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€25k invested in prize bonds

1280281283285286322

Comments

  • Registered Users, Registered Users 2 Posts: 18,099 ✭✭✭✭Mantis Toboggan


    Has anyone here considered moving over to trade republic?

    Free Palestine 🇵🇸



  • Registered Users Posts: 272 ✭✭PB2018


    Wins on 3rd February 2023: €0

    Last win: 6th January 2023: €50

    Weeks since last win: 4

    €134k invested in prize bonds since July 2017

    Win ratio: 37 wins in 292 weeks (13%)

    2017 (Jul-Dec): 5 x €50 = €250

    2018 (Jan-Dec): 4 x €50 = €200

    2019 (Jan-Dec): 5 x €50 = €250

    2020 (Jan-Dec): 10 x €50 = €500

    2021 (Jan-Dec): 2 x €50 = €100

    2022 (Jan-date): 7 x €50 = €350

    2023 (Jan-date): 1 x €50 = €50



  • Registered Users, Registered Users 2 Posts: 2,086 ✭✭✭tuisginideach


    Nothing for weeks ...😪



  • Registered Users, Registered Users 2 Posts: 6,104 ✭✭✭Trigger Happy


    Nothing for me again.

    Last win on 101,000 worth of bonds was 16th Dec 22.



  • Registered Users, Registered Users 2 Posts: 296 ✭✭carrickbawn


    Nothing here again either. Just went online to encash a good chunk of them.



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  • Registered Users Posts: 832 ✭✭✭pbwinner


    Winnings on 3rd February 2023: €0

    Last win 5th August 2022: €50

    Total winnings on €25k from Feb 2011 to date: €3250

    2011: €75 x 4 = €300

    2012: €75 x 6 = €450

    2013: €50 x 12 = €600

    2014: €50 x 9 = €450

    2015: €50 x 5 = €250

    2016: €50 x 5 = €250

    2017: €50 x 4 = €200

    2018: €50 x 2 = €100

    2019: €50 x 6 = €300

    2020: €50 x 5 = €250

    2021: €50 x 1 = €50

    2022: €50 x 1 = €50

    2023: €0



  • Registered Users, Registered Users 2 Posts: 2,752 ✭✭✭beachhead


    Invested in PBs years ago.Average win less than one per year.Some people are lucky.But it seems the newer the purchase the quicker you win.Personal purchasers have not a hope against club,corporate ,etc buyers



  • Registered Users, Registered Users 2 Posts: 16,552 ✭✭✭✭yabadabado


    I'm considering moving 50k from PB to it.

    2% on that is a lot more than I've ever gotten with PB .



  • Registered Users, Registered Users 2 Posts: 16,552 ✭✭✭✭yabadabado


    €50 win today,first of the year.



  • Registered Users Posts: 2,368 ✭✭✭robwen




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  • Registered Users, Registered Users 2 Posts: 16,552 ✭✭✭✭yabadabado


    I saw that previously but I opened an account with them last week and it was quick and straightforward.

    I haven't lodged anything yet but it's either them or raisin I think I'll be going with .



  • Registered Users, Registered Users 2 Posts: 5,761 ✭✭✭pappyodaniel


    I put about 1k into prize bonds about ten years ago and kinda forgot about them until I moved house recently and found my statement with my bond numbers. I've no idea if they've accumulated anything since. So I tried logging into my account with my regular email address but it's not recognising it. Any advice on what to do or should I just phonecall them directly during weekday hours?



  • Registered Users, Registered Users 2 Posts: 712 ✭✭✭POBox19


    State Savings changed their system a few years ago and the old logon the check your bonds is closed. You now register with your PPS, or SSCN if you have one. A bit like opening a bank a/c and you should be able to upload your bond numbers when you're in and link your bank a/c for prizes to be paid. There is a facility on the site to check if you have any unclaimed prizes without having to register.



  • Registered Users, Registered Users 2 Posts: 21,385 ✭✭✭✭dxhound2005


    Nothing for me.

    The number of €50 prizes in the February draws is 4,735 up from 4,712 in January. The newest bond to win on 06 January was BCQ 456969, newest 03 February BCX 947818. Sales of around €46.8 million.

    Dublin got 2,005 prizes, the first time over 2,000. 1,996 of those were €50 prizes, 42.15% of the total.



  • Registered Users, Registered Users 2 Posts: 602 ✭✭✭transylman


    Geniune question. Why keep your money in prize bonds long term given the awful rate of return?



  • Registered Users, Registered Users 2 Posts: 18,099 ✭✭✭✭Mantis Toboggan


    I'd imagine most don't keep it long term, it's a great place short term, no risk, easy access and a chance of a win every week.

    Free Palestine 🇵🇸



  • Registered Users, Registered Users 2 Posts: 712 ✭✭✭POBox19


    You get nothing from the banks, but there is a chance of a tax free win with PBs.



  • Registered Users, Registered Users 2 Posts: 690 ✭✭✭lordleitrim


    Got two €50 wins in a row in January 6th and 13th. First time getting wins back to back.

    Does anyone else get excited when they see the notification on their phone on Friday lunchtimes that they have a prize bond win? 🤑 For the few seconds it takes to log in after getting the alert, I always have this fantasy that it is the jackpot or even a €1000 win but alas its always the 50 euro....better than nothing I suppose!😊



  • Registered Users, Registered Users 2 Posts: 641 ✭✭✭sportsfan90


    It's been a while since I've cashed in any bonds. Has anyone here done so recently and how long did it take before the money is in your bank account?



  • Registered Users, Registered Users 2 Posts: 2,996 ✭✭✭bmc58


    Do you get a cheque or do you just get some more prize bonds?Heard they don't pay out the €50 prize in cash anymore.



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  • Registered Users, Registered Users 2 Posts: 296 ✭✭carrickbawn


    I cashed some in on state savings account online last Friday afternoon and the money was in my account this morning.

    Would probably have been Tuesday if Monday wasn't a bank holiday.



  • Registered Users, Registered Users 2 Posts: 641 ✭✭✭sportsfan90




  • Registered Users, Registered Users 2 Posts: 2,639 ✭✭✭Dazler97


    I have 2 prize bonds from 1995 (before I was born) Much would they be worth if theirs £10 on each



  • Registered Users, Registered Users 2 Posts: 2,639 ✭✭✭Dazler97


    How are people winning 100k



  • Registered Users, Registered Users 2 Posts: 21,385 ✭✭✭✭dxhound2005


    The IR£ Euro exchange rate never changes. The value of each IR£5 bond was rounded to €6.35. The ones issued in Euro are €6.25. Yours have a slightly better chance of winning because of that.



  • Registered Users, Registered Users 2 Posts: 690 ✭✭✭lordleitrim


    I just do nothing and let it auto reinvest back into additional prize bonds.



  • Registered Users, Registered Users 2 Posts: 2,639 ✭✭✭Dazler97




  • Registered Users, Registered Users 2 Posts: 21,385 ✭✭✭✭dxhound2005


    Go to the Prize Bonds website for all the information. But if they were issued before you were born, is it your name on them?



  • Registered Users Posts: 832 ✭✭✭pbwinner


    It's a long-dismissed myth that newer bonds are luckier than older bonds, each bond has an equal chance of winning. Except pre-euro bonds which would have a slightly better chance of winning because of rounding. So it also doesn't matter if you are a personal purchaser or part of a club.



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  • Registered Users Posts: 832 ✭✭✭pbwinner


    Winnings on 10th February 2023: €0

    Last win 5th August 2022: €50

    Total winnings on €25k from Feb 2011 to date: €3250

    2011: €75 x 4 = €300

    2012: €75 x 6 = €450

    2013: €50 x 12 = €600

    2014: €50 x 9 = €450

    2015: €50 x 5 = €250

    2016: €50 x 5 = €250

    2017: €50 x 4 = €200

    2018: €50 x 2 = €100

    2019: €50 x 6 = €300

    2020: €50 x 5 = €250

    2021: €50 x 1 = €50

    2022: €50 x 1 = €50

    2023: €0



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