Revolut Megathread.

The card reader or terminal will dictate the currency and Revolut will just sort the conversion

Usually just leave it in Euros unless buying something specific

Just make sure you have enough of whatever currency you have for the purchases. Can’t mix n match currencies for one transaction

Have a few queries on revolut if anyone can help out.

If I top up my revolut account with a credit card will the credit card transaction be charged at the higher rate similar to a cash withdrawal ?

On a junior revolut account has the junior as app similar to say my standard app as well as having their own app. ?

Do I have to have another bank account to top up my revolut ?

And finally can I withdraw from a standard account ? I'm assuming I need a revolut card linked to the account.

Thanks for any help given on my queries

I saw that thread and I see similar stuff posted now and again. I've had Revolut for several years now and have had to deal with customer service a few times. I've moved country so had to change address, had money taken from my card at an foreign ATM that didn't actually dispense it, had to provide tax details that I didn't have, and each issue was solved promptly. During that time I've had issues with two Irish banks that dragged on and on and took months to sort out. My Irish credit card is due to expire this month and past experience tells me I won't receive a new one and it'll take ages and numerous phone calls before I get one, maybe by the end of the year. I think people panic when something goes wrong with Revolut and take to social media a lot quicker than they would with traditional banks. Revolut also seems to have more than its fair share of customers who try to use it for dodgy purposes such as unregistered/illegal business transactions. I still wouldn't use it as my main bank account but I've no problem having a couple of grand on it.

I'm finding the new Mastercard replacement for my Visa to be complete junk compared to the Visa card for contactless transactions, seems to be nothing near the same level of connectivity as the Visa card, you have to tap the thing to death for it to be recognised.

Can you use google/apple/etc pay?

Yes but I'm not arsed taking the phone out.

I tend to drop phones, usually have the wallet nearer to hand. Fitbit device might be best option.

I've noticed the same. It could take 3 or 4 taps before a transaction goes through. Don't like using my phone.

You can do it through the website I believe

I think I will "lose" my new MasterCard to see if it gets replaced with a Visa.

With KBC closing, is it madness to consider using Revolut as my new bank for salary, savings, bills etc. The security is a worry. I hear of horror stories of getting locked out of accounts and difficulties with no Irish IBANs. Are all those points valid, has anyone taken the plunge and using them for their entire banking. The idea of crawling back to aib or bank of Ireland is nauseating. I’m considering the credit Union too.

I'm just in the process of doing this and so far so good. Paid my salary in to Revolut and have moved everything except mortgage payments over. Will do that next month.