Insurance after sale of car

Yes, you have to inform your insurance company and tell them that you no longer own the car insured by them. Why would you continue to insure a car you no longer own? They will put your policy on hold temporarily until you collect your new car. And yes once your policy is on hold all the extensions that it includes go on hold also.

No you cannot as one of the questions they will ask is if you are the registered owner of the car and obviously you are not. Easiest thing is to just get your father to add you as a named driver on his insurance policy on his car.

BTW, driving of other cars extension normally only gives you third party cover on the other car. So if you crashed your father's car into another car, your insurance company may only cover the cost of repair to the other car. They would not cover the cost of repairing your father's car.

Whenever I've bought a car in Ireland, I was able to call up in advance to have it swap over if on the weekend, or just called them up on the spot and had it swapped over.

I had a rental recently while my car was in the garage. When my car was ready, I picked up a friend, dropped them at the garage, and drove alone to return the rental. I then called my insurance co. to make 110% sure it was swapped back over to my car, told the friend they were now insured on my car, and had them pick me up in my car.

To be honest though, they really didn't seem to care whatsoever about the minute by minute timing, just that I let them know the swap over was happening at one point or another that day.

info corrected -

almost all policies cover driving other cars that you don't own, however once you have signed the transfer and paid money, you own the car. So the best advice is to change it online there and then (very easy) or bring another person with you who will be insured under their policy to drive the car

thanks - checked that - info corrected

Its the road tax that I was thinking of.