Revolut Megathread.

With the Metal plan, do you consider yourself fully insured for travel? I also have the Metal plan but in addition I have travel insurance. I haven't researched it yet.

Does anyone have a definitive answer on whether purchase protection applies to purchases made with the Revolut credit card? The wording in the t&cs is very vague saying “purchases made in full from your Revolut account, excluding purchase plans or similar”. The chat bot basically didn’t know and I was lazy about asking for a live agent (though according to that chat bot the live agent would also not know). Seems a bit daft that this isn’t a very straight forward answer.

I bought a new tv and I’m not even overly bothered but would be nice if it had a years protection.

There are periodically 20% conversion bonuses where you get more avios for the revpoints (not, as far as I know on a predictable schedule), but most of the year it's 1:1. In terms of booking the flight efficiently it's important to book a reward flight rather than 'part paying in avios'; the former can be great value, the latter never is. Here's the fare list: https://www.aerlingus.com/media/pdfs/EI_routes_avios_amounts.pdf

Worth checking if your dates are available on other carriers such as BA if you don't mind an indirect route.

Or perhaps just tell them to hang up if they receive a call from someone who perceives to be from a bank. And to ring that bank or their branch back at a number which they know to be legit seeking further verification.

Bricks and mortar banks are harder to scam because they’re living in the 70’s and haven’t got the same features and easy access. Revolut incredibly convenient for the customers who know what they’re doing, but can be risky if they don’t. It’s all user error for these scams

Pretty sure Conor Pope is full-time employed by the banks at this stage

If the user can't share a working clickable link on boards might be best to stay off revolut 🤭

Similar query here want to convert my wifes Rev points to Avios points but we only have 1 Avios account and I have already linked my Revolut account to it so doesn't seem to be working.

Anyone else been in the same boat and if so was there a way around it? She has like over 3k points so a decent amount.

Before I convert my points to Avios I presume the points can buy multiple seats for a family trip and each member of the family does not need an Avios account?

There was an unauthorized payment on my revolut which was stopped by revolut, so far so good, question how did someone pay for something with my revolut, now revolut has frozen the card and want me to pay for delivery of a new card, I can't unfreeze it because it was the Bank that froze it.

Very hard to get cash out of an ATM without one. Although the tech exists.

Australian banks introduced cardless withdrawals from their own ATMs using their apps over ten years ago.

They also introduced instant payments in 2018. Irish banks have only just introduced instant payments…..and only because of an EU mandate.

Its not hard for Revolut to appear to have 'cutting edge' banking features in Ireland.

Edit: I forgot some of the newer non-bank ATMs like Euronet allow contactless withdrawls using Apple/Google Pay.