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19k to spend on a car

245

Comments

  • Registered Users, Registered Users 2 Posts: 1,794 ✭✭✭coolisin


    Is the 4K trade in the price offered by a garage or just what your car is worth to sell private?

    As they are different things, as could selling private up the budget slightly?



  • Registered Users, Registered Users 2 Posts: 754 ✭✭✭Hungry Burger


    With that sort of mileage you’d be better sticking with a petrol or diesel for the time being. The verdict is definitely still out on EV’s and how practical they will be in the future, I’m definitely waiting a few more years until we can see the lay of the land better.



  • Moderators, Society & Culture Moderators Posts: 42,529 Mod ✭✭✭✭Gumbo




  • Registered Users, Registered Users 2 Posts: 12,140 ✭✭✭✭tom1ie


    That’s what a garage has offered. I could get more selling privately but I’d rather go down the trade in route.



  • Registered Users, Registered Users 2 Posts: 12,140 ✭✭✭✭tom1ie


    Ah I think an EV is definitely the way forward, but it’s just out of my budget at the moment.

    Id have to seriously think about something that gives Tesla like range as I don’t have destination charging (visiting isolated infrastructure around the country for example), and that just way out of my budget at the moment.



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  • Moderators, Society & Culture Moderators Posts: 42,529 Mod ✭✭✭✭Gumbo


    There are cars with more than Tesla range for less. Kona, eNiro for example.



  • Moderators, Sports Moderators Posts: 19,902 Mod ✭✭✭✭slave1


    We have a Tesla Model 3 and a 2019 Kona, the Kona always trumps for range throughout the year.

    My stuff on Adverts, mostly Tesla Pre Highland Model 3

    Public Profile active ads for slave1



  • Registered Users, Registered Users 2 Posts: 12,140 ✭✭✭✭tom1ie



    cheapest E-Niro I can find is €41k:

    Cheapest Kona is €27k:

    so both of them are way over the 15k plus 4K trade in I have.

    Now as unkel mentioned I could increase my loan but this increases the monthly repayment to service that which makes any monthly fuel savings questionable ?

    For example:

    on the 15k loan I’m repaying approx €160 a month but if I were to go for the e~niro my monthly repayment would increase to €450 pm (€290 in the difference per month!)

    If I went for the Kona the loan repayment would be €280 ( €120 in the difference per month)

    On top of that the Kona winter highway range seems to be only 280km which isnt great tbh.

    https://ev-database.org/car/1204/Hyundai-Kona-Electric-64-kWh



  • Registered Users, Registered Users 2 Posts: 12,140 ✭✭✭✭tom1ie


    Really! That’s actually interesting to know.

    What would be the equivalent ICE size car for a Kona? A focus?



  • Registered Users, Registered Users 2 Posts: 2,040 ✭✭✭kanuseeme




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  • Registered Users, Registered Users 2 Posts: 831 ✭✭✭who what when


    Im paying just over 400 euro a month for my EV. My commute is averaging 600km per week. The savings on fuel alone is just about paying the repayments. Now saying that its important to note that I'm on bord gais EV plan and only charge between 2-5am.

    The more milage you are doing the more sense an EV makes. You just have to get the correct EV.



  • Registered Users, Registered Users 2 Posts: 12,140 ✭✭✭✭tom1ie


    ok what size is that compared to a focus say? Bigger? smaller?



  • Posts: 1,123 [Deleted User]


    One thing to add in the calculations in the long term is that the EV will not depreciate to 0 immediately after you have paid for it. And a bigger battery car will most likely stay usable for you for longer before the inevitable battery degradation kicks in. By taking a small additional monthly hit now means you will most likely get your money back in the other end.



  • Moderators, Society & Culture Moderators Posts: 42,529 Mod ✭✭✭✭Gumbo


    Cheaper insurance.

    cheaper tax

    lower or no services



  • Registered Users, Registered Users 2 Posts: 24,339 ✭✭✭✭ted1


    Why pay in cash. Would you consider financing it?



  • Registered Users, Registered Users 2 Posts: 12,140 ✭✭✭✭tom1ie


    15k is a credit union loan and 4K is the trade in value I was offered for the current car.



  • Registered Users, Registered Users 2 Posts: 13,109 ✭✭✭✭the_amazing_raisin


    Petrol is cheaper and likely to continue for a while as diesel production is down


    The old wisdom that diesel is more fuel efficient has largely gone up in smoke. Petrol engines have improved over the past 10 years to the point that they're as almost efficient as diesels now

    "The internet never fails to misremember" - Sebastian Ruiz, aka Frost



  • Registered Users, Registered Users 2 Posts: 13,109 ✭✭✭✭the_amazing_raisin


    But bigger, SUV styling. Think VW T-Roc, Ford Puma or Toyota Yaris chunky edition

    "The internet never fails to misremember" - Sebastian Ruiz, aka Frost



  • Registered Users, Registered Users 2 Posts: 6,285 ✭✭✭creedp


    Height seems to be the only dimension that the Kona is bigger than the focus. Handy for entering / exiting. Roomy enough at front but pretty compact in back and boot.



  • Registered Users, Registered Users 2 Posts: 2,334 ✭✭✭Miscreant


    The Kona is built on the i20 platform (think Ford Fiesta-ish footprint) and is nowhere near the same size internally as a Ford Focus. As said, the boot is more compact and legroom in the rear is lacking, in my experience. All depends on what you need. If, like me, you don't usually have anyone in the rear seats then it won't be much of an issue. If, on the other hand, you are hauling children in and out of the back and have child seats, then I would be looking at something other than a Kona.

    A €19k budget is not going to yield a 300km range EV in the current market but, as others have mentioned, you could potentially get yourself into a PHEV. There is the Outlander, Ioniq, Niro, Xceed and a few others I cannot think of right now available as plugin hybrids (they may or may not all be within the budget though). Any of those vehicles would negate the need for destination charging and would happily chug about town for at least 30km on electricity from home (some could even exceed 50km). Also, don't ignore the myriad of hybrid vehicles available out there as well. I don't know what you are driving now but, in my view, the hybrid driving/owning experience is very good, and you will have your pick of models out there for your budget.



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  • Registered Users, Registered Users 2 Posts: 13,109 ✭✭✭✭the_amazing_raisin


    Yes correct, Kona is really a hatchback on stilts, looks good but the boot isn't very big


    I'm always getting the Focus and Fiesta mixed up 😅

    "The internet never fails to misremember" - Sebastian Ruiz, aka Frost



  • Registered Users, Registered Users 2 Posts: 13,109 ✭✭✭✭the_amazing_raisin


    Yeah tbh for someone who is regularly travelling long distance to varying destinations with no destination charging there's exactly one choice, Tesla

    You want the most reliable charging network in the country for that kind of driving, and the Tesla SuC network is exactly that

    And I'm saying this as an ID.4 owner, not a Tesla fanboy

    I think as others have said, the other realistic option is a PHEV. If your driving is a mix of short drives with the odd long trip then it'll probably work for you

    "The internet never fails to misremember" - Sebastian Ruiz, aka Frost



  • Registered Users, Registered Users 2 Posts: 66,720 ✭✭✭✭unkel


    His long distance driving is 300km max. Which you can do in a Kona, no need for a Tesla if you don't need to publicly charge 😀

    My ads on adverts.ie:

    Victron stuff for sale, Multiplus-II, Quattro!

    https://www.adverts.ie/member/5856/ads



  • Moderators, Sports Moderators Posts: 19,902 Mod ✭✭✭✭slave1


    I would not go for a PHEV, you will be dragging around a heavy battery on your long journeys, PHEV (the devils work) are best suited to short daily trips on mostly battery not long daily runs

    My stuff on Adverts, mostly Tesla Pre Highland Model 3

    Public Profile active ads for slave1



  • Registered Users, Registered Users 2 Posts: 6,294 ✭✭✭kirving


    I'm far from a Tesla fanboy too, but 900km per week in 300km segments is absolutely prime territory for one - you'd be mad not to buy a long range EV, comparted to a €20k ICE (unless of course there are other factors like mortgage application or moving away). Yes you'll get smashed on depreciation, but you will in 19k high mileage ICE too. At least in an EV, you might get you money back, the money you spend on diesel is gone forever.

    €150 p/m on electricity, vs €390p/m on diesel (€260pm saving).

    €5.5k in 3 years, vs €14k


    If staying with ICE:

    Cheapest option almost always is to keep your car, but if you must change...

    IMO €19k or so is a bad price point to be doing high mileage too, as you have a decent bit of money to lose on depreciation, on top of fuel costs, and you might not get a great warranty on a €19k car. If you buy a car with say 100k on it now, in 3 years time, it has 250k km and the value and saleability has dropped off a cliff. And you've spent €14k on fuel in the process.

    I think you'd actually be better getting something lower mileage, with a warranty, even if if cost more, and getting rid of it after 2 years, before 200k km. Your depreciation will be marginally higher, but less likely to hit a cliff at 200k km, and you have a nicer car for that period.

    Or, buy the nicest car you can for €8-10k with a fresh NCT, over 250k km. Keep €2k in the bank for repairs, and drive it into the ground.



    A heavy PHEV battery makes little to no difference on the motorway in my experience, where the vast vast majority of fuel usage is wind resistance, and easily match petrol on regional roads.

    Around town traffic, EV mode comes into it's own, but does need to be charged, or 300kg of batteries hit consumption a lot in percentage terms vs the ICE equivalent. But distances are less so it's less of a problem.



  • Registered Users, Registered Users 2 Posts: 13,109 ✭✭✭✭the_amazing_raisin


    I get ya, but I feel like you'd be operating at the limit of the Kona, so you'll probably end up using public charging a few times as part of your commute

    I always say they people should balance any time spent charging against the savings of an EV and how much they feel their time is worth


    Personally when I'm commuting, I feel my time is almost infinite value, I want the least amount of hassle and time spent using chargers. To me, that points to Tesla as the best experience, you have a network that's well distributed, has plenty of availability and just works


    I think a Kona would work for @tom1ie, and it's definitely closer to his budget. But I do feel the experience with a Tesla would just be a lot simpler, and if you're on for a penny on the Kona, then could it be better to go all in on a Tesla? 🤔

    "The internet never fails to misremember" - Sebastian Ruiz, aka Frost



  • Registered Users, Registered Users 2 Posts: 9,117 ✭✭✭Soarer


    Where are you getting a €15k loan @ €160 per month?



  • Registered Users, Registered Users 2 Posts: 66,720 ✭✭✭✭unkel


    If you wanted to spend a max of €19k, then stretching to €25k is already going very far. The cheapest Teslas are nearly double that again 😂


    Kona is fine, 300km range is enough for him, on a very bad day in winter just drive a tad slower. No need for public charging.

    My ads on adverts.ie:

    Victron stuff for sale, Multiplus-II, Quattro!

    https://www.adverts.ie/member/5856/ads



  • Registered Users, Registered Users 2 Posts: 12,140 ✭✭✭✭tom1ie


    If you wanted to spend a max of €19k, then stretching to €25k is already going very far. The cheapest Teslas are nearly double that again 😂

    Agreed.

    Kona is fine, 300km range is enough for him, on a very bad day in winter just drive a tad slower. No need for public charging.

    EV database showing 265km winter highway range:

    https://ev-database.org/car/1125/Kia-e-Niro-64-kWh



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  • Registered Users, Registered Users 2 Posts: 12,140 ✭✭✭✭tom1ie




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