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Getting evicted, baby due in 5 weeks

13

Comments

  • Registered Users, Registered Users 2 Posts: 2,375 ✭✭✭deirdremf


    Who has advised that they overhold?

    Or do you mean stand on their legal rights? I've been in this situation, and rented several times after going to the RTB, which included having my name published in the Irish Times as having taken and won my case.

    Someone else has suggested that standing up for yourself would lead to you not getting a reference. Providing that you followed the legal route to the letter, refusal to provide you with a proper reference would be a cause for a case against LL/agency.



  • Registered Users, Registered Users 2 Posts: 979 ✭✭✭SupaCat95


    There is a difference between a strategic withdrawal on your own terms and being pushed out on your chinstrap. I recognise I am on the next rung up in the next few years. I am taking steps to go too before the taxman strips the shirt on my back. Cant decide what to do, retire early or look at new projects overseas, luckily for me I will have the option of both.



  • Registered Users, Registered Users 2 Posts: 979 ✭✭✭SupaCat95


    You do know nobody has to give you a personal reference anymore. Most place dont for legal reasons other he/she worked/rented here from X to Y. Its not important what they say its what they dont say that speaks volumes.



  • Registered Users, Registered Users 2 Posts: 979 ✭✭✭SupaCat95


    Part of me thinks that too, that is a more "tax efficent" person he wants to rent to. The notice has certainly not be given due course and procedure.



  • Registered Users, Registered Users 2 Posts: 662 ✭✭✭Private Joker


    Was there not legislation brought in last year that required the tenant's first refusal on purchasing a property? I definitely know it was proposed by the housing minister



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  • Registered Users, Registered Users 2 Posts: 4,308 ✭✭✭RoyalCelt


    This right here is everything that's wrong with modern day Ireland. And it's only going to get worse.



  • Registered Users, Registered Users 2 Posts: 1,197 ✭✭✭Emblematic


    I don't think it applies if you evict very shortly after taking on a tenant.



  • Registered Users, Registered Users 2 Posts: 2,142 ✭✭✭mrslancaster


    No legislation, just proposed back in June or July iirc. Didn’t progress and then lapsed when the Dail was dissolved.
    Heard a few landlords talk about it, said if it passed they would give notice immediately and leave the rental market.

    Not good for tenants when stuff like that happens, landlords are needed otherwise there’s even less available to rent.



  • Registered Users, Registered Users 2 Posts: 1,197 ✭✭✭Emblematic


    I'm not so sure that having a large number of small landlords entering and exiting the market (with evictions when they wish to sell) is the correct way to go. They are inserting themselves between potential owner occupiers (such as the OP on this thread) and the places they wish to buy and not providing much security to families in return. Effectively, the more small landlords that buy up properties the less opportunities families have to form in the country since the security these landlords offer is not sufficient and the property is no longer available to buy.



  • Registered Users, Registered Users 2 Posts: 2,142 ✭✭✭mrslancaster


    Where security of tenure is concerned, all landlords are covered by the same legislation so all PR tenants are entitled to the same rules regarding their tenancy.
    I agree that large residential letting organisations with multiple shareholders may have a different business model to an individual with one or two properties, but currently we have a mix of suppliers and maybe there’s room for both, similar to local shops vs supermarkets. That may change over time.

    As for individual single property landlords buying up properties and depriving families, well from what I can see, large organisations both national and foreign, local councils, and AHB’s are the real culprits there. IMO.



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  • Registered Users, Registered Users 2 Posts: 6,844 ✭✭✭gameoverdude


    I think I was wrong when I said no.

    Good post above that corrected me.

    Still an awful law.



  • Registered Users, Registered Users 2 Posts: 19,216 ✭✭✭✭kippy


    I think what you've advised really is jumping the gun, theres almost always an alternative that works out better than uprooting a young family from it's support network and going on a 24 hour flight to essentially more uncertainty where you don't have that support network. Don't get me wrong, that may work for plenty people and situations but it's not for everyone.

    The first step here is going to a mortgage broker. Although I anticipate your partner's impending birth may cause a minor issue. It is still imperative that you see what you can get money wise.

    Then try buy yourself more time. Go to threshold and see what the options are with respect to notice period and how best to play the game here. It may also be worth going to Citizens advice. I have found them beneficial in the past. See how best to approach the LL to offer something for the house.

    Once you have some more time on your hands and exhausted the avenues above you probably need to see where on the country you could realistically afford that isn't going to kill you commuting wise even if that goes outside of your preferred areas etc

    Once you've done all that and exhausted all avenues maybe it is worth exploring going further afield but it shouldn't be the first thing you look at in your situation in my opinion.



  • Registered Users, Registered Users 2 Posts: 24,543 ✭✭✭✭Sleepy


    You may have to revisit your idea of what a suitable home for raising a family in looks like OP.

    If, for example, you can't afford a 200sqm detached place on a quarter of an acre three miles outside the village where everyone gets their own room you may need to look at the 100sqm bed terrace in the village that's a bit out-dated, could do with some upgrading of the insulation etc. and / or where a couple of the kids will have to share a bedroom.

    Forgive me if your expectations are already realistic but when you mention "living rural" it does usually translate to an expectation of a much larger footprints than most urban dwellers have to make do with.



  • Registered Users, Registered Users 2 Posts: 1,197 ✭✭✭Emblematic


    Might I ask what your reasoning is for the last paragraph? The sort of scenario that the OP finds themselves in is almost always due to a small landlord.



  • Registered Users, Registered Users 2 Posts: 6,844 ✭✭✭gameoverdude


    I'd also take into account utilities. Broadband, sanitation, electricity supply. Just look how long it takes repairs after a bit of snow. Not an esb worker issue by the way. They do fantastic work, but you won't be a priority.



  • Registered Users, Registered Users 2 Posts: 2,142 ✭✭✭mrslancaster


    Yes, I’d say a lot of small landlords make mistakes that a large organisation would not, and while that can help a tenant to delay moving out, it can be extremely stressful and cause huge worry.

    If a tenant finds themselves in a situation where the landlord is intentionally breaking the law, absolutely they should raise a dispute with the rtb. Dodgy landlords are a disgrace.

    I don’t think the OP has been served with an official NoT yet, but if the LL makes any errors, the OP should definitely dispute it.



  • Registered Users, Registered Users 2 Posts: 979 ✭✭✭SupaCat95


    Landlords come in all shapes and sizes. Why do you think a larger scale land lord would be better than a smaller land lord with two or three houses? I also dont think everyone should own their own house. I have neighbours whos facia and soffits are fallen off. ……… spacers. I had a small land lord once who travelled 80 miles from his holiday home because a coin got jammed in a coin meter and he didnt want me to be cold the next day in the flat. He didnt set the meter high or charge me for service charge. Just a guy who wanted his rent paid on time before the end of the month.



  • Registered Users, Registered Users 2 Posts: 979 ✭✭✭SupaCat95


    If you are living in the country you are prepared to deal with that. You have the solid fuel stove, the emergency diesel burners with back up batteries (Vevor). You watch the weather and you know its coming. So you have books, tea lights, Power banks, slow all day stews in cast iron pots, Deep freezer full, hot water bottles, wool blankets. indoor games, Jerry cans of diesel, Wavin water cans (Militarysurplus.eu).

    Snow like this comes once in 10 years and you are prepared for it about two weeks before it came. I was predicting this before Christmas from UK weather report and I was being laughed at by family.



  • Registered Users, Registered Users 2 Posts: 979 ✭✭✭SupaCat95


    Once all the small landlords are gone out of the market and there are only a few vulture funds and "charities". What do you think the big lads are going to do to the rents?



  • Registered Users, Registered Users 2 Posts: 126 ✭✭TracyMartell


    I don’t understand why you’re looking for a 3 or 4 bed house when you could look for a smaller cheaper place?



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  • Registered Users, Registered Users 2 Posts: 979 ✭✭✭SupaCat95


    You would be surprised but rural people have to more frugal with their money. it is harder to come by and harder earned. I used to have a friend from the inner city in Cork giving out about not having educational opportunities but he lived within walking distance from UCC in Cork. He just got the first job he could. He never applied himself to his studies in school. In the country we most have f'all as I was told growing up. We had no pub, farm or anything. We were neither GAA or Ascendancy. So our only way out was education. You can always pick up a job somewhere in the city if you have a bit of initiative.

    The 300k A rated house in the town costs as much as the second hand 200k D rated one in the country side after you add in insulation, rewiring, plumbing and what not. I would put my trust in an old house any day over the late 1990's house I have today.



  • Registered Users, Registered Users 2 Posts: 281 ✭✭babyducklings1


    Why the what ? And all the likes? It’s beyond nuts that this couple who are essential workers ( and with a baby on the way) are in this situation. It’s &ucking appalling.



  • Registered Users, Registered Users 2 Posts: 14,673 ✭✭✭✭Dial Hard


    The first step here is going to a mortgage broker. Although I anticipate your partner's impending birth may cause a minor issue. It is still imperative that you see what you can get money wise.

    Did everyone miss the part in the OP that specifically said they have mortgage approval???



  • Registered Users, Registered Users 2 Posts: 24,749 ✭✭✭✭lawred2




  • Registered Users, Registered Users 2 Posts: 281 ✭✭babyducklings1


    It is not useless advice, they are our elected representatives and what is going on is nuts. If they were bombarded with emails it might actually get through to them eventually how dire things are for people.



  • Registered Users, Registered Users 2 Posts: 979 ✭✭✭SupaCat95


    IIn the country there are no two beds except projects need the same amount of money as a three and four bed to begin with. Then you add in builders, tradesmen solicitors fees and architects fees you realise you would have bought cheaper on day 1 if you bought a 4 bed. The family is growing and does need that space. Most lining in the country are bungalows for familys.



  • Registered Users, Registered Users 2 Posts: 19,216 ✭✭✭✭kippy


    Nope, they've been searching at least six months and major circumstances have changed.....worth a revisit and a review to see if a better deal/more can be accessed. We have no idea if a broker was used or not for example.



  • Registered Users, Registered Users 2 Posts: 979 ✭✭✭SupaCat95


    There is a big difference between "got a deposit" and "have mortgage approval for €X ". They can and will fail you for any little thing including a late rental payment. I found they were cautious about lending to anyone. There is a lot of paperwork and it all has to be correct.



  • Registered Users, Registered Users 2 Posts: 40,378 ✭✭✭✭Mellor


    Some amount of waffle there. The Tax man is coming so you’re going to move to Antigua. Ok Walter.

    You clearly know nothing about Aaustralia. Stop making things up. You do not get taxed when you take money out of Australia, nor do you get taxed when you bring money into Ireland. You pay income tax when you earn it, and after that you can go anywhere with it. There is a double taxation treaty with Ireland.

    Nice of you to cast dispersion on my family and associates you know nothing about.

    There was no dispersion cast. You told us they were living in cheap share houses. I literally referenced what you said. Saving is not a priority in those situations, obviously.

    I have never heard of a mature person with a family come back from Australia, when they go they stay

    As pointed out, what you have “heard” is not very accurate. Thousands emigrated during the GFC. Some short term, some long term, some stayed, most, by a wide margin, come home. Even after 10+years and having kids, a home.

    I have heard of young people immediately out of university go there to either get their career kick started or get a deposit for a house.

    A deposit for a house? I thought you couldn’t take money out? LMFAO

    Bahrain, UAE and Qatar are all open for business. Kuwait and Oman would be less attractive.

    Oh it gets better and better. Yes, OP should definitely head to Bahrain or Qatar with his pregnant partner (not wife) - what could go wrong. Maybe do some research before you're next suggestion.

    Let’s hear your suggestions apart from "hold fast". Now it has to be a strategy that will lead to be able to rent own a house for 5 years or more. Allow them save for a pension and provide for three children up to university level. All you are capable of is denigerating me without any positive suggestions.

    Why does the solution have to be rent for another 5 years. Continuing to pay somebody else's mortgage, when he is in a position to buy is particularly bad option long term.
    Where did I say "hold fast"? I said take the entitled 90 day notice period and use it to finalise the purchase of his home (there is an obvious place to make an offer on right now). Alternative, he could roll over his current rental situation to another short term lease.

    OP has said they have mortgage approval, not simply a deposit.

    There is some paperwork, its really not that much tbh. Securing a migrant visa for Australia (for example) is considerable more paperwork. 🤣



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  • Registered Users, Registered Users 2 Posts: 4,682 ✭✭✭Ezeoul


    From the OP:

    "We are mortgage approved and have been searching but unable to find a house for the past 6 months …."

    No ambiguity there.



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