do u mean mirrored over from the van? they only allow you to use a ncb on 1 vehicle only which is a rip off imho.
No one could touch renewal price of 345 Fully comp inc driving for employer and NCB protection. AIG Golfers insurance.
a broker would have been able to get your NCB mirrored over and give you the benefit of it.
I would have gone to either the insurer you had the van with or the insurer you previously had car insurance with and made a representation. I assume that in 2018 you had both a commercial policy and a car policy and full NCB built up on both?
I had similar, but in reverse. I had full car ncb and full commercial ncb, but then ditched the van as I didn't need it. Then early last year I needed one again and it was near 3 years since my previous van insurance lapsed. Axa asked me to email the details and they came back and gave me a quote with full ncb of €440 for a transit.
Chill are a broker and tend not to have as much interest as a direct employee
46 Male, claims free and full licence for over 20 yrs.
17 Superb estate 2.0D
Aviva last year were 422, with a renewal quote of 482.
123 were similar price but with €75 new business discount and a bit of haggling got FBD for €389.
Fully comp on driving other cars included along with breakdown and stepback cover.
Claims are down, expected pay outs should be down, premiums should be down to
Male, 41, 20 years driving. No claims, no points
Vw tiguan 2.0 tdi 150 BHP.
Renewal was 498 with glennons via allianz
Allianz directly 448 as a new customer
It's for women (top comprehensive package they have, with all options added) 303
Chill insurance 380
After calling glennons, new quote was 378. Went with that as there's a lower excess than others and full comp insurance on driving other cars.
Definitely worth shopping round.
Female, 41, 20 years driving experience. No claims
162 Skoda Octavia 1.6 90bhp
She used to be on a company car so no existing personal policy.
After securing letter from company insurer(a nightmare process in itself, took over 6 weeks) best quote is allianz at €420.
Not bad, but hassle.
Best quote without any no claims was Zurich at 998.
Your eircode makes a huge change for AXA, I put in the wrong eircode for a 19yr friend I was getting a quote for, 2300 with a full license but almost no experience on a 1.6 a3, the address was a much posher area but apartments, when I put in his actual address, 1360e!
Male 39, Leon FR diesel
Comp plus class 1, no voluntary excess.
Last year AIG €550
Renewal AIG €520
AIG Website 3 weeks ago €467
AIG Website today €404 - We have a winner
All the rest......
Zurich - Wouldn't quote
Geet set go €450
Chill €493
Kennco €470
Axa €623
FBD €715
Allianz €491
Supervalu €650
123 €493
Aviva €718
AA €555
Some of them obviously don't like the Class 1
AIG are odd. Renewals guy rang me. Told me he could do nothing over the phone and to go with the online ones from them.
My mileage has dropped from last year, WFH 2 or 3 days now and was fulltime out and about so he could have gone in and adjusted mileage.......not allowed??
All my children started with AXA nobody else were interested as you can see.
My son just got his first car, first car insurance :
18 years old
2008 Astra 1.4 Petrol
On 1st Learner Permit
0 years driving in a car, but 2yrs and 2yrs NCB on a motorbike - I'll get to that later....
Axa: €2,540
Liberty: €4,700
AA: €3,300
Chill: €3,400 - 3,900
123Go : €2,482 with tracker
Zurich: No Quote
Allianz: No Quote
Aviva:No Quote
I'm kinda annoyed at Liberty though: despite being with them 2 years on a motorbike, having a full bike licence, and advanced assessments as well, they made no effort at all. On top of which I'm with Liberty on my car, and my daughter is with Liberty on her car as well. So much for 'loyalty'.
Wife's renewal came in from AiG.
35y,licence 10+,bonus 10+,3 points since last week(feckin van,she did 107/100)
Megane 13 1.5,fully comp,glass,driving other cars,full bonus,me as named driver
Last year 440.
Renewal came at 385€ but when I rang AiG to add points to renewal price went to 480€(!!)
Aviva came up cheapest:
366€,fully comp,glass,step back,brakedown,me as named driver,3 penalty points added to policy.
Difference with 3 points or 0 points was 17€ with Aviva.349€ would be with 0pts
Other quotes:
Axa 410
Liberty 550
123.ie 497
2.0L 161 Skoda Superb Auto estate 150bhp
47 yr old male
Full Licence
10yrs + No claims
Fully comp, with limited business miles and indemnity.
Renewal with AIG 345, down from 353 last year. Golfers policy, so 2000E insurance for clubs in car also.
Hardly the promised reduction due to reduced claims, but still a good price, probably check out 2 or 3 other companies nut think it will be hard to beat.
When I was reading the post I was like how is it so dear considering age and then I reached the bottom paragraph.
Male. 53.
2018 range rover velar 2.0L.
No claims in 32 years.
Full licence 32 years.
Chill insurance €2300 with a €3000 excess.
Van insurance also since 1999.
There is a gap of 3 years in my car insurance from 2018 to now as i had a van only so they put me on 0 years ncb even though I've been driving the van accident free. Not fair IMHO. Its me who earned the ncb not the van but they make no allowance for that.
Male 43
2010 Octavia 1.9 TDi
No Claims 10 + Years
Licence 20 Years
No Points
Wife is named driver. She has 3 Points, No Claims
I was with Zurick. Quoted 624.50
Aviva 669
BOI 578
An Post 523
AIG 479
FBD 502
I went with Allianz for 452
Wife got her renewal from i4w for 697.
I checked their other site getsetgo offering her 630. But wouldn't let me buy. I gave them a call and they processed it.
My wife received her renewal from Aviva recently:
Age: late 40s
Claims-free- max. no claims bonus, full licence 25+ years, zero penalty points
Car is a 2015 Skoda Octavia, comprehensive cover, social & domestic plus travel necessitated by her employment (public service) plus me as a named driver, with my own car covered under my own policy
Quote was €502, up nearly €50 on last year's renewal- we have 3 policies with Aviva- 2 motor and 1 house insurance.
Rang them up and did the usual, max they could offer was additional €15 off. Went online and entered details as a new customer, got a reference number, my wife rang them back and eventually got her cover as a new customer for €367, same cover, same benefits etc. Took an hour or so of our time but well worth the effort for the savings made. I know it's been said before but there is no reward for customer loyalty- we both have claims-free, penalty point-free driving history! After all the time spent on the phone, going over terms and answering all the questions I do wonder how people with a poor or chequered driving history get cover at all! sorry, rant over.
Hello.
29 Male
2011 VW Golf 1.9 TDi
NCB 7 Years
Licence 7 years
No points.
1st Renewal Quote (Kennco) - 614
Glennons asked me to add a named driver and got the quote down to 541, I then rang kennco telling them this, added a named driver, and they offered 535 which I went with. Would recommend Glennons for quotes in future, they were very good, but the bottom line is price and I went with the cheapest.
Cheers.
I went with Zurich in the end for 382.
They offered it then for 355 when I called them today. I told them I had a quote from a different company for 350 (wink, wink) So they offered 343 which I accepted!
Delighted with this quote!
I know this will sound like a lot of work, but try all or as many online quotes from this list.
Shopping around is simply the only way!!
Lads, just curious to get a quote on a 13/14 GTI for a 28 y/o but having no look. There's always, or at least there was always some dodgy looking company/site no one's ever heard of who'll quote you on anything even if it costs an arm and a leg. been out of the fake quote game for a while, any suggestions?
Male 54 & wife inc
17 Renault Kadjar 1.5Diesel
9 years Ncb
licence 1992
0 points
AIG comp deluxe policy €288
through Getsetgo.ie includes €80 new customer discount
Same details as last year.
28 Male
2007 Honda Civic 1.4 petrol
NCB: 9 years
Licence full - 8 years
No points
Quotes:
123.ie - Renewal: Fully comp: 482
Zurich: Fully comp: 382.05 TPFT: 353.63 (Added a promotional code: Protect for 19% off)
An post insurance - Fuly comp: 537.49 TPFT: 480.74
25 PLUS - Fully comp: 592.47 TPFT: n/a
AA - Fully comp: 610
AXA - Fully comp 604
AIG - Fully comp: 620
Acorn insurance (zurich) - Fully comp: 789.79
Blue/chill insurance (Ivernia) - Fully comp: 599
Britton insurance - Fully comp: 1071
FBD - Fully comp: 716
Whoops.ie - Fully comp: 845
172 Golf 1.0 TSI, 29, 4 years NCB plus provisional driver, 28 female, 3 years driving.
Previous: Liberty 760
Renewal: 680, New policy: 648
Post Insurance: 530
Allianz: Would not quote
123: 864
Axa: 765
AIG: 1,138
AA: 911
Zurich: Would not quote
38 male
21 years driving, no claims
182 Golf R
Was with AA, they wanted 677 to renew. Got them down to 570 after a call
Aviva 354
AIG 537
GetSetGo 468
AXA 720
123.ie 530
AA 534 (as a new quote)
FBD 751
Allianz 483
Supervalu 714
Liberty Wouldn't quote
Zurich Wouldn't quote
An Post 439
Rang Aviva, wouldn't budge on price but took it for 354 anyway with full NCB protection and step back
38 years old
2021 Nissan Leaf 40kw
13 years driving
No claims
Renewal quote email from 123 was €580
liberty: €429.43
Axa: €535.79
Zurich: €747.39
Allianz: €574.96
FBD: €532.75
Aviva: €545.35
SuperValu: €533.03
BOI: €448.87
123: €370.79
Phone call to 123 quoting the online quote and ended up matching for the renewal.
32 years old
2010 Ford Mondeo 1.8dsl
15 years on the road
Last years price was €520, this years renewal was €518, called them up and they dropped it to €445 with Aviva
The lad on the phone kept making reference to the car being one year older - What was he expecting the car to roll backwards in age?
Male 72 + wife, Full licences and NCBs, no points.
Quoted insurance renewal for a 08 Golf GTI - increase €610 to €717 - no explanation. AIG on line quoting €513.
Liberty increased my motorbike insurance by 150% last year - switched to Carole Nash for less than previous year.
Been with Quinns -> Liberty for many yearsl Are they trying to go out of business?
Male 37 Full Licence for 13 years, 13+ years no claims, TPFT on a 99 Celica and my renewal premium this year which will be at the end of september with liberty insurance is €1228.61, on the documents they also list their comprehensive premium at €1314.81
I just recently had a message from AIB about car insurance so just tried a quote, they just quoted €557.18 Comprehensive. which i thought was odd so i tried AXA and they then quoted me €491.24 Comprehensive. What the hell are liberty insurance at 🤨. I also tried fbd but they wouldnt quote online at all.
Weird thing with the AXA page is it wont email me the quote when i click save, it states it has emailed me but nothing arrived. I received the saved 5 day quote from AIB in my email practically instantly when i saved that
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