Car insurance - tell us your quotes/renewals

Male, 41, 20 years driving. No claims, no points

Vw tiguan 2.0 tdi 150 BHP.

Renewal was 498 with glennons via allianz

Allianz directly 448 as a new customer

It's for women (top comprehensive package they have, with all options added) 303

Chill insurance 380

After calling glennons, new quote was 378. Went with that as there's a lower excess than others and full comp insurance on driving other cars.

Definitely worth shopping round.

I would have gone to either the insurer you had the van with or the insurer you previously had car insurance with and made a representation. I assume that in 2018 you had both a commercial policy and a car policy and full NCB built up on both?

I had similar, but in reverse. I had full car ncb and full commercial ncb, but then ditched the van as I didn't need it. Then early last year I needed one again and it was near 3 years since my previous van insurance lapsed. Axa asked me to email the details and they came back and gave me a quote with full ncb of €440 for a transit.

Chill are a broker and tend not to have as much interest as a direct employee

I have the van currently insured with AA insurance, they quoted me over 7 grand for the car insurance. I said give me the quote I'm sitting down, he replied are you lying down? and gave me the quote. Ended up going with zurich who are €1540 tpft. I cant find paperwork or remember who the car was insured with in 2018. I paid the equivelent of about €6000 back in 1990. They robbed me then and 32 years later they are robbing me again, never in all them years have i made a claim. Its no wonder that so many fraudulent claims are being made.

Was arsing around with change car estimator function on MyAXA ....have 6 mnts fully comp. insurance left and put in 3 different cars.....2010 volvo s40(4000) 1.6D...cost to change over 160euros....2004 s40(€500) 1.6 P ...50euros....2020 Porsche (€70000)...60euros.

In what world does this make sense?

Just got my renewal today from FBD:

For Context:

Male, 25, Full licence 6 years, Full No claims Bonus. No Penalty Points

Car - 2014 Seat Leon FR 2.0 TDI 150 BHP

Area of Use: Co.Dublin

Renewal: 615.36 - Comprehensive, Full No Claims Bonus Protection

Zurich: €692.87

Get Set Go: €791

Allianz: 701

AIG: 586.02

Kennco: 581

An Post: €666.91

AA: €1073

AXA: 754.37

123.ie: €864.56

Renewed with FBD after some negotiating, removed breakdown assist as I have AA membership and got it for €540!

3rd year in a row renewing with FBD despite shopping around, no complaints here!

also worth noting the premium is down from €676 last year

I made a 3k claim which halved my NCB, over the next 3 renewals I paid an extra 400 in premiums.

Renewal quotes for €565 existing cost

5 years NCB

AA(existing)-759

Allianz - no quote

Anpost €338 went with it

Age: 45

Car: Toyota Auris Hybrid 2012

Years Driving: 11, 6 with a full licence

No of claims. 0

Penalty points: 2

Mileage per Year: Less Than 5000km

Premium: 500e for Full comp wit he RSA

Age:45

Penalty Points - 0

Years Driving - 22+

Years NCB - 10+

Car: 2012 Passat 2.0 Tdi

Current Policy: Allianz @ €414(been with Allianz for 3 years)

Renewal with Allianz: €495

This is nuts! Huge jump in premium so I checked around a lot of places to get competitive quote but minimum I could find was 550

I've no idea why I can only get a decent quote from Allianz so if there are suggestions out there, would be appreciated.

Also, I applied online with Allianz to get a quote, just to see. Got €432 online!

Talked to the Allianz office about it and was told that as I have a few years with them that I would lose my 'loyalty' bonus.

I told her that my loyalty bonus gave me a quote thats 60 quid more expensive than a fresh online quote, with Allianz! 😂

That flumoxed her so she has to call me back after she chats with a supervisor🤔

Any suggestions out there for me to try lower the quote? I thought premiums were supposed to fall?!

AIG quote is 960 which includes a 10% online discount - this includes my partner as a named driver which usually drops the price but when i remove her the AIG quote comes down to 625 for some reason - its a pure lotto level scam!

Just to add, the online quote from Allianz was actually lower today than yesterday, by 40 quid....same details used. 🤷‍♀️

Got my renewal from chill 545 with ivernia which is 45 more than last year,went on their site and got 437 with same company!!!

If you get a cheaper quote on their website than your renewal from the same company can you take it.

I had a bit of hassle February last year with Allianz. They weren't making it easy by not allowing me to input my cars registration number to complete the online sale, seen as I was already with them - or something silly along them lines as far as I recall. In the end I done a like for like quote inputting the exact model and spec as my own and same yr and value as opposed to registration number. Got the quote reference and got on the phone to them. They weren't making it easy really with a few calls back and forth etc but agreed to honour the lower online price when I treated to take my business elsewhere. A bit sketchy but that was the general gist of my experience as I recall.

Acorn are a broker.

Sometimes brokers ask too many questions just to be safe when checking all the companies they check.

That question just means another car in a wife and husband situation. Not if say you could technically drive your dad's car.