Revolut Megathread.

Not a BOI customer but if a current account with a debit card you could do it via Google pay as another method while experiencing the issue?

Alternatively remove the account in revolut and start fresh.

Just double check the cancellation t&cs, I think they charge you an extra month for breaking the 12 month contract within 6 months, and you need to pay for the month with which you cancel .

Is good to be mindful of scams but this is internal on the app, unless they sideloaded the Revolut app from a dodgy website it's unlikely to be anything malicious.

This screens described are what you get when "Easy Bank Transfer" is selected when you add money in the app. Revolut are really pushing this cause it's free for them to use, whereas they incur a fee when you use a linked card to top up.

In the add money screen press "change" at the top and select the linked card to go back to the old method.

Carrying $US is the way to go in SE Asia. Never had an issue getting it changed anywhere and found I got reasonably decent local rates outside of the airports. Plus if you are stuck, a lot of locals will happily accept payment in $US - for a premium of course!

For me there is a significant delay until a transaction shows up for the welcome bonus both for the amout and the number of transactions, it looks like actual payment complete day +1 and not when the authorization hit.

Anyone thinking that buying revpoints makes sense needs to learn more about the floor value of avios. Worth reading up on headforpoints website. Bottom line it's not good value, you're buying at 2c and usually cashing in for about 1c.

Now I tested a 1 Rev Points to EI Avios transfer late yesterday evening at 22:06 GMT to see how long it will take to process and I can't believe it, it showed up this morning with a credit date of yesterday!

Seriously, it looks like it's near instant , that is a surprise if they keep that up!

True comment. Buying avios directly from airlines is bad value,also.Even when they have discounting campaigns to persuade people to buy more.

I think that is a very general comment because there are some airlines out there which sometimes have deals that are excellent.

I mean just look at Avianca LifeMiles which sometimes have so outrages promos that you can get yourself in first class on Lufthansa or Swiss on short notice to Asia and back for 2500$ all taxes included!

It comes down to the use case scenario and how you approach collecting/using your Frequent Flyer miles.

I've used the ultra 3 gb free e sim during the week for the first time

A lot of the time I have had no coverage and have had to switch to red roaming...

This is in the U.S

Are you in Ireland? From a quick Google it seems to effect GB only with the mention of cashback being removed from the GB website, but it's still on the Éire one.

Cashback and Rev Points are at this moment BOTH available for the same transaction!

On Metal you continue to have 0.1% or 1% respectively on cashback and in addition to that 1 Rev Point per 2€ spend (if I'm not mistaken).

In other EU countries where Rev Points are available, they have not taken away the cashback, this seems to be for Revolut UK customers and not Revolut UAB customers.

Rev Points are not shown on the Irish Plans yet with details but if you look at other countries you can see most details, Example: https://www.revolut.com/en-MT/our-pricing-plans/

Hopefully they update the Irish Price List soon with offical details!

I said, "if you are on a paid plan, this is free extra benefit that can rack up." And I clearly pointed out that the "spare change" feature on the free plan might not be worth it.

And sure, until 2 weeks ago I could get 10% back by using my Mastercard online (up to 5€ per transaction) and before that I could get 2.5% back on my Visa card and in 2 weeks, I might again get x% back on this or that card. Boy I miss the Mastercard promotion, which got me several hundred Euros in cashback!

There are always new opportunities around and it's always good to check around but if you already have a paid plan then it's free. And on Metal/Ultra you even earn more Avios than you would on the BOI EI card.

Also, why would you use your PayPal BUSINESS card with 0.5% (and remember strictly speaking it's a business card) when there are other business cards that give you way more.

And as to TR save back, if you really think that the amount of tax you will have to pay on the shares/eft gain and the required paperwork is worth the 1% over an easy cashback than go for it. But if a maximum of 15€ is worth the hassle it is a personal choice.

This is why bargain alerts and forums exist so that we can share new deals and steals and it's down to the individual to see if it makes sense for them.

And even if you take 1 month Ultra, you could get at least 12000 Avios for 90€ and that is not a bad chunk.

I will continue to spend where I make the best rewards for myself, in HILTON's I will use my Hilton card (because of the hotel benefits), with EI spending I will use Revolut Pay because it's so easy (and earns points) and for dodgy online shopping I will use PayPal because of the buyer protection. In between I will use whatever gives me the most, be it my Revolut, my Hilton, my DKB card or whatever to maximize my return.

Plus, once Mastercard or Visa throw out the next round of cashbacks (Visa is due in July) I'm going onto that, it's free money just for fun.

And Revolut with their virtual cards made the 10% Mastercard promotion so much easier and sweeter, it was fun.

As always it comes down to ones own preference and spending pattern.