Revolut Megathread.

Too easy tbh take a selfie of a goldfish and you will get logged in.

93% of refunds were <€1, and the maximum refund is €5. Refunds to issue and customers do not need to take any action. It is understood customers were charged on a real-time basis, but that this charge should have been applied after year-end for the preceding year.

Did any ATM users notice this extra few cents charge?

Probably not. From Revolut personal support:

https://help.revolut.com/help/transfers/outbound-transfers/how-to-send-money-to-another-bank/paying-via-direct-debit/setting-up-a-direct-debit/

Direct debits are only available for local EUR transfers.

The foreign currency accounts you have in your Revolut account are not normal bank accounts as such, they are Nostro/Vostro accounts.

I believe as you say there is more to it in many cases. I received a larger than regular sum from employer yesterday by a few fold that would in theory trigger money laundering but business as usual nothing out of the ordinary happened.

I think crypto deposits set off the alarms in their system.

No need to contact them yet i would say, was it on credit card with rev or debit?

Shadow charges are normal on credit cards. It's where the merchant marks that amount as theirs on your credit card but don't actually take the funds. Think of a hotel they create a shadow on your card but release it back to you at end of stay but gives them the ability to get the money if needed and stopping you maxing out your card and them left with no money to take if needed.

The void should have released the amount back onto your card but in some cases take a few business days.

Is the status of it pending when you look at it in revolut?

I've had it happen with taxis/freenow before and it usually reverted after 7 days.

@beachhead @optiplexgx270

Money back on account, phew, glad that ended so quickly & painlessly. My Rev Visa card starts 4165 , it's a standard Debit,as far as I know. Neither of the duplicate charges showed as "Pending"

Thanks for support.

On the Revolut sub on Reddit. Usually there’s a few posts saying their personal account was frozen and it’s either very vague what they did or crypto related but these ones seem different because they’re joint accounts and seems a lot in one go. Probably nothing was just curious.

Some companies will insist on CC only, however, if you have enough to cover the excess, 2k with Budget in Dublin at least, they might make exceptions. Budget Ireland is what I usually use at home but they have a pretty high excess compared to other countries which tend to be less in my experience. You might get away with it but confirm in advance if you can use debit cards for excess/insurance

My guess is the excess is on hold on a CC instead of a regular debit with the cash taken then returned at a later date.

If you're actually renting at the Airport in Dublin it's worth noting if you arrive after 9pm, the cars are usually ready in the short term car park, instead of getting a bus to the hub down the road.

If you're booking direct check for any cashback offers from companies, otherwise booking.com or other sites offer better value than direct from rental companies.