Getting evicted, baby due in 5 weeks

SupaCat95

I have never been to Australia, it has never been my dream to go there. I never claimed to know that much about it. Other than it wasnt the most tax friendly country. Antigua? You dont have to move and live there to most of the Caribbean Islands to get tax status and is not as expensive as generally thought but the EU and USA want to close that option by increasing the price of citizenship.

Yeah you could rent in Cork city for like €300 a month in a house share back then. Now any place in the country is 1600 a month for a house.

The kick starting your career was in reference to the Gulf states ("Get a deposit form your parents or go to Dubai" Leo Varadakar), sorry my mistake.

Bahrain and Qatar are almost as developed as the UAE. They have first world health facilities with western doctors and nurses. Bahrain is biggest exporter of LPG and Qatar is very much in the same veins as UAE for industrial development and just hosted the World Cup. I am not saying that Arab nations are a Utopia but where in the English speaking world is? UK, Canada, USA, Guyana, South Africa?

If he was in a position to buy at this stage he would have bought. The solution has to be to get him under a roof. I haven't seen realistic solution coming from anyone here. There is no debate that we have an accommodation crisis. If you have a good deposit and mortgaged approved then you must not have enough if you cannot find a house in 6 months.

I have never applied to Australia so I wouldn't know how much paperwork would be needed. I would imagine it would be fairly thorough (Passports, birth certs, tax return, references, bank statement, membership of professional organisation and Qualification, driving licence and criminal background check).

SupaCat95

https://www.boards.ie/discussion/comment/123028091#Comment_123028091

Well if they are mortgage approved and have a good deposit it is clearly not enough because the pressure is on and they havent bought. It is the biggest purchase in your life so you have to be sure.

eastie17

this thread sums up everything that’s wrong with boards. Man in a desperate situation comes for some advice, does get some from a few posters but the rest is taken over by clowns arseboxing with semi political, fantastical bullshit.

I can’t offer any advice OP, haven’t been in that situation by the grace of God, best of luck to you and your family

https://www.boards.ie/discussion/2058386615/getting-evicted-baby-due-in-5-weeks

very very difficult situation with a new baby on the way and the coldest time of year too. I really feel for you, the upheaval and uncertainty of it all is so stressful. Hopefully, a solution will be found in the coming days, wishing you well.

boardsdotie44

https://www.boards.ie/discussion/comment/123025325#Comment_123025325

OK so, please post your advise? What do you propose they do long term to sort out this situation.. if you cant post a viable alternative then whats so bad abt this advise?

Sleepy

https://www.boards.ie/discussion/comment/123027888#Comment_123027888

I wouldn't be surprised at all, I have many friends from my college days that grew up and/or live rurally and live in a part of Dublin that still has working farms around it. It's true that rural wages tend to be lower than in urban or suburban areas but that wouldn't be the case for essential public sector workers whose pay scales are national. It's also true that the wages earned go far further in rural areas than they do in the city (e.g. in my local here in North County Dublin, it's almost €7 for a pint of Guinness, in my son's local where he goes to college in Ringaskiddy, you'd get change from a €5 note).

My point was that there may be something in the OP and his partners' wishlist for a property that they may have to sacrifice in order to be able to afford to buy: the footprint, the huge rural garden, the BER rating, the detached versus semi/terraced, the en-suite, the side lane etc. It's my experiencc that rural buyers tend to have higher expectations in all of these things (and not entirely unreasonably as, living in lower cost areas, they do tend to be more affordable). It's also my observation that one-off rural properties come at quite a premium when compared to the price of an older terraced properties in the heart of the rural towns and villages those one-off developments are located outside of.

The OP hasn't given details of his budget, location or wishlist of what they consider to be a suitable home for a growing family. Perhaps he's already considered all of the above but it's my experience that many of us have quite fixed notions about what we can and can't live with in a property and that those notions are often quite dashed when faced with the reality of the Irish housing market. Many end up having to cut their cloth to their measure and looking at properties that don't meet all their "needs" or ones that "need" work they can't afford to do for a few years but can be perfectly liveable family homes until such time as the upgrades can be afforded. Sure, heating costs may be higher than they'd be on a brand new self-build or AAA-rated development but it still beats paying rent imo.

Using my own experience as an example when we were househunting there were many things on our wishlist we had to give up when we bought our 1930's terrace: the large floorplan, the side-lane, the en-suite, the modern insulation levels, the ability to gut the place before moving into it. We did the necessary bits: got the boiler serviced, got some re-plastering of walls that had boast plaster, installed a decent kitchen and gave the place a lick of paint before moving in and have tipped away at the rest of the place as and when we could afford to over the past 8 years we've upgraded the gas boiler, installed an insulated hot-water tank, put fibreglass in the attic, we only got around to replacing the failed double-glazing at the back 7 years after moving in, the front door only got upgraded to a composite one a year before that and the period sash windows the front of the house needs to comply with planning will be another few years yet (we live in an Architectural Conservation Area - it's not as big a deal as a listed / protected status but it does have some challenges). DIY has, through necessity, become my main hobby at this stage, LOL!

Perhaps the OP's expectations of what he and his partner can afford are realistic already, we don't know from the details in his post. My post was to advise him to take a hard look at his wishlist for his dream house and see what may need to be sacrificed from that in order to marry up his budget with what's available on the market. I'd certainly hope it was a more helpful point than the suggestions he should look at emmigrating.

reggie3434

OP is not even bothering to engage in this post which says a lot, head in the sand.

OP is posting about getting bumped in concerts/ owl noises in South Kilkenny so this really isn't a priority finding a new house, an area that has options to buy, the time for doing so was months ago and now posting here for what?? You'll poor mouth it for a while and muddle along till eventually being forced to buy a house that's 10-15k more expensive than last year.

boardsdotie44

https://www.boards.ie/discussion/comment/123028346#Comment_123028346

Oh the irony, offering no advise yourself, just offering bullsh*t … lol

SupaCat95

Part of me is thinking he is a candidate for the show "Cheap Irish Homes" where they are bringing him to the back of beyonds to see two bedroom cottages. that need an extension, 100k for basic renovations and a load more. Which isnt realistic.

The other part is thinking, is it him who is being unrealistic or is it the partner that is unrealistic? It is near impossible to build in the country anymore with planning permission. That sort of limits the sort of house you can buy. You might have to settle for something like a 1970's bungalow. Massive insulation job, new pipes and rads, rewiring, questionable septic, New Windows and doors, convert garage. That is going to be painful.

I dont blame a family for wanting to live in the country but you have to engage in realistic budgets. South Kilkenny is going to be 330k without any stretch of the imagination. Plus you have stamp duty and conveyance on top on day 1 without a stick of furniture for the house.

Mellor

https://www.boards.ie/discussion/comment/123028336#Comment_123028336

 I never claimed to know that much about it. Other than it wasnt the most tax friendly country.

Income Tax is Australia is generally lower than in Ireland. Maybe just stop at I don't know much about it.

I have never applied to Australia so I wouldn't know how much paperwork would be needed.

Then maybe don't suggest it as a solution for the OP who have weeks/months left on his lease if you don;t know what's involved or how long it takes - not to mention costs.
People who do know, have spelled out that it's not an option.

Dohnjoe

https://www.boards.ie/discussion/comment/123028423#Comment_123028423

5 weeks to baby —> Leave jobs here, up sticks and move entire family to Australia = As others have mentioned this is bad advice

They now have a minimum of 3 months to search for alternative accommodation here. Not easy but they are in a rural area which should also help. In terms of house buying, they can lower their sights and get something smaller.

SupaCat95

@Mellor still waiting to hear your solution. I am guessing you are the "Nope guy" at work.

Thank you for correcting me, I dont know how my life functioned without you before this. However you didnt know that you didnt need live in some Caribbean Island to get citizenship, just the paperwork and a once off "donation" will do it for all your expertise. I do know that I would much rather be adapting to life in Kuwait or Oman than sleeping in a car in South Kilkenny in a months time. Anyways the OP is more interested in his owls so I am wishing him the best of luck and two thumbs up.

Mellor

https://www.boards.ie/discussion/2058386615/getting-evicted-baby-due-in-5-weeks

Any update on the notice? Any delay only helps, and the 3 months doesn't start until its issued.
Do you think you could find a place time you have? Bare in mind that even if you went sale agree tomorrow, it would be tight to move in by May.
The best option is certainly buying the place you are in (is sale is genuine). And any delay is finalising will just see rent roll over.

Are there any other renters in the house? Should probably also consider their plans in any interim situation

boardsdotie44

https://www.boards.ie/discussion/comment/123028972#Comment_123028972

That simple hey, and what happens if they dont find anything in 3 months? We are in the midst of a crisis, ppl have tried this and ended up on the street..

So there's that! Therefore moving abroad becomes an option.

Not sure why so many ppl are so against this option, the OP opened the thread to get options, this is an option :) Not an easy option but an option nevertheless…

I think most ppl who are posting that this idea is not helpful and bla bla, do not see the extent of how bad it is, and how quickly you could end up homeless, homeless is no longer just drunks and addicts..

Mellor

https://www.boards.ie/discussion/comment/123028727#Comment_123028727

That's a bit harsh considering OP hasn't been online or posted in any other thread since starting this one.

https://www.boards.ie/discussion/comment/123028991#Comment_123028991

I posted my solution multiple times. If you can't comprehend it, then you may continue to wait.

 However you didnt know that you didnt need live in some Caribbean Island to get citizenship, just the paperwork and a once off "donation" will do it for all your expertise. 

I've no idea where you got that from. I didn't mention needing to live in the Caribbean, that was specially an australian citizenship requirement (as you hadn't yet mention the rest of your crazy list)

I doubted you were off to Antigua to before the "tax-man gets their shirt". By all means prove me wrong and send me a post card.
So very charitable of you, much are you donating to the less fortunate of the Caribbean

blackbox

https://www.boards.ie/discussion/comment/123028879#Comment_123028879

A 1970s bungalow may need a lot of attention to insulation etc, but it is quite liveable.

Thousands of people live in them - sure they are not sitting in their tee shirts and are spending more on fuel compared to someone in an A rated house, but they are far from homeless.

If you can buy a house like this you can carry out improvements over a number of years when you save some money.

reggie3434

https://www.boards.ie/discussion/comment/123029207#Comment_123029207

this! They’re paying 1800 a month (from op rent relief post) for 4 paye workers so they have means and a good deposit. Op has not logged on since posting so shows not interested in finding a solution. Maybe they’re way of coming to terms with the situation, make it real by posting

Raichų

https://www.boards.ie/discussion/comment/123025290#Comment_123025290

no there is no merit to what they’re saying it’s all a load of crap actually.

How in the name of Jesus do you envision the OP and his wife and kids manage to get tickets, visas, accommodation etc organised within 3 weeks? Never mind she’s due in 5- a baby is often born within the 2 weeks before due date (or 2 weeks after)- but either way a heavily pregnant partner you said?

Well sure that’s the perfect time to move to Aus.

Get a grip

boardsdotie44

https://www.boards.ie/discussion/comment/123030791#Comment_123030791

lol nobody said it was the perfect time, not sure where you get that from.

But i suppose living on the streets is a good alternative?

"How in the name of Jesus do you envision the OP and his wife and kids manage to get tickets, visas, accommodation etc organised within 3 weeks?"

And you think they could organise accommadation in Ireland in the same timeframe?

In any case, it was only offered up as option ffs… relax.. its up to the OP to decide what is realistic or not for their family.

Everyone take a chill pill…

Raichų

https://www.boards.ie/discussion/comment/123032155#Comment_123032155

yes I do think that actually. In fact- I know that if the OP presented themselves to the council they’d be given emergency accommodation.

Even THAT is better than upping sticks and ducking off to Aus with a brand new baby and two teenagers. It’s completely unrealistic and has no basis in reality. It’s a fantasy and less useful than offering no suggestions.

boardsdotie44

https://www.boards.ie/discussion/comment/123032442#Comment_123032442

Hopefully that will be the case, but no harm in having options… this could be looked at as a more long term solution for the future :)

But as I say, calm you kacks, no point in getting too flustered over posts..

Raichų

https://www.boards.ie/discussion/comment/123032501#Comment_123032501

no there’s probably no harm, but the suggestion was being coined as the only viable option to the OP when in reality it is the least realistic in this situation.

But what annoyed me was the fact it was being doubled down as the ONLY way and any opinion to the contrary was simply fantasy.

boardsdotie44

https://www.boards.ie/discussion/comment/123032752#Comment_123032752

I didnt read it that way, but each to their own :)

sudocremegg

Thanks very much for all the replies, some have been very helpful in understanding the situation. I wasn't aware of some things pointed out. The good news is we still haven't got the official notice, possibly due to post being delayed with the snow I imagine.

Either way knowing we have 90 days instead of 28 days is a great help and give us much more time than we initially thought. I was just very surprised and looking for advice when I got the phone call.

No need for arguing lads, or jumping to huge assumptions about me just because I wasn't online (I'm working long days) or because I posted on other forums in recent weeks asking about owl sounds (wtf like?). I login to boards for like an hour every week.

Australia or moving abroad is not even on the table, period.

We're working on a solution and who knows this might all work out and be the best thing for us in the long run. We won't be homeless thats for sure but it's a sticky predicament.

Again thanks all for the advice, I'm not here to debate or argue really just trying to absorb information and form a plan.

SupaCat95

's

https://www.boards.ie/discussion/comment/123030791#Comment_123030791

You can enter UAE/Qatar on a 90 day tourist Visa. That is more than enough time to get government ID, secure accommodation, leave and re-enter on work Visa. Get employment and schools. There is never a good time to move. There is always an excuse not to change.

Idbatterim

This is the cost of not owning , totally at the mercy of others, you have kids, makes it much trickier. I wouldnt be wasting any more rent, renting at market rents. I would be looking to buy ASAP! How is there an issue with buying, youre not in Dublin, you have a nice deposit and are on good salaries… House prices went up ten percent last year, no doubt they will increase similar this year… You may not qualify for affordable housing, which is a disgrace and this country all over, many workers on modest pay, qualify for nothing, but fund all the other free housing for others… But there are various grants you can qualify for, when purchasing older homes…

sudocremegg

https://www.boards.ie/discussion/comment/123035938#Comment_123035938

I think the main issue is buying has been a slow process. There have been a couple of bidding wars which we have had to back out of. Last bidding war the price went 50k above asking until I had to bend (3 bed semi-d in a village).

We will still try but this mortgage approval is about to run out. Now with another dependent it will weaken our AIP, and on top of that my partners wages on maternity leave will take a hit and so will mine seeing as grinding out overtime wont be as possible.

It's just tightening pressure. As I said in the OP this rental was never intended to be long term, just a place to live until we can buy which realistically won't happen in 90 days.

Idbatterim

Sometimes you can't beat new build estates for that reason. No bidding wars... then again, it can take them ages to complete the estates...

jo187

https://www.boards.ie/discussion/comment/123035643#Comment_123035643

I think it fair to say it's a bad time what we his wife to move. We don't know full story but he might have a support network in Ireland (friends, family etc) which he would not have in a brand new country with the added pressure of starting a new job.

I don't have kids but the idea I could pack thimgs up that fast, seem unrealistic for me and could imagine how much more challenging it would be with children.

Best of luck op

SupaCat95

https://www.boards.ie/discussion/comment/123044760#Comment_123044760

There is no good time to move. There is always an excuse not to. Not enough experience, Just out of college, just met a girl friend, boss promised me great prospects going forward, got funding for a project. What do you do when you have to move? Most people I know rather sit in their excrement and complain rather than do something about it or make a difficult decision or implement change or admit failure.

You will often see it in crisis situations, certain people with do whatever is necessary and break and go to extra ordinary lengths for them and their families to survive. I seen it with my friends, "ahhh there will be a council house", "Ahhh the HSE will buy the house and allow us rent", "Ahhh shure something will come up on the private market eventually". All the time the clock was ticking down.

Children (and Adults up to 26 and some times beyond) are surprisingly adaptable to change, their forebrains are not fully developed and can learn to adapt. What if you had to pack up that fast? What if you were in an industry that needed to movement as required? Loads of people have to do it.