Revolut Megathread.

Atlantic Dawn · 04-04-2022 05:29PM

https://www.boards.ie/discussion/comment/118880021#Comment_118880021

I presume you have already used the card with PIN to make a purchase? I think this is required to fully activate.

mags16 · 04-04-2022 05:34PM

Hiya, yes I have, I think 🤔

mags16 · 04-04-2022 05:41PM

Just checked it on a card machine I have for my own little business. A €2 payment is no problem. But I tried to buy stuff online and the temporary hold thing happens and I have to use the other card.

apache · 04-04-2022 05:43PM

Seems slower to tap also. Have to try a few times before I have success.

beachhead · 04-04-2022 08:33PM

https://www.boards.ie/discussion/comment/118880021#Comment_118880021

Could it be something to with EU regs on authentication?

hynesie08 · 06-04-2022 01:39PM

https://www.boards.ie/discussion/comment/118866125#Comment_118866125

Yeah, got 2 grand to tide me over on a holiday, paid it back less than a week later. took about 2 hours from application to money in account, also you can see the interest accruing in the app, so you'll know exactly how much you're settlement balance is. (Cost me a grand total of 1 euro)

The Black Oil · 07-04-2022 07:12AM

I ordered the replacement card or March 28 and it arrived earlier this week, the estimate was April 11. Tried to activate at the post office for a postal order, but she said it wouldn't work for that transaction. It was fine for buying a stamp.

I've read back over the thread from January on. I'm heading to the US in late April and want to add US dollars for getting petrol, food, etc. Can you have a two currencies on it at once i.e. a few euro for Dublin airport and then dollars for when I land?

apache · 07-04-2022 07:21AM

https://www.boards.ie/discussion/comment/118892358#Comment_118892358

Yep. I have a few different currencies on it.

07-04-2022 10:24PM

Is, there a charge for withdrawing money on your physical card?

Atlantic Dawn · 07-04-2022 10:42PM

https://www.boards.ie/discussion/comment/118896388#Comment_118896388

There's a set limit of €200 or 5 withdrawals a month in cash whichever comes first before fees kick in. That said in some countries and possibly in some private ATM's in Ireland there will be a fixed charge which you must pay in addition, this will be flagged at withdrawal.

08-04-2022 02:15PM

https://www.boards.ie/discussion/comment/118896442#Comment_118896442

Thanks

shesty · 08-04-2022 02:21PM

I have just opened a Revolut account and honestly it is wrecking my head.

I have it linked to one bank account.So far it has allowed me to do a couple of small top ups.It has refused to allow me to transfer more than about 15eur from my bank account to my Revolut account though -it goes through the motions and says everything is fine andthe transfer is underway, and then several hours later I get a message to say the transfer has been "reverted".It's really annoying tbh because the only reason I set it up is to share bills for meals and that, it's no good if it doesn't work.

I've an Irish IBAN, there is no apparent reason for it not to work.Any thoughts?

feargantae · 08-04-2022 04:51PM

https://www.boards.ie/discussion/comment/118898942#Comment_118898942

Have you finished all the KYC checks? Your account just mightnt be Verified yet so it's limiting your use.

Try topping up with your debit card maybe?

shesty · 08-04-2022 05:14PM

Thanks @feargantae.That doesn't seem to be the problem - or rather I can't see anything to say that it is -but I will check it again to see.

shesty · 08-04-2022 05:14PM

FromADistance · 08-04-2022 06:30PM

Any idea when Revolut are going to start paying interest on Savings?

TaurenDruid · 08-04-2022 08:11PM

https://www.boards.ie/discussion/comment/118899950#Comment_118899950

Never, at a guess? Hard enough for them to make a profit without adding that additional cost, especially when other banks' interest rates are tiny or non-existent for deposits and some were/are talking about charging to have money on deposit. Current inflation rates might change that now, of course.

FromADistance · 08-04-2022 09:47PM

https://www.boards.ie/discussion/comment/118900423#Comment_118900423

They already pay interest in the UK & other countries... Looking for info on when we'll get the same treatment in Ireland.

bricksNDmortar · 09-04-2022 08:13AM

If my dad transfers from AIb to my revolut today when do I expect to see it.

NabyLadistheman · 09-04-2022 08:31AM

https://www.boards.ie/discussion/comment/118901917#Comment_118901917

With today being Saturday it should be in your account Monday during the day

bricksNDmortar · 09-04-2022 08:41AM

https://www.boards.ie/discussion/comment/118901953#Comment_118901953

Thank you

beachhead · 10-04-2022 11:43AM

https://www.boards.ie/discussion/comment/118896442#Comment_118896442

Irish banks are charging for cash withdrawals on a Revolut card from their ATMs.Or is it a government fee that I was done for? Withdrawal in Feb this year.There was no e200 allowance for "free" withdrawals for me.Other info--all EU banks appear to be charging for all withdrawals on any Irish card-debit or credit,revolut or any other since 2021.Your Irish bank will tell you that is the foreign banks policy now and nothing to with them.I suppose all freebies have to end sometime.

SourSessions · 10-04-2022 12:20PM

https://www.boards.ie/discussion/comment/118906210#Comment_118906210

Was is 12c? That's stamp duty. Every bank charges you this, just normally all at once in the beginning of the year. Revolut charges each time, which I find much handier.

beachhead · 10-04-2022 09:19PM

Its new for my revolut card.I keep atm transactions to a minimum on my other cards for that reason.

Dodge · 10-04-2022 10:42PM

https://www.boards.ie/discussion/comment/118906210#Comment_118906210

This isn’t true fwiw. Your post is a bit all over the place

I’ve withdrawn in an european country (EU) with my PTSB debit and my Revolut card without any charge this week

Now obviously some ATMs in europe charge a fee but this isn’t new and isn’t related to the cards being Irish. I always try to only use bank linked ATMs and not the ‘euronet’ (etc) machines

dalyboy · 11-04-2022 01:27AM

genuine question…. Has anyone ever successfully received the introduction (refer a friend) offer from revolut ?

I was personally referred by a friend. He was promised a €60 referral . I spent hundreds of €€€ on the card as per arrangement. Got an excuse and F.Off email from the company.

I referred 4 friends since as an experiment under the same promise of a referral fee and guess what … same wishy washy excuse and nada in regards to a fee paid out.

Anyone else have a similar experience?

crinkley · 11-04-2022 05:39AM

Yeah I’ve got it 4 times and the last time I was with the person when they made their final necessary transaction and it was almost instant that the 60 euro was in my account

tipperary · 11-04-2022 06:51AM

Got a new card recently, but have had a few issues where the card is not recognised in card machines? Its happened a few times now, wondering is the card a little thinner without the raised numbering and not being recognised?

beachhead · 11-04-2022 03:14PM

https://www.boards.ie/discussion/comment/118909040#Comment_118909040

I use only irish cards when in the eu.I did not imply(nor wish to) that the charges apply to irish cards only.I used term "irish" here because I assumed everyone posting here would be using irish cards in the eu.I do not ever use private atms.charges at eu atms are new for me.my bank also informed me that they are a new introduction.By strange coincidence I used ptsb and revolut among others such as b of i and u b.all were subject to a withdrawal fee-notified onscreen.you must be a special customer of ptsb to avoid fees.

Quackster · 11-04-2022 03:51PM

Charges at regular ATMs are becoming more and more common in many countries. For instance, you'll struggle to find an ATM in Spain these days that doesn't charge cards from other banks a few euro a pop.

Revolut Megathread.

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