at £600 per month.

Now the same Person A has only 5 years Irish paid contributions.

Now what we don't understand or know for definite is.

Person A tells the Irish pension department they worked for 20 years in the UK.

Does Person A get his Irish pension boosted to 25 years and still gets the exact same UK pension of £600 per month.

Any feedback or discussions on this are welcome.

Enjoy the weekend!

May have already been answered but is it clear yet if the move to Class 3 contributions for all overseas persons post April this year will be retrospectively applied or will it just kick in for the 26 / 27 tax tear and onwards?

Where are you getting information that existing payers may continue at class 2?

That's good to hear. I only have a few back years left I can buy so if there's no cut off in April I will continue to buy them annually rather than in one block.

That would be heaven but it doesn't happen

Do you have any contributions I Ireland?

Yes there most definitely is a deadline and it's not good news for your husband.

From this April 2026 onwards anybody willing to make voluntary contributions abroad will need to have worked in the UK for a minimum of 10 years. (Please read up on latest pension changes from HMRC). At the moment it is 3 years as mentioned in my previous post.

If he had applied last year he could have paid voluntary contributions all the way back to 2006. But that is now finished.

So he still has a chance and he can still pay voluntary contributions for the last 6 years and into future if you get the application in now.

Please read back through all the comments on this discussion as it will help alot.

Well…I am hoping to get two or even more pensions. I am paying into few different pension pots so I better get something back. As far I know you can have as many pensions you want but they are treated as income therefore they are taxable.

When applying for an Irish state pension the uk years are used to help you qualify. They are not removed from your uk pension. If you already have the minimum ten years to qualify in Ireland then I don’t believe that uk pension is taken into account by the Irish authorities.

Thanks RCSATELLITES keep posting

This is basically correct.

Its fairly well explained here

Effectively, the agreements are that no one can benefit twice for the same contributions, but if someone works enough in those countries to qualify for a pension, they will get one (even if they don’t get the minimum required in any one country)

So if every country needs 40 for the max and 10 for minimum, without the agreement someone who worked 8 years in 5 different countries would get nothing

With the bilateral/multilateral agreements they qualify for 5 different pensions and they get 8/40 worth in each

(Numbers used just to make it easy)

The outlier here is the UK allowing purchase of service and not adhering to the agreements

Thanking technique #1549;golden girl #1551 and dodge #1555 and hoping for more on rcsatellites #1533 comment

I have another question. I have a letter on file that gives me the right to pay Class 2 for all of my previous years. The online system shows I must pay Class 3 but I think that's fairly standard. My question is, the letter I have on file gives an amount to pay for each year. Is this amount fixes or does it change over time? Do I need to call them directly to check?