Revolut Megathread.

I don't see any mention of the interest rates mentioned above in the terms and it's 1800 every 35 days and cashback is capped at 10€ a month.

Also it's not open to all accounts it's on invitation only.

Who is eligible for this Promotion?

To participate in this Promotion, you must meet the following “Eligibility Criteria”:

you must have received an Invitation Email directly from us and/or communications within the app inviting you to participate in this Promotion. These communications are sent out randomly;

https://www.revolut.com/en-IE/legal/boosts-offer-existing-customers/

Interesting. I wonder is this selectively enforced as I topped up ~€2.5k last month and I'm eligible for this promotion.

(you can check if you tap the barchart icon in the top right of the homescreen)

Stories like this are why I'll never rely solely on a neo-bank. When the sh!t hits the fan, you can't contact anyone.

As frustrating and as backward as our native banks are, at least you can talk to a human (even if it is torturous in doing so).

any time I had to go to bank of Ireland, and it was only to sort out a mortgage with a different bank, you’d go to the counter and they’d point you to a pc or phone - they had zero interest in dealing with you person to person even though the things I wanted it was stated I could only do in branch. If people think a branch is going to be any better I think they’re delusional

to be honest I have to disagree, be kept on hold for ages as opposed to a chat that I can return to at my convenience and any issues I have had which have been minor have been resolved very quickly. Would rate Revolut support far better but I prioritise my time over getting to speak to someone on a phone

it happens with traditional banks - I have a friend who works in fraud, the press are just not as manic to report it, or people think that because they talk to someone on the phone they’re getting somewhere.

I’ve wasted hours with bank of Ireland travelling to a a branch only to be passed along somewhere else and then somewhere else and then having to pay fees for that. But people are happy to keep the bar low with what they accept from bank just so they can go to a building and receive poor customer service

no probably not, as I said I value my time and convenience and have yet to have any issue or have anyone within my circle of friends complain. There is plenty to counteract all of these online horror stories - which can usually be traced back to someone making a silly mistake that would also happen with a traditional bank

well I’m glad you seem to have experienced the exception to the rule with open 24, a quick google will show the amount of complaints and I did look into it when considering between ptsb and another bank for the mortgage and moving accounts

well I always say research is important and I’ve had large amounts deposited to Revolut and before this I did google (yes very easy) then and reading such reviews I quickly learnt that as long as you can provide proof of sources of income and you’re not doing anything dodgy no problem. I had 35k frozen for all of 20 mins after I uploaded the solicitor documents they were released. Simple and yes I would recommend Google and some comprehensive thought and analysis

It's simple we can all agree that revolut are just better with no competition by legacy banks even with their abysmal support - end of discussion.

If you want a shoulder to cry on n26 has phone support 7 days a week for the paid plans. Bunq have a sos line also.

I was similar to you as well and was falling short but I provided p60 and my final expenses claim that showed year to date and my mortgage document to explain large drawdowns. I was told if they required anything further they would be in touch and my account was never restricted during this time

form what I saw online no one’s account get a restricted whilst your documents are being reviewed and the worst case scenario is that they inform you that they are closing your account and give you a period to withdraw funds. Only time I saw a account getting restricted is when they didn’t provide any documents

All sorted. Uploaded the payslip and savings accounts which left me a few grand short of the amount they queried but message about two hours later to say all good

it’s online with open24 as well, you don’t have to go to the branch. Difference is, you have the option of going to the branch if you want….

Comparing something in 2024 to something “years ago” in a traditional bank is **** pointless.